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Submitted URL: https://mortgageswithnicole.com/
Effective URL: https://crosscountrymortgage.com/nicole-habib/
Submission: On March 20 via api from US — Scanned from US
Effective URL: https://crosscountrymortgage.com/nicole-habib/
Submission: On March 20 via api from US — Scanned from US
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<div class="site-header__push"></div>
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<div class="container">
<div class="site-header__row">
<div class="site-header__left">
<ul class="nav site-header__utility-nav">
<li>
<span class="phone-number none">
<span class="sr-only">Questions? Call </span>
<span>Questions? Call </span>
<a href="tel:+16182394259">618.239.4259</a>
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</li>
</ul>
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<div class="site-header__right">
<a class="site-header__utility-link" aria-label="Search" href="/search-results/" role="button" data-toggle="modal" data-target="#modal-search">
<span class="icon icon-md icon-ccm3 icon-search" aria-hidden="true"></span>
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<ul class="nav site-header__utility-nav">
<li>
<a href="/pay-my-mortgage/">
make a payment
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</li>
</ul>
</div>
</div>
</div>
</div>
<div class="site-header__section site-header__section--bottom">
<div class="container">
<div class="site-header__row">
<div class="site-header__left">
<div class="brand">
<a href="/">
<span class="brand-logo-bg" style="background-image:url('/getmedia/a3e8f2f6-cc08-4ced-9942-acf744405048/CCM_Logo.aspx?v=20191031')">
<span class="sr-only">CrossCountry Mortgage, LLC.</span>
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</div>
</div>
<div class="site-header__middle">
<a href="/pay-my-mortgage/" class="btn btn-primary">Make a payment</a>
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<div class="site-header__right">
<button type="button" class="navbar-toggle collapsed" aria-expanded="false" data-toggle="collapse" data-target="#ccmortgage-main-navigation">
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<ul class="nav navbar-nav">
<li class="has-children"><a aria-expanded="false" aria-haspopup="true" href="/buy-a-home/"><span class="v-align"><span class="v-align-content"><span class="link-text">Buy a Home </span> </span> </span> </a><button
class="submenu-toggle" type="button" aria-controls="id1" aria-expanded="false"><span class="sr-only">Expand sub-menu</span></button>
<div class="submenu" id="id1">
<div class="submenu-header"><a href="/buy-a-home/">Buy a Home</a><button class="submenu-toggle" type="button" aria-controls="id1" aria-expanded="false"><span class="sr-only">Back to previous menu</span></button></div>
<ul>
<li><a href="/buy-a-home/home-buying-guide/">Homebuying Guide</a></li>
<li><a href="/resource-center/faq/home-purchase-faqs/">Home Purchase FAQs</a></li>
<li><a href="/buy-a-home/buy-or-rent/">Buy or Rent</a></li>
<li><a href="/buy-a-home/tips-for-first-time-home-buyers/">Tips for First-Time Buyers</a></li>
<li><a href="/buy-a-home/understanding-down-payments/">Understanding Down Payments</a></li>
<li><a href="/buy-a-home/fast-mortgages/">Fast Mortgages</a></li>
<li><a href="/loan-types/down-payment-assistance-programs/">Down Payment Assistance Programs</a></li>
<li><a href="/buy-a-home/home-renovation-and-improvement-loans/">Home Renovation and Improvement Loans</a></li>
</ul>
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<div class="submenu" id="id2">
<div class="submenu-header"><a href="/refinance/">Refinance</a><button class="submenu-toggle" type="button" aria-controls="id2" aria-expanded="false"><span class="sr-only">Back to previous menu</span></button></div>
<ul>
<li><a href="/refinance/refinancing-guide/">Refinancing Guide</a></li>
<li><a href="/resource-center/faq/refinancing-faqs/">Refinancing FAQs</a></li>
<li><a href="/refinance/refinancing-tips/">Refinancing Tips</a></li>
<li><a href="/mortgage-rates/">Interest Rates</a></li>
<li><a href="/refinance/refinancing-to-pay-down-or-consolidate-debt/">Consolidate Debt</a></li>
<li><a href="/refinance/refinancing-to-protect-home-equity/">Protect Home Equity</a></li>
<li><a href="/refinance/refinancing-to-pay-for-college-or-education-costs/">Pay for College</a></li>
<li><a href="/refinance/refinancing-to-prepare-for-retirement/">Loans for Retirees</a></li>
<li><a href="/refinance/equity-requirements-for-refinancing/">Equity Requirements for Refinancing</a></li>
</ul>
</div>
</li>
<li class="js-cookie-hidden"><a href="/find-a-loan-officer/"><span class="v-align"><span class="v-align-content"><span class="link-text">Find a Loan Officer</span> </span> </span> </a></li>
<li class="has-children"><a aria-expanded="false" aria-haspopup="true" href="/resource-center/"><span class="v-align"><span class="v-align-content"><span class="link-text">Resource Center </span> </span> </span> </a><button
class="submenu-toggle" type="button" aria-controls="id3" aria-expanded="false"><span class="sr-only">Expand sub-menu</span></button>
<div class="submenu" id="id3">
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</div>
<ul>
<li><a href="/loan-types/">Loan Types</a></li>
<li><a href="/resource-center/article-results/">Articles</a></li>
<li><a href="/resource-center/mortgage-calculators/">Mortgage Calculators</a></li>
<li><a href="/resource-center/videos/">Videos</a></li>
<li><a href="/resource-center/faq/">FAQs</a></li>
<li><a href="/resource-center/faq/glossary-of-mortgage-terms/">Mortgage Glossary</a></li>
<li><a href="/resource-center/how-much-is-my-home-worth/">Home Valuation Tool</a></li>
</ul>
</div>
</li>
<li class="has-children"><a aria-expanded="false" aria-haspopup="true" href="/about-us/"><span class="v-align"><span class="v-align-content"><span class="link-text">About Us </span> </span> </span> </a><button
class="submenu-toggle" type="button" aria-controls="id4" aria-expanded="false"><span class="sr-only">Expand sub-menu</span></button>
<div class="submenu" id="id4">
<div class="submenu-header"><a href="/about-us/">About Us</a><button class="submenu-toggle" type="button" aria-controls="id4" aria-expanded="false"><span class="sr-only">Back to previous menu</span></button></div>
<ul>
<li><a href="/about-us/careers/">Careers</a></li>
<li><a href="/about-us/careers/apply/" style="padding-left:3rem">Apply for Current Opportunities</a></li>
<li><a href="/about-us/careers/job-application-status/" style="padding-left:3rem">Job Application Status</a></li>
<li><a href="/about-us/careers/loan-originators/" style="padding-left:3rem">Loan Originators</a></li>
<li><a href="/about-us/news-info/">News and Info</a></li>
<li><a href="/about-us/open-a-branch/">Open A Branch</a></li>
</ul>
</div>
</li>
</ul>
</nav>
<div class="site-header-search">
<a class="site-header__utility-link" aria-label="Search" href="/search-results/" role="button" data-toggle="modal" data-target="#modal-search">
<span class="link__text">Search</span>
<span class="icon icon-md icon-ccm3 icon-search" aria-hidden="true"></span>
</a>
</div>
<div class="btn-container">
<a class="btn btn-primary" href="https://app.crosscountrymortgage.com/#/signup?referrerId=nicole.habib%40myccmortgage.com">
Apply Now
</a>
</div>
<ul class="social-icons">
<li>
<a href="https://www.facebook.com/Nicole-Habib-CrossCountry-Mortgage-100245946060823" target="_blank" rel="noopener">
<span aria-hidden="true" class="icon icon-ccm3 icon-facebook"></span>
<span class="sr-only">Follow us on Facebook</span>
</a>
</li>
<li>
<a href="https://linkedin.com/in/nicole-habib-604b3333/" target="_blank" rel="noopener">
<span aria-hidden="true" class="icon icon-ccm3 icon-linkedin"></span>
<span class="sr-only">Follow us on LinkedIn</span>
</a>
</li>
<li>
<a href="https://www.zillow.com/lender-profile/nhabib11/" target="_blank" rel="noopener">
<span aria-hidden="true" class="icon icon-ccm3 icon-zillow"></span>
<span class="sr-only">Follow us on Zillow</span>
</a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</header>
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<div id="main-content"></div>
<main class="site-main" role="main">
<div class="team-member hero hero-banner" style="width: 100%;">
<div class="lo-hero">
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<img id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberHero_imageHeadshot" src="https://thevault.ccm.com/m/6b965afe1bd06121/Website-3408_Habib_659153.jpg" alt="Headshot of Nicole Habib"
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<div class="lo-hero__col lo-hero__main col">
