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Ready to be a Director? Find out more: Member Director, or Employer
Director. Nominations close Tuesday 2 July 2024.

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 * How retirement works
    * What age can you access your super?
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    * Choosing the right investment option
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 * Your retirement
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 * About us
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Login Join
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 * Your retirement
 * Manage your account
 * Retirement Centre
 * Fees and costs
 * Events
 * Retirement Income products
 * How retirement works
 * Support in retirement
 * Explore and learn

 * Go back
 * Your super
 * How super works
 * Your super account options
 * Grow your super
 * Manage your super
 * Fees and costs
 * Insurance in your super
 * Explore and learn
 * Events
 * Book an advice appointment

 * Go back
 * Your investments
 * How investment works
 * Unit prices
 * Investment returns
 * Investment options
 * MySuper dashboard
 * How we invest your money
 * Investing by life stage
 * Choosing your investments
 * Changing your investments

 * Go back
 * Get advice
 * Advice and support services
 * How advice works
 * Why advice matters
 * Meet our planners
 * Preparing for an advice appointment
 * Events
 * Book an appointment

 * Go back
 * Employers
 * Why choose Equip super
 * Paying contributions to Equip Super
 * Make us your fund
 * Meet our team
 * Resource Hub

 * Go back
 * Tools and resources
 * Documents and forms
 * Fact sheets
 * Knowledge Hub
 * Calculators
 * Events
 * Explore and learn
 * FAQs
 * Significant event notices
 * Book an advice appointment

 * Go back
 * About us
 * Why choose Equip Super
 * How we compare
 * Fund details
 * Our leadership team
 * Careers
 * News and updates
 * Governance
 * Annual member meeting

 * Go back
 * Retirement Income products
 * Transition to Retirement Income account
 * Retirement Income account
 * MyPension

 * Go back
 * How retirement works
 * What age can you access your super?
 * How much super will I need to retire?
 * Choosing the right investment option
 * How income payments work
 * Pension drawdown rates

 * Go back
 * Support in retirement
 * Retirement Centre
 * Ways to retire well
 * Age Pension assistance
 * 360Health virtual care
 * Retirement income strategies

 * Go back
 * Explore and learn
 * I'm approaching retirement
 * I'm retired
 * Knowledge Hub
 * Retirement Calculators

 * Go back
 * Grow your super
 * Salary sacrifice
 * Tax-deductible personal contributions
 * Government co-contributions
 * Spouse contributions

 * Go back
 * Manage your super
 * Combine your super
 * Take Equip Super to your new job
 * Super for the self-employed
 * Early access to super
 * Nominate your beneficiaries

 * Go back
 * Insurance in your super
 * Why have insurance through super
 * Types of cover
 * Managing your cover
 * Making a claim
 * Changing or cancelling your cover

 * Go back
 * Explore and learn
 * I'm getting started
 * I'm building my wealth
 * I'm approaching retirement

 * Go back
 * Investment options
 * MySuper
 * Growth Plus
 * Growth
 * Balanced Growth
 * Balanced
 * Capital Stable
 * Index Diversified
 * Future focus
 * Australian Shares
 * Overseas Shares
 * Diversified Fixed Interest
 * Cash

 * Go back
 * How we invest your money
 * Responsible investing
 * External investment managers
 * Proxy voting
 * Portfolio holdings disclosure

 * Go back
 * Investing by life stage
 * I'm getting started
 * I'm building my wealth
 * I'm approaching retirement
 * I'm retired

 * Go back
 * Resource Hub
 * Super for the self-employed
 * Stapling explained
 * Request a workplace seminar
 * Employer news and updates

 * Go back
 * Documents and forms
 * PDS and TMD
 * For super
 * For retirement
 * Insurance forms

 * Go back
 * Events
 * Annual member meeting
 * On-demand webinars

 * Go back
 * Explore and learn
 * I'm getting started
 * I'm building my wealth
 * I'm approaching retirement
 * I'm retired

 * Go back
 * Careers
 * Workplace Gender Equality Agency reports

 * Go back
 * Governance
 * Annual reports
 * Board committees
 * Financial services guides
 * Key governance documents
 * Member outcomes assessment
 * Retirement Income strategy

Learn more




QUICK ACTIONS

LOG IN TO YOUR ACCOUNT

TRY OUR RETIREMENT CALCULATORS

EXPLORE OUR RETIREMENT CENTRE

VIEW OUR ADVICE SERVICES


GOT SOME BURNING QUESTIONS ABOUT RETIREMENT?

