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<form id="calculator-form" method="get" action="https://www.credit24.com.au/au/apply/login">
  <h3>Line of Credit <br>Repayment Calculator</h3>
  <div class="slider-control value">
    <div class="slider-control-button negative"></div>
    <div class="slider-control-container">$&nbsp;<span class="value-label">3000</span></div>
    <div class="slider-control-button positive"></div>
    <div class="clear"></div>
  </div>
  <input type="range" min="500" max="10000" step="100" value="3000" data-rangeslider="" id="amount-slider" style="position: absolute; width: 1px; height: 1px; overflow: hidden; opacity: 0;">
  <div class="rangeslider rangeslider--horizontal" id="js-rangeslider-0">
    <div class="rangeslider__fill" style="width: 129.921px;"></div>
    <div class="rangeslider__handle" style="left: 113.421px;"></div>
  </div>
  <input type="hidden" name="principal" id="principal-value" value="3000">
  <div class="selectors show_tiers">
    <div class="left-wrapper">
      <label>Repayments</label>
      <div class="option-switch period-selector dropdown">
        <div class="option label">Please select</div>
        <div class="option selector  selected" data-value="PLEASE_SELECT">Please select</div>
        <div class="option selector " data-value="ONE_WEEK">Weekly</div>
        <div class="option selector " data-value="TWO_WEEKS">Fortnightly</div>
        <div class="option selector " data-value="ONE_MONTH">Monthly</div>
      </div>
      <div class="clear"></div>
    </div>
    <div class="right-wrapper">
      <label>Credit History</label>
      <div class="option-switch tier-selector dropdown">
        <div class="option label">Please select</div>
        <div class="option selector  selected" data-value="T_PLEASE_SELECT">Please select</div>
        <div class="option selector " data-value="T3">Good</div>
        <div class="option selector " data-value="T2">O.K</div>
        <div class="option selector " data-value="T1">Not Great</div>
      </div>
      <div class="clear"></div>
    </div>
    <div class="clear"></div>
  </div>
  <input type="button" class="loaded check-repayments-button" value="Check Repayments" disabled="disabled">
  <div class="price disabled">
    <span class="repayment-container">$&nbsp;<span class="repayment-label">NaN</span><span class="period-label">/mth</span>
      <span class="interest-label">Maximum repayment term: undefined months. APR: NaN</span>
    </span>
  </div>
  <div class="clear price-clear"></div>
  <small class="loan-disclaimer"><span id="loan-details"><span>DISCLAIMER:</span> The information provided by this calculator is for estimation purposes and only for a line of credit loan. The repayment is calculated on the balance being repaid
      within a specific term. The comparison rate provided is for illustrative purposes only. Other fees, costs and charges are not included. This calculation does not constitute an offer for credit. The actual amount that you may borrow may differ
      after you have completed a loan application and provided all the necessary details that are relevant to our lending criteria and our responsible lending inquiries and verifications. The interest rate for this product is subject to change. Any
      calculations made by you using this calculator are intended as a guide only. <br><br> *Money paid out within 60 seconds of loans being approved or a withdraw made on a Line of Credit to PayID enabled banks.</span> <span
      id="comparison-rate-warning"></span></small>
  <div class="clear"><!-- --></div>
</form>

Text Content

 * Line of Credit
 * Personal Loans
 * FAQs
 * Money Matters Blog
 * Start Application
 * Login


 * Line of Credit
 * Personal Loans
 * FAQs
 * Money Matters Blog


1800 091 967
Login





FAST LOANS FOR EVERYDAY EXPENSES

If approved, money paid in 60 seconds*

Start Application


LINE OF CREDIT
REPAYMENT CALCULATOR

$ 3000



Repayments
Please select
Please select
Weekly
Fortnightly
Monthly

Credit History
Please select
Please select
Good
O.K
Not Great


$ NaN/mth Maximum repayment term: undefined months. APR: NaN

DISCLAIMER: The information provided by this calculator is for estimation
purposes and only for a line of credit loan. The repayment is calculated on the
balance being repaid within a specific term. The comparison rate provided is for
illustrative purposes only. Other fees, costs and charges are not included. This
calculation does not constitute an offer for credit. The actual amount that you
may borrow may differ after you have completed a loan application and provided
all the necessary details that are relevant to our lending criteria and our
responsible lending inquiries and verifications. The interest rate for this
product is subject to change. Any calculations made by you using this calculator
are intended as a guide only.

