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USER AGREEMENT NON-QUALIFIED INVESTOR

Nedgroup Investment Funds PLC

The state of the origin of the Fund is Ireland. In Switzerland, the
Representative is ACOLIN Fund Services AG, Leutschenbachstrasse 50, CH-8050
Zürich, whilst the Paying agent is Banque Heritage SA, route de Chêne 61, 1211
Geneva 6, Switzerland. The Basic documents of the Fund such as the prospectus,
the key investor information document (KIID), the articles of association as
well as the semi-annual and annual reports may be obtained free of charge at the
office of the Swiss Representative. The current website is intended for
information purposes only and shall not to be used as an offer to buy and/or
sell shares. The performance shown does not take account of any commissions and
costs charged when subscribing to and redeeming shares. Past performance may not
be a reliable guide to future performance.

I agree

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Logo The Nedgroup Investments logo.


COOKIE POLICY

This Policy provides information about cookies and how they are used on this
website.

We are committed to protecting your privacy during your visits to the website
and we recognise it is our responsibility to hold your information securely and
confidentially.

As with most websites, we use cookies to improve your experience on the website.
Cookies are small files which are stored on a user’s computer and hold data
relating to a specific website.

We do not link the information that we store in cookies to any information you
submit, while on our website, that can personally identify you. If you opt not
to allow these cookies, you may still use our website, but your ability to use
some areas will be limited and your experience will be affected.

Most of our cookies are first-party cookies, and will they will either expire
after each session (‘Session cookies’) or have an expiration date of a maximum
of 1 year (‘Persistent cookies’), and will be removed when you close the tab or
browser. If you delete all cookies relating to this website, you will have to
reset your preferences, including those for cookies, and you will be treated as
a first-time visitor the next time you visit the website.

We would like you to know which cookies we employ, why we use them, and give you
the option to opt-out of us using them on your device. The different types of
cookies that we use are:

Strictly necessary cookies
Strictly necessary cookies are needed for this website to function properly.
They can only be disabled by changing your browser preferences (please note if
disabled our website may not work or display correctly on your device).

.ASPXAUTH This cookie is used to determine if a user is authenticated Session
__RequestVerificationToken This cookie stores an anti-forgery token to prevent a
CSRF attack. Session ARRAffinitySameSite This cookie is used for server load
balancing to improve the website performance Session ASP.NET_SessionId This
cookie is used to identify the users session on the server Session
BIGipServer~partition_ngi~poolprd_ngi-secure-site-web_443 This cookie is used to
handle application traffic Session cart This cookie is used to store the
products added to the shopping cart Persistent fmrAnaformName This cookie is
used to be able to log into the secure My profile section of the site Session
fmrAnaformNameOri This cookie is used to be able to log into the secure My
profile section of the site Session fmrAnaformStart This cookie is used to be
able to log into the secure My profile section of the site Session
formApplicationStepTracker   Session functional-consent This cookie stores your
choice of consent Persistent hasAcceptedDisclaimers This cookie is used to track
acceptance of legal disclaimers so that you only accept the disclaimers once per
session Session JSESSIONID This is a cookie which is used for session tracking
Session regionLocation This cookie is used to direct the user to the correct
content Persistent region This cookie is used to direct the user to the correct
content Persistent regionLocationUrl This cookie is used to direct the user to
the correct content Persistent sat_track This cookie is used to disable or
enable Google and Adobe analytics Persistent TS01* This cookie is used for
security reasons Session TS01* This cookie is used for security reasons Session
SSCK   Session

Statistics cookies
These cookies allow us to count and analyse the number of visitors to the
website, and to examine how the website is being used. This helps us improve the
way that the website works, enhance the user experience, and ensure that
visitors find what they are looking for, easily. All the data we use is
anonymised.

We use four systems to optimize our website Adobe, Dynatrace, and Google
Analytics and Qualtrics.

 * Adobe is used to enhance the user experience.
   The following cookies are used by the Adobe system: AMCV_*, AMCVS_*, s_cc
 * Dynatrace is used to improve the performance of the website.
   The following cookies are used by the Dynatrace system: dtCookie, dtLatC,
   dtPC, dtSa, rxVisitor, rxvt
 * Google analytics are used for search engine optimisation.
   The following cookies are used by the Google analytics system: _ga,
   _gat_UA_*, _gid
 * Qualtrics is used to gather user feedback an optimize the user journey
   Cookies used by Qualtrics are marked with the domain .qualtrics.com

For more information please visit the following websites:
Adobe
Dynatrace
Google analytics

Preferences cookies
These cookies allow the website to remember choices that you make to give you a
more personalised experience. Enabling these cookies will give you the best user
experience.

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shows on the top of the page Persistent nonNunc This cookie is used to remember
the choice to hide the browser detection notification Session rvfunds0 This
cookie is used to remember the most recent visited tab on the Financial Planner
landing page Persistent rvfunds1 This cookie is used to remember the most recent
visited tab on the Financial Planner landing page Persistent rvfunds2 This
cookie is used to remember the most recent visited tab on the Financial Planner
landing page Persistent

Marketing cookies
This website does not use marketing cookies.

