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CNBC Information and Policies

ABOUT CNBC

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* CNBC
* Terms of Service
* Privacy Policy

Effective date April 24, 2014, Updated May 25, 2023

NBCUniversal Media, LLC, its subsidiary and affiliated companies maintain this
and related websites, games, interactive TV and mobile apps.

PLEASE READ THESE TERMS OF SERVICE CAREFULLY, THEY CONTAIN IMPORTANT INFORMATION
REGARDING YOUR LEGAL RIGHTS. BY USING THE SITE OR ANY ONLINE SERVICES YOU AGREE
TO THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, PLEASE
DO NOT USE THE SITE OR THE ONLINE SERVICES.

TABLE OF CONTENTS

1. Acceptance of Terms of Service

If you do not agree with any of these Terms of Service (“Terms of Service” or
“Terms”), including the Privacy Policy incorporated herein, please do not use
this Site or our online services. By using this Site you will be deemed to have
irrevocably agreed to these Terms. Some areas of this Site may be subject to
additional terms and conditions, which you should read carefully before making
any use of those areas. Such additional terms will not change or replace these
Terms regarding use of this Site, unless otherwise expressly stated.

These Terms of Service apply when you interact digitally with the Internet sites
operated by NBCUniversal Media, LLC and its affiliates and subsidiaries
(“NBCUniversal” or “We”, “Our” or “Us”), (the “Site” or “Sites”), games,
interactive TV, and any other services, products and any related software or
mobile and/or tablet applications offered by NBCUniversal (collectively “online
services” or “services”). Note that in some instances, both these Terms of
Service and separate additional terms or licenses, guidelines, rules or terms of
service will apply to your use of some online services offered and/or operated
by NBCUniversal (in each such instance, and collectively, “Additional Terms”).
These Additional Terms will be posted in connection with the applicable online
services and will be in addition to these Terms of Service. Where any direct
conflict exists between these Terms of Service, or any Additional Terms, and the
applicable Privacy Policy the terms of the Privacy Policy shall take precedence;
however provisions unique to these Terms of Service (e.g., arbitration) will
remain in effect as outlined here.

NBCUniversal may modify these Terms of Service prospectively from time to time
in its sole discretion. Your continued use or accessing of the online services
following the posting of any changes to the Terms of Service constitutes your
acceptance of such changes. You agree to be notified of changes to the Terms of
Service via posting of updates on the Site.

This is a general audience Site for adults. We will assume (and by using this
Site you warrant that) you have legal capacity to enter into the agreement set
out in these Terms of Service (i.e., that you are of sufficient age and mental
capacity and are otherwise entitled to be legally bound in contract).

To access this Site or some of the resources it has to offer, you may be asked
to provide registration details. It is a condition of use of these online
services that all the details you provide be correct, current, and complete. If
we at NBCUniversal believe the details are not correct, current, or complete, we
have the right to refuse you access to the online services, or any of its
resources, and to terminate or suspend your account. Please note that these
Terms may be revised and reissued, prospectively by posting updated terms on
this Site. You consent and agree to receive notices of updates of these Terms
through our posting of updated Terms on the Site. You should visit this page
regularly to review the current terms. Your continued use of the Site will be
deemed as irrevocable acceptance of any revisions.

EACH TIME YOU SIGN IN TO OR OTHERWISE USE THE ONLINE SERVICES YOU ARE ENTERING
INTO A NEW AGREEMENT WITH US ON THE THEN APPLICABLE TERMS AND CONDITIONS AND YOU
AGREE THAT WE MAY NOTIFY YOU OF OTHER TERMS BY POSTING THEM ON THE SITE OR
ONLINE SERVICES (OR IN ANY OTHER REASONABLE MANNER OF NOTICE WHICH WE ELECT),
AND THAT YOUR USE OF THE SERVICE AFTER SUCH NOTICE CONSTITUTES YOUR AGREEMENT TO
THE OTHER TERMS. Therefore, you should review the posted Terms of Service and
any applicable Additional Terms each time you use the online services (at least
prior to each transaction or submission). The Additional Terms will be effective
as of the time that we post them, or such later date as may be specified in them
or in other notice to you. You can reject any new, revised or additional Terms
of Service by discontinuing use of the Site and related online services.

2. Permitted Uses

The online services contain material that is derived in whole or in part from
material supplied and owned by NBCUniversal as well as third parties
(“Content”). As between NBCUniversal and you, NBCUniversal owns all right, title
and interest in and to the copyrights, trademarks, service marks, trade names,
and all other intellectual and proprietary rights throughout the world
associated with the online services and Content. You acknowledge NBCUniversal’s
valid intellectual and proprietary property rights in the online services and
Content and that your use of the online services is limited to the access,
viewing and downloading of Content, all solely as authorized by NBCUniversal.
Nothing in these Terms of Service shall be deemed to convey to you any right,
title or interest in or to the online services or Content or to any portion
thereof except for the limited rights expressly granted herein.

You may use the online services solely for personal and non-commercial uses. You
may not either directly or through the use of any personal computer, browser,
laptop, tablet, mobile phone or other device (each a “device”) or other means
remove, alter, bypass, avoid, interfere with, or circumvent (i) any copyright,
trademark, or other proprietary notices marked on the online services or
Content, (ii) any digital rights management mechanism, device, or other content
protection or access control measure associated with the online services or
Content, or (iii) any advertisement on the online services and/or within
Content. You may not either directly or through the use of any device or other
means copy, download, stream, reproduce, duplicate, archive, distribute, upload,
publish, modify, translate, broadcast, perform, display, sell, transmit or
retransmit the online services or Content unless expressly permitted by
NBCUniversal in writing. You may not incorporate Content into, or stream or
retransmit the Content via, any hardware or software application or make the
online services or any Content available via frames or in-line links, and you
may not otherwise surround or obfuscate the Content or online services with any
third party content, materials or branding. You may also not use any software
robots, spider, crawlers, or other data gathering or extraction tools, whether
automated or manual, to access, acquire, copy, monitor, scrape or aggregate
Content or any portion of the online services. See Section 21 for terms
applicable to use of links to the online services. You may not knowingly or
intentionally take any action that may impose an unreasonable burden or load on
the online services or its servers and infrastructures. You may not build a
business, in whole or in part, resell, redistribute or recirculate or make any
other commercial use of, or create derivative works or materials utilizing any
portion of the online services or Content, whether or not for profit.

