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Home About Financial Education Financial Health Check Home How We Can Help You Retirement Planning Portfolio Matching Small Business Benefits Solutions Your Financial Dream Team Financial Resource Center Macro. Market. Movers. Home About Financial Education Financial Health Check Home How We Can Help You Retirement Planning Portfolio Matching Small Business Benefits Solutions Your Financial Dream Team Financial Resource Center Macro. Market. Movers. PARTNER WITH US TO MANAGE YOUR WEALTH. We aim to develop long-term relationships with clients and businesses and help deliver greater confidence in your financial future. GET STARTED TODAY: 585-924-7781 TWO OFFICES LOCATED IN VICTOR, NY, TO SERVICE YOUR NEEDS: 10 East Main St, Suite 200, Victor, NY 14564 6591 Cherry Street, Victor, NY 14564 Click Here to Schedule Now! -------------------------------------------------------------------------------- John Summers LPL Financial Advisor Cell: 585-820-3589 Email: john@summersfinancial.com Louis Giuliano Wealth Manager Cell: 585-455-8659 Email: louis@dreammutual.com Amy Veljovski Wealth Manager cell: 585-593-8968 email: amy@dreammutual.com -------------------------------------------------------------------------------- SERVING THE ENTIRE ROCHESTER NY REGION To navigate, press the arrow keys. ←Move left→Move right↑Move up↓Move down+Zoom in-Zoom outHomeJump left by 75%EndJump right by 75%Page UpJump up by 75%Page DownJump down by 75% Map DataMap data ©2023 Google Map data ©2023 Google 2 km Terms of Use Report a map error 10 East Main St, Suite 200, Victor, NY 14564 (585) 924-7781 To navigate, press the arrow keys. ←Move left→Move right↑Move up↓Move down+Zoom in-Zoom outHomeJump left by 75%EndJump right by 75%Page UpJump up by 75%Page DownJump down by 75% Map DataMap data ©2023 Google Map data ©2023 Google 2 km Terms of Use Report a map error 6591 Cherry Street, Victor, NY 14564 (585) 455-8659 HOW MUCH INCOME DO YOU NEED FOR YOUR DREAM RETIREMENT? Do you think you’ll have enough money saved when you retire? You may be surprised at how much you might need and how little you can expect from Social Security. Whether you're facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing money questions. Learn More Here Hassle Free Retirement Planning Do You Know How Much Income You'll Need When You Retire? How Do you Plan to Withdraw Your Retirement Income? We Can Help Position You for the Retirement You Deserve. Learn More Do You Understand Your Financial Risk Tolerance? Learn More The Confidence You Deserve. As fiduciaries we put our clients' best interests before our own, act in good faith and provide all relevant facts you nee to make informative decisions. Learn More FINANCIAL EDUCATION -------------------------------------------------------------------------------- POWER OF THE FINANCIAL CHOICES WE MAKE The power of the choices we all make every single day and how it effects your financial future. Learn more GAIN CONTROL OVER YOUR FINANCIAL FUTURE Learn how a well-prepared and comprehensive financial plan can help you gain control over your financial future. Learn more EVER HEAR OF THE SANDWICH GENERATION? Do you currently find yourself struggling to cope with the conflicting demands of caring for aging parents. Learn more -------------------------------------------------------------------------------- BLOG Featured Your Retirement Income – Will you have enough? Could you live on $1,400 a month? That’s about what the average retired worker receives from Social Security today. You’re probably going to need a lot more than that to live on when you retire. How much more? One rule of thumb is to figure you’ll need 70% to 80% of the income you expect to be earning at the time you retire. And you could need that income for a long time. On average, a 65-year-old man in the U.S. has a life expectancy of close to 83 years, and a 65-year-old woman can expect to celebrate her 85th birthday. Protecting Your Financial Identity Cyber‐hackers are out to steal your identity, and they come up with a lot of different ways to go about it. Once they have the information they need, they might withdraw money from your bank account, set up new credit accounts to make expensive purchases, get health services using your name or insurance, or sell your personal information to someone else. Here’s how you can help prevent this from happening to you. Paying for College 101 A college education is a great way to prepare for the future, but it’s also a big expense. With rising tuition costs and growing student loan debt, many families are concerned about how they’ll pay for their children’s higher education. That’s where planning comes in. SCHEDULE YOUR FREE FINANCIAL HEALTH CHECK. Schedule Now GET NEWS AND UPDATES Email Address Sign Up Thank you! Back To Top Dream Mutual, 10 East Main Street, Suite 200, Victor, NY, 14564, United States585.924.7781John@summersfinancial.com Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. BrokerCheck | SIPC Member Click Here to Schedule Now! Let's Talk! Thanks for stopping by! We're here to help, please don't hesitate to reach out. Schedule nowClick-to-call 585-924-7781We'd love to hear from youGet Directions Schedule Now Schedule nowClick-to-call 585-924-7781We'd love to hear from youGet Directions