I agree

Logo The Nedgroup Investments logo.


PRIVACY POLICY

This privacy policy tells you about the information we collect from you when you
use our website (www.nedgroupinvestments.com).


The website is shared by Nedgroup Investments Proprietary Limited and Nedgroup
Investments (IOM) Limited (collectively “Nedgroup Investments”) and is
administered from South Africa by Nedgroup Investments Proprietary Limited.

Nedgroup Investments Proprietary Limited are considered to be the data
controller of information generated by the website except in the instances where
you register and use Nedgroup Investments (IOM) Limited’s secure portal or
submit enquiries to them via the website. In these cases only, Nedgroup
Investments (IOM) Limited will be the controller of your data.

This policy provides you with information about why and how we use your data,
and about the rights you have over your data.

If you have any questions about this policy or do not agree with it, please
contact us before using the website.

By using any part of the website or providing personal information to Nedgroup
Investments you acknowledge the processing of your personal information as set
out in this policy.

General principles
Nedgroup Investments is committed to keeping your information private. By 'your
information' we mean any information about you that you or third parties provide
to us. This policy relates to the privacy of your information at the website.

When you use our website
When you use our website a number of cookies are used by us to allow the website
to function, to collect useful information about visitors and to help to make
your user experience better.

 * Some of the cookies we use are strictly necessary for our website to
   function, and we don’t ask for your consent to place these on your computer.
   
   
 * However, for those cookies that are useful but not strictly necessary we will
   always ask for your consent before placing them.

For more information about our use of cookies, please see our cookie policy.

In general, you can use the website without giving us any information. Any
domain name information that we collect is not used to personally identify you
but is instead aggregated to measure the number of visits, average time spent on
the website and pages viewed. We use this information to measure the use of our
website and to improve its contents.

When you submit an enquiry via our website
When you submit an enquiry via the ‘Contact Us’ sections of our website, you
supply us with your name, your email address and the detail of your enquiry.

We use this information to respond to your query, which includes providing you
with any requested information about our products. We may also email you several
times after your enquiry in order to follow up on your interest and ensure that
we have answered it to your satisfaction.

Your enquiry is processed via your chosen office being the Isle of Man
(International), Cape Town, Durban or Johannesburg and they will be retained in
the same location.

We do not use the information you provide to make any automated decisions.

When you subscribe to our newsletter
Where you have subscribed to our newsletter for quarterly updates on the
investment industry, we will use this information only for the intended purpose.
We will not use it for additional marketing purposes, nor will we share it with
any other third parties.

You may unsubscribe from this newsletter at any point online or by contacting
our Cape Town office who are responsible for its administration.

When registering and using the secure websites
When you register to use our online secure site investment services (South
Africa –  https://www-nedgroupinvestments.nedsecure.co.za or International
- https://ngi.nedsecure-int.com) we will ask you to provide standard
identification information about yourself for security, identification and
verification purposes.

When completing our online forms
When completing any online forms, we will tell you how your information will be
used in relation to the product or service you’re applying for, within the form
and in any associated terms and conditions.

Where you provide information about others (for example, for joint accounts or
if you are ‘recommending a friend’) you must ensure that you have their
authorisation or are otherwise entitled to provide this information to us.

Security
We will ensure we have appropriate physical and technological security measures
to protect your information regardless of where it is held.

We will ensure that when we outsource any processes, the supplier has
appropriate security measures in place and will contractually require them to
comply with these privacy principles.

We will ensure that suitable safeguards are in place before personal information
is transferred to other countries.

Retention
We will only retain your information for as long as we need it, given the
purpose for which it was collected, or as required by law and any other
statutory obligations, including anti-money laundering, counter-terrorism, tax
legislation. Your information may be retained for a maximum of 6 years from the
end of our relationship; however some of it will be retained for less than this.
We will take all reasonable steps to destroy or erase the data from its systems
when it is no longer required.

Your right to complain
If you have a complaint about our use of your information, we would prefer you
to contact us directly in the first instance so that we can address your
complaint.

Updates to this privacy policy
We regularly review and, if appropriate, update this privacy policy from time to
time, and as our services and use of personal data evolves. If we want to make
use of your personal data in a way that we haven’t previously identified, we
will contact you to provide information about this and, if necessary, to ask for
your consent.

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THIS WEBSITE USES COOKIES

We use necessary cookies to make our website work. Cookies are small files that
are stored on your device. We also use optional cookies to improve our services.
The data we collect is anonymised. You can choose to allow all cookies by
clicking 'Accept all cookies' or manage them individually by clicking 'Manage
preferences,' where you will also find more information.

Manage preferences Accept all cookies


MANAGE COOKIE PREFERENCES

Some of the cookies that this website uses are necessary, while others allow us
to enhance your experience, personalise content, and provide insights into how
the site is being used. Our recommended settings are that all these cookies are
active. If you would like to disable the optional cookies, you can manage your
preferences below. For more detailed information on the cookies we use, please
see our Cookie Policy.