<header class="hero__header" aria-label="Loan officer information" tabindex="0">
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<span class="team-member__firstname"> Nicole</span>
<span class="team-member__lastname"> Habib</span>
</h2>
<p tabindex="0"> Sr. Loan Officer </p>
<p tabindex="0"> The Forman Team </p>
<p>
</p>
<p class="" tabindex="0">NMLS #659153</p>
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<!-- Parte baja -->
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<dt class="sr-only">Adress</dt>
<dd aria-label="Address" tabindex="0">
<span tabindex="0">102 Chestnut Ridge Rd Suite 200<br> </span><span tabindex="0">Montvale, NJ 07645 </span>
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<dt class="sr-only">Contact Methods</dt>
<dd>
<dl class="contact-methods" aria-label="Contact methods">
<dt class="sr-only"> Email </dt>
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<a href="mailto:nicole.habib@ccm.com" class="email-contact" aria-label="Email address">
nicole.habib@ccm.com
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<strong class="contact-method-title">tel</strong>
<span class="sr-only">Phone</span>
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<dd>
<span class="phone-number">
<a href="tel:+16182394259" aria-label="phone number">618-239-4259</a>
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<dt>
<strong class="contact-method-title">mobile</strong>
<span class="sr-only">Mobile</span>
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<span class="phone-number">
<a href="tel:+17325136616" aria-label="Mobile number">(732) 513-6616</a>
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<strong class="contact-method-title">fax</strong>
<span class="sr-only">Fax</span>
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<li>
<a href="https://www.facebook.com/Nicole-Habib-CrossCountry-Mortgage-100245946060823" target="_blank" rel="noopener">
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<span class="sr-only">Follow us on Facebook</span>
</a>
</li>
<li>
<a href="https://linkedin.com/in/nicole-habib-604b3333/" target="_blank" rel="noopener">
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<span class="sr-only">Follow us on LinkedIn</span>
</a>
</li>
<li>
<a href="https://www.zillow.com/lender-profile/nhabib11/" target="_blank" rel="noopener">
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<span class="sr-only">Follow us on Zillow</span>
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</li>
</ul>
<nav class="hero__cta-nav section__row">
<a id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberHero_lApplyNow" class="btn btn-primary" href="https://app.crosscountrymortgage.com/#/signup?referrerId=nicole.habib%40myccmortgage.com">Apply Now</a>
<a id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberHero_lQuote" class="btn btn-outline-primary" href="https://forms.crosscountrymortgage.com/loan/free-rate-quote?lonmlsid=659153&branchid=3408">Free Rate Quote</a>
</nav>
</div>
</div>
</div>
</div>
</div>
<div class="lo-hero__col lo-hero__col--right col">
<div class="branch-hero__aside ">
<div class="hero__layer hero__layer--bg hero__layer--dk" role="img" aria-label="Your potential home whether you are ready to buy a home or refinance your current mortgage loan"
style="background-image: url('/getmedia/9c3849fe-6f91-44cb-a707-3563ef65db70/lo-hero-purchaserefi.jpg.aspx?width=1500&height=450&ext=.jpg');height: 620px;"></div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="hero__layer--bg--container container">
<div class="hero__layer hero__layer--bg hero__layer--mb" role="img" aria-label="Your potential home whether you are ready to buy a home or refinance your current mortgage loan"
style="background-image: url('/getmedia/9c3849fe-6f91-44cb-a707-3563ef65db70/lo-hero-purchaserefi.jpg.aspx?width=1500&height=450&ext=.jpg')"></div>
</div>
</div>
<div class="lo-sticky-btn-wrap">
<a id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberHero_lApplyNow2" class="btn btn-primary" href="https://app.crosscountrymortgage.com/#/signup?referrerId=nicole.habib%40myccmortgage.com">Apply Now</a>
</div>
</div>
</div>
<div class="section bg-white">
<section class="award-badges-section">
<div class="container">
<div class="section">
<div class="section">
<h2 class="sr-only">Awards</h2>
<div class="award-badges carousel">
<div class="carousel__slider">
<div class="carousel__item">
<div class="award-badge">
<img alt="BBB Accredited Business A+" src="/getmedia/85a5c99b-174f-4126-88c4-c2a0d7a5d342/award_bbb.png.aspx?width=2400&height=2400&ext=.png" width="160" height="160" style="display: inline-block;">
</div>
</div>
<div class="carousel__item">
<div class="award-badge">
<img alt="Inc. 5000" src="/getmedia/4b640594-510e-47aa-b586-5ce1ae3fa21d/award_inc5000.png.aspx?width=2400&height=2400&ext=.png" width="160" height="160" style="display: inline-block;">
</div>
</div>
<div class="carousel__item">
<div class="award-badge">
<img alt="Top Work Places" src="/getmedia/55ce90f3-de8f-4b02-9bf7-f6f7517a9e07/award_topWorkPlaces.png.aspx?width=2400&height=2400&ext=.png" width="160" height="160" style="display: inline-block;">
</div>
</div>
<div class="carousel__item">
<div class="award-badge">
<img alt="Veteran Badge" src="/getmedia/0ea0c521-b68d-47ac-85d9-2ebc9a5a9f6a/VeteransMonth2023_E_LO_Badge_V3.png.aspx?width=400&height=400&ext=.png" width="160" height="160" style="display: inline-block;">
</div>
</div>
<div class="carousel__item">
<div class="award-badge">
<img alt="Top Mortgage Lender badge" src="/getmedia/4cb18c0e-c0aa-450e-8179-d3ac7f1105b3/Award_Top_Mortgage_Lender_Gray.png.aspx?width=2400&height=2400&ext=.png" width="160" height="160" style="display: inline-block;">
</div>
</div>
<div class="carousel__item">
<div class="award-badge">
<img alt="Mortgage Bankers Association Member" src="/getmedia/778a85d8-1119-4f91-9e6c-dff15e564f8d/award_MBA.png.aspx?width=2400&height=2400&ext=.png" width="160" height="160" style="display: inline-block;">
</div>
</div>
</div>
<div class="carousel__controls-wrap">
<div class="carousel__controls carousel__controls--dots">
</div>
</div>
</div>
</div>
</div>
</div>
</section>
</div>
<div id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_About_elSection" class="section bg-white ">
<div class="container">
<div class="row team-member-about">
<div class="team-member-about__readmore">
<div id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_About_main" class="col col-xs-12 col-md-9 team-member-about__text">
<section class="section section--outer">
<header class="section__header">
<p class="text-subtitle" role="subtitle" style="display: none;">MEET YOUR LOAN OFFICER</p>
<h2 tabindex="0">About Nicole</h2>
<div class="info-separator"></div>
</header>
<div class="section section--inner">
<div class="richtext with-list-chevrons" data-controller="#readMore" tabindex="0">
<p>Nicole has been a top producing mortgage advisor for over 11 years. She began her exposure to the mortgage industry in her early teens by working at her father Barry’s mortgage company. </p>
<p>After graduating Monmouth University with a bachelor’s degree in Finance, Nicole worked her way up to becoming a sales manager at Mortgage Market Guide, where she became an expert in understanding both the real estate and
mortgage bond markets. </p>
<p>She later began her mortgage origination career working at both banks and mortgage banking firms, where she achieved top producer status. Nicole has won many awards for exceptional customer service and quality of work. </p>
<p>Nicole also believes in constantly educating herself so she can continue to serve her customers at the highest level. She has attained the designation of Certified Mortgage Advisor after completing a rigorous round of training
and testing. This is the highest designation within the mortgage industry, showcasing expertise in understanding financial markets and best practices for advising clients. </p>
<p>Nicole has also been sought after as a consultant for her depth of knowledge by MBS Highway, where she helped to create and develop innovative products that are now used by tens of thousands of mortgage professionals. </p>
<p>She has made appearances on Fox television for her mortgage knowledge. </p>
<p>Nicole is currently a Mortgage Advisor at Cross Country Mortgage, one of the nation’s leading mortgage bankers. </p>
<p>She lives in Monmouth County New Jersey and has two amazing children, Nico and Karina, and a wonderful husband, Rob, who she works hard to make proud every day. </p>
</div>
<div class="read-more-button-container">
<a id="readMore" class="timeline-read-more"></a>
