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THE EASIEST GATEWAY TO INTEGRATE WITH


THE ONLY ONE THAT EXPANDS

EXPERTS IN ONLINE PAYMENTS


 * MERCHANT ACCOUNT
   
   Choosing the best merchant provider can make all the difference to your
   bottom line & your sanity. We understand online payments, and can guide you
   through the complexities. Stay focused on your business, let us deal with the
   bankers.
   
   Learn more


 * PAYMENT GATEWAY
   
   Finally a payment gateway that can do anything! *Being simple and intuitive
   included. Integration & PCI compliance is a breeze. Make more money,
   securely, doing less work.
   
   Learn more


 * RISK MANAGEMENT
   
   We're experts in high-risk merchants. We offer daily monitoring of your
   account. Get our expert analysis and optimization recommendations. Rest
   assured, and keep all of your hard earned money.
   
   Learn more


 * CONSULTING
   
   Whether you're managing a small business or a multi national corporation, you
   may need to look outside your organization for merchant & processing
   expertise. Our consultants work with you in a one on one setting to bring
   your business to the next level.
   
   Learn more

APPLY FOR A MERCHANT ACCOUNT

Contrary to the norm, there is no one size fits all solution or package. The
decision can much more significant that one might realize. The ensuing paperwork
can be daunting. Utilize our extensive network of merchant banks specializing in
both low & high-risk merchants. We'll guide you through the paper work.

GET THE BEST DEAL

The business of online payments, specifically relating to credit processing, is
synonymous with hidden fees, unscrupulous pricing, ridiculous terms, hidden
middlemen, and surprises. At the end of the day, the most important thing is
the effective percentage you are paying, and how quickly it settles. We'll help
you negotiate an upfront, honest, and fair rate; As well as terms for your
account.

WORLD WIDE OPTIONS

Your home country may not be the best place process credit cards for a multitude
of reasons. Every jurisdiction has its benefits & drawbacks. Choose a
jurisdiction and merchant bank based on; discount percent, card acceptance rate,
business practice acceptance, currency support, customer demographics,
international structuring, tax planning considerations, et al. Processing.net is
continually adding to its extensive list of merchant banks located in
jurisdictions which are beneficial for one or many of these reasons.

EXPERTISE

We understand online payments. Helping merchants decide on the best practices,
avoid mistakes, and qualify for better rates.

SUPPORT

Our support staff is available at any time to assist with your needs. Weather it
be customer support, IT, or programming issues, our team is here to help. With
some of the best support professionals in the industry, we are proud to have the
ability to give our clients the highest level of service.

EASE OF INTEGRATION

Processing.net supports all major shopping carts, and can even emulate major
gateway providers to make the transition a one-click process.

SECURE YOUR DATA

When you partner with Processing.net, your data will be kept in our Vault. All
of this data is stored in a data center with security in place that is second to
none. Our state of the art facility ensures that your data is safe. Don't accept
anything less when it comes to security. Your data is too important to be
trusted with anyone else.

SAY GOODBYE TO PCI

Processing.net utilizes advanced industry tools in order to virtually eliminate
PCI compliance hassles for merchants. We will handle all of your processing, and
store your credit card data in our secure vault. This means you can still
maintain control of your data and have all of the same functionality without the
headaches of managing your compliance. By storing your credit card data in our
vault, you are backed by our PCI compliant system and will only require minimal
paperwork. Becoming PCI compliant can take up to 18 months if you attempt to do
this in-house. With our system, you can accomplish this in a few days.

SUBSCRIPTION MANAGEMENT

If you have a subscription based website or a recurring charge to your
customers, it's easy to process with us. We take all of the work out of this
process by handling the recurring payments for you.

GLOBAL SOLUTIONS

With Processing.net you will instantly have the ability to go global. We've done
the work for you and formed the most solid relationships with international
banks. You'll be able to accept payments in over 100 local currencies and choose
to settle in over 20 different currencies.

ADVANCED TRANSACTION ROUTING

Route transactions based on business logic rules. Load balance, which
transactions go to which merchant banks.

DATA & FRAUD PROTECTION

Processing.net utilizes the most advanced industry standard tools to fight fraud
and secure your data. These tools are the result of millions of dollars spent on
research and development. Our fraud detection methods have been recognized as
some of the best in the industry.

REAL-TIME REPORTS

View your data when you need it. No more delays on reporting stats. All of your
reports will be up to the minute with real-time sales data.

ACCEPT ALL CARDS

With Processing.net you will be able to accept all major credit cards from
anywhere in the world. We handle processing for; Visa, MasterCard, American
Express, Discover Card, JBC, and Diners Club.

ACH

Processing.net gives you the ability to process ACH (direct deposit) payments,
in addition to all of the major credit card payments.

THE ONLY GATEWAY THAT EXPANDS

Need custom functionality? Have a merchant account with a bank that nobody
supports? No problem. Our technical and programming staff can handle it. We
understand the complexities that occur in taking payments, and will deliver the
solutions for you to overcome them.

DATA PORTABILITY

Not that you'd ever want to. But if you leave Processing.net, our export tool
makes it easy.

VIRTUAL TERMINAL SUPPORT

Enter orders from any computer. Just log into your account and enter orders that
you received by phone, fax, or mail.

BATCH UPLOAD SUPPORT

You will have the ability to instantly upload multiple orders at the same time,
eliminating the need to manually enter each individual order.

RETAIL SWIPE SUPPORT

Processing.net gives you the option to have a physical retail swipe device that
will automatically enter your customers name, card type, card number, and
expiration date into your order form.

INDUSTRY RISK

Unlike the majority of processing companies, we provide merchant services for
almost every industry. Although the primary focus of any business is attracting
new customers and maximizing profits; you still must mitigate risk. It's not how
much you make, but how much you retain. Utilize our years of experience in the
industry to keep your hard earned revenues, and shore up exposure to potential
liabilities.

CREDIT CARD REGULATIONS

With the increasing number of credit card regulations, it's almost impossible to
keep up. That's our job, not yours. With processing.net you'll stay up to date
and in compliance will all regulations that affect your business.

CHARGEBACK MANAGEMENT

Chargebacks are unfortunate reality of processing. Even more so when processing
online, or offering intangible products and services. Leverage our knowledge and
expertise to minimize and manage chargebacks. We have eyes on your account daily
- analyzing, forecasting, and offering advice for improvement.

FRAUD PROTECTION

Processing.net gives you the protection of using our unmatched fraud detection
systems. Using tools that are seamlessly integrated into your solution, you will
have the piece of mind that fraud will not interfere with your day to day
operations.

SPECIAL PROJECTS

If your company needs custom solutions or extra attention, we have the team and
ability to make things happen for you. Join a processing company that will work
with you to form the perfect solution.

PROCEDURE & POLICY DEVELOPMENT

Our staff specializes in analyzing in-house processes. Furthermore - developing
and documenting new ones. Processing.net can make sure you company's policies
and procedures are efficient, comprehensive, and up to date.

EMPLOYEE TRAINING

Processing.net will take the time necessary to get your staff familiar with our
tools and system. Additional training, and outsourced fulfillment is available
for business processes.

IT & PROGRAMMING

We have an expert staff of information technology professionals and our
programmers of the highest caliber. Whether its advice, or fully outsourced
development, Processing.net can accommodate your technical needs.

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