Strictly necessary cookies



Strictly necessary cookies are needed for this website to function properly.
They can only be disabled by changing your browser preferences (please note if
disabled our website may not work or display correctly on your device).



Statistics cookies

These cookies allow us to count and analyse the number of visitors to the
website, and to examine how the website is being used. This helps us improve the
way that the website works, enhance the user experience, and ensure that
visitors find what they are looking for, easily. All the data we use is
anonymised.

Preferences cookies

These cookies allow the website to remember choices that you make to give you a
more personalised experience. Enabling these cookies will give you the best user
experience.

Save my preferences
close Logo The Nedgroup Investments logo.


COOKIE POLICY

This Policy provides information about cookies and how they are used on this
website.

We are committed to protecting your privacy during your visits to the website
and we recognise it is our responsibility to hold your information securely and
confidentially.

As with most websites, we use cookies to improve your experience on the website.
Cookies are small files which are stored on a user’s computer and hold data
relating to a specific website.

We do not link the information that we store in cookies to any information you
submit, while on our website, that can personally identify you. If you opt not
to allow these cookies, you may still use our website, but your ability to use
some areas will be limited and your experience will be affected.

Most of our cookies are first-party cookies, and will they will either expire
after each session (‘Session cookies’) or have an expiration date of a maximum
of 1 year (‘Persistent cookies’), and will be removed when you close the tab or
browser. If you delete all cookies relating to this website, you will have to
reset your preferences, including those for cookies, and you will be treated as
a first-time visitor the next time you visit the website.

We would like you to know which cookies we employ, why we use them, and give you
the option to opt-out of us using them on your device. The different types of
cookies that we use are:

Strictly necessary cookies
Strictly necessary cookies are needed for this website to function properly.
They can only be disabled by changing your browser preferences (please note if
disabled our website may not work or display correctly on your device).

.ASPXAUTH This cookie is used to determine if a user is authenticated Session
__RequestVerificationToken This cookie stores an anti-forgery token to prevent a
CSRF attack. Session ARRAffinitySameSite This cookie is used for server load
balancing to improve the website performance Session ASP.NET_SessionId This
cookie is used to identify the users session on the server Session
BIGipServer~partition_ngi~poolprd_ngi-secure-site-web_443 This cookie is used to
handle application traffic Session cart This cookie is used to store the
products added to the shopping cart Persistent fmrAnaformName This cookie is
used to be able to log into the secure My profile section of the site Session
fmrAnaformNameOri This cookie is used to be able to log into the secure My
profile section of the site Session fmrAnaformStart This cookie is used to be
able to log into the secure My profile section of the site Session
formApplicationStepTracker   Session functional-consent This cookie stores your
choice of consent Persistent hasAcceptedDisclaimers This cookie is used to track
acceptance of legal disclaimers so that you only accept the disclaimers once per
session Session JSESSIONID This is a cookie which is used for session tracking
Session regionLocation This cookie is used to direct the user to the correct
content Persistent region This cookie is used to direct the user to the correct
content Persistent regionLocationUrl This cookie is used to direct the user to
the correct content Persistent sat_track This cookie is used to disable or
enable Google and Adobe analytics Persistent TS01* This cookie is used for
security reasons Session TS01* This cookie is used for security reasons Session
SSCK   Session

Statistics cookies
These cookies allow us to count and analyse the number of visitors to the
website, and to examine how the website is being used. This helps us improve the
way that the website works, enhance the user experience, and ensure that
visitors find what they are looking for, easily. All the data we use is
anonymised.

We use four systems to optimize our website Adobe, Dynatrace, and Google
Analytics and Qualtrics.

 * Adobe is used to enhance the user experience.
   The following cookies are used by the Adobe system: AMCV_*, AMCVS_*, s_cc
 * Dynatrace is used to improve the performance of the website.
   The following cookies are used by the Dynatrace system: dtCookie, dtLatC,
   dtPC, dtSa, rxVisitor, rxvt
 * Google analytics are used for search engine optimisation.
   The following cookies are used by the Google analytics system: _ga,
   _gat_UA_*, _gid
 * Qualtrics is used to gather user feedback an optimize the user journey
   Cookies used by Qualtrics are marked with the domain .qualtrics.com

For more information please visit the following websites:
Adobe
Dynatrace
Google analytics

Preferences cookies
These cookies allow the website to remember choices that you make to give you a
more personalised experience. Enabling these cookies will give you the best user
experience.

hideChooser This cookie is used to remember to hide the geolocation bar that
shows on the top of the page Persistent nonNunc This cookie is used to remember
the choice to hide the browser detection notification Session rvfunds0 This
cookie is used to remember the most recent visited tab on the Financial Planner
landing page Persistent rvfunds1 This cookie is used to remember the most recent
visited tab on the Financial Planner landing page Persistent rvfunds2 This
cookie is used to remember the most recent visited tab on the Financial Planner
landing page Persistent

Marketing cookies
This website does not use marketing cookies.

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