*Money paid out within 60 seconds of loans being approved or a withdraw made on
a Line of Credit to PayID enabled banks.


Start Application


WHY CHOOSE CREDIT24?

RELIABLE LOANS.

We help thousands of Australians everyday.

FAST AND 100% ONLINE LOANS.

Apply in less than 10 min and get an immediate response.

INSTANT CASH.

If approved, money usually paid in as little as 60 seconds*.

PERSONAL TOUCH.

We treat everyone as an individual and assess applications personally.






FAST, EASY AND 100% ONLINE

 * 1Complete the easy online application form.
 * 2Choose your credit limit and we'll assess your eligibility based on your
   situation.
 * 3Once approved, withdraw money from your line of credit anytime.

Start Application






AN ONLINE LOAN FOR MANY PURPOSES

We offer unsecured personal loans and line of credit to casuals, part-time,
full-time and even the self-employed. Use the cash to travel, fund your next big
project or even pay for an emergency bill. Our short and medium term loans can
allow you to enjoy now and pay later.

Start Application





TESTIMONIALS

 * Evelina
   
   9/22/2020 - Google
   
   Few days ago I was contacting with this company, and I could say that staff
   who is working here are well trained, well-educated and polite. They gave me
   extra-mile suggestions and the best offer for me at this time. I’m... Read
   moreFew days ago I was contacting with this company, and I could say that
   staff who is working here are well trained, well-educated and polite. They
   gave me extra-mile suggestions and the best offer for me at this time. I’m
   more than happy about this company service. Read less
   
   
   Mick
   
   6/28/2021 - Google
   
   I was very impressed with the prompt service I received. I was frequently
   advised where my application was at, the website was easy to navigate, and
   the actual application was easy to read and understand so it was easy... Read
   moreI was very impressed with the prompt service I received. I was frequently
   advised where my application was at, the website was easy to navigate, and
   the actual application was easy to read and understand so it was easy to
   complete. One approved finances were automatically in my bank within one hour
   even though it was a weekend. Very satisfied.Would recommend highly. Read
   less
   
   
 * Mike
   
   3/17/2020 - Google
   
   Fast service and helpful customer support. The approval of the application
   was very quick and I received my loan in a couple of hours. I will definitely
   use your services in the future.
   
   
   Mr and Mrs Davis
   
   7/05/2021 - Google
   
   Applying was so simple. The hardest thing was deciding to apply to begin
   with. Once all the application was filled in you just hit send and you are
   given an answer. Once approved funds are quickly placed into your account....
   Read moreApplying was so simple. The hardest thing was deciding to apply to
   begin with. Once all the application was filled in you just hit send and you
   are given an answer. Once approved funds are quickly placed into your
   account. So simple if it was only this simple dealing with the banks. Highly
   recommended and options to suit everyone's needs. Read less
   
   
   Load More
 * Carlos
   
   10/08/2020 - Google
   
   One of best and most outstanding services in the loan arena. Second to none.
   Highly recommended.
   
   
   Chloe
   
   3/19/2020 - Google
   
   I am really satisfied with your services. The rate is fair and there is no
   need to fill any paper documents. Can't complain about anything.
   
   
 * Pamela
   
   7/28/2021 - Google
   
   Credit24 was very helpful and informative to provide a suitable loan amount.
   The repayments were affordable to pay-off over a due process of time.
   
   
   Davis
   
   11/09/2020 - Google
   
   A few weeks ago I contacted Credit24 by phone. I had some questions about a
   student loan for my son. Staff was very helpful because they looked into my
   case and provided as much information as they could. Finally, they... Read
   moreA few weeks ago I contacted Credit24 by phone. I had some questions about
   a student loan for my son. Staff was very helpful because they looked into my
   case and provided as much information as they could. Finally, they gave me a
   loan with the best conditions. Also, I could say that the service they
   provided was very convenient and pleasant. It was my first experience with
   this company, but it won’t be the last. I can highly recommended Credit24.
   Thank you for the best service. Read less
   
