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 * REALTOR® Store
   
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 * Real Estate Topics
   Real Estate Topics
   
   
   Your resource for all things Real Estate. Including Legal, Agent & Broker,
   and Property Rights Issues.
   View All
    * Fostering Consumer-Friendly Real Estate Marketplaces
      Local broker marketplaces ensure equity and transparency. 
      Close
      
    * Marketing
       * Social Media
       * Sales Tips & Techniques
       * MLS & Online Listings
       * View More
      
      Close
      
    * Being a Real Estate Professional
       * Starting Your Career
       * Being a Broker
       * Being an Agent
       * View More
      
      Close
      
   
    * Residential Real Estate
       * Condominiums
       * Smart Growth
       * Vacation, Resort, & 2nd Homes
       * FHA Programs
       * View More
       * Home Inspections
      
      Close
      
    * Legal
       * Arbitration & Dispute Resolution
       * Fair Housing
       * Copyright
       * View More
      
      Close
      
    * 
      Close
      
   
   More
   Close
   
 * Membership
   Providing Membership Value
   
   
   Whether you’re a new agent or an experienced broker you have access to a wide
   array of resources designed to help you succeed in today's market.
    * 
      Close
      
    * All Membership Benefits
    * NAR REALTOR Benefits®
      Bringing you savings and unique offers on products and services just for
      REALTORS®.
      Close
      
    * Directories
      Complete listing of state and local associations, MLSs, members, and more.
      Close
      
   
    * Dues Information & Payment
    * Become a Member
      As a member, you are the voice for NAR – it is your association and it
      exists to help you succeed.
      Close
      
    * Logos and Trademark Rules
      Only members of NAR can call themselves a REALTOR®. Learn how to properly
      use the logo and terms.
      Close
      
    * Your Membership Account
      Review your membership preferences and Code of Ethics training status.
      Close
      
   
   Close
   
 * Research & Statistics
   Market Behavior
   
   
   Including home buying and selling, commercial, international, NAR member
   information, and technology. Use the data to improve your business through
   knowledge of the latest trends and statistics.
    * Highlights & News
      Get the latest top line research, news, and popular reports.
      Close
      
    * Housing Statistics
      National, regional, and metro-market level housing statistics where data
      is available.
      Close
      
    * Research Reports
      Research on a wide range of topics of interest to real estate
      practitioners.
      Close
      
   
    * Presentation Slides
      Access recent presentations from NAR economists and researchers.
      Close
      
    * State & Metro Area Data
      Affordability, economic, and buyer & seller profile data for areas in
      which you live and work.
      Close
      
    * Commercial Research
      Analysis of commercial market sectors and commercial-focused issues and
      trends.
      Close
      
    * Statistical News Release Schedule
   
   Close
   
 * Advocacy
   Representing Your Industry
   
   
   NAR is widely considered one of the most effective advocacy organizations in
   the country.
    * Advocacy Issues & News
    * Federal Advocacy
      From its building located steps away from the U.S. Capitol, NAR advocates
      for you.
      Close
      
    * REALTORS® Political Action Committee (RPAC)
      Promoting the election of pro-REALTOR® candidates across the United
      States.
      Close
      
    * State & Local Advocacy
      Resources to foster and harness the grassroots strength of the REALTOR®
      Party.
      Close
      
   
    * REALTOR® Party(link is external)
      A powerful alliance working to protect and promote homeownership and
      property investment.
      Close
      
    * Get Involved
      Now more than ever, it is critical for REALTORS® across America to come
      together and speak with one voice.
      Close
      
   
   Close
   
 * Education
   Advancing Your Career
   
   
   NAR and its affiliated Institutes, Societies, and Councils offer a wide
   selection of real estate training options.
    * All Education & Professional Development
    * All NAR & Affiliate Courses
      Continuing education and specialty knowledge can help boost your salary
      and client base.
      Close
      
    * Code of Ethics Training
      Fulfill your COE training requirement with free courses for new and
      existing members.
      Close
      
    * Continuing Education (CE)
      Meet the continuing education (CE) requirement in state(s) where you hold
      a license.
      Close
      
   
    * Designations & Certifications
      Acknowledging experience and expertise in various real estate specialties,
      awarded by NAR and its affiliates.
      Close
      
    * Library & Archives
      Offering research services and thousands of print and digital resources.
      Close
      
    * Commitment to Excellence (C2EX)
      Empowers REALTORS® to evaluate, enhance and showcase their highest levels
      of professionalism.
      Close
      
