www2.opensea9.com
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51.116.145.34
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Submitted URL: http://opensea9.com/j4mz8e
Effective URL: https://www2.opensea9.com/Default?ImgVersion=V124&css=v1&showGoogleImg=Y&SubID=HLTier1&hideBack=y&CoRegOffer=Y&ShowHeloc=N...
Submission: On August 07 via manual from US — Scanned from FR
Effective URL: https://www2.opensea9.com/Default?ImgVersion=V124&css=v1&showGoogleImg=Y&SubID=HLTier1&hideBack=y&CoRegOffer=Y&ShowHeloc=N...
Submission: On August 07 via manual from US — Scanned from FR
Form analysis 2 forms found in the DOM
POST ./Default?ImgVersion=V124&css=v1&showGoogleImg=Y&SubID=HLTier1&hideBack=y&CoRegOffer=Y&ShowHeloc=N&submitText=Submit+and+View+Refinance+Savings&pushnami=Y&ThanksSubID=CHL1&confirmation=7577843552&SourceID=2&ShowSubmit=1&utm_source=SMS_23_34&utm_medium=18759&utm_campaign=EST-14&utm_content=4050&utm_term=2024-07-09&RecordID=94107847&DialerListID=18759&FName=Gary&Address=437+Catalina+Ave&shortUrl=j4mz8e
<form method="post"
action="./Default?ImgVersion=V124&css=v1&showGoogleImg=Y&SubID=HLTier1&hideBack=y&CoRegOffer=Y&ShowHeloc=N&submitText=Submit+and+View+Refinance+Savings&pushnami=Y&ThanksSubID=CHL1&confirmation=7577843552&SourceID=2&ShowSubmit=1&utm_source=SMS_23_34&utm_medium=18759&utm_campaign=EST-14&utm_content=4050&utm_term=2024-07-09&RecordID=94107847&DialerListID=18759&FName=Gary&Address=437+Catalina+Ave&shortUrl=j4mz8e"
id="form1" class="ng-pristine ng-valid">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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"
autocomplete="off">
</div>
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334" autocomplete="off">
</div>
<div>
</div>
<input type="hidden" name="xxTrustedFormCertUrl" value="https://cert.trustedform.com/da0599cc1c4d962f2b79d87fc82b4d142486a00a" id="xxTrustedFormCertUrl_0"><input type="hidden" name="xxTrustedFormToken"
value="https://cert.trustedform.com/da0599cc1c4d962f2b79d87fc82b4d142486a00a" id="xxTrustedFormToken_0"><input type="hidden" name="xxTrustedFormPingUrl"
value="https://ping.trustedform.com/0.QAz9WzN7cTv4Hwl_hMx3TPZk0k_fCDE065f7zJIeBA0Wy01zpeg8LliDCQNzSJGkAJB9hhU.di9-mS38san4c1X0RdzViA.uhcIXzeenYXgpQ9USFbxEg" id="xxTrustedFormPingUrl_0">
</form><form class="ng-valid ng-valid-maxlength ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step ng-valid-email">
<div id="content" class="limiter form-container validate-form" style="background-image: none;">
<!-- ngIf: paramDeveloper == true -->
<div class="container-hma100">
<div class="wrap-hma100 p-t-15 p-b-20">
<!-- <form class="hma100-form validate-form" id="regForm">-->
<input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="7577843552">
<input name="LeadID" id="LeadID" type="hidden" autocomplete="off">
<input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="1172305986633218951">
<input ng-model="lead.xxTrustedFormCertUrl" id="xxTrustedFormCertUrl" type="hidden" name="xxTrustedFormCertUrl" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty"
value="https://cert.trustedform.com/da0599cc1c4d962f2b79d87fc82b4d142486a00a">
<input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="7136B877-D5D9-CC60-8234-45E16B11ADCB">
<input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="2" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-not-empty">
<input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty">
<input id="ShowSubmit" name="ShowSubmit" type="hidden" value="true" autocomplete="off">
<!--- Address --->
<div ng-show="currentTab==1" class="form-set">
<div id="lpintro" class="lpintro" style="font-size: 20px; line-height: 24px; padding-bottom: 10px;">
<div style="padding-bottom: 5px">
<!--{{intro}}--> Information Ready For
</div>
<div class="googleimg" ng-show="showGoogleImg=='Y'">
<!-- ngIf: googleStreetViewSrc --><img ng-if="googleStreetViewSrc" width="520" height="180"
ng-src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=437%20CATALINA AVE%20VIRGINIA BCH%20VA%2023452&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY" class="ng-scope"
src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=437%20CATALINA AVE%20VIRGINIA BCH%20VA%2023452&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY"><!-- end ngIf: googleStreetViewSrc -->
<!-- ngIf: !googleStreetViewSrc -->
</div>
<div class="input-group mb-3" style="margin-bottom: 0px!important;">
<input id="autocomplete" type="text" ng-model="lead.Address" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty pac-target-input" placeholder="Street Address" autocomplete="off"
style="border: 1px dashed #e9ecef; border-right: none; box-shadow: none !important; font-size: 24px; margin: 3px 0; font-weight: 800; -webkit-appearance: none;" tabindex="-1">
