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Skip to content In observance of Christmas and the New Year, all Commercial Bank locations will be closed on Monday, December 25, and Monday January 1. As always, our 24/7 online banking, telephone banking, mobile apps and ATMs will still be available. Thank you for banking with us. Locations (989) 875-4144 Contact About Commercial Bank Logo Open An Account D1B Sign In Online Banking Sign In Open An Account Not enrolled in online banking? Enroll Now Online Banking D1B (989) 875-4144 * About * Contact * Online Services * Online Services * Mobile Banking * Online Banking * Open An Account * E-Statements * Online Bill Pay * Telephone Banking * Personal BankingPersonalCheckingSavingsDebit & ATM CardsHSASwitch Kit LoansMortgage LoansHome Equity LoansAuto LoansPersonal LoansFind a Mortgage Lender RetirementCDs/IRAs * Business BankingBusinessBusiness CheckingOnline BankingDebit CardCredit CardsRemote Deposit LoansLoansFind a Commercial Lender Other ServicesACHHSAQuickBooksOther Business ServicesFind a Treasury Rep * Community * Community * Giving Back * Treasury * Find a Treasury Rep * ACH * Business Remote Capture * Business Credit Card * Info Center * Careers * Fee Schedule * Commercial Bank News * Investor Information * Locations & Hours * Lost or Stolen Cards * Security Center * E-Statements * Privacy Notice Search search Commercial Bank Logo Open An Account MICHIGAN BANKING | REFINANCING & LOANS | COMMERCIAL BANK CELEBRATING 130 YEARS OF COMMUNITY BANKING We are so proud to have served this community for 130 years, here's to many more! TODAY'S MORTGAGE RATES 30 Year Fixed Rate APR *6.625% *6.755% 15 Year Fixed Rate APR *6.375% *6.586% Apply Now *Assumes no points. Click for more information BAUER FINANCIAL 5-STAR RATING Learn more about Bauer Financial’s 5-Star Rating. RENOVATE TODAY! TAKE ADVANTAGE OF OUR AUTO LOANS! Click for details! COVID-19 UPDATES Read the latest about Commercial Bank's response to the Coronavirus. Testimonials * A True Partner in My Business > "I wanted to share my 25 year history with Commercial Bank. A true partner > in my business over the years who actually knows my vision and cares to > understand our goals. 2020 was a challenge for sure but knowing that I had > Chelsey Foster and the entire leadership team at Commercial Bank on my side > every step of the way helped our group not only survive but actually > thrive." Darren Riopelle, Smile One Services * They Have Been Amazing Through this Pandemic! > "I currently use Commercial Bank for my business needs as well as my > commercial loan. They have been amazing through this pandemic! They are > extremely knowledgeable, helpful, and communication has been wonderful. > They really went above and beyond to keep me successful through all of > this!" Jamie Norton * Above and Beyond What is Expected of a Bank > "Very easy to work with; great customer service and provides an excellent > working relationship going above and beyond what is expected of a bank!" Michelle Wallo * Excellent, Personalized Customer Service > "We've been at the St. Louis branch of Commercial Bank for over 20 years > and have always appreciated their excellent, personalized customer service! > The friendly staff at the St. Louis branch has not only helped us and our > children but also our exchange students and coworkers as they have moved > into town and we referred them. Thanks, Commercial Bank, for providing this > town with a professional, personal touch." Jeff Oswald * They Made My First Home Buying Experience Quick and Easy > "Recently I got a mortgage through Commercial Bank, and I could not have > been happier with my experience. They were extremely helpful, and provided > timely feedback for the many questions that I had. They made my first home > buying experience quick and easy. I would highly recommend going through > Commercial Bank for a mortgage, or any of your banking needs." Vinny Costanzo * Best Bank and Best Bank Tellers > "Best bank and best bank tellers in Gratiot county, they are friendly and > efficient." Pat's Auto * Amazing Customer Service, Great Products, and Take Superb Care of My Clients > "As a realtor it's important to me I recommend banks and lenders who have > amazing customer service, great products, and take superb care of my > clients. Commercial goes above and beyond. Highly recommend them." Deb Ransome * A True Partner in My Business > "I wanted to share my 25 year history with Commercial Bank. A true partner > in my business over the years who actually knows my vision and cares to > understand our goals. 