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  <div class="iah__search-area">
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    <input type="hidden" name="enginekey" value="wYnTjXmfABgYKBU6GMG3">
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Text Content

 * Jump to Accessibility
 * Jump to Content

 * Personal
 * Premier
 * Business
 * Corporates & Institutions

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 * Personal
 * Premier
 * Business
 * Corporates

Personal
Premier
Business
Corporates
 * Products and Services
   Products and Services
    * Bank accounts
      
       * Business bank accounts
         1. See all our bank accounts
         2. Free small business account
         3. Start up bank account
         4. Business bank account
         5. Community bank account
         6. Currency bank account
         7. Switching to a NatWest Business bank account
       * Already have business accounts with us?
         1. Manage your account
         2. Online banking
         3. Bankline
         4. Banking on your mobile
         5. Order cash and coins
         6. Business debit card
         7. Take card payments with Tyl
         8. Business overdraft
       * Help with bank accounts
         1. Our services
         2. Support centre
         3. Entrepreneur Accelerator
         4. Boost your business
         5. Become a business customer
         6. Download our Bank account terms and conditions
   
    * Savings
      
       * Business savings
         1. See all our savings accounts
         2. Business reserve instant access account
         3. Treasury reserve fixed term account
         4. Liquidity manager notice account
         5. Client deposit manager account
         6. Client account manager account
         7. Currency reserve instant access account
       * Already have business savings with us?
         1. Manage your savings
         2. Online Banking
         3. Bankline
         4. Banking on your mobile
       * Help with savings
         1. Previous interest rates
   
    * Cards
      
       * Business cards
         1. See all our cards
         2. Business debit card
         3. Business credit card
         4. Business plus credit card
         5. onecard
         6. Virtual card solutions
       * Already have business cards with us?
         1. Manage your debit card
         2. Manage your credit card
         3. Log in to Smart Data online
         4. Log in to ClearSpend
       * Help with cards
         1. Cards and payments security
         2. Making and accepting payments
         3. Statements and payments
         4. Take card payments with Tyl
   
    * Loans and finance
      
       * Business loans and finance
         1. See all our loans and finance options
         2. Business overdraft
         3. Small business loan
         4. Green Loans
         5. Fixed and Variable rate loans
         6. Invoice finance
         7. Asset finance
         8. Recovery Loan Scheme Aug 22
       * Coronavirus business support
         1. Pay As You Grow
         2. Understanding your Bounce Back Loan
         3. Understanding your Coronavirus Business Interruption Loan
         4. Bounce Back Loan
         5. Bounce Back Loan Top-Up
         6. Coronavirus Business Interruption Loan
         7. Coronavirus Large Business Interruption Loan
         8. Recovery Loan Scheme (April 2021) – closed
       * Help with loans and finance
         1. Business lending eligibility checker
         2. Funds and schemes
         3. Social and community capital
         4. Borrowing for your business
         5. Manage your account
         6. How we make a decision
         7. Credit scoring guide (PDF, 1.58MB)
         8. Standards of lending practice
         9. How to appeal a lending decision
   
    * Commercial mortgages
      
       * Commercial mortgages
         1. Commercial mortgage
         2. Commercial mortgage calculator
         3. Real estate finance
         4. Residential property investment
         5. Residential property development
       * More about commercial mortgages
         1. Commercial mortgages explained
         2. Commercial mortgage rates
         3. Commercial re-mortgaging
         4. Commercial buy-to-let
         5. Applying for a commercial mortgage
         6. Finding the right premises
       * Help with loans and finance
         1. How we make a decision
         2. Credit scoring guide (PDF, 1.58MB)
         3. Standards of lending practice
         4. How to appeal a lending decision
   
    * Asset finance
      
       * Asset finance
         1. Hire purchase
         2. Contract hire
         3. Leasing
         4. Green Asset Finance
         5. Learn more about asset finance
       * Already have asset finance?
         1. Contact us
         2. Request your balance
         3. Request your settlement figure
       * Support for your business
         1. Business support tools with Swoop
         2. Find tailored grants
   
    * Trade finance
      
       * Trade finance
         1. See all our trade finance options
         2. Bonds, guarantees and standby letters of credit
         3. Documentary collections
         4. Letters of credit
         5. Trade loans
         6. Currency current account
         7. Currency reserve savings account
       * Already have trade finance with us?
         1. MaxTrad online trade service
         2. Global liquidity services
         3. Partner banking overseas
         4. IBAN information
         5. Learn about electronic payments
       * Help with trade finance
         1. Managing risks
         2. Foreign exchange
         3. Incoterms
         4. Uniform customs and practice
         5. SEPA
   
    * Business services
      
       * Our tools and online services
         1. See all our business services
         2. Banking online
         3. FreeAgent accounting software
         4. Business builder
         5. Entrepreneur accelerator programme
         6. Mentor
         7. ClearSpend
       * Additional services
         1. Boost your businesses
         2. Financial health check
         3. Business insurance
         4. Brokers
         5. Franchising
         6. Women in business specialists
         7. Supporting Ethnic Minority Businesses
       * Payment services
         1. Manage payments
         2. Take card payments with Tyl
         3. Online payments with NatWest Payit™
         4. Autopay Online
         5. Autopay Online Plus