To the extent that NBCUniversal makes Content available to you via a widget,
embedded player or other technology that allows you to embed or stream Content
on or to another site, you may not modify, enhance, remove, interfere with, or
otherwise alter in any way any portion of such technology, any digital rights
management mechanism, device, or other content protection or access control
measure associated with Content, or any advertisement delivered with Content.

You are also prohibited from disabling, modifying, interfering with or otherwise
circumventing any technology to allow users to view Content without: (i)
displaying visibly both Content and all surrounding elements (including the
graphical user interface, any advertising, copyright notices, and trademarks);
and (ii) having full access to all functionality permitting viewing of Content,
including, without limitation, all video quality and display functionality and
all interactive, elective or click-through advertising functionality.

3. Access to the Site and Availability of Online Services

The Site and online services are intended for use by users who are over the age
of 13 and reside in the United States, its territories and possessions (“U.S.”)
or those outside of the U.S. that consent to use the online services in
accordance with U.S. laws, this Terms of Service and the Privacy Policy. By
using or attempting to use the Site or online services, you certify that you
meet any other eligibility and residency requirements of the Site.

NBCUniversal may change, suspend or discontinue any aspect of the Site or online
services at any time (and any elements and features of them), in whole or in
part, for any reason, in our sole discretion, without notice or liability,
including pursuant to Section 19 (Termination) below.

You are responsible for any charges incurred in obtaining access to the Site and
online services. The Site and online services are currently provided for free,
although you may be given the opportunity to purchase products or services
through the Site from NBCUniversal. NBCUniversal reserves the right to change
the nature of this relationship at any time.

You and we agree that the Convention on Contracts for the International Sale of
Goods does not apply to your use of our online services or this Terms of
Service.

4. Registration, Passwords, Unauthorized Use of Your Account, and Sharing of
Social Features

If you establish an account with NBCUniversal, you agree to provide true,
accurate and current data in connection with that account. Any usernames and
passwords used for this Site or services are for individual use only. You are
solely responsible for maintaining the security and confidentiality of the
password you use to access your account. You agree to immediately notify
NBCUniversal of any unauthorized use of your password or account or any other
breach of security. You understand and agree that the Site and/or online
services may include a social network and your activities (e.g., video viewing,
interactions with members and/or advertisers) may be shared with others both on
and off the online services. If you don’t want your activities on such social
network to be shared, your only option is to deactivate the related social
network account.

5. Digital Items, Subscriptions and Credits

Purchases of usage subscriptions (including credits, points, and/or virtual
currency) or any virtual items made available on the online services are
nonrefundable, have no monetary value (i.e., are not a cash account or
equivalent), and are purchases of only a limited, non-exclusive, revocable,
non-assignable, personal, and non-transferable right to use, even if such came
with a durational term (e.g., a monthly subscription). Accordingly, you have no
property, proprietary, intellectual property, ownership, or monetary interest in
your usage subscriptions or virtual items, which remain our Content. We may also
immediately suspend or terminate the rights we grant you to usage subscriptions
and virtual items for any or no reason, in our sole discretion, and without
advance notice or liability. We may modify usage subscriptions and virtual items
at our sole discretion, and such modifications may make the usage subscriptions
or virtual items more or less common, valuable, effective, or functional.

We do not recognize the transfer of usage subscriptions or virtual items
(including for “real” money or any other consideration or items of value whether
inside or outside of the online services). Accordingly, you may not purchase,
sell, barter, or trade any usage subscriptions or virtual items, or offer to
purchase, sell, or trade any usage subscriptions or virtual items. Any such
attempted transfer will be null and void.

If we suspend or terminate any usage subscriptions or virtual items, then you
will forfeit the suspended or terminated subscription or items, except as may be
set forth in any Additional Terms (such as any refund policies that may apply to
a subscription service). Likewise, except as may be set forth in any Additional
Terms or as required by applicable law, we are not responsible for repairing or
replacing same, or providing you any credit or refund or any other sum, in the
event of our modification of any usage subscriptions or virtual item, or for
loss or damage due to error, or any other reason.

6. You Agree to Our Privacy Policy and Third Party Ads

Your privacy is important to us. To better protect your privacy, we provide a
notice explaining our online information practices and the choices you can make
about the way your information is collected and used at this Site and the online
services. Click here to show this notice, which forms part of these Terms of
Service.

Any personal details and data acquired by NBCUniversal from your participation
on the online services will be used in accordance with our Privacy Policy and
Tracking (Cookies) Technologies Policy, including targeted advertising and
tracking information we collect automatically. To learn more about how you can
opt-out of targeted advertising, please click on the “Ad Choices” icon on the
Site, as described more fully in the Privacy Policy.

7. Wireless and Location-Based Features; Social Media Plug-ins

(a) Wireless Features. The online services may offer certain features and
services that are available to you via your wireless device. These features and
services may include the ability to access the online services’ features and
upload content to the online services, receive messages from the online
services, and download applications to your wireless device (collectively,
“Wireless Features”). Your carrier may prohibit or restrict certain Wireless
Features and certain Wireless Features may be incompatible with your carrier or
wireless device. In addition, your carrier may charge you for standard
messaging, data, and other fees to participate in Wireless Features. Fees and
charges may appear on your wireless bill or be deducted from your pre-paid
balance. We have no responsibility or liability for any fees or charges you
incur when using Wireless Features. You should check with your carrier to find
out whether any fees or charges will apply, what plans are available and how
much they cost. You should also contact your carrier with any other questions
regarding these issues.

(b) Terms of Wireless Features. If you register for any Wireless Features then
you agree that, in connection with those Wireless Features, we may send
communications to your wireless device regarding us or other parties. Further,
we may collect information related to your use of the Wireless Features in
accordance with our Privacy Policy. If you have registered via the online
services for Wireless Features, then you agree to notify NBCUniversal of any
changes to your wireless contact information (including phone number) and update
your accounts on the online services to reflect the changes.

(c) Location-Based Features. For online services on mobile devices (“Mobile
Apps”) when you use one of our location-enabled services, we may collect and
process information about your actual location. Some of the Mobile Apps or
online services require your location information for the feature to work. If
you have enabled GPS, geo-location or other location-based features on a device,
you acknowledge that your device location will be tracked and may be shared with
others consistent with the Privacy Policy.

In addition, where any NBCUniversal Mobile App collects precise information
about the location of your devices, it will be used to provide requested
location services, and, depending on the particular Mobile App it may be used,
amongst other uses, to allow tagging or to check-in.

