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QUESTIONS BEFORE YOU ENROLL?

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John Doedoedoe

(908) 555-1212
john.doedoe@equitable.com



3 REASONS YOU’LL THANK YOURSELF FOR STARTING

LOWERS YOUR TAXES AND INCREASES YOUR SAVINGS

WORKING WITH A FINANCIAL PROFESSIONAL CAN EASE CONCERNS EDUCATORS HAVE ABOUT
THEIR RETIREMENT GOALS, ESPECIALLY INFLATION.1

HELPS YOU SAVE ENOUGH TO HAVE THE TYPE OF RETIREMENT YOU’VE ALWAYS WANTED.

More 403(b) benefits

1 Source: Equitable's Value of the Advisor study, 2022.

Variable annuities are long-term financial products designed for retirement
purposes.  There are contract restrictions, limitations, fees and charges
associated with annuities, which include, but are not limited to, mortality and
expense risk charges, sales and withdrawal charges and administrative fees.  A
financial professional can provide cost information and complete details. 
Withdrawals are subject to ordinary income tax treatment and may be subject to
an additional 10% federal income tax penalty.  Contact a financial professional
for costs and complete details.  Withdrawals may also be subject to a
contractual withdrawal charge of 5% in the first five prior contract years for
the EQUI-VEST Series 201 contract.  Variable annuities are subject to market
risk including loss of principal.

An annuity contract that is purchased to fund an employer-sponsored retirement
savings plan should be done so for the annuity's features and benefits other
than tax deferral.  For such cases, tax deferral is not an additional benefit
for the annuity.  You may want to consider the relative features, benefits and
costs of this annuity with any other investment that you may have in connection
with your retirement plan or arrangement.

Please consider the charges, risks, expenses and investment objectives carefully
before purchasing a variable annuity.  For a current prospectus containing this
and other information please contact a financial professional.  Read it
carefully before you invest or send money.

Please be advised that this webpage is not intended as legal or tax advice. 
Accordingly, any tax information provided is not intended or written to be used,
and cannot be used, by any taxpayer for the purpose of avoiding penalties that
may be imposed on the taxpayer.  The tax information was written to support the
promotion or marketing of the transaction(s) or matter(s) addressed and you
should seek advice based on your particular circumstances from an independent
tax advisor.

Issued by:  Equitable Financial Life Insurance Company (Equitable Financial),
NY, NY.  Distributed by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable
Financial Advisors in MI & TN) and Equitable Distributors, LLC.

Equitable Financial, Equitable Advisors and Equitable Distributors are
affiliated companies.

Equitable is the brand name of the retirement and protection subsidiaries of
Equitable Holdings, Inc., including Equitable Financial Life Insurance Company
(Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of
America (Equitable America), an AZ stock company, and Equitable Distributors,
LLC.  The obligations of Equitable Financial and Equitable America are backed
solely by their claims-paying abilities.  

 
GE-5797854.1 (07/2023) (Exp. 07/2025)



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Go to Equitable.com Equitable is the brand name of the retirement and protection
subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life
Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life
Insurance Company of America (Equitable America), an AZ stock company with main
administrative headquarters in Jersey City, NJ, and Equitable Distributors, LLC.
Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA,
SIPC). GE-2891061(01/20)

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The content of this website does not constitute an offer of investments,
insurance, or financial advice and makes no direct or indirect recommendation
with respect to the appropriateness of any particular product, investment,
investment-related option, or financial service.  Unless otherwise noted,
references to “Equitable” within discussions of proprietary insurance and
annuity products apply specifically and exclusively to issuers Equitable
Financial Life Insurance Company (Equitable Financial) (NY, NY) and/or Equitable
Financial Life Insurance Company of America (Equitable America), an AZ stock
company with an administrative office located in Charlotte, NC. Overall,
Equitable is the brand name of the retirement and protection subsidiaries of
Equitable Holdings, Inc., including Equitable Financial, Equitable America, and
Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable
Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). 
Equitable Financial, Equitable America, Equitable Distributors, and Equitable
Advisors are affiliated companies and do not provide tax or legal advice or
services.


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