<span class="input-group-text" id="basic-addon1"
style="background: none; border-left: none; border-top: 1px dashed #e9ecef; border-bottom: 1px dashed #e9ecef; border-right: 1px dashed #e9ecef; line-height: 1.5; height: 52px; margin: 3px 0;"><i class="fal fa-pencil" style="color: rgba(0, 0, 0, 0.3)"></i></span>
</div>
<br> Click Below to Access
</div>
<!-- Type of Loan -->
<div class="form-group">
<label style="text-align: center; width: 100%; display: none;" for="loan-type" id="loan-type-label">Type of Loan?</label>
<input id="refined_rates" type="submit" value="Refinance Rates" ng-click="lead.TypeOfLoan='Refinance'; changeTab(1);" class="btn btn-option btn-success" tabindex="1">
<input type="submit" value="NEW Purchase Rates" ng-click="lead.TypeOfLoan='NewPurchase'; changeTab(1);" class="btn btn-newpurchase btn-primary2" style=" display: none; width: 100%">
</div>
<div style="text-align: center; font-size: 14px; padding-bottom: 28px;"><b>Takes Less Than 1 Minute!</b></div>
</div>
<!--- Zip --->
<div ng-show="currentTab==2" class="form-set ng-hide">
<div id="Div2" class="lpintro">ZIP code</div>
<div class="wrap-input100 validate-input m-t-15 m-b-3 form-group" style="text-align: center;">
<input ng-model="lead.Zip" maxlength="5" class="input100 form-control ng-pristine ng-untouched ng-valid ng-valid-pattern ng-valid-maxlength ng-not-empty" id="zip" placeholder="Zip Code" autocomplete="postal-code">
</div>
<div class="helperText">Rates can vary by location.</div>
<button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!--- Property Value --->
<!-- ngIf: loaded -->
<div ng-if="loaded" ng-show="currentTab==3" class="form-set ng-scope ng-hide" data-ng-init="minR = getPropertyRange('min'); maxR = getPropertyRange('max');">
<div class="form-group range-group" style="">
<div id="Div4" class="lpintro">Property Value</div>
<output class="ng-binding">$340,000 - $360,000 </output>
<input type="range" ng-model="lead.EstimatedHomeValue" ng-change="updateCashOut();" id="propertyslider" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="50000"
max="1000000" step="20000">
<span class="min-range ng-binding">$60,000</span> <span class="max-range ng-binding">$1,000,000+</span>
</div>
<div class="helperText">(It's okay to estimate)</div>
<button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div><!-- end ngIf: loaded -->
<!-- Current Balance -->
<div ng-show="currentTab==4" class="form-set ng-hide">
<div class="form-group range-group" style="">
<div id="Div5" class="lpintro">Current balance</div>
<output class="ng-binding">$120,000</output>
<!--<input type="range" ng-model="lead.LoanAmount" min="0" max="1000000" step="10000" value="" hasrange="false" value="">
<span class="min-range">$0</span> <span class="max-range">$1,000,000</span> </div>-->
<input type="range" id="balanceslider" ng-change="updateCashOut();" ng-model="lead.LoanAmount" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="0" max="350000"
step="5000">
<span class="min-range">$0</span> <span class="max-range ng-binding">$350,000</span>
</div>
<div class="helperText">(It's okay to estimate)</div>
<button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- additional cash -->
<div ng-show="currentTab==5" class="form-set ng-hide">
<div class="form-group range-group" style="">
<div id="Div6" class="lpintro">Would you like to borrow additional cash?</div>
<output class="ng-binding">$180,000</output>
<!--<input type="range" ng-model="lead.CashOut" min="0" max="200000" step="1000" value="{{lead.CashOut}}" hasrange="false" style="margin: 25px 0px 40px; position: absolute; width: 1px; height: 1px; overflow: hidden; opacity: 0;" class="ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step">
<span class="min-range">$0</span> <span class="max-range">$200,000</span> </div>-->
<input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-untouched ng-valid ng-not-empty ng-valid-min ng-valid-max ng-valid-step ng-dirty ng-valid-parse" min="0" max="185000" step="5000">
<span class="min-range">$0</span> <span class="max-range ng-binding">$185,000</span>
</div>
<div class="container-hma100-form-btn" style="margin-top: 20px;">
<button type="button" class="btn btn-primary btn-continue hma100-form-btn" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
</div>
<p style="text-align: center; padding-top: 5px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Interest Rate -->
<div ng-show="currentTab==6" class="form-set ng-hide">
<div class="form-group range-group" style="">
<div id="Div7" class="lpintro">What is your current interest rate?</div>
<output class="ng-binding">3.75%</output>
<input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="2" max="12" step="0.25">
