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Faster Direct DepositOverdrive™No Hidden FeesCash BackFee-Free ATMsTeen Banking
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Our StoryCareersPress



THE FUTURE OFBANKING

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Current is a financial technology company, not a bank. Banking services provided
by Choice Financial Group, Member FDIC.
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AS SEEN IN

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4.00% APY


MAKE YOUR HARD EARNED MONEY WORK HARD FOR YOU

Earn 4.00% APY¹ on your Savings Pods, so you can reach your goals faster.

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OVERDRAFT WITHOUT FALLING BEHIND

With Overdrive™, overdraft up to $200² without any overdraft fees. So you can
keep your money where it matters – in your pocket.

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FASTER PAYDAYS BECAUSE YOU EARNED IT

Get paid up to two days faster with direct deposit,³ so you have your money when
you need it most.

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POINTS THAT PAY YOU BACK

Earn up to 15x the points on swipes,⁴ so you can cash in on the purchases you
make every day.

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GET THE PROTECTION YOU NEED SO YOU CAN GET AHEAD

 * Block transactions instantly from the app

 * Get privacy controls with fingerprint and Face ID lock

 * Know you’re covered by FDIC deposit insurance up to $250,000, total, through
   our partnership with Choice Financial Group, Member FDIC




CUSTOMER REVIEWS

App Store
5 Stars

"Amazing Mobile Banking! By far my favorite mobile banking option out of the
many I’ve tried!"

Google Play
5 Stars

"Easy to use, looks amazing and love getting my checks two days early¹. This app
was very much needed."

Google Play
5 Stars

"Love it. Easy to use. No hidden fees."


JOIN OVER 4 MILLION MEMBERS.
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Current is a financial technology company, not a bank. Banking services provided
by Choice Financial Group, Member FDIC.
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Spend
 * Faster Direct Deposit
 * Overdrive™
 * No Hidden Fees
 * Cash Back
 * Mobile Banking
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 * Add Cash
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 * Mobile Deposit
 * Money Management
 * Current ~tags
 * Teen Banking
 * Security

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 * Automated Savings

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 * Contact us
 * FAQ
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Copyright © 2022 Current | Sitemap | Terms | Privacy | ESIGN Consent

Current is a financial technology company, not a bank. Banking services provided
by Choice Financial Group, Member FDIC. The Current Visa Debit Card is issued by
Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be
used everywhere Visa debit cards are accepted.

By clicking “Sign Up” I agree to receive Current messages to my mobile number
and to the terms and privacy policy. Message & data rates may apply. Reply STOP
to cancel.

 * ¹The Annual Percentage Yield (“APY”) for Current Interest is variable and may
   change at any time. The disclosed APY is effective as of January 1, 2022. No
   minimum balance required. Must have $0.01 in Savings Pods to earn Interest on
   up to $2000 per Savings Pod. Please refer to Current Interest Terms and
   Conditions.

 * ²Please refer to Overdrive™ Features Terms and Conditions. Individual Current
   Accounts only.

 * ³Faster access to funds is based on comparison of traditional banking
   policies and deposit of paper checks from employers and government agencies
   versus deposits made electronically. Direct deposit and earlier availability
   of funds is subject to timing of payer's submission of deposits. Individual
   Current accounts only.

 * ⁴Earning rates over 1x are only available on Individual Current accounts at
   participating merchants.

 * ⁵Out-of-network and International cash withdrawal fees apply. Additional
   third-party fees from the ATM owner may apply. Learn more at Current Deposit
   Account Agreement.

 * ⁶Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity
   Services LLC, and may not be available in all states. Terms and conditions
   apply. All forms of investments carry risks, including the possible loss of
   principal. Cryptocurrency is not subject to FDIC or SIPC coverage. The
   cryptocurrency assets in your Zero Hash account are not held at Current or
   Choice Financial Group. Current and Choice Financial Group are not
   responsible for the cryptocurrency assets held in any Zero Hash account.
   Neither Current, nor Choice, is involved in the purchase, sale, exchange of
   fiat funds for cryptocurrency, or custody of the cryptocurrencies. Terms and
   Conditions apply (platform and user agreements.) Crypto on Current is not
   currently available in HI. Licensed to engage in Virtual Currency Business
   Activity by the New York State Department of Financial Services. This does
   not constitute investment advice.