2020 was a challenge for sure but knowing that I had > Chelsey Foster and the entire leadership team at Commercial Bank on my side > every step of the way helped our group not only survive but actually > thrive." Darren Riopelle, Smile One Services * They Have Been Amazing Through this Pandemic! > "I currently use Commercial Bank for my business needs as well as my > commercial loan. They have been amazing through this pandemic! They are > extremely knowledgeable, helpful, and communication has been wonderful. > They really went above and beyond to keep me successful through all of > this!" Jamie Norton * Above and Beyond What is Expected of a Bank > "Very easy to work with; great customer service and provides an excellent > working relationship going above and beyond what is expected of a bank!" Michelle Wallo * Excellent, Personalized Customer Service > "We've been at the St. Louis branch of Commercial Bank for over 20 years > and have always appreciated their excellent, personalized customer service! > The friendly staff at the St. Louis branch has not only helped us and our > children but also our exchange students and coworkers as they have moved > into town and we referred them. Thanks, Commercial Bank, for providing this > town with a professional, personal touch." Jeff Oswald * They Made My First Home Buying Experience Quick and Easy > "Recently I got a mortgage through Commercial Bank, and I could not have > been happier with my experience. They were extremely helpful, and provided > timely feedback for the many questions that I had. They made my first home > buying experience quick and easy. I would highly recommend going through > Commercial Bank for a mortgage, or any of your banking needs." Vinny Costanzo * Best Bank and Best Bank Tellers > "Best bank and best bank tellers in Gratiot county, they are friendly and > efficient." Pat's Auto * Amazing Customer Service, Great Products, and Take Superb Care of My Clients > "As a realtor it's important to me I recommend banks and lenders who have > amazing customer service, great products, and take superb care of my > clients. Commercial goes above and beyond. Highly recommend them." Deb Ransome * A True Partner in My Business > "I wanted to share my 25 year history with Commercial Bank. A true partner > in my business over the years who actually knows my vision and cares to > understand our goals. 2020 was a challenge for sure but knowing that I had > Chelsey Foster and the entire leadership team at Commercial Bank on my side > every step of the way helped our group not only survive but actually > thrive." Darren Riopelle, Smile One Services * They Have Been Amazing Through this Pandemic! > "I currently use Commercial Bank for my business needs as well as my > commercial loan. They have been amazing through this pandemic! They are > extremely knowledgeable, helpful, and communication has been wonderful. > They really went above and beyond to keep me successful through all of > this!" Jamie Norton * Above and Beyond What is Expected of a Bank > "Very easy to work with; great customer service and provides an excellent > working relationship going above and beyond what is expected of a bank!" Michelle Wallo * Excellent, Personalized Customer Service > "We've been at the St. Louis branch of Commercial Bank for over 20 years > and have always appreciated their excellent, personalized customer service! > The friendly staff at the St. Louis branch has not only helped us and our > children but also our exchange students and coworkers as they have moved > into town and we referred them. Thanks, Commercial Bank, for providing this > town with a professional, personal touch." Jeff Oswald * They Made My First Home Buying Experience Quick and Easy > "Recently I got a mortgage through Commercial Bank, and I could not have > been happier with my experience. They were extremely helpful, and provided > timely feedback for the many questions that I had. They made my first home > buying experience quick and easy. I would highly recommend going through > Commercial Bank for a mortgage, or any of your banking needs." Vinny Costanzo * Best Bank and Best Bank Tellers > "Best bank and best bank tellers in Gratiot county, they are friendly and > efficient." Pat's Auto * Amazing Customer Service, Great Products, and Take Superb Care of My Clients > "As a realtor it's important to me I recommend banks and lenders who have > amazing customer service, great products, and take superb care of my > clients. Commercial goes above and beyond. Highly recommend them." Deb Ransome * #1 * #2 * #3 * #4 * #5 * #6 * #7 CONNECT WITH US Commercial Bank Happy Holidays! As always, our online banking, telephone banking, mobile apps, and ATMs will still be available 24/7. #Commercialbank #holidays December 22, 2023 Commercial Bank At Commercial Bank, our team is spreading holiday cheer by volunteering their time and resources to support our communities. Together, we're making this season brighter for those who need it most. #giving #commercialbank December 20, 2023 Commercial Bank We love helping out our local communities! December 19, 2023 Commercial Bank It’s the last week for our mischievous elves. Vote by commenting the number of your favorite one! #elfontheshelf #commercialbank December 18, 2023 Commercial Bank Logo Contact us today! (989) 875-4144 Proudly serving Michigan in the Alma, Grand Rapids, Greenville, Hastings, Ithaca, Mason, Middleton, St. Louis, and Okemos locations. Facebook Linked In QUICK LINKS * Careers * Fee Schedule * Commercial Bank News * Investor Information * Locations & Hours * Lost or Stolen Cards * Security Center * Re-order Checks * Email Us * E-Statements * Privacy Notice * Michigan Homeowner Assistance Fund (MIHAF) Information DOWNLOAD OUR MOBILE APP App available on the App Store Android App on Google Play DOWNLOAD OUR D1B MOBILE APP D1B app available on the App Store D1B Android App on Google Play Our Bank is rated 5-star by Bauer. Awarded Jan 2023 Equal Housing Lender Member FDIC Routing Number: 072403554 © Copyright Commercial Bank. All Rights reserved. Privacy | Security | US Patriot Act | FDIC Insurance Rules