<span class="min-range">2%</span> <span class="max-range">12%</span>
</div>
<div class="helperText">(It's okay to estimate)</div>
<div class="container-hma100-form-btn" style="margin-top: 20px;">
<button type="button" class="btn btn-primary btn-continue hma100-form-btn" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
</div>
<p style="text-align: center; padding-top: 5px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Rate of Type -->
<div ng-show="currentTab==7" class="form-set ng-hide">
<div class="wrap-input100 validate-input m-t-15 m-b-3 form-group">
<div id="Div8" class="lpintro">What type of rate do you have?</div>
<input type="button" value="Fixed" ng-click="lead.LoanType='Fixed'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="Variable" ng-click="lead.LoanType='Adjustable'; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center; padding-top: 15px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Current Loan Term -->
<div ng-show="currentTab==8" class="form-set ng-hide">
<div class="form-group">
<div id="Div9" class="lpintro">What is your current loan term?</div>
<input type="button" value="30 Years" ng-click="lead.LoanTerm=30; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="20 Years" ng-click="lead.LoanTerm=20; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="15 Years" ng-click="lead.LoanTerm=15; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="10 Years" ng-click="lead.LoanTerm=10; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="7 Years" ng-click="lead.LoanTerm=7; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="5 Years" ng-click="lead.LoanTerm=5; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Credit Score -->
<div ng-show="currentTab==9" class="form-set ng-hide">
<div class="form-group">
<div id="Div10" class="lpintro">Estimate your credit score</div>
<input type="button" value="Excellent (680+)" ng-click="lead.CreditRating='EXCELLENT'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Good (600-679)" ng-click="lead.CreditRating='GOOD'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="Fair (580-639)" ng-click="lead.CreditRating='FAIR'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Poor (< 579)" ng-click="lead.CreditRating='POOR'; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<div class="helperText">(It's okay to estimate)</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Type of loan -->
<div ng-show="currentTab==10" class="form-set ng-hide">
<div class="form-group">
<div id="Div11" class="lpintro">What type of loan would you like?</div>
<input type="button" value="Conventional" ng-click="lead.CurrentLoanType='CONVENTIONAL'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="VA" ng-click="lead.CurrentLoanType='VA'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="FHA" ng-click="lead.CurrentLoanType='FHA'; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Property Type -->
<div ng-show="currentTab==11" class="form-set ng-hide">
<div id="Div1" class="lpintro">Property type</div>
<div class="form-group">
<input type="button" value="Single Family Home" ng-click="lead.PropertyType='Single Family'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="Multi Family Home" ng-click="lead.PropertyType='MultiFamily'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Condominium" ng-click="lead.PropertyType='Condominium'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Manufactured or Mobile Home" ng-click="lead.PropertyType='Mobile Home'; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!--spouse served in the military-->
<div ng-show="currentTab==12" class="form-set ng-hide">
<div class="form-group">
<div id="Div12" class="lpintro">Have you or your spouse served in the military?</div>
<input type="button" value="Yes" ng-click="lead.VAStatus=true; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="No" ng-click="lead.VAStatus=false; changeTab(1);" class="btn btn-option btn-success">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- bankruptcy -->
<div ng-show="currentTab==13" class="form-set ng-hide">
<div class="form-group">
<div id="Div13" class="lpintro">Have you had a bankruptcy or foreclosure in the last 3 years?</div>
<input type="submit" value="No" ng-click="lead.BankrInPastThreeYears=false; changeTab(1);" class="btn btn-option btn-success">
<input type="submit" value="Bankruptcy / Foreclosure" ng-click="lead.BankrInPastThreeYears=true; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Late payments -->
<div ng-show="currentTab==14" class="form-set ng-hide">
<div class="form-group">
<div id="Div14" class="lpintro">Late payments in the past year?</div>