    * NAR Academy at Columbia College
      Academic opportunities for certificates, associates, bachelor’s, and
      master’s degrees.
      Close
      
   
   Close
   
 * News & Events
   News & Events
   
   
   Stay current on industry issues with daily news from NAR. Network with other
   professionals, attend a seminar, and keep up with industry trends through
   events hosted by NAR.
    * Latest News
    * NAR Newsroom
      Official news releases from NAR.
      Close
      
    * REALTOR® Magazine
      Advancing best practices, bringing insight to trends, and providing timely
      decision-making tools.
      Close
      
    * Blogs
      Commentary from NAR experts on technology, staging, placemaking, and real
      estate trends.
      Close
      
    * Newsletters
      Stay informed on the most important real estate business news and business
      specialty updates.
      Close
      
   
    * NAR NXT, The REALTOR® Experience
    * REALTORS® Legislative Meetings
    * AE Institute
    * C5 Summit
    * Leadership Week
    * iOi Summit
    * Sustainability Summit
    * All Events
   
   Close
   
 * About NAR
   Who We Are
   
   
   America's largest trade association, representing 1.5 million+ members,
   including NAR's institutes, societies, and councils, involved in all aspects
   of the residential and commercial real estate industries.
    * Mission, Vision, and Diversity & Inclusion
    * Code of Ethics
    * Leadership & Staff
      National, state & local leadership, staff directories, leadership
      opportunities, and more.
      Close
      
    * Committee & Liaisons
    * History
      Founded as the National Association of Real Estate Exchanges in 1908.
      Close
      
    * Affiliated Organizations
   
    * Strategic Plan
      NAR’s operating values, long-term goals, and DEI strategic plan.
      Close
      
    * Policies
    * Governing Documents
      Code of Ethics, NAR's Constitution & Bylaws, and model bylaws for state &
      local associations.
      Close
      
    * Awards & Grants
      Member recognition and special funding, including the REALTORS® Relief
      Foundation.
      Close
      
    * NAR's Consumer Outreach
   
   Close
   
 * More
   Browse by Section
   
   
   View All
    * Top Directories
       * Find a Member(link is external)
       * Browse All Directories
       * Find an Office(link is external)
       * Find an Association(link is external)
       * NAR Group and Team Directory
       * Committees and Directors(link is external)
      
      Close
      
    * By Role
       * Broker
       * Association Executive
       * New Member
       * Student
       * Appraiser
       * State & Local Volunteer Leader
      
      Close
      
   
    * By Specialty
       * Commercial
       * Global
       * Buyer's Rep
       * Senior Market
       * Short Sales & Foreclosures(link is external)
       * Land(link is external)
       * Green
      
      Close
      
    * Multimedia
       * Infographics
       * Videos
       * Quizzes
      
      Close
      
   
    * Video Series
       * First-Time Buyer(link is external)
       * Level Up
       * Window to the Law
       * Next Up: Commercial
       * New AE Webinar & Video Series
      
      Close
      
    * Podcasts
       * Drive With NAR
       * Real Estate Today
       * Center for REALTOR® Development
      
      Close
      
    * Programs
       * Fair Housing
       * Safety
       * Leading with Diversity
       * Good Neighbor
       * NAR HR Solutions
      
      Close
      
   
   More
   Close
   


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MORTGAGE RATE TUMBLE UNLIKELY AFTER FED ANNOUNCEMENT OF NO RATE CHANGE –USA
TODAY

March 20, 2024
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USA Today

The Federal Reserve's announcement of no immediate rate changes and three cuts
before the end of the year is unlikely to bring relief to homebuyers.

"The mortgage market already incorporated that," Lawrence Yun, chief economist
at the National Association of Realtors® told USA TODAY. "Consumers who may be
looking for (rates of) 3%, 4%, I don't think it's going to happen, or even 5%.
Consumers need to recognize the new normal."

The average rate on a 30-year fixed mortgage stood at 6.9% on Wednesday
afternoon and is unlikely to dip below 6% before the end of the year.

Despite relatively high mortgage rates, there's still strong competition for
small and mid-sized homes, Yun said.

"Multiple offers are still happening on mid-priced homes and below," he said,
"implying there's not enough supply."

But some positive signs have emerged for homebuyers.

Yun said the housing supply is slowly picking up in 2024. "Spring buying season
or even summer buying season, consumers will have more choices this year
compared to last year," he said, adding that, going forward, even more relief
could come in 2025 when "mortgage rates could be closer to 6%."

Read the full article(link is external)


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