</div>
</div>
</section>
</div>
</div>
<div id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_About_specialties" class="col col-xs-12 col-md-3 team-member-specialities">
<h3 class="h4" tabindex="0">Specialties</h3>
<ul tabindex="0">
<li>Purchase and Refinance</li>
<li>Purchase</li>
<li>Refinance Loans</li>
</ul>
</div>
<!-- Events Integration -->
</div>
</div>
</div>
<style>
.testimonial-wrapper {
padding: 72px 0;
}
.testimonial-wrapper h2 {
margin: 0;
}
.testimonial-wrapper .testimonial-header {
display: flex;
justify-content: space-between;
text-align: left;
margin-top: 0;
}
.testimonial-wrapper .text-link {
font-weight: 600;
color: #017698;
}
.testimonial-wrapper .testimonial-slider {
margin: 48px 0;
}
.testimonial-wrapper .testimonials-author {
padding-top: 16px;
margin-top: 24px;
border-top: 1px solid #ccc;
}
.testimonial-wrapper .testimonials-author-name {
font-size: 16px;
font-weight: 700;
line-height: 28px;
}
.testimonial-wrapper .testimonials-review-date {
font-size: 13px;
line-height: 21px;
}
.testimonial-wrapper .testimonial-container {
margin: 0 auto 24px;
position: relative;
}
.testimonial-wrapper .testimonial-details {
font-size: 21px;
display: flex;
gap: .5rem;
}
.testimonial-wrapper .testimonial p {
margin-bottom: 10px;
}
.testimonial-wrapper .slick-list {
margin-right: -20px;
/* match gap in .slick-slide */
}
.testimonial-wrapper .slick-track {
display: flex;
}
.testimonial-wrapper .slick-slide {
float: none;
height: auto;
margin-right: 20px;
}
.testimonial-wrapper .slick-slide>div {
display: flex;
align-items: stretch;
height: 100%;
}
.testimonial-wrapper .testimonial {
border-radius: 8px;
border: 1px solid #CCC;
background-color: #fff;
padding: 24px;
}
.testimonial {
display: flex !important;
flex-direction: column;
}
.testimonial-review {
display: -webkit-box !important;
-webkit-line-clamp: 8;
/* based on design */
-webkit-box-orient: vertical;
max-height: calc(8*1.75*1rem);
/* line-clamp * line-height * font-size */
overflow: hidden;
text-overflow: ellipsis;
flex-grow: 1;
}
.testimonial-wrapper .testimonial-nav {
text-align: center;
position: absolute;
bottom: 0;
width: 100%;
left: 0;
padding: 15px 0;
background-color: rgba(255, 255, 255, 0.8);
}
.testimonial-wrapper .testimonial-nav button {
margin: 0 5px;
padding: 5px 10px;
background-color: #3498db;
color: #fff;
border: none;
cursor: pointer;
}
.testimonial-wrapper .slick-dots {
padding: 0;
margin: 0;
order: 2;
}
.rating-container {
display: flex;
gap: 1rem;
}
.rating-wrapper {
margin-bottom: 1.2rem;
}
.rating-box {
position: relative;
vertical-align: middle;
font-size: 1.5rem;
font-family: FontAwesome;
letter-spacing: 4px;
/* matches with margin/padding on .rating */
display: inline-block;
color: #ccc;
}
.rating-box::before {
content: "\f005\f005\f005\f005\f005";
}
.testimonial .rating-box {
font-size: 1.1rem;
color: #DCE7EC;
}
.rating-text {
font-weight: 700;
}
.rating {
position: absolute;
left: 0;
top: 0;
white-space: nowrap;
overflow: hidden;
color: #165C7D;
/* width calc messes with star layout */
/* needs letter-spacing/2 to move margin to left */
margin-left: -2px;
}
.rating::before {
content: "\f005\f005\f005\f005\f005";
/* and move stars back into correct position from margin-left */
padding-left: 2px;
}
.dot-container {
display: flex;
width: 100%;
justify-content: left;
align-items: center;
gap: 8px;
}
.slick-prev {
order: 1;
}
.slick-next {
order: 3;
}
.testimonial-wrapper .slick-prev,
.testimonial-wrapper .slick-next {
font-size: .75rem;
border: 0;
background: transparent;
padding: 0;
margin: 0;
color: #165C7D;
}
.testimonial-wrapper .slick-dots li {
display: inline-block;
margin: 0 5px;
}
.testimonial-wrapper .slick-dots li.slick-active button {
background-color: #165C7D;
color: #fff;
}
.testimonial-wrapper .slick-dots li button {
font-size: 14px;
line-height: 0;
width: 10px;
height: 10px;
border-radius: 50%;
background-color: #fff;
color: #165C7D;
border: 1px solid #165C7D;
text-indent: -9999px;
cursor: pointer;
outline: none;
overflow: hidden;
padding: 0;
box-shadow: none;
}
@media (max-width: 767px) {
testimonial-wrapper {
padding: 32px 0;
}
.testimonial-wrapper .testimonial-header {
flex-direction: column;
justify-content: flex-start;
align-items: flex-start;
gap: 24px;
margin: 0;
}
.testimonial-wrapper h2 {
margin-bottom: 8px;
}
}
[hidden] {
display: none !important;
}
</style>
<script>
(function() {
function sanitize(str) {
if (str !== 0 && !str) return '';
return document.createTextNode(str).textContent.trim().replaceAll('\\n', '\n');
}
// Function to fetch testimonial data from JSON API
function fetchTestimonials(inputString) {
return $.ajax({
url: '/api/Enterprise/GetPublicReviews/',
method: 'GET',
dataType: 'json',
data: {
inputString: inputString
}
});
}
function createReviewsOverview(data) {
if (!data || !data.TotalReviewCount) return;
$('#testimonial-overview').append(`
<div class="testimonial-details">
<div class="rating-container">
<div class="rating-box">
<div class="rating" style="width:calc( ${sanitize(data.AvgScore)}/5*100% )"></div>
</div>
<div class="rating-text">${sanitize(data.AvgScore)}</div>
</div>
<div class="review-count">${sanitize(data.TotalReviewCount)} ${data.TotalReviewCount === 1 ? 'Review' : 'Reviews'}</div>
</div>
`);
}
// Function to create testimonial elements
function createTestimonialSlider(dataArray) {
if (!dataArray || !dataArray.length) return;
var $testimonialSlider = $('#testimonial-slider');
var $testimonialContainer = $testimonialSlider.parents('.testimonial-container');
// Iterate through testimonial data and create HTML elements
$testimonialSlider.append(dataArray.map(function(data) {
var ReviewDate = new Date(data.Review.SurveyEndTime).toLocaleString('en-US', {
month: 'long',
day: 'numeric',
year: 'numeric'
});
var ReviewText = sanitize(data.Review.Review);
if (!ReviewText) {
var $loname = $('[data-id="testimonial-wrapper"] #loname');
var firstName = $loname.val() ? $loname.val() : sanitize(data.serviceProviderInfo.AgentName);
ReviewText = `
${firstName} has received a review with a
${sanitize(data.Review.Rating)} star rating from
${sanitize(data.transactionInfo.CustomerFirstName)} ${sanitize(data.transactionInfo.CustomerLastName)}
`;
}
return `
<div class="testimonial">
<div class="rating-wrapper">
<div class="rating-box">
<div class="rating" style="width:calc( ${sanitize(data.Review.Rating)}/5*100% )"></div>
</div>
</div>
<div class="testimonial-review">${ReviewText}</div>
<div class="testimonials-author">
<div class="testimonials-author-name">${sanitize(data.transactionInfo.CustomerFirstName)} ${sanitize(data.transactionInfo.CustomerLastName)}</div>
<div class="testimonials-review-date">Review on ${ReviewDate}</div>
</div>
</div>
`;
}).join('\n'));
$testimonialSlider.parents('[data-id=testimonial-wrapper]').removeAttr('hidden');
// Initialize Slick slider
$testimonialSlider.slick({
infinite: true,
slidesToShow: 3,
slidesToScroll: 3,
autoplay: false,
dots: true,
prevArrow: $testimonialContainer.find(".slick-prev"),
nextArrow: $testimonialContainer.find(".slick-next"),
appendDots: $testimonialContainer.find(".dot-container"), // Append dots to the custom dot container
responsive: [{
breakpoint: 769,
settings: {
slidesToShow: 2,
slidesToScroll: 2
}
}, {
breakpoint: 481,
settings: {
slidesToShow: 1,
slidesToScroll: 1
}
}]
});
}
function createReviewsSchema(schema) {
var jsonEl = $('<script type="application/ld+json" />');
$('[data-id=testimonial-wrapper]').before(jsonEl.text(schema));
}
function createExperienceCtas(urls) {
if (!urls || !Object.keys(urls).length) return;
if (urls.writeAReviewUrl) {
$('[data-id=leave-review]').attr('href', urls.writeAReviewUrl).removeAttr('hidden');
}
if (urls.ratingsAndReviewsUrl) {
$('[data-id=see-more-testimonials]').attr('href', urls.ratingsAndReviewsUrl).removeAttr('hidden');
}
}
// Initialize testimonial slider
$(function() {
var $loemail = $('[data-id="testimonial-wrapper"] #loemail');
if ($loemail.length) {
fetchTestimonials($loemail.val()).done(function(res) {
if (res && res.Value && res.Value.Data) {
createReviewsOverview(res.Value.Data.Overview);
createTestimonialSlider(res.Value.Data.Surveys);
createReviewsSchema(res.BusinessSchema);
createExperienceCtas(res.EmployeeModel);
}
}).fail(function(jqXHR, textStatus, errorThrown) {
console.error('Error fetching testimonials:', textStatus, errorThrown);
});
}
});
})();
</script>
<div id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberBlogs_blogs_div" class="section bg-deep-sky-blue bg-theme-base">
<div class="container">
<section class="section section--outer text-center">