Some Mobile App(s) or feature(s) allow for you to disable location-based
features or manage preferences related to them. However, you can terminate
device location tracking by us by uninstalling any Mobile App(s) or feature(s).
The location-based services offered in connection with our Mobile App(s) or
feature(s) are for individual use only and should not be used or relied on as an
emergency locator system, used while driving or operating vehicles, or used in
connection with any hazardous environments requiring fail-safe performance, or
any other situation in which the failure or inaccuracy of use of the
location-based services could lead directly to death, personal injury, or severe
physical or property damage. The location-based services are not suited or
intended for family finding purposes, fleet tracking, or any other type of
business or enterprise use – other non-NBCUniversal products exist today that
may be used specifically for these purposes.

Please see our Privacy Policy to find out more about how to opt out of providing
location information or contact privacy@nbcuni.com

(d) Social Media Plug-Ins. Social media plug-ins of social networks such as
Facebook, Twitter and Google Plus (amongst others) are integrated on our Site
and other online services. Where our online services contain a plug-in to a
social network, these are clearly marked (e.g. with a Facebook button). If you
chose to click on one of these buttons or links, your browser connects directly
to the servers of the relevant social network. The social network directly
transmits the content of the plugin to your browser. If you are registered on
the relevant social network and logged into your respective account the social
network receives the information that the web page was used by you. If you
interact with a social network plug-in (e.g. you press the Facebook “Like”
feature, the Twitter “Tweet this” feature and Google Plus “1+” button or
equivalent) or drop a comment on the appropriate web page, the corresponding
information is directly transmitted to the relevant social network from your
browser. If you are not registered with the social network or you are logged out
before you visit our online services, there is the possibility that at least
your IP address will be submitted to and stored by the social network. If you
interact with us through a social media platform, plug-in etc., then you may be
permitting us to have on-going access to certain information from your social
network profile (such as name, social networking id page, email address, photo,
gender, location, the people/sites you follow etc.).

If you don’t want the social network to collect the information about you
described above, or to share it with us and other third parties, please review
the privacy policy of the relevant social network and/or log out of the relevant
social network before you visit our online services. As with other sites, you
may be able delete any existing cookies placed on your computer by the social
network via your browser. See Section 1 of our Privacy Policy to find out more
about how our Sites contain plug-ins to social media networks.

8. Your Conduct and Acceptable Use

The following rules are a condition of your use of and access to the online
services. You are responsible for the content of your communications (including
User Content as defined in Section 10) via the online services.

* No Interference. You may not interfere with any other user from using or
enjoying the online services.
* No Bullying. You may not use the online services to threaten, abuse, harass,
or invade the privacy of any third party.
* Content Posted by You Must be Yours. You may not upload, post, transmit or
otherwise distribute or facilitate the distribution of content that is
fraudulent or infringes the rights of any third party, including without
limitation, patent, trademark, copyright, right of publicity or other
proprietary rights.
* Your Materials Must be Lawful and Appropriate. You may not upload, post or
otherwise distribute or facilitate the distribution of any unlawful,
threatening, abusive, libelous, defamatory, obscene, pornographic, profane,
indecent or otherwise inappropriate information of any kind, including
without limitation, any images or other material of a sexual nature.
* Don’t Damage Our Site, Online Services or Servers. You may not upload, post
or otherwise distribute or facilitate the distribution of a software virus or
any other computer code that is designed or intended to disrupt, damage, or
limit the functioning of the Site, any other online services, or to obtain
unauthorized access to the online services or Content or any data or other
information of any third party.
* No Unauthorized Access. You may not attempt to gain unauthorized access to
other computer systems or networks connected to the online services or use
the online services, Content or any information contained therein for any
unlawful purpose. NBCUniversal, in its sole and absolute discretion, shall
determine whether any content you transmit or receive or your use of the
online services violates this provision.
* No Collection of Personal Information From Other Users and No Commercial Use.
You may not collect information about other users of the online services in
violation of our Privacy Policy or use any such information for the purpose
of transmitting or facilitating transmission of unauthorized or unsolicited
advertising, junk or bulk email, chain letters, or any other form of
unauthorized solicitation.
* Be Yourself. You may not impersonate or falsely state or otherwise
misrepresent your professional or other affiliation NBCUniversal or with any
other person or entity.
* No Criminal or Unlawful Conduct. You may not use the online services, Content
or any information contained therein for any unlawful purpose, and you may
not encourage conduct that would constitute a criminal offense or give rise
to civil liability. You may not use any services in connection with any site
or other use that contains or is associated with information or content
prohibited by this section.
* Follow These Terms of Service and Conduct Rules. You may not take any action
on the online services that violates any applicable law or these Terms of
Service.

We may require, at any time, proof that you are following these rules. We
reserve the right to take, or refrain from taking, any and all steps available
to us, including suspending or terminating your access to the online services or
seeking other legal or equitable remedies, once we become aware of any violation
of these provisions.

9. Monitoring

NBCUniversal may, but has no obligation to, monitor the use by you and other end
users of the online services. During monitoring, any information relating to any
user or their respective activities on the online services may be examined,
recorded, copied, and used for authorized purposes in accordance with our
Privacy Policy. Furthermore, NBCUniversal reserves the right at all times to
disclose any information posted on any portion of the online services as
necessary to satisfy any law, regulation or governmental request, or to refuse
to post, or to remove, any information or materials, in whole or in part, that
in NBCUniversal’s sole and absolute discretion are objectionable or in violation
of these Terms of Service.

10. User Content; Grant of Limited License

Reviews, responses, profile entries, posts or questions may not be able to be
deleted once uploaded. For some of our features, other members may be able to
request email notifications of your new public content or publish their own
comments to your comments. We may use the public content to develop aggregate
ratings, personalize site views, market products or identify or feature popular
members.

