www.portfoliorecovery.com Open in urlscan Pro
104.153.197.50  Public Scan

Form analysis
1 forms found in the DOM

POST /prapay/AjaxLogin

<form id="formSignin" method="post" autocomplete="off" action="/prapay/AjaxLogin">
  <fieldset>
    <div class="legend">
      <p class="legend-head">Sign in to view your account</p>
      <a class="btn-close float-end d-md-none" id="hidden-parent-btn" tabindex="0">
                                        <span class="float-end" id="child-btn-close">
                                            <img src="/img/icon_close_whitecircle.png" alt="close icon x" width="28" height="28">
                                        </span>
                                    </a>
    </div>
    <div class="alert alert-danger alert-login d-none">
    </div>
    <div class="row">
      <div class="form-group col-12 col-lg-4">
        <!-- PHONE NUMBER -->
        <div class="phoneSignin animated flipInY">
          <label for="PhoneNumber">Phone Number</label>
          <a href="javascript:void(0);" id="phonePopover" tabindex="0" data-bs-toggle="popover" title="" data-bs-content="This information will be used to confirm your identity." aria-label="tooltip question mark" data-bs-original-title="Phone Number"><i class="fa fa-question-circle"></i></a>
          <!-- sign in by account number -->
          <a href="javascript:void(0);" class="signinwith animated flipInY pull-right" data-signinwith="accountSignin">Or Account Number</a>
          <input class="form-control form-control-lg" id="PhoneNumber" maxlength="12" name="PhoneNumber" placeholder="" type="tel" value="">
          <span class="help-block">XXX-XXX-XXXX</span>
        </div>
        <!-- ACCOUNT NUMBER -->
        <div class="accountSignin d-none">
          <label class="" for="AccountNumber">Account Number</label>
          <a href="javascript:void(0);" id="accountPopover" tabindex="0" data-bs-toggle="popover" title="" data-bs-trigger="focus" aria-label="tooltip question mark" data-bs-content="This is asking for the last 4 digits of your account number, also shown on the letter we sent you. The information will be used to confirm your identity." data-bs-original-title="Account Number"><i class="fa fa-question-circle"></i></a>
          <!-- sign in by phone number -->
          <a href="javascript:void(0);" class="signinwith pull-right d-none" data-signinwith="phoneSignin">Or Phone Number</a>
          <input class="form-control form-control-lg" id="AccountNumber" maxlength="4" name="AccountNumber" placeholder="" type="tel" value="">
          <span class="help-block">Last 4</span>
        </div>
      </div>
      <!-- SS NUMBER -->
      <div class="ssn form-group col-12 col-lg-4">
        <label class="ssn-label" for="Ssn">Social Security Number (Last 4 Numbers)</label>
        <input class="form-control form-control-lg" data-val="true" data-val-maxlength="Please include only the last 4 digits of your SSN." data-val-maxlength-max="4" data-val-required="Last 4 digits of SSN are required." id="Ssn" maxlength="4"
          min="0" name="Ssn" placeholder="" type="tel" value="">
      </div>
      <!-- LAST NAME -->
      <div class="lastName form-group col-12 col-lg-4">
        <label class="" for="LastName">Last Name on Account</label>
        <a href="javascript:void(0);" id="lastPopover" tabindex="0" data-bs-toggle="popover" title="" data-bs-trigger="focus" aria-label="tooltip question mark" data-bs-content="This is asking for your last name as it is shown on the letter we sent to you. The information will be used to confirm your identity." data-bs-original-title="Last Name on Account"><i class="fa fa-question-circle"></i></a>
        <input class="form-control form-control-lg" id="LastName" maxlength="35" name="LastName" placeholder="" type="text" value="">
      </div>
    </div>
    <div class="row">
      <!-- SUBMIT BUTTON -->
      <div class="col-12 col-md-4 offset-md-4">
        <button id="login" type="submit" class="btn btn-default btn-block" disabled="" style="background-color: #007dac">Sign In</button>
      </div>
      <div class="whitehat-signin col-12 col-md-4 d-none d-md-block">
        <a href="https://sentinel.whitehatsec.com/gateway/certified/confirmed.html?badge_key=e452c9ce-adb2-48be-a72d-eb214f99528d" target="_blank" title="WhiteHat Security monitoring" rel="noreferrer">
                                            <img src="/assets/images/whitehat-logo-transparent-bg.png" alt="WhiteHat Logo" aria-label="WhiteHat Logo" class="whitehat-signin mt-1">
                                        </a>
      </div>
      <div class="whitehat-signin pt-2 d-md-none">
        <a href="https://sentinel.whitehatsec.com/gateway/certified/confirmed.html?badge_key=e452c9ce-adb2-48be-a72d-eb214f99528d" target="_blank" title="WhiteHat Security monitoring" rel="noreferrer">
                                            <img src="/assets/images/whitehat-logo-transparent-bg.png" alt="WhiteHat Logo" aria-label="WhiteHat Logo">
                                        </a>
      </div>
      <div class="col-12 col-lg-6 offset-lg-3 pt-3">
        <section class="mirandaDisclosures">
          <div class="card small">
            <div class="card-body mini-miranda">
              <p><strong>This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.</strong></p>
            </div>
          </div>
        </section>
      </div>
    </div>
    <hr>
    <div class="mt-2 text-center">
      <h3 class="h4 login-option-label">Already Registered?</h3>
      <a href="/prapay/registered-login" class="login-option">Log In with username and password</a>
    </div>
    <!--Hidden value to determine if user is logging in by account or phone number-->
    <input class="LoginType" type="hidden" name="LoginType" id="LoginType" value="Phone">
    <input type="hidden" name="MfaType" id="MfaTokenType" value="">
    <input type="hidden" name="Code" id="Code" value="">
  </fieldset>
  <input name="__RequestVerificationToken" type="hidden" value="CfDJ8NgB5MFKxGxCsearJT99knajzoJC05bZep-vajCwskEQvzxo8FADbhET4rwnOGITogRNPid-mY9dD40C5ZBfvJnaGINMY9ysKrrR0_cSlvuKdWBSOAPryWFaDkGLi-poVZAwB6T36ELJcDrFKxfd_-0">
</form>