<header id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberBlogs_elHeader" class="section__header text-inverse" tabindex="0" aria-label="Recent Posts and Articles">
<h2>Recent Posts and Articles</h2>
<p class="text-subtitle blog" role="heading">Blog</p>
</header>
<div class="team-member-blogposts">
<ul class="posts cards cards-4 carousel__slider slick-initialized slick-slider">
<div class="slick-list draggable">
<div class="slick-track" style="opacity: 1; width: 1292px; transform: translate3d(0px, 0px, 0px);">
<div class="slick-slide slick-current slick-active" data-slick-index="0" aria-hidden="false" style="width: 291px;">
<div>
<li class="carousel__item" style="width: 100%; display: inline-block;">
<div class="post card">
<div class="card__aside">
<div class="card__figure">
<div class="post__image">
<img alt="Home purchased using an energy-efficient mortgage features solar panels on the roof." src="/getmedia/96ba086c-3bfe-4f6d-a9d8-04574fe02998/cleardot.aspx" width="295" height="216"
data-src="/getmedia/77d5612b-c734-49c4-9da8-c5feb676ea36/energy-efficient-mortgage-home.jpg.aspx?width=400&height=266&ext=.jpg" class="object-fit">
</div>
</div>
</div>
<div class="card__main">
<div class="card__header">
<div class="post__meta">
<div class="post__publish-datetime">
<span class="sr-only">Published on</span>
<time datetime="2024-03-18T15:37:02"> Mar 18, 2024 </time>
</div>
</div>
<h3 class="post__title">
<a class="link--cta" href="https://crosscountrymortgage.com/resource-center/what-is-an-energy-efficient-mortgage-eem-1/" tabindex="0">
<span class="link__text">What Is An Energy Efficient Mortgage (EEM)?</span>
<span class="card__hot-zone"></span>
</a>
</h3>
</div>
<div class="card__body">
<div class="post__desc">
<p>Discover how Energy-Efficient Mortgages (EEMs) can transform your home, save on bills, and boost property value. Explore products, benefits, and eligibility now!</p>
</div>
</div>
</div>
</div>
</li>
</div>
</div>
<div class="slick-slide slick-active" data-slick-index="1" aria-hidden="false" style="width: 291px;">
<div>
<li class="carousel__item" style="width: 100%; display: inline-block;">
<div class="post card">
<div class="card__aside">
<div class="card__figure">
<div class="post__image">
<img alt="Family works together on their spring cleaning checklist by vacuuming living room." src="/getmedia/96ba086c-3bfe-4f6d-a9d8-04574fe02998/cleardot.aspx" width="295" height="216"
data-src="/getmedia/b6a3917c-815c-4869-96a0-5feb6cb73c00/family-spring-cleaning-checklist.jpg.aspx?width=400&height=266&ext=.jpg" class="object-fit">
</div>
</div>
</div>
<div class="card__main">
<div class="card__header">
<div class="post__meta">
<div class="post__publish-datetime">
<span class="sr-only">Published on</span>
<time datetime="2024-03-15T12:53:54"> Mar 15, 2024 </time>
</div>
</div>
<h3 class="post__title">
<a class="link--cta" href="https://crosscountrymortgage.com/resource-center/spring-cleaning-checklist-1/" tabindex="0">
<span class="link__text">Spring Cleaning Checklist</span>
<span class="card__hot-zone"></span>
</a>
</h3>
</div>
<div class="card__body">
<div class="post__desc">
<p>Refresh your home with our comprehensive spring cleaning checklist. From room to room, tackle dirt and clutter with ease. Download your printable pdf guide now!</p>
</div>
</div>
</div>
</div>
</li>
</div>
</div>
<div class="slick-slide slick-active" data-slick-index="2" aria-hidden="false" style="width: 291px;">
<div>
<li class="carousel__item" style="width: 100%; display: inline-block;">
<div class="post card">
<div class="card__aside">
<div class="card__figure">
<div class="post__image">
<img alt="Hispanic family gathers in the kitchen of their purchased home." src="/getmedia/96ba086c-3bfe-4f6d-a9d8-04574fe02998/cleardot.aspx" width="295" height="216"
data-src="/getmedia/c9ef5fbc-fbfb-44ca-b466-650042825354/hispanic-family-kitchen-homeowners.jpg.aspx?width=400&height=266&ext=.jpg" class="object-fit">
</div>
</div>
</div>
<div class="card__main">
<div class="card__header">
<div class="post__meta">
<div class="post__publish-datetime">
<span class="sr-only">Published on</span>
<time datetime="2024-03-11T13:26:10"> Mar 11, 2024 </time>
</div>
</div>
<h3 class="post__title">
<a class="link--cta" href="https://crosscountrymortgage.com/resource-center/nahrep-2023-state-of-hispanic-wealth-report-1/" tabindex="0">
<span class="link__text">NAHREP 2023 State Of Hispanic Wealth Report</span>
<span class="card__hot-zone"></span>
</a>
</h3>
</div>
<div class="card__body">
<div class="post__desc">
<p>The National Association of Hispanic Real Estate Professionals (NAHREP) released its 2023 State of Hispanic Wealth Report. Discover the most impactful metrics.</p>
</div>
</div>
</div>
</div>
</li>
</div>
</div>
<div class="slick-slide slick-active" data-slick-index="3" aria-hidden="false" style="width: 291px;">
<div>
<li class="carousel__item" style="width: 100%; display: inline-block;">
<div class="post card">
<div class="card__aside">
<div class="card__figure">
<div class="post__image">
<img alt="Interior of home with updated spring décor." src="/getmedia/96ba086c-3bfe-4f6d-a9d8-04574fe02998/cleardot.aspx" width="295" height="216"
data-src="/getmedia/a1af334a-7102-4b47-86a8-1237fbf0e339/spring-home-decor-interior.jpg.aspx?width=400&height=266&ext=.jpg" class="object-fit">
</div>
</div>
</div>
<div class="card__main">
<div class="card__header">
<div class="post__meta">
<div class="post__publish-datetime">
<span class="sr-only">Published on</span>
<time datetime="2024-03-08T19:00:23"> Mar 8, 2024 </time>
</div>
</div>
<h3 class="post__title">
<a class="link--cta" href="https://crosscountrymortgage.com/resource-center/spring-home-decor-ideas-1/" tabindex="0">
<span class="link__text">Spring Home Décor Ideas</span>
<span class="card__hot-zone"></span>
</a>
</h3>
</div>
<div class="card__body">
<div class="post__desc">
<p>Revitalize your home with these vibrant spring décor ideas. From fresh florals to pastel accents, embrace the season's renewal with style and creativity</p>
</div>
</div>
</div>
</div>
</li>
</div>
</div>
</div>
</div>
</ul>
<div class="lead text-inverse">
<div class="carousel__controls carousel__controls--dots"></div>
</div>
</div>
<footer id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_TeamMemberBlogs_elFooter" class="section__footer text-inverse">
<a class="btn btn-primary" href="/resource-center/article-results/" role="button" aria-label="View All Posts">
<span class="link__text">View All Posts</span>
<span class="link__append icon-ccm3 icon-long-arrow-right" aria-hidden="true"></span>
</a>
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<h2>Enjoy the Perks of a VA Home Loan</h2>
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<p>We make the American Dream of home-ownership possible for those who have served in the Military. If you’re a Veteran, Active-Duty Service Member, or qualifying Military Family Member, a VA loan can provide favorable
terms and homebuying benefits like no down payment or private mortgage insurance.</p>
<p>Our commitment to the Military extends to helping take the guesswork out of VA home loans and making obtaining one a straightforward and painless process. Whether you’re using your benefit for the first time or take
advantage of it to build new memories, we’ll be by your side – from application to closing and beyond.</p>
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<h2> Helping your home financing process go smoothly. </h2>
<p> Resources </p>
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The Mortgage Process
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<p>There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.</p>
</div>
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src="../getmedia/1f67897c-0918-45fd-90b0-d2d5f270775c/calculator.png.aspx?width=90&height=90&ext=.png" alt="Payment Calculator">
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Payment Calculator
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<p>How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.</p>
</div>
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<img id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_ResourceCardsLayout2_ResourceCardsLayout2_zone_ResourceCard2_imageMain" src="../getmedia/f94d27af-4ded-4872-833e-f2c078d4c9f7/text-box.png.aspx?width=90&height=90&ext=.png"
alt="Find the Right Loan">
</div>
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<a href="/Resources/Purchase-Refinance-Resources/" id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_ResourceCardsLayout2_ResourceCardsLayout2_zone_ResourceCard2_link">
Find the Right Loan
<span class="card__hot-zone"></span>
</a>
</h2>
</div>
<div class="card__body">
