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Make sure to 

reward your friend



NO RISK TO YOUR CREDIT SCORE

See if You're Pre-Approved

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Refer a Friend




YOUR FRIEND THINKS YOU’LL LOVE
A CAPITAL ONE CARD.




Find out if you're pre-approved with no risk to your credit score.

See if You're Pre-Approved


CAPITAL ONE CARD BENEFITS
Automatic Credit Line Reviews
Be automatically considered for a higher credit line in as little as 6 months.
$0 Fraud Liability
You're covered by $0 Fraud Liability if your card is ever lost or stolen. 1
Flexible Due Dates
Pick payment due dates that work best for you and your schedule.

HOW TO APPLY & REWARD YOUR FRIEND

Look in your wallet

If you already have a Capital One credit card, you can still apply. But your
friend won’t qualify for a referral bonus.

Check pre-approval

Seeing if you’re pre-approved won’t hurt your credit. Just hit “See if You’re
Pre-Approved” on this page to get started.

Apply for your card

Review your pre-approval offers and apply for the card that’s right for you. All
you have to do is answer a few more questions.

Enjoy your card

If you’re approved, you get a new card and your friend gets a bonus. Sounds like
a win-win.



What is pre-approval?

Getting pre-approved lets you see which cards you might be eligible for—before
you apply. It’s quick. It can help you compare offers. And it won’t hurt your
credit.

See if you're pre-approved


FREQUENTLY ASKED QUESTIONS


1.

How do I participate in the referral program?

Hit the "See if You're Pre-Approved" button and complete the form. If you are
pre-approved for the offer, complete the application for a Capital One credit
card. To be a part of the refer-a-friend program, you must apply from this page.
If you leave this page for some reason, just be sure to come back here to apply.
Otherwise your friend won't get their bonus.


2.

How do I know my friend will get credit for this referral when I’m approved?

Don’t worry. Your referral information will be automatically passed to the
application. You should see a message at the top of the application saying,
“your referral information has been applied,” which means the person who
referred you will get credit for the referral if you’re approved.


3.

Will Capital One tell my friend if I’m approved/pre-approved or not?

We won’t tell anyone whether or not you have applied for a credit card or if you
have been approved or declined. But, just remember that we may give your friend
a referral bonus if your application is approved and, as a result, they may be
able to tell that your application was approved (especially if they didn’t refer
anyone else).


4.

Will the status of my application affect my friend?

The only potential impact your application could have on your friend is that—if
you are approved—they might receive a referral bonus. Other than that, we cannot
disclose any information on who has applied or been approved, so your friend
will not be notified of the status of your application.


5.

Referral terms and conditions

Here’s what you need to be able to participate in this referral program:

 * You have to apply and be approved for a Capital One credit card offered as
   part of the referral program.
 * You must use the referral link you got from your friend to complete the
   application process. Otherwise, they will not receive a referral bonus.
 * Since this program is about new people joining Capital One, you must be a new
   Capital One credit card customer for your friend to receive a bonus as part
   of the referral program. If you already have a credit card with Capital One,
   your friend will not receive a referral bonus.
 * The referral offer you received from your friend must be valid when you apply
   from the referral page. If your link is no longer valid, then your referral
   won’t go through.

By using the referral program, you understand and agree that the Capital One
customer who referred you could receive a referral bonus if your application is
approved and may be able to tell if your application is approved. We reserve the
right to alter, change or terminate the referral program at any time without
notice. Qualification for the referral program is determined at our sole
discretion and may change at any time without notice.

Your friend may have included a personalized message to you when sending you the
referral link. However, the message itself is solely from your friend and we
have not reviewed it. Therefore, we are not responsible for its contents.

We reserve the right to delay or not enforce any of our rights under the
referral program without waiving or losing our right to enforce them later.


1

$0 Fraud Liability claims are subject to investigation and verification.


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