www.lendingclub.com
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Submitted URL: http://lendingclub.com/
Effective URL: https://www.lendingclub.com/
Submission: On March 09 via api from US — Scanned from DE
Effective URL: https://www.lendingclub.com/
Submission: On March 09 via api from US — Scanned from DE
Form analysis
2 forms found in the DOMGET /apply/personal/identity/loan-type
<form action="/apply/personal/identity/loan-type" autocomplete="off" class="PrequalHorizontal__form" method="GET">
<div class="MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-2"><label class="MuiFormLabel-root MuiInputLabel-root jss10 pds-input-label" data-shrink="false">Personal loans up to $40,000</label>
<div class="MuiGrid-root input-amount-grid MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-3">
<div class="LoanAmountInput LoanAmountInput--default">
<div class="LoanAmountInput__currency-symbol"><img src="https://www.lendingclub.com/asset/ls/cms/icons/icon_dollar_sign.svg?v=25bea756-69dd-4276-9cee-61f55309fad3" alt="currency_symbol"></div><input class="LoanAmountInput__input"
name="loanAmount" placeholder="Up to 40,000" aria-label="Up to 40,000" value="">
</div>
</div>
<div class="MuiGrid-root dowpdown-grid MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-5">
<div class="DropdownInput DropdownInput--default"><select class="DropdownInput__select" name="loanPurpose" aria-label="Loan purpose">
<option disabled="" value="">What’s the money for?</option>
<option value="debt_consolidation">Consolidate my debt</option>
<option value="credit_card">Refinance my credit cards</option>
<option value="home_improvement">Improve my home</option>
<option value="car">Refinance my car</option>
<option value="house">Purchase a home</option>
<option value="major_purchase">Buy something special</option>
<option value="renewable_energy">Fund a green loan</option>
<option value="small_business">Finance my business</option>
<option value="vacation">Pay for a vacation</option>
<option value="moving">Pay to move or relocate</option>
<option value="medical">Cover medical expenses</option>
<option value="other">It's not listed here</option>
</select></div>
</div>
<div class="MuiGrid-root cta-grid MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-4"><button type="submit" class="PrequalHorizontal__cta">Check Your Rate</button></div>
</div>
</form>
POST /loans/resource-center/postLead
<form class="Email-capture__form newsletter-form Email-capture__form--banner" action="/loans/resource-center/postLead" data-email-capture-form="" data-managed-form="" method="POST">
<div class="Email-capture__wrap-banner">
<div class="ControlText ControlText--inactive"><input name="email" placeholder="Enter your email" data-cy="newsletter-sub-input" aria-label="Enter your email" type="email" id="control-text--1678393569495347" class="ControlText__input" value="">
</div>
</div><button class="footer-global-newsletter-form-button" data-post-url="/loans/resource-center/postLead" type="submit" aria-label="Submit Email">Sign Up</button>
</form>
Text Content
* What We Offer * BORROWING * Personal Loans * Business Loans * Auto Refinancing * Patient Solutions * BANKING * Personal Banking * Business Banking * Institutional Banking * INVESTING * Institutional Investing * LCX * Legacy Notes * Resources * Borrower Resources * Bank Resources * Investor Resources * Loan Rates & Fees * Customer Reviews * Blog * About Us * Company * Leadership * Media Center * Company Departments * Careers * Contact * Help Sign In * Loan Account * Online Banking * Investors * Retail * Institutional Interested in a Savings or Checking Account?Learn More YOUR FINANCES MATTER TO YOU, AND THAT MATTERS TO US Keep more of what you earn and earn more on what you save. Check your rate. It won’t impact your credit score. Personal loans up to $40,000 What’s the money for?Consolidate my debtRefinance my credit cardsImprove my homeRefinance my carPurchase a homeBuy something specialFund a green loanFinance my businessPay for a vacationPay to move or relocateCover medical expensesIt's not listed here Check Your Rate Respond to Mail Offer $40,000 PERSONAL LOAN What Our Members Say We’re rewriting the rules of traditional banking, and we only win when our customers succeed. We’ve helped over 4 million members reach their goals, and we’re just getting started! Personal Loans Auto Refinancing Banking GET UP TO $40,000 IN JUST A FEW CLICKS With the ability to choose a loan amount of up to $40,000, LendingClub offers fixed rates and a monthly repayment plan to fit within your budget. We understand the importance of getting the money you need quickly and work to have funds disbursed to you quickly.* Learn More REFINANCE AND DRIVE AWAY WITH SAVINGS Put more money back in your pocket by refinancing your car loan with LendingClub. There are no origination fees or prepayment penalties with LendingClub auto loan refinancing, and checking your rate will not impact your credit score. Learn More SIMPLE, EVERYDAY BANKING BUILT AROUND YOU LendingClub offers a full suite of award-winning checking and saving products with benefits designed to meet your financial goals. Whether it's our cash-back Rewards Checking account or our High-Yield Savings and CD accounts with competitive rates, we have the right products to help you make the most of your money. Learn More HOW A PERSONAL LOAN WITH LENDINGCLUB WORKS * * * * * * HOW A PERSONAL LOAN WITH LENDINGCLUB WORKS * APPLY IN MINUTES Get customized loan options based on what you tell us. * CHOOSE