<div class="callout__desc">
<p>I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.</p>
</div>
</div>
</div>
</div>
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<img id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_ResourceCardsLayout2_ResourceCardsLayout2_zone_ResourceCard3_imageMain"
src="../getmedia/ce1074c1-15e6-483f-9d69-c8db8923cfc3/check-circle.png.aspx?width=90&height=90&ext=.png" alt="Home Loan Check List">
</div>
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<a href="/Resources/Purchase-Refinance-Resources/" id="p_lt_ctl02_pageplaceholder_p_lt_ctl00_ResourceCardsLayout2_ResourceCardsLayout2_zone_ResourceCard3_link">
Home Loan Check List
<span class="card__hot-zone"></span>
</a>
</h2>
</div>
<div class="card__body">
<div class="callout__desc">
<p>Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.</p>
</div>
</div>
</div>
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</section>
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<section class="gallery-section section bg-light-gray ">
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<h2>Inspiration for your home loan journey.</h2>
<p class="">GALLERY</p>
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<h3 class="h4"><span role="article" aria-label="Your Mortgage Expert">Your Mortgage Expert</span></h3>
<p><span aria-hidden="true">Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make
sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes
you.</span></p>
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<div role="article" aria-label="How to Buy or Refinance a Home Video"><iframe width="560" height="315" src="https://www.youtube.com/embed/2E7m1FUBb_M?rel=0&enablejsapi=1"
title="How to Buy or Refinance a Home | Mortgage Loan Process | CrossCountry Mortgage" frameborder="0" allow="encrypted-media" allowfullscreen="" id="449969427" scrolling="no" style="overflow: hidden;"
tabindex="-1" data-gtm-yt-inspected-17="true"></iframe></div>
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<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span aria-hidden="true">How to Buy or Refinance a Home</span></h3>
<p aria-hidden="true">Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying
a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!</p>
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</div>
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<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span role="article" aria-label="A Lender You Can Trust">A Lender You Can Trust</span></h3>
<p><span aria-hidden="true">You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined
transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process,
keeping you informed the entire way.</span></p>
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<div role="article" aria-label="How to Get a Pre-Approval Video"><iframe width="560" height="315" src="https://www.youtube.com/embed/HXXzh_GH0u8?rel=0&enablejsapi=1"
title="Buying a Home | Getting a Credit Approval | CrossCountry Mortgage" frameborder="0" allow="encrypted-media" allowfullscreen="" id="543595858" scrolling="no" style="overflow: hidden;" tabindex="0"
data-gtm-yt-inspected-17="true"></iframe></div>
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span aria-hidden="true">How to Get a Pre-Approval</span></h3>
<p aria-hidden="true">Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you
need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.</p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
<div class="slick-slide slick-current slick-active slick-center" data-slick-index="0" aria-hidden="false" style="width: 403px;" role="tabpanel" id="slick-slide10" aria-describedby="slick-slide-control10">
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src="/getmedia/f11d73d2-13f6-486f-bd8b-88c4abf3568f/lo-carousel.jpg.aspx?width=1146&height=567&ext=.jpg" alt="" style="opacity: 1;">
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span role="article" aria-label="Your Mortgage Expert">Your Mortgage Expert</span></h3>
<p><span aria-hidden="true">Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make
sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes
you.</span></p>
</div>
</figcaption>
</figure>
</div>
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</div>
</div>
<div class="slick-slide slick-active" data-slick-index="1" aria-hidden="false" style="width: 403px;" role="tabpanel" id="slick-slide11" aria-describedby="slick-slide-control11">
<div>
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<div role="article" aria-label="How to Buy or Refinance a Home Video"><iframe width="560" height="315" src="https://www.youtube.com/embed/2E7m1FUBb_M?rel=0&enablejsapi=1"
title="How to Buy or Refinance a Home | Mortgage Loan Process | CrossCountry Mortgage" frameborder="0" allow="encrypted-media" allowfullscreen="" id="iFrameResizer0" scrolling="no" style="overflow: hidden;"
tabindex="0" data-gtm-yt-inspected-17="true"></iframe></div>
</div>
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<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span aria-hidden="true">How to Buy or Refinance a Home</span></h3>
<p aria-hidden="true">Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying
a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!</p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
<div class="slick-slide" data-slick-index="2" aria-hidden="true" style="width: 403px;" role="tabpanel" id="slick-slide12" aria-describedby="slick-slide-control12">
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src="/getmedia/405baf8e-46ce-46c3-bb25-5bb5feeeb6ee/LO-Carousel-2.jpg.aspx?width=1146&height=567&ext=.jpg" alt="" style="opacity: 1;">
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span role="article" aria-label="A Lender You Can Trust">A Lender You Can Trust</span></h3>
<p><span aria-hidden="true">You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined
transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process,
keeping you informed the entire way.</span></p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
<div class="slick-slide" data-slick-index="3" aria-hidden="true" style="width: 403px;" tabindex="-1" role="tabpanel" id="slick-slide13" aria-describedby="slick-slide-control13">
<div>
<div class="carousel__item" style="width: 100%; display: inline-block;">
<div class="gallery-item">
<figure class="gallery-item__figure">
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<div class="video-responsive-wrap">
<div role="article" aria-label="How to Get a Pre-Approval Video"><iframe width="560" height="315" src="https://www.youtube.com/embed/HXXzh_GH0u8?rel=0&enablejsapi=1"
title="Buying a Home | Getting a Credit Approval | CrossCountry Mortgage" frameborder="0" allow="encrypted-media" allowfullscreen="" id="iFrameResizer1" scrolling="no" style="overflow: hidden;" tabindex="-1"
data-gtm-yt-inspected-17="true"></iframe></div>
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span aria-hidden="true">How to Get a Pre-Approval</span></h3>
<p aria-hidden="true">Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you
need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.</p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
<div class="slick-slide slick-cloned slick-center" data-slick-index="4" aria-hidden="true" style="width: 403px;" tabindex="-1">
<div>
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<div class="img-fit-wrap img-fit-wrap-lazy">
<img id="" data-lazy="/getmedia/f11d73d2-13f6-486f-bd8b-88c4abf3568f/lo-carousel.jpg.aspx?width=1146&height=567&ext=.jpg" width="1135" height="638"
src="/getmedia/96ba086c-3bfe-4f6d-a9d8-04574fe02998/cleardot.aspx" alt="">
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span role="article" aria-label="Your Mortgage Expert">Your Mortgage Expert</span></h3>
<p><span aria-hidden="true">Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make
sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes
you.</span></p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
<div class="slick-slide slick-cloned" data-slick-index="5" aria-hidden="true" style="width: 403px;" tabindex="-1">
<div>
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<div class="gallery-item">
<figure class="gallery-item__figure">
<div class="gallery-item__media">
<div class="video-responsive-wrap">
<div role="article" aria-label="How to Buy or Refinance a Home Video"><iframe width="560" height="315" src="https://www.youtube.com/embed/2E7m1FUBb_M?rel=0&enablejsapi=1"
title="How to Buy or Refinance a Home | Mortgage Loan Process | CrossCountry Mortgage" frameborder="0" allow="encrypted-media" allowfullscreen="" id="675670544" scrolling="no" style="overflow: hidden;"
