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Submitted URL: http://netspend.com/bank-account
Effective URL: https://www.netspend.com/bank-account
Submission: On May 09 via api from US — Scanned from DE
Effective URL: https://www.netspend.com/bank-account
Submission: On May 09 via api from US — Scanned from DE
Form analysis
1 forms found in the DOMName: form--dda-signup — POST /sign-up/?aid=d_corp&siteid=2_aa_overview_top_new
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Text Content
Close * Prepaid Card * Card Overview * How It Works * Card Benefits * Direct Deposit * Fee Plans * Reload Locations * Debit Account * Account Overview * Direct Deposit * Account Security * Move Money * Business Solutions * Overview * Embedded Finance * Employer Payments * Disbursements & Money Movement * Card Programs * Help & Support Log in Activate Card Sign up now * Prepaid Card * Card Overview * How It Works * Card Benefits * Direct Deposit * Fee Plans * Reload Locations * Debit Account * Account Overview * Direct Deposit * Account Security * Move Money * Business Solutions * Overview * Embedded Finance * Employer Payments * Disbursements & Money Movement * Card Programs * Help & Support Log in Activate Card Sign up now Debit Account * Account Overview * Direct Deposit * Account Security * Move Money Sign Up Now NETSPEND® ALL‑ACCESS® ACCOUNT1 REINVENTING MOBILE BANKING Email Address Get Started Activate your Debit Card Banking services provided by Pathward, N.A., Member FDIC. Deposit Account opening is subject to registration and ID verification.1 Get paid up to 2 days faster2 with Direct Deposit, earn cash back offers3, and add an optional High Yield Savings Account.4 Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Faster funding claim is based on a comparison of the Pathward, N.A, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction. Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Netspend Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Visa, and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program. The optional Savings Account linked to your Netspend All-Access Account is made available to Accountholders through Pathward, N.A., Member FDIC. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. * If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage yield (APY) of 6.00%. * If the Average Daily Balance is more than $2,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $2,000.00 will be .49% with an APY of .50%, and the interest paid on the portion of the Average Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to .60%, depending on the balance in the account. The interest rates and APYs of each tier may change. The APYs were accurate as of 12/1/2022. No minimum balance to open Savings Account or obtain the yield(s). Savings Account funds are withdrawn through the Netspend All-Access Account (maximum 6 such transfers per calendar month) and transaction fees could reduce the interest earned on the savings account. Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00. PERKS TO OWN YOUR FINANCIAL FUTURE EARN MORE THAN 12X THE NATIONAL AVERAGE WITH AN OPTIONAL SAVINGS ACCOUNT5 Earn up to 6.00% Annual Percentage Yield on a High-Yield Savings Account4 YOUR EVERYDAY SPENDING CAN EARN CASH BACK OFFERS Get cash back offers on qualifying purchases with Payback Rewards3 GET UNLIMITED SURCHARGE‑FREE CASH WITHDRAWALS AT MONEYPASS ATMS6 Enjoy access to over 37,000 MoneyPass ATMs and unlimited surcharge-free withdrawals GET PAID UP TO 2 DAYS FASTER WITH DIRECT DEPOSIT2 Learn More Deposit Account opening is subject to registration and ID verification.1 SHORT ON FUNDS? WE'VE GOT YOUR BACK. Optional Overdraft Service7 gives you a 24-hour grace period. Avoid an overdraft fee if you bring your Account to a positive available balance within 24 hours from the time of the first transaction that created the negative balance. A FULL‑FEATURED MOBILE BANKING EXPERIENCE Banking services provided by Pathward, N.A. and Republic Bank & Trust Company, Members FDIC. SHOP AND PAY BILLS ANYWHERE Visa Debit or Debit Mastercard are accepted. Use the card or use your phone and add it to your digital wallet. ADD AND MOVE MONEY WITH EASE Easily move funds between your spending and Savings Accounts. STAY ON TOP OF YOUR MONEY WITH REAL-TIME ALERTS Get Anytime Alerts whenever money is added to your account and available to spend, or when it's used for purchases. PAUSE YOUR CARD WITH CARD CONTROLS Wallet lost or stolen? The Card Controls feature blocks your card and we'll handle the rest. Get Started Deposit Account opening is subject to registration and ID verification.1 BUILD YOUR FINANCIAL FUTURE WITH AN ALL‑ACCESS ACCOUNT Open an Account Deposit Account opening is subject to registration and ID verification.1 CONNECT WITH US * Facebook * Twitter * LinkedIn * YouTube * Instagram * Prepaid Cards * Prepaid Debit * Skylight ONE * Business Solutions * Business Overview * Payroll Cards * Tip Solutions * Card Programs * Incentives * Disbursements * About Netspend * About Netspend * Leadership * Press Room * Testimonials * Scholarship * Blog * Working at Netspend * Help & Support * FAQs * Contact Us * Privacy & Security * Money Transmitter Licenses * Privacy Policies * Prepaid Fee Schedules Log in Activate Card Locations Contact us Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. DDA HOME DISCLOSURES Text 1 IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice. 2 Faster funding claim is based on a comparison of the Pathward, N.A. and Republic Bank & Trust Company's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 3 Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Netspend Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Rewards are credited to your Account and are not available in the form of a check or other direct payment method. Rewards earned through Netspend Payback Rewards are separate from rewards earned through any other rewards program. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., Republic Bank & Trust Company, Visa, and Mastercard are not affiliated in any way with this program and does not endorse or sponsor this program. 4 The optional Savings Account linked to your Netspend All-Access Account is made available to Accountholders through Pathward N.A. or Republic Bank & Trust Company; Members FDIC. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. • If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage yield (APY) of 6.00%. • If the Average Daily Balance is more than $2,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $2,000.00 will be .49% with an APY of .50%, and the interest paid on the portion of the Average Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to .60%, depending on the balance in the account. The interest rates and APYs of each tier may change. The APYs were accurate as of 5/1/2023. No minimum balance to open Savings Account or obtain the yield(s). Savings Account funds are withdrawn through the Netspend All-Access Account (maximum 6 such transfers per calendar month) and transaction fees could reduce the interest earned on the savings account. Funds on deposit are FDIC insured through Pathward, N.A. or Republic Bank & Trust Company. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A. or Republic Bank & Trust Company, will be aggregated up to the coverage limit, currently $250,000.00. 5 Based on the national rate as of 4/17/2023 which is published by the FDIC and is calculated based on a simple average of rates paid by all insured depository institutions and branches for which data are available. To find the latest national rate as published by the FDIC, please visit https://www.fdic.gov/regulations/resources/rates/. 6 No ATM-owner surcharge on ATM Cash Withdrawals conducted at any MoneyPass network ATMs. Visit your Online Account Center or www.moneypass.com to find a list of MoneyPass network ATMs. All other ATMs may apply a surcharge assessed by the institution that owns the terminal or network in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement. Waiver applies only to ATM Cash Withdrawal Fees and does not apply to any Balance Inquiry Fees assessed at MoneyPass network ATMs. 7 The Debit Card Overdraft Service is an optional service made available to eligible Netspend All-Access customers by Pathward, N.A. and Republic Bank & Trust Company. Once you enroll and meet the eligibility requirements, you will be charged $20.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of five (5) fees per calendar month. To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0.00) or a positive balance. Transactions subject to an overdraft fee are signature and PIN purchase transactions and ATM transactions. ACH Debit transactions are not eligible for coverage. Any negative balance must be repaid within thirty (30) days. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft. Call us at the number on the back of your card or log in to your Online Account Center for additional terms and conditions that apply, including initial and ongoing eligibility requirements for the service. This service is expensive, so we encourage you to research alternatives before enrolling. Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your account even if you opt-out of the service. GLOBAL DDA DISCLOSURES Text The Netspend® All-Access® Account is a deposit account established by Pathward, National Association, Member FDIC. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted. Card may be used everywhere Visa debit cards are accepted. Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. © 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.