If you post or upload any content to the Services (“User Content”), you hereby
acknowledge and agree that you are granting NBCUniversal (including without
limitation, its licensees, affiliates, successors and assigns) a worldwide,
royalty-free, perpetual, irrevocable, sub-licensable, non-exclusive right and
license to use, reproduce, publicly display, publicly perform, modify,
sublicense, and distribute such User Content, and incorporate it in other works,
in whole or in part, in any manner and any media now known or hereafter
developed. You represent and warrant that you own such content or otherwise have
sufficient rights in the content to grant to NBCUniversal the foregoing license
without infringing or violating the rights of any third party. Without in any
way limiting the foregoing, you acknowledge and agree that NBCUniversal, its
licensees, affiliates, successors and assigns, shall have the right to sell,
license, assign and otherwise transfer any and all of the rights granted by you
to NBCUniversal under these Terms of Service, and to display any advertising,
publicity, promotional materials and distribution rights in connection with your
User Content. You acknowledge and agree that NBCUniversal, its licensees,
affiliates, successors and assigns, will be entitled to retain any and all
revenue generated from any sales, licenses, assignments and other transfers of
the rights granted by you hereunder, as well as any and all revenue generated by
the display of any advertising, publicity, promotional materials or distribution
rights in connection with your User Content. Nothing in these Terms of Service
obligates or may be deemed to obligate NBCUniversal or any other person or
entity to exercise any of the rights granted by you under these Terms of
Service. You will not receive any compensation of any kind for your User Content
or the use thereof, and you agree that there is no industry or other custom or
practice that will vary these Terms of Service. You agree that NBCUniversal, its
licensees, successors and/or assigns, shall have no obligation to give you
credit for your User Content, but in their sole discretion may elect to do so.

No Rights Created by Submission and No Payment for User Content: Your User
Content will not be acknowledged or returned. You acknowledge and agree that
your User Content is being sent voluntarily by you, and not in confidence, and
that no confidential relationship is intended or created between NBCUniversal,
and/or any other person or entity, on the one hand, and you, on the other hand,
by your submission of the User Content. You also agree that NBCUniversal does
not intend and will not pay you for any User Content. You understand that no
industry custom or practice changes your agreement that you will not be paid for
any User Content.

Use of Name and Likeness: By posting User Content on the online services, you
consent to the recording, use and reuse by NBCUniversal, its licensees,
successors and assigns, of your voice, actions, likeness, name, appearance,
profile photograph, performance, biographical material, and any other
identifying information, including, without limitation, any information
contained in your User Content (collectively, “Personal Elements”), as used,
edited, altered, fictionalized or modified by NBCUniversal, in its sole
discretion, in any and all media now known or hereafter devised, throughout the
world, in perpetuity, including, without limitation, in and in connection with
NBCUniversal, or related Sites or online services, in and in connection with any
television programs and other productions, and in and in connection with
advertising, promotion and publicity.

Ownership: Except as expressly set forth in these Terms of Service, you shall
continue to own all rights in and to the User Content. To the extent your User
Content contains other materials or elements owned by NBCUniversal or any other
affiliated company, such as characters or other elements protected by copyright,
trademark or other laws, your rights to make any other use of the User Content
will continue to be governed by and may be limited by other applicable laws, the
rights of third parties and NBCUniversal.

Idea Submissions Prohibited: NBCUniversal does not accept unsolicited
submissions for motion pictures, television programs, websites, articles,
streaming video, e-books, or other products or services. Therefore, please do
not make any such unsolicited submissions to NBCUniversal through the online
services, including posts on any Site or any third party social network or
website, or by e-mail, text message or any other means. However, if you decide
to make any such unsolicited submission, you hereby grant to NBCUniversal the
right and license to the submission as if it were User Content as specifically
set forth above. In addition, NBCUniversal retains all of the rights held by
members of the general public with regard to your unsolicited ideas and
materials. NBCUniversal’s receipt of your unsolicited ideas and materials is not
an admission by NBCUniversal of their novelty, priority, or originality, and it
does not impair NBCUniversal’s right to contest existing or future intellectual
property rights relating to your unsolicited ideas and materials.

Public Nature of Online Services: While we may offer you the ability to post
User Content anonymously, please be aware that your account information relating
to your User Content is still stored by us. User Content does not reflect the
views of NBCUniversal. Notwithstanding anything else in these Terms of Service,
NBCUniversal should not be seen as endorsing any User Content in any way. None
of NBCUniversal or its officers, directors, and employees, subsidiaries and/or
affiliates shall be liable for any User Content. You acknowledge that you have
no expectation of privacy with regard to any User Content.

Liability for User Content: User Content does not reflect the views of
NBCUniversal. Notwithstanding anything else in these Terms of Service,
NBCUniversal should not be seen as endorsing any User Content in any way. User
Content posted through the online services are provided by users like you who
are unaffiliated with NBCUniversal, and the user providing User Content is
solely responsible for his/her own User Content. This means that you, and not
NBCUniversal, are entirely responsible and liable for any claims, loss or
damages relating to all User Content that you upload, post, email or otherwise
transmit via the online services. None of NBCUniversal or its affiliates, or its
or their officers, directors, and employees, subsidiaries and/or affiliates are
responsible for User Content, accuracy or opinions expressed on the online
services, nor shall they have any liability for any such User Content.
NBCUniversal does not investigate, monitor or check for accuracy or completeness
of User Content. You understand that by using the Site or online services, you
may be exposed to User Content that is offensive, indecent, or objectionable.

11. Merchants

Your correspondence or business dealings with, or participation in promotions
of, merchants found on or through the online services, including payment and
delivery of related goods or services, and any other terms, conditions,
warranties, or representations associated with such dealings, are solely between
you and such merchant. NBCUniversal will not be responsible or liable for any
loss or damage of any sort incurred as the result of any such dealings or as the
result of the presence of such merchants on the online services.

12. Children’s Online Privacy Protection Act Notification

NBCUniversal is not designed or intended for use by children under the age of
13.

Pursuant to 47 U.S.C. Section 230(d) as amended, NBCUniversal hereby notifies
you that parental control protections (such as computer hardware, software, or
filtering services) are commercially available that may assist you in limiting
access to material that is harmful to minors. Information identifying current
providers of such protections is available at the Electronic Frontier Foundation
website, http://www.eff.org. To view information on our policy regarding the
privacy of children under the age of 13, please see our Privacy Policy.

13. Disclaimer of Warranties

While NBCUniversal uses reasonable efforts to include up to date information on
the Site and online services, NBCUniversal makes no warranties or
representations as to its accuracy, timeliness, reliability, completeness or
otherwise.