 * Running Your Business
   Running Your Business
    * Starting your business
      
       * Starting your business
         1. I've got a great idea overview
         2. Set up your business overview
         3. Find the right business premises
         4. Write a business plan
         5. What are business rates?
         6. Do you need an accountant?
       * Starting your business services
         1. Start up business account
         2. Local enterprise managers
         3. Hassle-free accounting software with FreeAgent
         4. Take card payments with Tyl
   
    * Day to day business support
      
       * Day to day business support
         1. Day to day business support overview
         2. Managing and forecasting your cash flow
         3. Getting the most from your staff
         4. Support with rising costs
       * Day to day services
         1. Business bank account
         2. Banking online
         3. Take card payments with Tyl
         4. MentorDigital
   
    * Planning and growth
      
       * Planning and growth
         1. Planning and growth overview
         2. Planning for business exit
         3. Money management
         4. Growth strategies for any business
         5. Tips to engage your team
         6. Get your business investment ready
         7. Green banking
       * High growth
         1. High growth overview
         2. Early stage growth
         3. Sustained growth
         4. Scaling up
       * Growth services
         1. Financial health check
         2. Business loans and finance options
         3. Trading internationally
   
    * Mentorship and community
      
    * Business insights
      

 * Help and Support
   Help and Support
    * Support centre
      
       * Additional support
         1. Visit our Support Centre
         2. Manage your account
         3. Contact us
         4. How to complain
         5. Interest rates
         6. Customer information
         7. Workplace wellbeing
       * Useful information
         1. Coronavirus support hub
         2. Coronavirus Bounce Back Loan Scheme (BBLS)
         3. Coronavirus Business Interruption Loan Scheme (CBILS)
         4. Government schemes for businesses
         5. Brexit hub
         6. LIBOR Transition
         7. ISO 20022
       * Privacy
         1. How we use your information
   
    * Security and fraud
      
       * Protect your Business
         1. Visit the Security Centre
         2. Report a fraud or scam
         3. Our Fraud Prevention Philosophy
         4. Keep your details up to date
       * Common Business Scams
         1.  Business email compromise
         2.  Cryptocurrency fraud
         3.  Email fraud
         4.  Insider (employee) fraud
         5.  Investment fraud
         6.  Invoice redirection
         7.  Malware
         8.  Overpayment fraud
         9.  Purchase scams
         10. Telephone fraud
         11. Text message fraud
       * Payment security
         1. Card payments
         2. Cheque payments
         3. Electronic payments
         4. Take card payments with Tyl
   
    * Ways to bank
      
       * Ways to bank
         1. Ways to bank
         2. Mobile banking
         3. Online banking
         4. Bankline
         5. Bankline Mobile
         6. Bankline Direct
         7. Customer information
       * Our online services
         1. Order cash and coins
         2. onecard
         3. MaxTrad
       * Other ways to bank
         1. Managing Cash
         2. Post office banking
         3. Business Quick Deposit
         4. Branch finder
         5. Cheque Scan
         6. Take card payments with Tyl
   
    * Sector expertise
      
       * Sector expertise
         1.  Visit our sector expertise hub
         2.  Accreditation
         3.  Agriculture
         4.  Automotive
         5.  Charities
         6.  Healthcare
         7.  Higher education
         8.  Independent schools
         9.  Leisure
         10. Manufacturing
         11. Professional services
         12. Real Estate Finance
         13. Retail
         14. Technology, media & telecoms
   
    * Support with rising costs
      
       * Support with rising costs
         1. Visit our cost of living hub
         2. Supply chain challenges
         3. Workforce support
         4. Reducing your energy bills
         5. Help if you're struggling financially
   
    * Learning
      

 * Climate
   Climate
    * Green banking for business
      
       * Climate change and your business
         1. Visit the Climate hub
         2. Green initiatives for business
         3. Join the UK business climate campaign
         4. Listen to our climate podcasts
       * Supporting your climate goals
         1. Explore EV charging solutions
         2. Help with switching to an EV
         3. See your business carbon footprint
         4. Read our sustainability insights
         5. Building your business sustainably

 * Insights
   Insights
   

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 * Bankline
 * Online Banking
 * ClearSpend
 * RBSIF FacFlow
 * FreeAgent
 * Resume lending


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 * Contact us
 * Climate support
 * Service status

 * PRODUCTS AND SERVICES

 * Bank accounts
 * Savings
 * Cards
 * Loans and finance
 * Trade finance
 * Business services

 * RUNNING A BUSINESS

 * Start your business
 * Managing a business
 * Growing a business

 * HELP AND SUPPORT

 * Support centre
 * Security and fraud
 * Ways to bank
 * Sector expertise
 * Find a branch
 * Learning

 * Privacy & Cookies
 * Website T&Cs & FSCS
 * Accessibility
 * Careers
 * Modern Slavery Act

 * facebook
 * twitter
 * RSS
 * Linkedin

FCFS_leaflet (PDF, 3.7 MB)

FSCS.org.uk

Copyright © National Westminster Bank plc 2023. Registered office: 250
Bishopsgate, London, EC2M 4AA.


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