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Sponsored 14 COMPANIES THAT WILL GIVE YOU FOOD AND OTHER PRODUCTS FOR FREE By Hector Velez June 29, 2023 Man, there’s nothing better than free stuff. Like when you’re walking through a mall’s food court and an employee offers you a bite-sized morsel of bourbon chicken impaled on a toothpick? Always take the bite-sized morsel of bourbon chicken. Always. Every single time. You don’t even have to be hungry. Right? The point is, we all love free stuff. But not all free stuff is worth loving. After extensive research, our crack staff of freebie-ologists have put together this sweet list of quality freebies for you. Only the finest freebies are allowed in this list. From coffee to coconut oil to diapers, here’s the ultimate list of our favorite free stuff online. 1. FREE PANCAKES, ANYONE? Sign up for MyHop (that’s IHOP’s loyalty program) to get a free stack of pancakes. Once you create your account, you’ll get an email with your coupon. A few tips: Be patient for the email; we received it several hours after signing up. Also take note of the expiration date, which was two weeks out for us. 2. GET UP TO $100,000 FROM THIS COMPANY Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead. But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow. Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead. You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months. Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%. *Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report. 3. GET PAID UP TO $140/MONTH JUST FOR SHARING YOUR HONEST OPINION It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month. A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot. It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community. 4. $10K OR MORE IN DEBT? MOST PEOPLE DON’T REALIZE THIS OPTION EXISTS You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs. The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt. If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you. As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt. On average, you could resolve your debts in as little as 24 to 48 months. National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation. 5. THIS FREE APP WILL GIVE YOU UP TO $1K IN FREE STOCK JUST FOR SIGNING UP AND FUNDING YOUR ACCOUNT Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks. Luckily, when you open a free SoFi Invest account and fund it with at least $10, they’ll give you free stocks in return — worth up to $1,000. With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks. If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees. It only takes a minute to open a free account and get started. Then, once you fund it with at least $10, SoFi will reward you with your free stock — which could be worth up to $1,000. 6. EARN 110% HIGHER INTEREST ON YOUR SAVINGS (ONE OF THE HIGHEST AVAILABLE) Interest rates at most banks these days are downright pitiful. You’ll be lucky if you earn a quarter at the end of the year. But an online bank called Vio has one of the highest earning rates you’ll see — 5.30% APY* (Annual Percentage Yield) on your money market savings. That’s 110% higher than the average high-yield savings account. Not only does it pay well, it also costs nothing to open an account. You just need to transfer at least $100 to keep it open. Security is also top notch. You can depend on bank-level encryption, FDIC insurance up to $250,000, with the highest level security you can obtain. There’s a reason why it’s been named the best high-yield savings account by websites like Fox Business, CNet and CNBC. And it has an A+ rating from the Better Business Bureau. If you’re ready to save smarter and earn more, open a free Vio Cornerstone Money Market Savings Account. Get started here. *See viobank.com for more details 7. THIS AI APP ANALYZES ALL YOUR INVESTMENTS AT ONCE We all want to grow our wealth. And we’re doing all the right things — we invest, we have retirement accounts. There’s just one problem: Most of us don’t see the full picture of our investments. Without a full analysis of everything you’ve invested, you’re likely to miss key ways your investments are working against one another — or overlook ways they could work together. An AI app called Magnifi can analyze all your brokerage and retirement accounts at once and then show you opportunities you may have never realized were possible. Are you paying too much in unnecessary fees? Do you have any hidden risk or overexposure? Magnifi will tell you right away. The more accounts you link, the more Magnifi can help you manage — including 401(k)s, IRAs, individual stocks and ETFs held in almost any brokerage. Want to see the opportunities you’re missing with your investments? Penny Hoarder readers can get started today worry-free, with plans starting as low as $1/month. 8. FREE BAGEL AND SHMEAR Welcome to the Shmear Society! OK, that sounds a little weird, but Einstein Bros. Bagels has a pretty legit rewards program. When you sign up, you’ll get a free bagel and shmear (or cream cheese). Plus, you’ll start earning points — two points for every $1 — good for more freebies. It’s super easy to join, and who doesn’t need a good carb kick? 9. FREE MCDONALD’S FRIES What’s better than an order of large fries from McDonald’s? A FREE order of large fries from McDonald’s. Yes, you can get some of that hot, salty potato goodness for free if you just download the McDonald’s app. No purchase is necessary. All you have to do is download the app, and you get an order of large fries. 10. FREE GODIVA CHOCOLATE Free Godiva chocolate — what could be better? We’re pretty sure free Godiva chocolate is handed out every day in heaven. Probably those chocolate salted-caramel truffles. Even better: This offer isn’t a one-time deal. Once you sign up, you get free chocolate every month at participating locations, plus birthday chocolate! 11. FREE ICE CREAM We’ll never, ever pass up an opportunity for free ice cream. If we ever do, you should go ahead and start making our funeral arrangements. This is free ice cream we’re talking about! When you download the Slab Happy Rewards app from Marble Slab Creamery, you’ll get free ice cream just for signing up. After that, you’ll earn points for each dollar you spend, and you can cash them in for $5 off future purchases. 12. FREE COFFEE Want to try a bag of some of the best coffee in the country — completely free? You can get a 2-ounce trial of Blue Bottle’s famous beans for nothing at all. It’s part of their monthly subscription service, so you’ll need to enter your credit card info, but you’ll get an email before Blue Bottle charges you and sends you more coffee. Just cancel your subscription if you don’t want to keep getting coffee. 13. FREE ROAST BEEF SANDWICH Hungry? Arby’s has an email list. If you sign up for it, you’ll get a free Roast Beef Classic with the purchase of a drink. (Arby’s will also send you coupons.) This is one of the only offers on this list that requires you to buy something to get something else for free. But hey, you’re going to need something to wash down your free roast beef sandwich. 14. FREE DUNKIN Do you run on Dunkin? Join the DD Perks program to get a free beverage when you sign up and on your birthday. Plus, you’ll earn points for every purchase and get a free beverage for every 200 points. *Sofi: Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. Terms for ‘Claw’ Promotion: https://www.sofi.com/invest/clawpromotion/rules SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below. 1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC. 2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA(www.finra.org)/SIPC(www.sipc.org), (“Sofi Securities”). Clearing and custody of all securities are provided by APEX Clearing Corporation. 3) SoFi Crypto is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business. For additional disclosures related to the SoFi Invest platforms described above, including state licensure of SoFi Digital Assets, LLC, please visit SoFi.com/legal. Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Bank, N.A. YOU MAY ALSO LIKE The 6 Biggest Money Secrets Most Rich People Won't Tell You by The Penny Hoarder If You Have More Than $1,000 in Your Checking Account, Making These 6 Movies by The Penny Hoarder This 7-Day Savings Challenge Is Going Viral By Making People Richer by The Penny Hoarder 50 Ways to Make Extra Money This Month by The Penny Hoarder Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. 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