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CREDIT CARD TYPES * Airline * Balance Transfer * Cash Back * Hotel * Prepaid * Retail * Rewards * Secured * Travel * Business * Student ISSUERS * American Express * American Express Business * Citi * Chase * See All Issuers EXPERT ARTICLES * Balance Transfer Cards * Rewards Cards * See All Articles * Credit Card Types * Airline * Balance Transfer * Cash Back * Hotel * Prepaid * Retail * Rewards * Secured * Travel * -------------------------------------------------------------------------------- * Business * Student * Issuers * American Express * American Express Business * Citi * Chase * See All Issuers * Expert Articles * Airline * Balance Transfer * Business * Cash Back * Hotel * Low APR * Personal Finance * Points Rewards * Student Cards * -------------------------------------------------------------------------------- * See All Articles SYNCHRONY BANK CREDIT CARD OFFERS ) See: Advertiser Disclosure & Editorial Disclosure. Some cards are Credit Cards Explained's partners. PAYPAL CASHBACK MASTERCARD® From Synchrony Bank APPLY NOW On the PayPal Secure Website KEY BENEFITS * Earn 3% cash back on PayPal purchases and 2% on all other purchases. * With the PayPal Cashback Mastercard®, earn unlimited cash back at millions of merchants. * No restrictions. No rotating categories. No annual fee.¹ * Shop at millions of brands with PayPal to earn unlimited 3% cash back. * Enjoy peace of mind with Mastercard benefits from Tap & Go® to 24/7 Identity Theft Protection™. See Mastercard Guide to Benefits for details. * ¹See Terms & Rates * Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. * Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions. * Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal. * The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. * The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. * Mastercard, Tap & Go, and the circles design are registered trademarks of Mastercard International Incorporated. TJX REWARDS CREDIT CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Get 10% off your first purchase online or in store * Earn 5% back in Rewards on every purchase at the TJX family of stores ( TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense stores) * See site for more details * Read the TJX Rewards Credit Card Review AMERICAN EAGLE AERIE REAL REWARDS CREDIT CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Receive a discount off your first AEO credit card purchase * Free Standard Shipping * Earn 2x points per $1 spent * Get a reward on your birthday * See site for more details ASHLEY ADVANTAGE™ CREDIT CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Choose the financing offer that works for you * 6/12 month with no minimum purchase required* * No interest for 60 Month * *See site for more details JCPENNEY CREDIT CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Same day savings when you open and use your new card * Earn 2X the rewards points with a JCPenney Credit Card * Special financing available on qualifying purchases for major appliances, furniture, mattresses, fine jewelry and more * Access to exclusive savings and discounts * See site for more details * Read the JCPenney Credit Card Review AMERICAN EAGLE AERIE REAL REWARDS VISA® CREDIT CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Receive a discount off your first AEO credit card purchase * Free Standard Shipping * Earn 5 points for every $1 spent anywhere else Visa® Credit Cards are accepted * Earn 2x points per $1 spent * Get a reward on your birthday * See site for more details BELK REWARDS+ CREDIT CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Belk Rewards+ Insider cardholders earn 4 points per $1 spent at Belk and free shipping 2x per year* * Belk Rewards+ Premier cardholders earn 5 points per $1 spent at Belk and free shipping 4x per year* * Belk Rewards+ Elite cardholders earn 7 points per $1 spent at Belk and free shipping on every purchase* * 500 points are worth $5 in Belk Reward Dollars (BRD) * Cardholders receive a $10 birthday reward and access to VIP savings and events * With the Belk Rewards+ Mastercard®, earn 2 points per $1 spent on gas and grocery purchases — and 1 point per $1 spent on non-Belk purchases * *See site for more details CRATE & BARREL CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * 10% back in reward dollars or 6 months special financing * $20 in rewards for every $200 spent in-store and online when you choose rewards * Earn and redeem rewards at Crate and Barrel and CB2 * access to cardholder-only offer events and other perks * See site for more details CHEVRON/TEXACO TECHRON ADVANTAGE CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * 3 cents per gallon every fill-up on Regular or Diesel * Exclusive cardholder offers throughout the year * No annual fee * See site for more details LOWE'S ADVANTAGE CARD From Synchrony Bank APPLY NOW On the Synchrony Bank Secure Website KEY BENEFITS * Save on your first purchase * Choose 5% off every day, 6 months special financing on eligible purchases, or project financing on eligible projects * See site for more details * Read the Lowe's Advantage Card Review ABOUT WHAT OUR EXPERTS SAY AND THE BOTTOM LINE Our experts review each card, in depth, to get to the bottom line: a clear idea of what each card is best for, how it may benefit you, and our take on the card’s primary features. CATEGORIES * Airline * Balance Transfer * Business * Cash Back * Rewards * Student * Travel ISSUERS * American Express * Citi * Chase * See All Issuers POPULAR ISSUERS * American Express * Citi * Chase * See All Issuers Balance Transfer Business Cash Back Rewards Student Travel ADVERTISER DISCLOSURE Credit Cards Explained receives compensation from many of the credit cards listed on our site. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Our offers do not represent all credit card companies and deals available. When considering a card, see the issuer's online application for official details about terms and conditions. Reasonable efforts are made to maintain accurate information; however, all credit card information is presented without warranty. APRs may vary depending on your credit background and current interest rates. The information, including credit terms, presented on this page, is accurate as of the publish date. See the financial institution’s website for the most current information. Credit scores are for guideline purposes and do not guarantee approval. Your personal financial situation and lender terms and conditions can impact credit approval. EDITORIAL NOTE Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Credit Cards Explained may earn affiliate commissions from our partners on this page. These commissions do not affect how we select, rate, or review products. 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