<input type="submit" value="None" ng-click="lead.CurrentOnPayment=true; changeTab(1);" class="btn btn-option btn-success" style="margin-bottom: 15px;">
<input type="submit" value="Yes, there have been late payments" ng-click="lead.CurrentOnPayment=false; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Verify you Income -->
<div ng-show="currentTab==15" class="form-set ng-hide">
<div class="form-group">
<div id="Div15" class="lpintro">Can you verify your income?</div>
<input type="submit" value="Yes" ng-click="lead.IncomeVerifiable=true; changeTab(1);" class="btn btn-option btn-success">
<input type="submit" value="No" ng-click="lead.IncomeVerifiable=false; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Verify you Income -->
<div ng-show="currentTab==16" class="form-set ng-hide">
<div class="form-group">
<div id="Div16" class="lpintro">What Quote Would You Like?</div>
<input type="submit" value="Refinance Rates" ng-click="lead.TypeOfLoan='Refinance'; changeTab(1);" class="btn btn-option btn-success">
<input type="submit" value="Mortgage Rates" ng-click="lead.TypeOfLoan='Mortgage'; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<div ng-show="currentTab==17" class="form-set ng-hide">
<div id="Div17" class="lpintro"> Final Step! Click submit to view your rates.<br>
<small>Click Submit below to view your custom rates.</small>
</div>
<label for="first_name" class="ng-binding">Name </label>
<div class="row">
<div class="wrap-input100 col validate-input m-t-3 m-b-3 form-group">
<input id="first_name" type="text" ng-model="lead.FName" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" placeholder="First Name">
</div>
<div class="wrap-input100 col validate-input m-t-3 m-b-3 form-group">
<input type="text" ng-model="lead.LName" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" id="last_name" placeholder="Last Name">
</div>
</div>
<div class="wrap-input100 validate-input m-t-15 m-b-3 form-group">
<label for="email">Email</label>
<input type="email" ng-model="lead.Email" class="input100 form-control ng-pristine ng-untouched ng-valid ng-valid-email ng-not-empty" id="email" placeholder="Email Address" autocomplete="email">
<div class="subtext ng-isolate-scope" input-note-resp="We take your privacy seriously" show-note-when="!isInvalid(groupForm)"><span class="note-resp ng-binding ng-hide" ng-show="showNoteWhen(assocInputForm)"
ng-bind-html="inputNoteResp"></span></div>
</div>
<div class="wrap-input100 validate-input m-t-15 m-b-15" data-validate="Please enter your phone">
<label>Phone</label>
<input name="Phone" type="number" ng-change="validPhone();" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" id="Phone" value="" ng-model="lead.Phone" placeholder="Phone Number">
</div>
<div class="wrap-input100 validate-input m-t-15 m-b-15 ng-hide" style="font-weight:bold; " ng-show="CoRegOffer&&CoRegOffer=='Y'&&(lead.CreditRating=='POOR' || lead.CreditRating=='FAIR')">
<input ng-model="CoRegOfferChk" name="CoRegOfferChk" id="CoRegOfferChk" style="height: 25px; width: 25px; float: left; margin-right:15px" type="checkbox"
ng-click="lead.CoRegOfferID=="0"?lead.CoRegOfferID="1":lead.CoRegOfferID="0"" class="ng-pristine ng-untouched ng-valid ng-not-empty"> <span style="margin-bottom:5px;font-size: 15px;">I am interested in
Credit Improvement Course</span>
</div>
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<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;text-align:justify;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;background:white;"><strong> Should I Refinance? </strong></span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;text-align:justify;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;background:white;"> </span></p>
<p style="font-size: 16px; font-family: Calibri, sans-serif; margin: 0cm 0cm 0.0001pt; text-align: center;" class="ng-scope"><img ng-src="images/ContentImages/image11.jpg" style="width: 290px;" src="images/ContentImages/image11.jpg"></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;">Most borrowers are attracted to refinancing for two main reasons: 1) to save money on a monthly mortgage; or 2) to save
money on interest over the life of the loan. These are both great incentives for refinancing, but if you aren’t getting a significantly better interest rate, at least one percent or lower than your existing rate, it probably just isn’t
worth it. </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;"> </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;">Refinancing packages offer borrowers many different options. Choosing a refinancing package that will leverage your
current situation depends on your current and future goals. Are you considering moving to an adjustable-rate mortgage, or to a fixed-rate loan that has a steady monthly payment. Is your goal to shorten the term of your loan from