tabindex="-1" data-gtm-yt-inspected-17="true"></iframe></div>
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span aria-hidden="true">How to Buy or Refinance a Home</span></h3>
<p aria-hidden="true">Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying
a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!</p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
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<div class="gallery-item">
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<div class="img-fit-wrap img-fit-wrap-lazy">
<img id="" width="1135" height="638" src="/getmedia/405baf8e-46ce-46c3-bb25-5bb5feeeb6ee/LO-Carousel-2.jpg.aspx?width=1146&height=567&ext=.jpg" alt="" style="opacity: 1;">
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span role="article" aria-label="A Lender You Can Trust">A Lender You Can Trust</span></h3>
<p><span aria-hidden="true">You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined
transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process,
keeping you informed the entire way.</span></p>
</div>
</figcaption>
</figure>
</div>
</div>
</div>
</div>
<div class="slick-slide slick-cloned" data-slick-index="7" aria-hidden="true" style="width: 403px;" tabindex="-1">
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<div role="article" aria-label="How to Get a Pre-Approval Video"><iframe width="560" height="315" src="https://www.youtube.com/embed/HXXzh_GH0u8?rel=0&enablejsapi=1"
title="Buying a Home | Getting a Credit Approval | CrossCountry Mortgage" frameborder="0" allow="encrypted-media" allowfullscreen="" id="573231662" scrolling="no" style="overflow: hidden;" tabindex="-1"
data-gtm-yt-inspected-17="true"></iframe></div>
</div>
</div>
<figcaption class="gallery-item__caption">
<div class="richtext">
<h3 class="h4"><span aria-hidden="true">How to Get a Pre-Approval</span></h3>
<p aria-hidden="true">Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you
need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.</p>
</div>
</figcaption>
</figure>
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<span class="team-member__name"> Nicole Habib </span>
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<p class="team-member__title"> Sr. Loan Officer </p>
<p class="nmls">NMLS #659153</p>
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<p class="disclaimer">By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry
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<h3 class="address"><span tabindex="0">CrossCountry Mortgage, LLC<br> </span><span tabindex="0">102 Chestnut Ridge Rd Suite 200<br> </span><span tabindex="0">Montvale, NJ 07645 </span></h3>
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<p class="nmls"> Corp. NMLS3029 | (<a href="http://www.nmlsconsumeraccess.org" rel="nofollow" aria-label="NMLS Consumer Access link will open new tab" target="_blank">www.nmlsconsumeraccess.org</a>) </p>
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<option value="UK">UK</option>
<option value="TW">TW</option>
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<option value="SI">SI</option>
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<option value="BC">BC</option>
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<div class="form-group"><label id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_lb" class="required control-label visually-hidden"
for="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_txtText">First Name</label>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_ncpfirstname" class="EditingFormControlNestedControl editing-form-control-nested-control">
<input name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$FIRSTNAME$txtText" type="text" maxlength="100" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_txtText"
class="form-control form-control WatermarkText">
<input type="hidden" name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$FIRSTNAME$exWatermark_ClientState"
id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_exWatermark_ClientState">
</div>
</div>
</div>
<div class="col-md-6">
<div class="form-group"><label id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_lb" class="required control-label visually-hidden"
for="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_txtText">Last Name</label>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_ncplastname" class="EditingFormControlNestedControl editing-form-control-nested-control">
<input name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$LASTNAME$txtText" type="text" maxlength="200" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_txtText"
class="form-control form-control WatermarkText">
<input type="hidden" name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$LASTNAME$exWatermark_ClientState"
id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_exWatermark_ClientState">
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6">
<div class="form-group"><label id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_lb" class="required control-label visually-hidden"
for="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_txtText">Phone</label>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_ncpphone" class="EditingFormControlNestedControl editing-form-control-nested-control">
<input name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$PHONE$txtText" type="text" maxlength="40" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_txtText"
class="form-control form-control WatermarkText">
<input type="hidden" name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$PHONE$exWatermark_ClientState"
id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_exWatermark_ClientState">
</div>
</div>
</div>
<div class="col-md-6">
<div class="form-group"><label id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_lb" class="required control-label visually-hidden"
for="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_txtText">Email</label>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_ncpemail" class="EditingFormControlNestedControl editing-form-control-nested-control">
<input name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$EMAIL$txtText" type="text" maxlength="200" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_txtText"
class="form-control form-control WatermarkText">
<input type="hidden" name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$EMAIL$exWatermark_ClientState"
id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_exWatermark_ClientState">
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6">
<div class="form-group dropdown"><label id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_STATE_lb" class="control-label"
for="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_STATE_dropDownList">State</label>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_ncpstate" class="EditingFormControlNestedControl editing-form-control-nested-control">
<select name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$STATE$dropDownList" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_STATE_dropDownList"
class="DropDownField form-control state">
<option selected="selected" value="">Select Your State</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="DC">Washington DC</option>
</select>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_STATE_autoComplete" class="autocomplete">
</div>
</div>
</div>
</div>
<div class="col-md-6">
<div class="form-group dropdown"><label id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LOANPURPOSE_lb" class="control-label"
for="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LOANPURPOSE_dropDownList">Loan Purpose</label>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_ncploanpurpose" class="EditingFormControlNestedControl editing-form-control-nested-control">
<select name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$LOANPURPOSE$dropDownList" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LOANPURPOSE_dropDownList"
class="DropDownField form-control">
<option selected="selected" value="">Select Loan Purpose</option>
<option value="Purchase">Purchase</option>
<option value="Refinance">Refinance</option>
<option value="Access Home Equity">Access Home Equity</option>
</select>
<div id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LOANPURPOSE_autoComplete" class="autocomplete">
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-3 col-md-push-9"><input type="submit" name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$viewBiz$btnOK" value="SUBMIT"