NBCUNIVERSAL PROVIDES THE ONLINE SERVICES ON AN “AS IS” AND “AS AVAILABLE”
BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NBCUNIVERSAL, ITS PARENT, ITS
AFFILIATES, AGENTS AND LICENSORS (COLLECTIVELY, THE “NBCUNIVERSAL PARTIES”)
DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS, STATUTORY OR OTHERWISE,
INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. WITHOUT LIMITING THE
FOREGOING, NBCUNIVERSAL DOES NOT WARRANT THAT THE ONLINE SERVICES, OR YOUR
ACCESS TO OR USE OF THE ONLINE SERVICES WILL (1) BE UNINTERRUPTED; (2) BE FREE
FROM INACCURACIES, ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS; (3) MEET YOUR
REQUIREMENTS; OR (4) OPERATE IN THE CONFIGURATION OR WITH THE HARDWARE OR
SOFTWARE YOU USE. NBCUNIVERSAL DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN
THIS SITE WILL BE AVAILABLE, UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE
CORRECTED, OR THAT THE SITE OR THE SERVERS THAT MAKE THE SITE AVAILABLE ARE FREE
OF VIRUSES OR OTHER HARMFUL COMPONENTS. NBCUNIVERSAL DOES NOT WARRANT OR MAKE
ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIAL,
INFORMATION, SOFTWARE, FACILITIES, SERVICES OR OTHER CONTENT ON THE SITE OR ANY
WEB SITES LINKED TO THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY,
RELIABILITY, OR OTHERWISE. NBCUNIVERSAL MAKES NO WARRANTIES THAT YOUR USE OF THE
MATERIALS, INFORMATION, SOFTWARE, FACILITIES, SERVICE OR OTHER CONTENT IN THE
SITE OR ANY WEB SITE WILL NOT INFRINGE THE RIGHTS OF OTHERS AND NBCUNIVERSAL
ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH
MATERIALS, INFORMATION, SOFTWARE, FACILITIES, SERVICE OR OTHER CONTENT OF THE
SITE OR ANY OTHER WEB SITE. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF
SOME OR ALL OF THE ABOVE IMPLIED WARRANTIES TO APPLY TO YOU, THE ABOVE
EXCLUSIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW.

14. Exclusion of Damages

IF YOU ARE ACCESSING A UNITED KINGDOM VERSION OF THE SITE, NOTHING IN THIS
AGREEMENT SHALL EXCLUDE OR LIMIT LIABILITY FOR DEATH OR PERSONAL INJURY
RESULTING FROM THE NEGLIGENCE OF EITHER PARTY OR THEIR SERVANTS, AGENTS OR
EMPLOYEES.

NONE OF THE NBCUNIVERSAL PARTIES WILL BE LIABLE TO YOU OR ANY THIRD PARTY FOR
ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES
(INCLUDING DAMAGES RELATING TO LOST PROFITS, LOST DATA OR LOSS OF GOODWILL) OR
ANY DAMAGES WHATSOEVER THAT RESULT FROM YOUR USE OF OR INABILITY TO USE THE SITE
OR SERVICES. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON
CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND
EVEN IF NBCUNIVERSAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THIS
WAIVER APPLIES, WITHOUT LIMITATION, TO ANY DAMAGES OR INJURY ARISING FROM ANY
FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY
IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, FILE CORRUPTION,
COMMUNICATION-LINE FAILURE, NETWORK OR SYSTEM OUTAGE, OR THEFT, DESTRUCTION,
UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF ANY RECORD. YOU SPECIFICALLY
ACKNOWLEDGE AND AGREE THAT EACH OF THE NBCUNIVERSAL PARTIES SHALL NOT BE LIABLE
FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE SITE OR
OTHER SERVICE. WITHOUT LIMITING THE FOREGOING, NBCUNIVERSAL WILL NOT BE LIABLE
FOR ANY LOSS OR DAMAGE ARISING OUT OF (1) YOUR FAILURE TO COMPLY WITH SECTION 4
(REGISTRATION, PASSWORDS, UNAUTHORIZED USE OF YOUR ACCOUNT, AND SHARING OF
SOCIAL FEATURES) OR (2) CONTENT POSTED TO THE SITE OR SERVICES BY YOU OR ANY
THIRD PARTY.

15. Limitation of Liability. Applicability of Disclaimers, Exclusions and
Limits

IN NO EVENT WILL THE NBCUNIVERSAL PARTIES’ AGGREGATE LIABILITY TO YOU IN
CONNECTION WITH THE SITE AND SERVICE OR THESE TERMS EXCEED (A) THE AMOUNT (IF
ANY) PAID BY YOU TO NBCUNIVERSAL IN THE SIX MONTHS IMMEDIATELY PRECEDING THE
EVENT WHICH GAVE RISE TO THE LIABILITY; OR (B) ONE HUNDRED DOLLARS ($100),
WHICHEVER IS LESS.

BECAUSE SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF DAMAGES,
NBCUNIVERSAL PARTIES’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE
GREATEST EXTENT PERMITTED BY THE LAW OF SUCH JURISDICTION. IN ADDITION, BECAUSE
SOME JURISDICTIONS DO NOT PERMIT THE DISCLAIMER OF CERTAIN WARRANTIES, THE
DISCLAIMERS SET FORTH ABOVE MAY NOT APPLY TO YOU. THIS PARAGRAPH WILL ONLY APPLY
IF A COURT WITH APPLICABLE JURISDICTION FINDS EXCLUSIONS OF DAMAGES OR
LIMITATIONS OF LIABILITY TO BE UNCONSCIONABLE.

16. NBCUniversal Is Not Responsible For Third-Party Websites and Content

For your convenience, the online services may provide links to websites of other
persons or entities (“Third-Party Websites”). HOWEVER, THE THIRD-PARTY WEBSITES
ARE NOT CONTROLLED BY NBCUNIVERSAL. ACCORDINGLY, NBCUNIVERSAL MAKES NO
WARRANTIES OR CONDITIONS REGARDING SUCH THIRD-PARTY WEBSITES HAS NO
RESPONSIBILITY FOR THE CONTENTS OF SUCH THIRD-PARTY WEBSITES, AND WILL NOT BE
LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR USE OF OR RELIANCE ON SUCH
THIRD-PARTY WEBSITES. YOUR USE OF THIRD-PARTY WEBSITES IS AT YOUR OWN RISK. THE
INCLUSION ON THE SITE OR OTHER SERVICE OF A LINK TO A THIRD-PARTY WEBSITE DOES
NOT IMPLY AN ENDORSEMENT BY NBCUNIVERSAL. WHEN YOU ACCESS ANY OF THESE
THIRD-PARTY SITES, PLEASE UNDERSTAND THAT IF YOU VISIT THIRD-PARTY WEBSITES THEN
YOUR RIGHTS AND OBLIGATIONS WHILE ACCESSING AND USING THOSE SITES WILL BE
GOVERNED BY THE AGREEMENTS AND POLICIES RELATING TO THE USE OF THOSE SITES.