a </span><span
style="color:black;"><a href="https://www.bankrate.com/mortgages/30-year-mortgage-rates/"><span style="font-size:15px;font-family:"inherit",serif;color:#024873;border:none windowtext 1.0pt;padding:0cm;">30-year</span></a></span><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;"> to a </span><span
style="color:black;"><a href="https://www.bankrate.com/mortgages/15-year-mortgage-rates/"><span style="font-size:15px;font-family:"inherit",serif;color:#024873;border:none windowtext 1.0pt;padding:0cm;">15-year</span></a></span><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;"> and save on interest charges? Maybe you are considering refinancing to eliminate the need for private mortgage
insurance now that you have achieved 20 percent equity in your home. </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;">Most homeowners are interested in a straight rate-and-term refinance to lower a current interest rate and solidify a good
repayment term. </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;"> </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"inherit",serif;color:#0D0D0D;border:none windowtext 1.0pt;padding:0cm;">Before refinancing a loan, perform this quick checklist: </span></p>
<ul style="list-style-type: disc;margin-left:12.5px;" class="ng-scope">
<li><span style="font-family:"inherit",serif;font-size:11.5pt;color:#0D0D0D;border:none windowtext 1.0pt;">Check your credit score. Will you be able to obtain a better interest rate than the rate you have now? Interest
rate–and the amount you will be allowed to borrow–are determined by your credit scores.</span></li>
<li><span style="font-family:"inherit",serif;font-size:11.5pt;color:#0D0D0D;border:none windowtext 1.0pt;">Make sure your debt-to-income-ratio (DTI) is low. Your DTI is your total monthly debt payments divided by your gross
monthly income. DTI is one way lenders determine your ability to repay the money you’re borrowing. (Most lenders require a DTI of 50% or lower. A DTI that’s too high could disqualify you from refinancing or limit your refinance
options.)</span></li>
<li><span style="font-family:"inherit",serif;font-size:11.5pt;color:#0D0D0D;border:none windowtext 1.0pt;">Consider your current home equity. Do you have at least 20 percent equity in your home? Check neighborhood property values
to discover how much your home might appraise for now. Online home value estimates are often skewed, but online sites can show recent sale prices for similar homes near you. Counsel with a local real estate agent to get a better idea of
what your home’s worth. Why do you want to make sure you have at least 20 percent equity in your home? Lenders usually require mortgage insurance if you have less than 20 percent equity to safeguard their financial interests if you
default. Mortgage insurance can be pricey and when tacked onto your monthly payment it could sabotage your calculations about potential savings.</span></li>
<li><span style="font-family:"inherit",serif;font-size:11.5pt;color:#0D0D0D;border:none windowtext 1.0pt;">Evaluate what you will gain/lose with your lender. Refinancing will have a loan origination fee, closing fee and other loan
fees. Also, check whether you face a penalty for paying off your current loan early. Make sure refinancing will really save you money in the long-term.</span></li>
</ul>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;"> </span></p>
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Compare & Save 6% Information Ready For Click Below to Access Type of Loan? Takes Less Than 1 Minute! ZIP code Rates can vary by location. Continue Previous Property Value $340,000 - $360,000 $60,000 $1,000,000+ (It's okay to estimate) Continue Previous Current balance $120,000 $0 $350,000 (It's okay to estimate) Continue Previous Would you like to borrow additional cash? $180,000 $0 $185,000 Continue Previous What is your current interest rate? 3.75% 2% 12% (It's okay to estimate) Continue Previous What type of rate do you have? Previous What is your current loan term? Previous Estimate your credit score (It's okay to estimate) Previous What type of loan would you like? Previous Property type Previous Have you or your spouse served in the military? Previous Have you had a bankruptcy or foreclosure in the last 3 years? Previous Late payments in the past year? Previous Can you verify your income? Previous What Quote Would You Like? Previous Final Step! Click submit to view your rates. Click Submit below to view your custom rates. Name Email Phone I am interested in Credit Improvement Course Submit and View Refinance Savings