id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_btnOK" class="FormButton btn btn-primary" role="button" aria-label="Send Contact Form Button"></div>
<div class="col-md-1 col-md-push-5"> </div>
<div class="col-md-8 col-md-pull-4">
<div class="disclaimer-text"><small>By clicking “Submit” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consenting to recurring contact from CrossCountry
Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company
may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms
& Conditions/Privacy Policy apply. </small></div>
</div>
</div>
</div><label class="sr-only">bz-contact-x-name<input type="text" class="biz-form-valid0" name="bz-contact-x-name" value="" style="display:none !important" tabindex="-1" autocomplete="off"></label><input id="leadid_token"
name="universal_leadid" type="hidden" value="">
</div>
<input type="hidden" name="p$lt$ctl03$ModalEpsilonStartForm$ucEditableText$widget1$ctl00$formLoadTime" id="p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_formLoadTime" value="3/20/2024 8:41:27 AM">
</div>
<script type="text/javascript" src="/App_Themes/CCM/js/ccm2-bizform.js"></script>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- END Epsilon Start Modal -->
<!-- Latest compiled and minified JavaScript -->
<script src="https://maxcdn.bootstrapcdn.com/bootstrap/3.3.6/js/bootstrap.min.js" integrity="sha384-0mSbJDEHialfmuBBQP6A4Qrprq5OVfW37PRR3j5ELqxss1yVqOtnepnHVP9aJ7xS" crossorigin="anonymous"></script>
<script src="/CMSPages/GetResource.ashx?scriptfile=/CMSScripts/Custom/ccmortgage.js"></script>
<script src="/CMSPages/GetResource.ashx?scriptfile=/CMSScripts/Custom/forms.js" defer=""></script>
<script src="/CMSScripts/Custom/inetsolution/jquery.inview.min.js" defer=""></script>
<script src="/CMSPages/GetResource.ashx?scriptfile=/CMSScripts/Custom/inetsolution/jquery.simulate.js" defer=""></script>
<script src="/CMSScripts/Custom/carousel.js"></script>
<script>
window.YxtAnswersOverlaySettings = {
domain: "https://answers-crosscountrymortgage.pagescdn.com/",
// experiencePath: 'path.html'
offset: {
horizontal: '-40px',
//vertical: '-50px',
},
button: {
alignment: 'right',
color: {
text: '#fff',
background: '#4b7b8b'
}
},
panel: {
header: "Have a question?",
subtitle: "We can help!",
color: {
background: '#4b7b8b',
textforeground: '#ffffff'
},
},
// hideDefaultButton: true,
// customSelector: '#myButton', // Uncomment button on line 5
prompts: [{
text: "Where can I login to view the status of my loan?",
}, {
text: "How do I login to the payment portal?",
}, {
text: "What products do you offer?",
}, ]
};
(function() {
var w = window;
var d = document;
function l() {
var s = d.createElement("script");
s.type = "text/javascript";
s.async = true;
s.src = w.YxtAnswersOverlaySettings.domain + '/overlay.js';
var x = d.getElementsByTagName("script")[0];
x.parentNode.insertBefore(s, x);
}
if (w.attachEvent) {
w.attachEvent("onload", l);
} else {
w.addEventListener("load", l, false);
}
})();
</script>
<script>
jQuery('.image-lock-icon').attr('src', '/getmedia/d8a37514-217b-49c9-af4d-6163fad4dbf3/lock.aspx');
</script>
<script src="/App_Themes/CCM/js/modernizr-custom.js?v=20200817"></script>
<script src="/App_Themes/CCM/js/ccm2-main.js?v=20200817"></script>
<script src="/App_Themes/CCM/js/ccm2-salesforce.js?v=20200817"></script>
<script src="https://assets.sitescdn.net/answers-search-bar/v1.0/answerstemplates.compiled.min.js"></script>
<script src="https://assets.sitescdn.net/answers-search-bar/v1.0/answers.min.js" onload="ANSWERS.domReady(initAnswers)" async="" defer=""></script>
<!--Indicative Scripts Start-->
<script src="https://loanofficer.crosscountrymortgage.com/global-static/analytics/analytics.min.js"></script>
<script src="https://loanofficer.crosscountrymortgage.com/global-static/analytics/indicative.min.js"></script>
<script type="text/javascript">
var ccmAnalytics, apiKeyValue = "3c3c8ed4-2b7a-4454-85e4-298e12170b7a";
ccmAnalytics = _analytics.init({
app: "analytics-ccm",
version: "1.0",
debug: true,
plugins: [
analyticsIndicative({
apiKey: apiKeyValue,
}),
],
});
// Default page view call on each page load
ccmAnalytics.ready((payload) => {
ccmAnalytics.page("Page View");
})
// optionally expose to window
window.ccmAnalytics = ccmAnalytics
</script>
<!--Indicative Scripts End-->
<!-- / _SalesforceMasterNew Layout -->
<script type="text/javascript">
//<![CDATA[
var Page_Validators = new Array(document.getElementById("p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid"));
//]]>
</script>
<script type="text/javascript">
//<![CDATA[
var p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid = document.all ? document.all[
"p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid"] : document.getElementById(
"p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid");
p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid.controltovalidate =
"p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_txtEmailInput";
p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid.display = "Dynamic";
p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid.enabled = "False";
p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid.evaluationfunction = "RegularExpressionValidatorEvaluateIsValid";
//]]>
</script>
<script type="text/javascript">
//<![CDATA[
WebForm_InitCallback();
var Page_ValidationActive = false;
if (typeof(ValidatorOnLoad) == "function") {
ValidatorOnLoad();
}
function ValidatorOnSubmit() {
if (Page_ValidationActive) {
return ValidatorCommonOnSubmit();
} else {
return true;
}
}
theForm.oldSubmit = theForm.submit;
theForm.submit = WebForm_SaveScrollPositionSubmit;
theForm.oldOnSubmit = theForm.onsubmit;
theForm.onsubmit = WebForm_SaveScrollPositionOnSubmit;
document.getElementById('p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid').dispose = function() {
Array.remove(Page_Validators, document.getElementById('p_lt_ctl02_pageplaceholder_p_lt_ctl00_YextFormReview_YextFormReview_zone_BizForm_viewBiz_ctl00_iEmail_fcEmail_revEmailValid'));
}
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_FirstName_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_FirstName_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "First Name"
}, null, null, $get("p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_FirstName_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_LastName_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_LastName_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "Last Name"
}, null, null, $get("p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_LastName_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_MobilePhone_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_MobilePhone_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "Phone"
}, null, null, $get("p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_MobilePhone_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_Email_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_Email_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "Email"
}, null, null, $get("p_lt_ctl03_ModalBarstoolForm_ucEditableText_widget1_ctl00_viewBiz_Email_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "First Name"
}, null, null, $get("p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_FIRSTNAME_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "Last Name"
}, null, null, $get("p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_LASTNAME_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "Phone Number"
}, null, null, $get("p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_PHONE_txtText"));
});
Sys.Application.add_init(function() {
$create(Sys.Extended.UI.TextBoxWatermarkBehavior, {
"ClientStateFieldID": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_exWatermark_ClientState",
"id": "p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_exWatermark",
"watermarkCssClass": "form-control WatermarkText",
"watermarkText": "Email"
}, null, null, $get("p_lt_ctl03_ModalEpsilonStartForm_ucEditableText_widget1_ctl00_viewBiz_EMAIL_txtText"));
});
//]]>
</script>
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">
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NICOLE HABIB
Sr. Loan Officer
The Forman Team
NMLS #659153
Adress 102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645 Contact Methods Email nicole.habib@ccm.com tel Phone
618-239-4259 mobile Mobile (732) 513-6616 fax Fax 618-239-4259
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AWARDS
MEET YOUR LOAN OFFICER
ABOUT NICOLE
Nicole has been a top producing mortgage advisor for over 11 years. She began
her exposure to the mortgage industry in her early teens by working at her
father Barry’s mortgage company.