17. Indemnification

You agree to defend, indemnify and hold harmless NBCUniversal, its affiliates
and their respective directors, officers, employees and agents from and against
any and all claims, demands, actions, suits or proceedings, as well as any and
all losses, liabilities, damages, costs and expenses (including reasonable legal
fees and costs) arising out of or accruing from (a) any breach of these terms,
including any of the foregoing provisions, representations or warranties, and/or
from your placement or transmission of any content onto NBCUniversal’s servers,
and/or from any and all use of your account; (b) any material posted or
otherwise provided by you (including without limitation User Content), or any
other subscriber or user of your account that infringes any intellectual
property right of any person or entity or defames any person or violates their
rights of publicity or privacy; (c) any misrepresentation made by you in
connection with your use of the online services; and (d) any breach of any of
the representation, warranties or other terms or conditions relating to use of
your User Content or the online services.

18. Reservation of Rights

NBCUniversal reserves the right to modify or discontinue, temporarily or
permanently, all or any part of this Site and/or any software, facilities and
services on this Site, with or without notice, and/or to establish general
guidelines and limitations on their use.

19. Termination

NBCUniversal may, in its sole discretion, terminate your password, account (or
any part thereof) or use of the online services, or remove and discard any User
Content or information stored, sent, or received via the online services without
prior notice and for any reason or no reason, including, but not limited to: (i)
permitting another person or entity to use your identification to access the
Site or online services, (ii) any unauthorized access or use of the online
services, (iii) any violation of these Terms of Service, or (iv) tampering with
or alteration of any of the software, data files, and/or Content contained in or
accessed through, the online services. You may terminate your account for any
reason or no reason. Termination, suspension, or cancellation of these Terms of
Service or your access rights to the online services shall not affect any right
or relief to which NBCUniversal may be entitled, at law or in equity. Upon such
termination, suspension, or cancellation, all rights granted to you will
automatically terminate and immediately revert to NBCUniversal and its licensors
and all rights granted by you to NBCUniversal shall survive in perpetuity.

20. Infringement Policy

NBCUniversal respects the intellectual property of others, and we ask our users
to do the same. This Site and materials incorporated by NBCUniversal on this
Site (“Material”) are protected by copyrights, patents, trade secrets or other
proprietary rights (“Copyrights”). Some of the characters, logos or other images
incorporated by NBCUniversal on this Site are also protected as registered or
unregistered trademarks, trade names and/or service marks owned by NBCUniversal
or others (“Trademarks”).

NBCUniversal, pursuant to 17 U.S.C. Section 512 as amended by Title II of the
Digital Millennium Copyright Act (the “Act”), reserves the right, but not the
obligation, to terminate your license to use the online services if it
determines in its sole and absolute discretion that you are involved in
infringing activity, including alleged acts of first-time or repeat
infringement, regardless of whether the material or activity is ultimately
determined to be infringing. NBCUniversal accommodates and does not interfere
with standard technical measures used by copyright owners to protect their
materials. Therefore, in compliance with the Act, if you believe that any such
third party materials infringe your intellectual property please send a written
notice to the agent identified below to request a review of the alleged
infringement:

By mail:
Gillian M. Lusins
NBC Universal Law Department
30 Rockefeller Plaza, Rm. 1087E
New York, New York 10112

By e-mail: dmca.agent@nbcuni.com

In addition, any written notice regarding any defamatory or infringing activity,
whether of a copyright, patent, trademark or other proprietary right must
include the following information:

• Your name, address, telephone number, and e-mail address;

• A physical or electronic signature of a person authorized to act on behalf of
(1) the owner of an exclusive right that is allegedly infringed or (2) the
person defamed;

• Identification of the copyrighted work claimed to have been infringed, or, if
multiple copyrighted works on the online services are covered by a single
notification, a representative list of such works. Similarly, for materials that
are defamatory or infringe patent, trademark, or other proprietary rights of a
third party, please submit a list of such materials;

• Identification of the material that is claimed to be infringing, to be the
subject of infringing activity, or that is claimed to be defamatory and that is
to be removed or access to which is to be disabled, and information reasonably
sufficient to permit NBCUniversal to locate the material;

• A statement that you have a good faith belief that use of the material in the
manner complained of is not authorized by the copyright or other proprietary
right owner, its agent, or the law; and

• A statement that the information in the notice is accurate, and under penalty
of perjury, that you are authorized to act on behalf of the owner of an
exclusive right that is allegedly infringed or on behalf of the person defamed.

21. Links By You To the Online Services

We grant you a limited, non-exclusive, revocable, non-assignable, personal, and
non-transferable license to create hyperlinks to the online services, so long
as: (a) the links only incorporate text, and do not use any trademarks, (b) the
links and the content on your website do not suggest any affiliation with or
endorsement by NBCUniversal or cause any other confusion regarding your
relationship to NBCUniversal or its affiliates or to the online services, (c)
the link must open in a new browser window and link to the full version of
applicable online services web page; and (d) the links and the content on your
website do not portray NBCUniversal or its affiliates or its products or
services in a false, misleading, derogatory, or otherwise offensive matter, and
do not contain content that is unlawful, offensive, obscene, lewd, lascivious,
filthy, violent, threatening, harassing, or abusive, or that violate any right
of any third party or are otherwise objectionable to NBCUniversal. NBCUniversal
reserves the right to suspend or prohibit linking to the online services for any
reason, in its sole discretion, without advance notice or any liability of any
kind to you or any third party.

22. Responsible Use of Site

Please act responsibly when using this Site and online services. You may only
use this Site and its contents for lawful purposes and in accordance with
applicable law and you are prohibited from storing, distributing or transmitting
any unlawful material through this Site. You may not collect or store personal
information regarding other users. You recognize that storing, distributing or
transmitting unlawful material could expose you to criminal and/or civil
liability. You agree that if a third party claims that material you have
contributed to the online services is unlawful, you will bear the burden of
establishing that it is lawful. You understand and agree that all materials
publicly posted or privately transmitted on or through this Site or online
services are the sole responsibility of the sender, not NBCUniversal, and that
you are responsible for all material you upload, publicly post or otherwise
transmit to or through this Site or online services.