Previous By clicking the button above, you acknowledge, consent and agree to the following: a) Our Privacy Policy and consent to receive notices and other communications electronically; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your information with up to four (4) of its Premier Partners and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the Mortgage Broker Disclosures for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175. Hi Gary the review of 437 Catalina Ave is done. ---- Tap to view options---- I authorize Credit Climb and partner companies to contact me about credit improvement courses by phone calls, emails and text messages to the number and email address I provided. I authorize that these marketing communications may be delivered to me using an automatic telephone dialing system or by prerecorded message. I understand that my consent is not a condition of purchase of any goods or services and that I may revoke my consent at any time. I understand that standard message and data rates may apply. Do Not Call/California Notice. 100% Free Quotes • No Credit Check • No SSN Required Should I Refinance? Most borrowers are attracted to refinancing for two main reasons: 1) to save money on a monthly mortgage; or 2) to save money on interest over the life of the loan. These are both great incentives for refinancing, but if you aren’t getting a significantly better interest rate, at least one percent or lower than your existing rate, it probably just isn’t worth it. Refinancing packages offer borrowers many different options. Choosing a refinancing package that will leverage your current situation depends on your current and future goals. Are you considering moving to an adjustable-rate mortgage, or to a fixed-rate loan that has a steady monthly payment. Is your goal to shorten the term of your loan from a 30-year to a 15-year and save on interest charges? Maybe you are considering refinancing to eliminate the need for private mortgage insurance now that you have achieved 20 percent equity in your home. Most homeowners are interested in a straight rate-and-term refinance to lower a current interest rate and solidify a good repayment term. Before refinancing a loan, perform this quick checklist: * Check your credit score. Will you be able to obtain a better interest rate than the rate you have now? Interest rate–and the amount you will be allowed to borrow–are determined by your credit scores. * Make sure your debt-to-income-ratio (DTI) is low. Your DTI is your total monthly debt payments divided by your gross monthly income. DTI is one way lenders determine your ability to repay the money you’re borrowing. (Most lenders require a DTI of 50% or lower. A DTI that’s too high could disqualify you from refinancing or limit your refinance options.) * Consider your current home equity. Do you have at least 20 percent equity in your home? Check neighborhood property values to discover how much your home might appraise for now. Online home value estimates are often skewed, but online sites can show recent sale prices for similar homes near you. Counsel with a local real estate agent to get a better idea of what your home’s worth. Why do you want to make sure you have at least 20 percent equity in your home? Lenders usually require mortgage insurance if you have less than 20 percent equity to safeguard their financial interests if you default. Mortgage insurance can be pricey and when tacked onto your monthly payment it could sabotage your calculations about potential savings. * Evaluate what you will gain/lose with your lender. Refinancing will have a loan origination fee, closing fee and other loan fees. Also, check whether you face a penalty for paying off your current loan early. Make sure refinancing will really save you money in the long-term. Privacy Policy | Terms © Copyright 2024. All rights reserved. For a free quote. - www2.opensea9.comwww2.bitevital.com / RateText.com is not a loan broker, lender, loan modification company or foreclosure prevention/counseling company. www2.opensea9.comwww2.bitevital.com / RateText.com is not associated with or an affiliate of your current lender or servicer. This is not an offer by www2.opensea9.comwww2.bitevital.com / RateText.com to lend you money. Our goal is to provide an easy connection for homeowners seeking information on MORTGAGE eligibility with a private mortgage broker, company, or attorney who can assist you. By entering your mobile number in form above you agree to receive marketing based text messages. Consent is not required for purchase. You may receive up to 5 messages per month. Standard text and data rates may apply. Text HELP for help. Text STOP to cancel