   
 * Irene
   
   7/05/2021 - Google
   
   Very good service. After completing my application I found that I had made a
   couple of mistakes and simply by contacting Credit24 via phone the mistakes
   were rectified and the service was satisfactorily completed in a very timely
   manner. Service... Read moreVery good service. After completing my
   application I found that I had made a couple of mistakes and simply by
   contacting Credit24 via phone the mistakes were rectified and the service was
   satisfactorily completed in a very timely manner. Service provided by
   telephone operators as extremely helpful and professional. I have no problem
   in recommending them to my friends. Read less
   
   
   Shane
   
   10/20/2019 - Google
   
   So I got a loan from credit 24 the reason I like there model is the fees are
   not charged straight away... As with other credit providers they charge a fee
   then your interest straight away.. Yes I get... Read moreSo I got a loan from
   credit 24 the reason I like there model is the fees are not charged straight
   away... As with other credit providers they charge a fee then your interest
   straight away.. Yes I get that in the past it may have been annoying but
   there business model now I can not fault its amazing. It's like having a high
   interest credit card. Pay it back faster and you won't be stung by high
   interest take longer get more interest it's the same as a master card.
   
   Honestly give these people a try they are moving into the new form of
   short-term loans and combining a longer pay off. Stay on track with payments
   get a good view on your score and still be able to borrow, it's simple.
   
   *I don't no work for credit 24.
   *I am a customer of credit 24. Read less
   
   
 * Henry
   
   2/24/2020 - Google
   
   Never had any problems when taking an online loan with Credit24. No need to
   waste time on the paperwork, plus the approval for cash loans is really
   quick.
   
   
   Udara
   
   7/21/2021 - Google
   
   Credit24 application process was Professional with a fast outcome. Customer
   Service Representatives provide Excellent Customer Service and I score 10/10
   for the Self Portal experience.
   
   
 * Oliver
   
   12/08/2020 - Google
   
   When I got my kitchen flooded and I didn't have the money to make
   maintenance. So I contacted Credit24. After completing the questionnaire, I
   quickly received an offer, and the staff helped me to find out all my
   questions. ... Read moreWhen I got my kitchen flooded and I didn't have the
   money to make maintenance. So I contacted Credit24. After completing the
   questionnaire, I quickly received an offer, and the staff helped me to find
   out all my questions. After all, I am more than happy that I chose this
   company. At the moment kitchen repairs are underway and I have no worries
   about it. Thank you. Read less
   
   
   Amelia
   
   11/24/2020 - Google
   
   When unexpected financial difficulties were encountered (thanks Covid'19) I
   contacted Credit24 and everything was resolved very quickly and smoothly.
   They gave me the best conditions from the market, staff was friendly and
   willing to help, customer support was fast. I... Read moreWhen unexpected
   financial difficulties were encountered (thanks Covid'19) I contacted
   Credit24 and everything was resolved very quickly and smoothly. They gave me
   the best conditions from the market, staff was friendly and willing to help,
   customer support was fast. I receive my loan in a few hours, which was a big
   surprise because It was the first time I contacted for a loan. I thought it
   will be a longer process. Anyway, thank you for your service and very mean
   full help. Definitely will be recommended to my friends if needed. Read less
   
   
 * Hellen
   
   7/15/2021
   
   With the help from Credit24 I was able to fly from NSW to QLD to visit my
   family whom I had not seen for 18 months and I finally got to meet my new
   little 6 month old grand daughter... Read moreWith the help from Credit24 I
   was able to fly from NSW to QLD to visit my family whom I had not seen for 18
   months and I finally got to meet my new little 6 month old grand daughter 💗
   Thankyou so much Credit24 for helping me to reunite with my family ,
   Yours Sincerely & forever grateful,
   Helen 🙏🌸 Read less
   
   
   Pooja
   
   7/08/2020 - Google
   
   I think they are better than banks at least they loan you when banks refuse
   to. And I would like to praise one of chat representative Olevia who
   Resolved my query promptly.
   
   

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TRUSTED TO KEEP YOUR INFORMATION SECURE





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ABOUT US

 * About Us
 * COVID-19
 * Code of Ethics
 * Responsible lending
 * Careers
 * Sitemap


CONTACTS

 * Contact Us
 * Financial Hardship
 * Feedback & Complaints


LEGAL & ETHICAL

 * Website Terms of Use
 * Privacy and Credit Reporting Policy
 * Credit Guide
 * Do You Really Need a Loan Today?


