www.co-operativebank.co.uk Open in urlscan Pro
107.162.152.69  Public Scan

Form analysis
0 forms found in the DOM

Text Content

OUR COOKIES

Just to let you know, this website uses cookies. We have to use necessary
cookies which ensure our website functions properly. We use functionality,
performance, and targeting cookies to improve our services, as well as
personalise your visit where you have given us permission to do so. To continue
to use the website and all functionality, click ‘Accept cookies’ to proceed.

If you wish to manage the cookies we use on your visit, please select ‘Manage
cookies’, or for full details please see our Cookie policy.

Accept cookies Manage cookies
Skip to main content
Personal
Business
Commercial
Log in to Personal Banking
Search:

Login to Personal banking
or
Register
Search:

--------------------------------------------------------------------------------

 * Bank accounts
 * Credit cards
 * Savings
 * Insurance
 * Loans
 * Mortgages
 * Ways to bank
 * Help
 * About us


Login to Personal banking
 * Bank accounts
 * Credit cards
 * Savings
 * Insurance
 * Loans
 * Mortgages
 * Ways to bank
 * More
 * * Help
   * About us

 * Mortgages
 * Ways to bank

 1. Home
 2. Products
 3. Bank accounts


OUR BANK ACCOUNTS

Open a bank account online today with The Co-operative Bank. The UK’s only high
street bank with a customer-led Ethical policy.

Overdrafts
Switching
Current account support


OPEN A BANK ACCOUNT ONLINE TODAY


WHAT WE OFFER

 * Standard Current Account - Our no-fee current account.

 * Everyday Extra - Our packaged bank account - Worldwide travel insurance, UK &
   European breakdown cover, and mobile phone insurance, all for just £15 per
   month. Exclusions and limitations apply.

 * Cashminder - For people with no credit history or a low credit score who want
   a basic bank account they can use online and on mobile.

 * Student bank account - With an interest-free overdraft you can request to
   increase each year, starting at £1,400. Eligibility criteria and T&Cs apply.

 * Accounts for Ukrainian refugees - If you’re a Ukrainian refugee and want to
   open a bank account, we’re here to help.

Why choose us?

It’s our values and ethics that really sets us apart. And it always has been,
since 1872.

With a unique customer-led Ethical Policy, created in 1992, we give you a say in
how your money is used and stand up for the causes that matter to you. Because
unlike a lot of banks, we understand the power your money has in making a
positive difference to the planet, its people, and our communities.

Join a bank that’s shaped by you.


WIN A LITTLE, HELP A LOT

We're giving you a chance to win up to £2,500 when you use your Co-operative
Bank debit card to pay during our promotional period. Subject to eligibility.
T&Cs apply.

Find out more



CURRENT ACCOUNT

Our standard current account

A standard no-fee current account with the opportunity to opt in to earn rewards
for you or a charity, and the option to apply for an overdraft. Manage your
money in the usual ways including online banking and our mobile app.

View our Current Account


EVERYDAY EXTRA ACCOUNT

Our packaged bank account with helpful, added extras

A packaged account for people who want extra. Get all the features of our
standard Current Account, plus worldwide travel insurance, UK & European
breakdown cover, and mobile phone insurance. Exclusions and limitations apply.

View our Everyday Extra account


STUDENT ACCOUNT

Our student account features an interest-free overdraft you can request to
increase each year, starting at £1,400

An account from a bank that's committed to doing things differently. Overdraft
is subject to status. Eligibility criteria and T&Cs apply.

View our Student Account


CASHMINDER ACCOUNT

Our basic bank account for people who may have a low credit score or no credit
history

A basic bank account with a debit card but no overdraft, for new customers who
may not qualify for other kinds of account. Manage your cash in-branch, through
online banking and with our mobile app.

View our Cashminder account


NEED A JOINT ACCOUNT?

You can get our standard Current Account, Everyday Extra account, and Cashminder
account as a joint account.

Find out more about joint bank accounts


WANT ACCESS TO EXCLUSIVE SAVINGS ACCOUNTS?

If you sign up to a current account with us, you'll get access to some exclusive
savings accounts, including:


REGULAR SAVER

Receive a higher rate of interest compared with our other instant access savings
accounts whilst also having access to your funds when you need it.

 * Earn 7.00% interest (gross / AER variable)

 * Open with as little as £1, and save up to £250 per calendar month

View Regular Saver


BASE RATE TRACKER

Get a variable interest rate that's linked to the Bank of England base rate,
meaning when it goes up, the account interest goes up too.

 * Earn 2.25% to 5.00% (gross / AER variable) depending on your account balance

 * Receive interest paid every year on 5 April

View Base Rate Tracker


ONLINE CASH ISA

With our Online Cash ISA, you can manage your tax-free savings online and
through our mobile app.

 * Earn 2.65% interest (tax-free / AER variable)

 * Make the most of your tax-free ISA allowance and save up to £20,000

View Online Cash ISA


ONLINE SAVER

A savings account for those who want instant access to their money, either
online or through our mobile app.