After graduating Monmouth University with a bachelor’s degree in Finance, Nicole
worked her way up to becoming a sales manager at Mortgage Market Guide, where
she became an expert in understanding both the real estate and mortgage bond
markets.
She later began her mortgage origination career working at both banks and
mortgage banking firms, where she achieved top producer status. Nicole has won
many awards for exceptional customer service and quality of work.
Nicole also believes in constantly educating herself so she can continue to
serve her customers at the highest level. She has attained the designation of
Certified Mortgage Advisor after completing a rigorous round of training and
testing. This is the highest designation within the mortgage industry,
showcasing expertise in understanding financial markets and best practices for
advising clients.
Nicole has also been sought after as a consultant for her depth of knowledge by
MBS Highway, where she helped to create and develop innovative products that are
now used by tens of thousands of mortgage professionals.
She has made appearances on Fox television for her mortgage knowledge.
Nicole is currently a Mortgage Advisor at Cross Country Mortgage, one of the
nation’s leading mortgage bankers.
She lives in Monmouth County New Jersey and has two amazing children, Nico and
Karina, and a wonderful husband, Rob, who she works hard to make proud every
day.
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SPRING CLEANING CHECKLIST
Refresh your home with our comprehensive spring cleaning checklist. From room to
room, tackle dirt and clutter with ease. Download your printable pdf guide now!
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NAHREP 2023 STATE OF HISPANIC WEALTH REPORT
The National Association of Hispanic Real Estate Professionals (NAHREP) released
its 2023 State of Hispanic Wealth Report. Discover the most impactful metrics.
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SPRING HOME DÉCOR IDEAS
Revitalize your home with these vibrant spring décor ideas. From fresh florals
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ENJOY THE PERKS OF A VA HOME LOAN
We make the American Dream of home-ownership possible for those who have served
in the Military. If you’re a Veteran, Active-Duty Service Member, or qualifying
Military Family Member, a VA loan can provide favorable terms and homebuying
benefits like no down payment or private mortgage insurance.
Our commitment to the Military extends to helping take the guesswork out of VA
home loans and making obtaining one a straightforward and painless process.
Whether you’re using your benefit for the first time or take advantage of it to
build new memories, we’ll be by your side – from application to closing and
beyond.
HELPING YOUR HOME FINANCING PROCESS GO SMOOTHLY.
Resources
* THE MORTGAGE PROCESS
There are some major milestones on your road to home financing. As your loan
officer, I’ll be with you every step of the way to make sure you understand
each one and get through them quickly.
* PAYMENT CALCULATOR
How much will your mortgage payment be? How much can you save if you
refinance? Is it better to buy than rent? Use these online calculators to
crunch the numbers and see for yourself.
* FIND THE RIGHT LOAN
I separate myself from other lenders by offering a broader selection of home
financing options — from loans for first-time homebuyers to refinance
programs for accessing your home’s equity.
* HOME LOAN CHECK LIST
Before you explore the endless options of home financing, some preparation is
in order. Planning ahead for your mortgage is the key to an easier and more
successful home financing process.
INSPIRATION FOR YOUR HOME LOAN JOURNEY.
GALLERY
YOUR MORTGAGE EXPERT
Navigating the mortgage loan process is exciting and easy with the right home
financing partner. When you work with us, you'll collaborate closely with a
licensed professional to make sure you receive a competitive rate and an
exceptionally fast and simple experience. When it's all said and done, we strive
to be your mortgage lender of choice for years to come, wherever life takes you.
HOW TO BUY OR REFINANCE A HOME
Buying your first home is a big investment. We’re here to make the process as
easy as possible and keep you informed every step of the way. Whether you’re a
first-time homebuyer, are buying a luxury home, or are investing in properties
to build your real estate portfolio, we can help guide you through the process
toward getting that new set of keys!
A LENDER YOU CAN TRUST
You deserve to work with the best mortgage professionals for your home loan. We
bring proven performance and integrity to the table, plus the experience to
ensure an easy, streamlined transaction. We offer a broad portfolio of
traditional and niche loan products to serve virtually every mortgage situation.
We get you from application to closing quickly with a highly efficient process,
keeping you informed the entire way.
HOW TO GET A PRE-APPROVAL
Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack
Credit Approval Program to get you credit approved before you’ve even found a
home. This is the advantage you need in a competitive housing market. This
program provides you with a certificate to hand sellers demonstrating your
ability to buy the home in as few as 10 days after a signed purchase agreement.
YOUR MORTGAGE EXPERT
Navigating the mortgage loan process is exciting and easy with the right home
financing partner. When you work with us, you'll collaborate closely with a
licensed professional to make sure you receive a competitive rate and an
exceptionally fast and simple experience. When it's all said and done, we strive
to be your mortgage lender of choice for years to come, wherever life takes you.
HOW TO BUY OR REFINANCE A HOME
Buying your first home is a big investment. We’re here to make the process as
easy as possible and keep you informed every step of the way. Whether you’re a
first-time homebuyer, are buying a luxury home, or are investing in properties
to build your real estate portfolio, we can help guide you through the process
toward getting that new set of keys!
A LENDER YOU CAN TRUST
You deserve to work with the best mortgage professionals for your home loan. We
bring proven performance and integrity to the table, plus the experience to
ensure an easy, streamlined transaction. We offer a broad portfolio of
traditional and niche loan products to serve virtually every mortgage situation.
We get you from application to closing quickly with a highly efficient process,
keeping you informed the entire way.
HOW TO GET A PRE-APPROVAL
Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack
Credit Approval Program to get you credit approved before you’ve even found a
home. This is the advantage you need in a competitive housing market. This
program provides you with a certificate to hand sellers demonstrating your
ability to buy the home in as few as 10 days after a signed purchase agreement.
YOUR MORTGAGE EXPERT
Navigating the mortgage loan process is exciting and easy with the right home
financing partner. When you work with us, you'll collaborate closely with a
licensed professional to make sure you receive a competitive rate and an
exceptionally fast and simple experience. When it's all said and done, we strive
to be your mortgage lender of choice for years to come, wherever life takes you.
HOW TO BUY OR REFINANCE A HOME
Buying your first home is a big investment. We’re here to make the process as
easy as possible and keep you informed every step of the way. Whether you’re a
first-time homebuyer, are buying a luxury home, or are investing in properties
to build your real estate portfolio, we can help guide you through the process
toward getting that new set of keys!
A LENDER YOU CAN TRUST
You deserve to work with the best mortgage professionals for your home loan. We
bring proven performance and integrity to the table, plus the experience to
ensure an easy, streamlined transaction. We offer a broad portfolio of
traditional and niche loan products to serve virtually every mortgage situation.
We get you from application to closing quickly with a highly efficient process,
keeping you informed the entire way.
HOW TO GET A PRE-APPROVAL
Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack
Credit Approval Program to get you credit approved before you’ve even found a
home. This is the advantage you need in a competitive housing market. This
program provides you with a certificate to hand sellers demonstrating your
ability to buy the home in as few as 10 days after a signed purchase agreement.
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QUICK CONTACT FORM
Send me a message below or give me a call at 618-239-4259
NICOLE HABIB
Sr. Loan Officer
NMLS #659153
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Adress 102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645 Contact Methods Email nicole.habib@ccm.com tel Phone
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understand that my telephone company may impose charges on me for these
contacts, and I am not required to enter into this agreement as a condition of
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CROSSCOUNTRY MORTGAGE, LLC
102 CHESTNUT RIDGE RD SUITE 200
MONTVALE, NJ 07645
Branch NMLS1487417
TO APPLY:
Email nicole.habib@ccm.com tel Phone 618-239-4259
CORPORATE CUSTOMER SUPPORT:
tel Phone (877) 351-3400
Corp. NMLS3029 | (www.nmlsconsumeraccess.org)
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address I provided regarding products or services via live, automated or
prerecorded telephone call, SMS (text message), or email. I understand that my
telephone company may impose charges on me for these contacts, and I am not
required to enter into this agreement as a condition of purchasing property,
goods, or services. I understand that I can revoke this consent at any time.
Terms & Conditions/Privacy Policy apply.
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