Text Content

 * Sign in Sign in to view account
 * About us
 * How it works
 * Our Promise
 * Contact & FAQs
 * En
   English
   
   Español
 * English
 * Español
 * Add to Home Screen

Add to Home Screen
 1. 
 2. 
 3. 


WE HELP OUR CUSTOMERS RESOLVE THEIR DEBT WITH US.




How we're making repayment fair and affordable


FAIRNESS AND RESPECT.


OUR PROMISE TO CUSTOMERS.

How we're making repayment fair and affordable


HAD ENOUGH OF DEBT?


IF YOU HAVE AN ACCOUNT WITH US, WE CAN HELP.

How we're making repayment fair and affordable
Sign In to View Your Account

Sign in to view your account


Phone Number Or Account Number XXX-XXX-XXXX
Account Number Or Phone Number Last 4
Social Security Number (Last 4 Numbers)
Last Name on Account
Sign In



This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.

--------------------------------------------------------------------------------


ALREADY REGISTERED?

Log In with username and password


A respected name in debt collection.

Certified by RMAi ACA Member since 1997
Learn About Us


SEE HOW IT WORKS, AND HOW WE CAN HELP.




SEE HOW IT WORKS, AND HOW WE CAN HELP.

 1. View your account information
    * Sign in to see important information about your account such as the
      original creditor, the account balance as well as options to resolve the
      debt.
 2. Get repayment options
    * After you sign in we can show you repayment options – which may include
      savings offers on your account.
 3. Choose a plan that's right for you
    * Payment plans can start at just $5 a month. Sign in to see the choices
      available to you.

How It Works


IT'S EASY TO SET UP A PLAN THAT WORKS FOR YOU.

Get an idea of what your payments could be with our sample calculator.

If I owe

$ $1,000.00 $$$
1,000
SAMPLE
Resolve Debt in 12 Payments

I can afford payment(s) of

$ $83.33 $$$
12
Payment Frequency
Monthly Every 2 weeks Every week

--------------------------------------------------------------------------------

First Payment Date

--------------------------------------------------------------------------------

Account Balance


$1,000.00

Final Payment Date

Sign In to View Your Account


OUR GOAL IS TO MAKE DEBT REPAYMENT FAIR AND AFFORDABLE.

We will not charge you interest on unsecured debt

We will not charge you servicing fees nor resell your debt

We will provide you with the account information you need to help make an
informed decision

If we are credit reporting your account, it will be considered paid-in-full or
paid-in-full for less than the full balance after your final payment is
successfully posted. Within approximately 30 days of your final payment
successfully posting, we will request the credit reporting agencies delete the
Portfolio Recovery Associates, LLC tradeline related to your account from your
credit bureau report

We will send you confirmation when your debt is resolved

1 of 5
Debt awareness quiz
Does the state you live in affect the statute of limitations on your account?
Answer
1 of 5
Debt awareness quiz
Does the state you live in affect the statute of limitations on your account?

Every state has its own laws regarding statutes of limitations, and those
statutes of limitations can vary based on the type of account you have.

Next
2 of 5
Debt awareness quiz
Will Portfolio Recovery Associates, LLC delete the debt from my credit report?
Anwser
2 of 5
Debt awareness quiz
Will Portfolio Recovery Associates, LLC delete the debt from my credit report?