 * Earn 2.65% interest (gross / AER variable)

 * Open multiple accounts and split your money to create separate savings pots

View Online Saver


OTHER WAYS YOU CAN SAVE WITH US

If these accounts aren't right for you, or you want to save without having a
current account with us, we have plenty of other accounts available.

Compare all our savings accounts


OVERDRAFTS FOR NEW AND EXISTING CUSTOMERS

If you’re thinking an overdraft might be beneficial for you as part of your
account, but you aren’t sure where to start or whether you’re eligible— don’t
worry, we have all the information you need to know when considering an
overdraft. Including an eligibility checker, cost calculator, and information on
overdraft types.

Learn more





SWITCHING

Switching with the Current Account Switch Service is easy and if there are any
problems, the Current Account Switch Guarantee covers you. It takes 7 working
days to switch. Your payments are redirected and transferred automatically.
Please see answers to some switching questions below or visit our switching page
for more information.





CURRENT ACCOUNT SUPPORT

Find useful information and support you might need when opening a current
account, or get help with your existing current account.


NEW CUSTOMERS

If you’re thinking about opening a current account with us, here you can find
out:

 * How long your application takes, what information you need to apply, and
   eligibility criteria for a Co-operative Bank account

 * Whether an overdraft is right for you and how much they could cost

 * How the Current Account Switch Guarantee protects you and your money when you
   switch to us.


UNDERSTANDING CURRENT ACCOUNTS

Learn more about current accounts, how they work, and what they can be used for:

Learn more about current accounts

Learn more about bank account types

Learn more about bank accounts for people with poor credit history

Learn more about packaged bank accounts




OUR EXISTING CURRENT ACCOUNT CUSTOMERS


GENERAL INFORMATION

Below you can find helpful information you might find useful if already have a
current account with us:

 * If you're registered for online banking, you can upgrade to our Everyday
   Extra account. Click here to register for online banking

 * Find information on changing your overdraft limit on our overdrafts page.

 * Add a second account holder to an existing bank account. Contact us +44(0)
   3457 212 212 (call charges)

 * Switch your bank account. Contact us +44(0) 3457 212 212 (call charges)

 * View our financial support

 * Financial Abuse.


GET HELP WITH YOUR CURRENT ACCOUNT

Lost or stolen card

Report suspected fraud

Set up Apple Pay

Set up Google Pay

Set up Samsung Wallet

Current Account Plus

Privilege current account

Privilege Premier current account

Go to help centre

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending
policy. We may decline your application based on your circumstances or our
lending policy. We may be able to offer a product that's different to the one
advertised.

Smile, The Co-operative Bank and Britannia are trading names of The Co-operative
Bank plc, which is a member of the Financial Services Compensation Scheme
(FSCS).


OUR SERVICE QUALITY INFORMATION

The Financial Conduct Authority requires us to publish information about our
personal current accounts. View our personal current account service quality
information.


FINANCIAL SERVICES COMPENSATION SCHEME

Your eligible deposits held by a UK establishment of The Co-operative Bank plc
are protected up to a total of £85,000 by the Financial Services Compensation
Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of
any deposits you have with the following: The Co-operative Bank, Britannia and
smile. Any total deposits you hold above the limit between these brands are
unlikely to be covered.

Please read further information on the FSCS scheme here or visit their website.

Not found what you're looking for?

Contact our support team

Visit a branch
Call us


Is someone controlling you or your money?

 * Get support for financial abuse (won’t show in your browser history)


 * Bank Accounts
 * Service quality information
 * Switching
 * Savings
 * Instant access
 * Limited access
 * Fixed rate
 * ISAs
 * Children's

 * More products
 * Loans
 * Insurance
 * Credit cards
 * Mortgages
 * Switching your deal
 * Borrowing more

 * Ways to bank
 * Online banking
 * Mobile banking
 * Apple pay
 * Google pay
 * Samsung Wallet
 * Help centre
 * Contact us
 * Tools and Guides

 * About us
 * Accessibility
 * Careers
 * Investor relations
 * News Hub
 * Values and ethics
 * Our modern slavery and human trafficking statement

 * 
 * 
 * 
 * 
 * 

 * 
 * 

The Co-operative Bank, Platform, smile and Britannia are trading names of The
Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP.
Registered in England and Wales No. 990937. The Co-operative Bank p.l.c. is
authorised by the Prudential Regulation Authority and regulated by the Financial
Conduct Authority and the Prudential Regulation Authority (No. 121885).

Credit facilities are provided by The Co-operative Bank p.l.c. and are subject
to status and our lending policy. The Bank reserves the right to decline any
application for an account or credit facility. The Co-operative Bank p.l.c.
subscribes to the Standards of Lending Practice which are monitored by the
Lending Standards Board.

 * Privacy and Cookies Policy