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Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC.
Albert Savings accounts are held for your benefit at FDIC-insured banks,
including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A. The Albert
Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a
license by Mastercard International Incorporated. Mastercard and the circles
design are registered trademarks of Mastercard International Incorporated. Early
access to direct deposit funds depends on the timing of the payer's submission
of deposits. We generally post such deposits to Albert Cash accounts on the day
they are received which may be up to 2 days earlier than the payer's scheduled
payment date. Cash back terms apply. See app for details. To be eligible for
savings bonuses, you must be subscribed to Genius and maintain a monthly average
and ending balance of $10 or more. Bonuses for the month prior are paid by the
3rd of the following month. Albert Instant is an optional overdraft coverage
service for ACH transfers, ATM withdrawals, debit card purchases, and other
electronic transfers you make. Instant overdraft eligibility requirements,
limits, and other terms apply. Limits start at $10 and may be increased up to
$250 by Albert. Transfer, ATM, and other applicable fees may apply. A qualifying
Genius subscription is required to access Instant overdrafts. See app for
details. Download to see if you qualify for Albert Instant overdraft coverage.
There are no Instant overdraft fees. However, transfer, ATM, or other applicable
fees may apply. See app for details. Whether your overdrafts will be paid is
discretionary and we reserve the right not to pay in our sole discretion. If
overdrafts are not repaid within 10 days from when your Albert Cash balance is
initially overdrafted, your repayment will be overdue and your Instant access
may be suspended. Even if Instant is turned off we may still allow overdraft
payments at our discretion for other types of transactions, including fees
charged by Albert. When you join Albert, you’ll set up an Albert Cash account
and a 30-day trial for Albert Genius as part of the sign-up process. If you
cancel within 30 days of signing up, you will not be charged for your
subscription. Your subscription will auto-renew until canceled. Even if you
cancel, you can continue to access Albert Cash and Instant. If you cancel, you
will lose certain benefits associated with your Genius subscription, such as
Savings, Investing, access to Albert’s financial experts, free in-network ATM
withdrawals, and more.

Investment advisory services are provided by Albert Investments, LLC, a
Registered Investment Advisor. Brokerage services are provided by Albert
Securities, LLC, Member FINRA/SIPC. Securities products are not FDIC insured or
bank guaranteed, and may lose value. Additional disclosures available here.

All corporate logos and trademarks are for illustrative purposes only and are
not a recommendation, an offer to sell, or a solicitation of an offer to buy any
security. Trademarks and logos are the property of their respective owners and
do not represent endorsements of any kind. Examples, logos and/or pictures are
for illustrative purposes only and are not representative of real customers or
investment recommendations.

Copyright © 2023, Albert Corporation

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