Your account will be considered paid-in-full or paid-in-full for less than the
full balance after your final payment is successfully posted. Within
approximately 30 days of your final payment successfully posting, we will
request that the credit reporting agencies delete our tradeline related to your
account from your credit bureau report. Portfolio Recovery Associates, LLC is
required to delete the reporting of its tradeline seven years after the original
date of delinquency, regardless of paid status.

Previous Next
3 of 5
Debt awareness quiz
Can a $5/month payment plan make a difference?
Anwser
3 of 5
Debt awareness quiz
Can a $5/month payment plan make a difference?

Yes. Every payment you make is another step forward on your path to debt
recovery. There are no hidden fees or charges, and we will not charge any
interest on unsecured accounts (such as credit cards and personal loans), so
every payment you make will reduce the balance that you owe.

Previous Next
4 of 5
Debt awareness quiz
If I wait long enough, will my defaulted account no longer show up on my credit
report?
Anwser
4 of 5
Debt awareness quiz
If I wait long enough, will my defaulted account no longer show up on my credit
report?

Under the Fair Credit Reporting Act - the federal law that governs credit
reporting - Portfolio Recovery Associates, LLC is required to delete the
reporting of its tradeline seven years after the original date of delinquency,
regardless of paid status.

Previous Next
5 of 5
Debt awareness quiz
Am I required to pay the full balance today?
Answer
5 of 5
Debt awareness quiz
Am I required to pay the full balance today?

No. We have payment options that start as low as $5, and if something happens
that interferes with your ability to continue with a payment plan, then we can
help you adjust it and still keep you on track toward being debt-free

Start Over

We treat our customers with fairness & respect.

Get information to help you navigate your debt recovery journey.

Our Promise

Back to top

¿Sabía que tenemos un sitio web en español?

¿Le gustaría continuar en nuestro sitio en español?

No, Gracias Sí

MODAL TITLE

Template to be used for all modals.

Close OK

Help with your account?

Contact & FAQsLive CHAT

Live Chat

Hours of Operation (ET)

Monday-Friday 8am-9pm

Need help logging in?

No, Thanks Yes, let's chat
 * Sign In To View Account
 * About Us
 * How It Works
 * Our Promise
 * Contact & FAQs
 * About Debt
 * COVID-19

 * U.S. Consumer Privacy Notice
 * Web Privacy Policy
 * California Privacy
 * Terms & Conditions
 * State and Local Disclosures
 * Careers
 * Cookie List

Portfolio Recovery Associates, LLC has been a RMAI Certified Member Company
since 09/2014 (C1409-1025). You can contact our Chief Compliance Officer, Laura
White (RMAI Certified Individual Member Number: P1409-1070 / Since 09/2014), at
PRA Group, 150 Corporate Blvd, Norfolk, VA 23502. Please be sure to include your
name, address, account number, and telephone number.

Portfolio Recovery Associates, LLC 
120 Corporate Boulevard
Norfolk, VA 23502
Customer Service Toll Free: 1-800-772-1413
NMLS ID: 934179

Portfolio Recovery Associates, LLC 
120 Corporate Boulevard
Norfolk, VA 23502
Customer Service Toll Free: 1-800-772-1413
NMLS ID: 934179

    Do Not Sell My Personal Information

Our website contains links to websites owned and operated by third parties. If
you use these links, you leave our website. These links are provided for your
information and convenience only and are not an endorsement by Portfolio
Recovery Associates, LLC of the content of such linked websites or third
parties. Portfolio Recovery Associates, LLC has no control over the contents of
any linked website and is not responsible for these websites or their content or
availability.

COPYRIGHT © 2021 PORTFOLIO RECOVERY ASSOCIATES, LLC. ALL RIGHTS RESERVED.

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certain types of cookies, which may impact your experience of the site and the
services we are able to offer. Click on the different category headings to find
out more and change our default settings according to your preference. You
cannot opt-out of our First Party Strictly Necessary Cookies as they are
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Under the California Consumer Privacy Act, you have the right to opt-out of the
sale of your personal information to third parties. These cookies collect
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You may exercise your right to opt out of the sale of personal information by
using this toggle switch. If you opt out we will not be able to offer you
personalized ads. For additional information about our privacy practices and
your rights under the CCPA, please visit our Web Privacy Policy and CCPA Privacy
Policy Supplement available at
https://www.portfoliorecovery.com/prapay/help/privacy. If you have enabled
privacy controls on your browser (such as a plugin), we have to take that as a
valid request to opt-out. Therefore, we would not be able to track your activity
through the web. This may affect our ability to personalize ads according to
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Click here for details on our practice to request deletion of our tradelines
that are resolved in accordance with our policy.