LOAN TYPES

 * Holiday & Travel Loans
 * Home Improvement & Renovation Loans
 * Medical Finance & Dental Loans
 * Motorbike Loans & Finance
 * Part Time Employed Loans
 * Rental Bond & Deposit Loans
 * Short Term Loans
 * Student Loans
 * Wedding Loans
 * Household goods
 * Loans for Car Repairs, Rego & CTP
 * Unsecured Loans


BLOG

 * Money Matters Blog


Warning about borrowing
 * Home
 * FAQs
 * Contact Us
 * COVID-19
 * Holiday & Travel Loans
 * Part Time Employed Loans
 * Wedding Loans
 * Student Loans
 * Short Term Loans
 * Rental Bond Loans
 * Renovation Loans
 * Household goods
 * Medical Finance & Dental Loans
 * Loans for Car Repairs, Rego & CTP
 * Motorbike Loans & Finance
 * Unsecured Loans
 * Code of Ethics
 * Blog
 * Responsible lending
 * Financial Hardship
 * Credit Guide
 * Privacy Policy
 * Website Terms of Use


Warning about borrowing

Connect with us:




© 2024 Credit24, Australian Credit Licence number: 422839

Connect with us:



Website disclaimer:
Credit24 is a registered trademark and business name of IPF Digital Australia
Pty Ltd (ACN 130 894 405). The information on this website is of general nature
and does not take into consideration your objectives, financial situation or
needs. If you have received a direct communication from Credit24, it is not an
invitation to apply for, or offer to enter into, any of our loan products.
Please review the different products on this website and it’s eligibility
criteria and terms and conditions, before applying with Credit24.

For small loans of less than $2,000, the Annual Percentage Rate (APR) is not
applicable. Minimum term is 120 days and the maximum term is 12 months. The cost
of the loan is a 20% establishment fee on the amount borrowed and a monthly fee
of 4% charged on the amount borrowed. For example, a $1,000 loan borrowed over 6
months is a total of $1,440 ($1,000 principal, $200 establishment fee and $240
in monthly interest). Monthly repayment is $240.

For medium loans between $2,100 and $5,000, the APR is between 24% (minimum) –
47.9% (maximum) per annum. Comparison rate of 32.29% to 57.05%. Minimum term is
365 days and maximum term is 24 months. The cost of the loan is a $400
establishment fee and monthly interest charged on the amount borrowed. For
example, a loan of $5,000 over 24 months with an APR of 47.9%, (comparison rate
of 57.05%), will have a establishment fee of $400, weekly repayments of $80.77.
Total repayments of $8,400 and total interest payment $3,000.

For large loans between $5,100 to $10,000, the APR is between 24% (minimum) –
47.9% (maximum). Comparison rate of 24% to 47.9%. The minimum term is 365 days
and the maximum term is 36 months. There is no establishment fee and the cost of
the loan is the monthly interest charged on the amount borrowed. For example,
for a $6,000 loan borrowed over 24 months with an interest rate of 24% is a
total of $7,543.87 ($6,000 principal and $1,543 in monthly interest). Monthly
repayment is $318.09.

For our Line of Credit, there is no establishment fee and cost of the loan is
the monthly fee of 2% – 4% charged on the amount borrowed. The minimum APR is
24% and the maximum APR is 47.9%. The maximum term is 36 months. For example,
$1,000 borrowed over 36 months is a total of $2,440 ($1,000 principal and $1,440
in monthly interest).

*Money paid out within 60 seconds of loans being approved or a withdraw made on
a Line of Credit to PayID enabled banks.

WARNING: This comparison rate applies only to the example or examples given.
Different amounts and terms will result in different comparison rates. Costs
such as redraw fees or early repayment fees, and cost savings such as fee
waivers, are not included in the comparison rate but may influence the cost of
the loan.

How much interest charged is based on the loan amount and the loan term. How
much someone can borrow will be based the information they provide to us during
the loan assessment.

Target Market Determination

Credit24 is a responsible issuer and distributor of financial products and our
products are designed in consideration for specific needs of customers based on
their financial situation and objectives. Our Target Market Determination is
developed in accordance of the Design and Distribution Obligations under Pt 7.8A
of the Corporations Act 2001. To obtain a copy, please email
info@credit24.com.au or call 1800 091 967.

© 2022 Credit24, Australian Credit Licence number: 422839




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