A LOAN OFFER Select the rate, term, and payment options you like best. * GET FUNDED Once your loan is funded, we’ll send the money straight to your bank account or pay your creditors directly. * GET FUNDED Once your loan is funded, we’ll send the money straight to your bank account or pay your creditors directly. Check Your Rate BANK SMARTER WITH LENDINGCLUB Open a personal bank account with LendingClub Bank and enjoy no monthly maintenance or overdraft fees. Plus, manage your accounts from anywhere with 24/7 access to the LendingClub Mobile app where you can deposit checks, pay bills, and utilize our personal financial management tools on-the-go. Learn More JOIN OVER 4 MILLION MEMBERS Thank you so much for valuing me as a customer, and coming through for me and my family at a trying time in this world. —Roselyn, a member from Texas 1 Read More Reviews $80 Billion + Borrowed 4 Million + Members 54,898 Reviews QUESTIONS? WE’VE GOT ANSWERS How is LendingClub different? LendingClub is America’s largest lending marketplace, connecting borrowers with investors since 2007. Our LCTM Marketplace Platform has helped more than 4 million members get over $80 billion in personal loans so they can save money, pay down debt, and take control of their financial future. And because we don’t have any brick-and-mortar locations, we’re able to keep costs low and pass the savings back to you in the form of great interest rates. Learn more about our personal loan rates. What is a personal loan? A personal loan is money lent through a financial institution like a bank or an online lending marketplace that can be used to pay down credit cards, consolidate debt, or cover a wide range of expenses. Personal loans come with fixed monthly payments over a set period of time. How is a personal loan different than a credit card? Instead of credit limits, introductory rates, or revolving balances, personal loans come with a fixed rate and payment that you choose up front. No additional interest will be added to your loan once you lock in your rate, so nearly all of your monthly payment goes to quickly reducing your balance and paying down your debt. Learn more about personal loans vs. credit cards. Will checking my rate hurt my credit score? Checking your rate with LendingClub Bank has absolutely no impact to your credit score because we use a soft credit pull. A hard credit pull that could impact your score will only occur if you continue with your loan and your money is sent. The good news is that a personal loan could also positively impact your credit down the road by showing a history of on-time payments and reducing your total debt (as long as you don’t add new debt, like increased credit card balances). Learn more about soft vs. hard credit check. How can I protect myself from scams? Scammers often try to collect personal and/or financial information from consumers by posing as employees of philanthropic organizations or financial services companies. Be cautious about providing personal or financial information to anyone, even if they claim to be from a company you already do business with. Learn about the advance fee scam. Visit Resource Center FINANCIAL WELL-BEING FOR EVERYONE. Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving. Contact Us JOIN OUR NEWSLETTER Tools, tips, and insights to improve your financial health. Sign Up Follow Us What We Offer Personal LoansPersonal BankingAuto RefinancingPatient SolutionsBusiness LoansBusiness BankingInstitutional BankingInstitutional InvestingLC NotesOther Types of LoansApply for a LoanApply for a bank account Resources Borrower ResourcesBank ResourcesInvestor ResourcesPersonal Loan Rates & FeesCustomer ReviewsBlogSafety & Privacy Legal Terms of UsePrivacy PolicyData Collection and UseYour Privacy ChoicesAccessibilitySEC FilingBank Deposit DisclosuresLegal Requests About Us CRA Public FileCompanyLeadershipCareersMedia CenterCompany DepartmentsCorporate GovernanceInvestor RelationsContact Account Sign InLendingClub MobileLendingClub CommercialHelp Developers POWERED BY THE LCTM PLATFORM 595 Market Street, Suite 200 San Francisco, California 94105 Check Your Rate If you have special access needs and are having problems accessing this website, please call 833-536-3639. 1. This is one person’s experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at http://reviews.lendingclub.com. * Between July 2022 and October 2022, Personal Loans issued by LendingClub Bank were funded within 42 hours after loan approval, on average. 37% of Personal Loans issued by LendingClub Bank during the same period were funded within 24 hours after loan approval. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors, including but not limited to investor demand. Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $14,861 for a term of 36 months, with an interest rate of 13.49% and a 6.00% origination fee of $892, for an APR of 17.89%. In this example, the borrower will receive $13,969 and will make 36 monthly payments of $504. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. For Personal Loans, APR ranges from 8.05% to 36.00% and origination fee ranges from 2.00% to 6.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of October 11, 2022 and are subject to change without notice. Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Deposit accounts are subject to approval. Only deposit products are FDIC insured. “LendingClub” and the “LC” symbol are trademarks of LendingClub Bank. © 2023 LendingClub Bank. All rights reserved.