23. Investigations

NBCUniversal reserves the right to investigate suspected violations of these
Terms, including without limitation any violation arising from any submission,
posting or e-mails you make or send to any forum. NBCUniversal may seek to
gather information from the user who is suspected of violating these Terms, and
from any other user. NBCUniversal may suspend any users whose conduct or
postings are under investigation and may remove such material from its servers
as it deems appropriate and without notice. If NBCUniversal believes, in its
sole discretion, that a violation of these Terms has occurred, it may edit or
modify any submission, posting or e-mails, remove the material permanently,
cancel postings, warn users, suspend users and passwords, terminate accounts or
take other corrective action it deems appropriate. NBCUniversal will fully
cooperate with any law enforcement authorities or court order requesting or
directing NBCUniversal to disclose the identity of anyone posting any e-mails,
or publishing or otherwise making available any materials that are believed to
violate these Terms. BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS ALL
MEMBERS OF NBCUNIVERSAL FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY
MEMBER OF NBCUNIVERSAL DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM
ANY ACTIONS TAKEN AS A CONSEQUNCE OF INVESTIGATIONS BY EITHER A MEMBER OF
NBCUNIVERSAL OR LAW ENFORCEMENT AUTHORITIES.

24. Local Regulations

NBCUniversal makes no representation that content on the Site or online services
are appropriate or available for use outside the United States, its territories,
possessions and protectorates. If you choose to access the online services from
other locations you do so on your own initiative and at your own risk.

You are responsible for complying with local laws, if and to the extent local
laws are applicable. You specifically agree to comply with all applicable laws
concerning the transmission of technical data exported from the United States or
the country in which you reside.

25. Export Control

Unless otherwise specified, the materials on the online services are presented
solely to provide information regarding and to promote NBCUniversal’s services
and other products available in the U.S. The online services are controlled and
operated by NBCUniversal from its offices within the State of New York.
NBCUniversal makes no representation that materials on the online services are
appropriate or available for use outside the U.S. Those who choose to access the
online services from outside the U.S. do so on their own initiative and are
responsible for compliance with local laws, if and to the extent that local laws
are applicable. Software from the online services are further subject to U.S.
export controls. No software may be downloaded or otherwise exported or
re-exported (A) into (or to a national or resident of) Cuba, Iraq, Libya, North
Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods,
or (B) to anyone on the U.S. Treasury Department list of Specially Designated
Nationals or the U.S. Commerce Department’s Table of Deny Orders. By using the
online service, you represent and warrant that you are not located in, under the
control of, or a national or resident of any such country or on any such list.

26. Dispute Resolution

(a) Disputes. If any controversy, allegation, or claim (including any
non-contractual claim) arises out of or relates to the online services, the
Content, these Terms of Service, whether heretofore or hereafter arising or to
any of NBCUniversal’s actual or alleged intellectual property rights
(collectively, a “Dispute”), NBCUniversal and you agree that the right to bring
a judicial proceeding in state or federal court is an appropriate Dispute
resolution mechanism and neither party shall be required to arbitrate any claims
against the other. Any unfiled claims following the effective date of this
agreement shall be resolved in state, federal or small claims court as the case
may be and this dispute resolution procedure expressly supersedes any prior
provision of any agreement.

(b) Jurisdiction. The parties agree that the state or federal courts in New York
shall have exclusive jurisdiction over any Dispute.

(c) Governing Law. To the maximum extent permitted by the mandatory laws in your
country of residence, any Dispute, will be governed by, and construed in
accordance with, the laws of the U.S. and the State of New York without regard
to its conflicts of law provisions, without regard to its conflicts of law
provisions.

(d) Limited Time to File Claims. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE
LAW, IF YOU OR WE WANT TO ASSERT A SECTION 27 DISPUTE AGAINST THE OTHER, THEN
YOU OR WE MUST COMMENCE IT (BY DELIVERY OF WRITTEN NOTICE AS SET FORTH IN
SECTION 26(a) WITHIN ONE (1) YEAR AFTER DISCOVERY OF THE DISPUTE ARISES - OR IT
WILL BE FOREVER BARRED.

27. Member Disputes

You are solely responsible for any interaction with other members or visitors to
the online services, and NBCUniversal reserves the right, but shall have no
obligation, to monitor disputes between you and any other member of
NBCUniversal.

28. Notice for California Users

Under California Civil Code Section 1789.3, California users of the online
services are entitled to the following specific consumer rights notice: The
Complaint Assistance Unit of the Division of Consumer Services of the California
Department of Consumer Affairs may be contacted in writing at 400 R Street,
Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or
(800) 952-5210 Updated on Feb 28, 2011

29. General

(a) Applicable law. These Terms of Service, any Additional Terms and the
relationship between you and NBCUniversal shall be governed by the laws of the
U.S. and the State of New York without regard to its conflicts of law
provisions.

(b) Venue. Subject to the arbitration provisions above, and other than small
claims actions as permitted therein, any action or proceeding arising from,
relating to or in connection with these Terms of Service will be brought
exclusively in the federal or state courts located in New York, New York, and
you irrevocably consent to the personal jurisdiction of such courts and agree
that it is a convenient forum and that you will not seek to transfer such action
or proceeding to any other forum or jurisdiction, under the doctrine of forum
non conveniens or otherwise.

(c)No Waiver. No failure or delay by NBCUniversal in exercising any right, power
or privilege under these Terms of Service will operate as a waiver thereof, nor
will any single or partial exercise of any right, power or privilege preclude
any other or further exercise thereof or the exercise of any other right, power,
or privilege under these Terms of Service.

(d) Severability. Unless otherwise expressly provided herein, the invalidity or
unenforceability of any provision of these Terms of Service will not affect the
validity or enforceability of any other provision, all of which will remain in
full force and effect.

(e) Paragraph and Section Titles are For Your Convenience. The paragraph or
section titles in these Terms of Service are for convenience only and have no
legal or contractual effect.

(f) This is the Entire Agreement. These Terms of Service represent the entire
understanding of the parties regarding its subject matter, and supersede all
prior and contemporaneous agreements and understandings between the parties
regarding its subject matter, and may not be amended, altered or waived except
in writing by the party to be charged.

(g) Assignment. These Terms of Service are binding upon and shall ensure to the
benefit of parties and their respective successors, heirs, executor,
administrators, personal representatives and permitted assigns. You shall not
assign your rights or obligations hereunder without NBCUniversal’s prior written
consent.