Don’t be shy, because we’ve got the answers. Our Retirement Centre offers
personalised one-on-one support on all things retirement (even if you’re not a
member). Our team of experts is ready to answer the big retirement questions you
might be too shy to ask (and the small ones). They can provide practical
information and general advice to help you navigate the transition from working
life to retirement.

Call us on 1800 777 060
Learn more



RETIREMENT INCOME MADE EASY

You don’t have to be a retirement expert, but it helps to know someone who is.
We’ve got flexible retirement income products that you can tailor to meet your
income needs, as well as one-to-one service to ensure you’re supported every
step of the way.

OPEN A TRANSITION TO RETIREMENT INCOME ACCOUNT

A Transition to Retirement Income account gives you flexibility as you begin to
move into retirement. You can potentially scale back your work hours, reduce
your tax, and continue to grow your super, all while maintaining your income.

Open a Transition to Retirement Income account

OPEN A RETIREMENT INCOME ACCOUNT

A Retirement Income account provides you with regular income payments to support
you when you fully retire. You can team it with the Government's Age Pension (if
you’re eligible), and tailor it to suit your retirement lifestyle.

Open a Retirement Income account


EQUIP SUPER – WE’RE HERE FOR YOUR RETIREMENT

WE’VE BEEN HELPING AUSTRALIANS MAKE THE MOVE INTO RETIREMENT FOR YEARS. WHETHER
IT’S A GRADUAL TRANSITION WHILE STILL KEEPING A TOE IN THE WORKPLACE, OR FULLY
EMBRACING THE RETIREMENT LIFESTYLE – WE’VE GOT THE SUPPORT, PRODUCTS AND THE
SERVICES YOU NEED TO FIND THE PATHWAY TO RETIREMENT THAT SUITS YOU BEST.

PROFIT-TO-MEMBER INDUSTRY FUND



Our profits are used to benefit our members – not external shareholders or
parent companies. 



SOLID, LONG-TERM PERFORMANCE



With our history of strong, long-term investment returns, we’re delivering solid
results for your future. 



View our investment returns

COMPETITIVE FEES



We work hard to keep our fees low, so more of your money stays in your account
for your future. 



Compare our fees

DEDICATED RETIREMENT SUPPORT SERVICES



Our Retirement Centre offers specialist one-on-one support when planning your
retirement.  



Visit the Retirement Centre


WE’RE WITH YOU ON YOUR RETIREMENT JOURNEY

GETTING A LITTLE SUPPORT AND GUIDANCE FROM THE EXPERTS CAN MAKE A BIG DIFFERENCE
WHEN IT COMES TO MAKING DECISIONS ABOUT YOUR NEXT CHAPTER AND THE MOVE TO
RETIREMENT.


I’M APPROACHING RETIREMENT

Learn more


I’M RETIRED

Learn more






FEATURED ARTICLES

Planning and advice | 14 June 2024


CAN I WORK PART-TIME IN RETIREMENT?

Retirement is changing. People are living longer, they’re remaining active, and
they’re looking at ways to maintain their lifestyle. Increasingly, that means
taking up some part-time work.  Read more
Planning and advice | 14 June 2024


RETIREMENT INCOME EXPLAINED

Building up a healthy superannuation balance is important, but how you access
and invest your money in retirement will determine how long it lasts.  Read more
Retirement | 25 March 2024


THE AGE PENSION EXPLAINED

The Age Pension is a government initiative, designed to support Australians in
retirement and provide a financial safety net. To be eligible, you must meet
specific criteria. Read more
View more


LOOK FORWARD WITH CONFIDENCE



Explore the interactive modules in our Knowledge Hub to learn about super
contributions, retirement, investing and more.



Explore the hub



LOOK FORWARD WITH CONFIDENCE



Explore the interactive modules in our Knowledge Hub to learn about super
contributions, retirement, investing and more.



Explore the hub


JOIN OUR AWARD-WINNING FUND



Plan for your future with the industry fund that works hard for you.



Join us


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© 2023 Togethr Trustees Pty Ltd ABN 64 006 964 049 AFSL 246383 — *Past
performance is not an indication of future performance