(h) Connectivity. You are responsible for obtaining and maintaining all devices
and other equipment and software, and all internet service provider, mobile
service, and other services needed for your access to and use of the online
service and you will be responsible for all charges related to them.

30. Terms Applicable for Apple iOS

If you are accessing or using the online services through an Apple device, the
following additional terms and conditions are applicable to you and are
incorporated into the Terms of Service by this reference:

(a) To the extent that you are accessing the online services through an Apple
device, you acknowledge that these Terms of Service are entered into between you
and NBCUniversal and, that Apple, Inc. (“Apple”) is not a party to these Terms
of Service other than as third-party beneficiary as contemplated below.

(b) The license granted to you in Section 2 of these Terms of Service is subject
to the permitted Usage Rules set forth in the App Store Terms (see:
http://www.apple.com/legal/itunes/us/terms.html) and any third party terms of
agreement applicable to the online services.

(c) You acknowledge that NBCUniversal, and not Apple, is responsible for
providing the online services and Content thereof.

(d) You acknowledge that Apple has no obligation whatsoever to furnish any
maintenance or support services to you with respect to the online services.

(e) To the maximum extent permitted by applicable law, Apple will have no other
warranty obligation whatsoever with respect to the online services.

(f) Notwithstanding anything to the contrary herein, and subject to the terms in
these Terms of Service, you acknowledge that, solely as between Apple and
NBCUniversal, NBCUniversal and not Apple is responsible for addressing any
claims you may have relating to the online services, or your possession and/or
use thereof, including, but not limited, to: (i) product liability claims, (ii)
any claim that the online services fail to conform to any applicable legal or
regulatory requirement; and (iii) claims arising under consumer protection or
similar legislation. As set forth under these Terms of Service in Sections 13,
14 and 15, NBCUniversal’s liability to you for use of the online services is
greatly limited.

(g) Further, you agree that if the online services, or your possession and use
of the online services, infringes on a third party’s intellectual property
rights, you will not hold Apple responsible for the investigation, defense,
settlement and discharge of any such intellectual property infringement claims.

(h) You acknowledge and agree that Apple, and Apple’s subsidiaries, are
third-party beneficiaries of these Terms of Service, and that, upon your
acceptance of the terms and conditions of these Terms of Service, Apple will
have the right (and will be deemed to have accepted the right) to enforce these
Terms of Service against you as a third-party beneficiary thereof.

(i) When using the online services, you agree to comply with any and all
third-party terms that are applicable to any platform, website, technology or
service that interacts with the online services.

31. Product Specifications; Pricing; Typographical Errors

We do our best to describe every product or service offered on this online
service as accurately as possible. However, we are human, and therefore we do
not warrant that product specifications, pricing, or other content on the online
services is complete, accurate, reliable, current, or error-free. In the event
of any errors relating to the pricing or specifications, NBCUniversal shall have
the right to refuse or cancel any orders in its sole discretion. If we charged
your credit card or other account prior to cancellation, we will issue a credit
to your account in the amount of the charge. Additional Terms may apply. If a
product you purchased from NBCUniversal is not as described, your sole remedy is
to return it in unused condition, complete and undamaged, in the original
packaging.

32. Seller; Risk of Loss

NBCUniversal is the seller of certain goods and services on the online services.
All items purchased from the online services are made pursuant to a shipment
contract. This means that the risk of loss and title for such items pass to you
upon delivery to the carrier.

33. Subscription Services: Trial Periods/Promotional Offers; Automatic Renewal
and Payment Method; Cancellations and Refunds

Subscription Services

We may make certain subscription services available to you (including without
limitation, CNBC PRO and CNBC Investing Club with Jim Cramer) (“Subscription
Services”) for which we charge a periodic fee (e.g., monthly, quarterly,
annually), depending on the plan you choose (“Subscription Fee”). You agree that
your subscription may be automatically renewed (subject to applicable law) for
another subscription period of equal length (for example, monthly, quarterly, or
annually) at the then-current price for such subscription. We reserve the right
to modify, terminate or otherwise amend Subscription Services plans. The
Subscription Fee is subject to change, but we will give you advance notice of
any such changes by e-mail and such change would only take effect at the start
of the next renewal period.

Trial Periods / Promotional Offers

From time to time, we may offer our Subscription Services on a limited free
trial basis for a specified period (a “Trial Period”). Trial Periods are only
available for a limited time to first-time subscribers and cannot be combined
with any other offer. Only one (1) Trial Period may be redeemed per subscriber.
You must have Internet access, a valid email address, and a valid credit card or
debit card (“Payment Method”) on file to redeem a Trial Period offer. Upon
registering for your Trial Period, your access to the Subscription Services will
begin and your Payment Method will be authorized for the full amount due for the
Subscription Services for which you signed up. You may cancel at any time prior
to the end of your Trial Period, in which case, you will not be charged for the
corresponding Subscription Services.

Unless you cancel beforehand as set forth below in Cancellations and Refunds, on
the day after your Trial Period ends, your paid subscription will automatically
begin, and we will begin billing your Payment Method for the applicable
Subscription Fee, plus any applicable taxes. Aside from the initial
acknowledgement you receive upon signing up for the Subscription Services, you
may not receive a second notice from us that your Trial Period is ending or that
your paid subscription has begun. YOU MUST CANCEL IN ACCORDANCE WITH THE
INSTRUCTIONS BELOW PRIOR TO THE END OF YOUR TRIAL PERIOD TO AVOID CHARGES OR
DEBITS TO YOUR PAYMENT METHOD.

Certain promotional offers, including limited time promotional pricing for the
Subscription Services, may be made available as determined in our sole
discretion. Promotional offers are subject to change and may be subject to
additional terms and conditions, including specific eligibility requirements.
Certain restrictions may apply to promotional offers, which will be presented to
you in the applicable offer terms.

Auto Renewal and Payment Method

By subscribing to the Subscription Services, you expressly agree that we are
permitted to charge your authorized Payment Method the Subscription Fee,
together with any applicable taxes due in connection with your use of the
Subscription Services. YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT
TO USE THE PAYMENT METHOD YOU PROVIDE FOR THE PAYMENT OF ALL AMOUNTS DUE IN
CONNECTION WITH YOUR SUBSCRIPTION. The applicable Subscription Fee will be
billed at the beginning of your subscription and will automatically renew at the
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