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 * About us /
 * Privacy /
 * Privacy pledge


U.S. BANK CONSUMER PRIVACY PLEDGE1


Printable Version
Rev. 4/17




WHAT DOES U.S. BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or
service you have with us. This information can include:

 * Social Security number and income
 * account balances and payment history
 * transaction history and credit history

How?

All financial companies need to share customers’ personal information to run
their everyday business. In the section below, we list the reasons financial
companies can share their customers’ personal information; the reasons U.S. Bank
chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does U.S. Bank share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or
report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes – information about your
transactions and experiences

Yes

No

For our affiliates' everyday business purposes – information about your
creditworthiness

Yes

Yes

For nonaffiliates to market to you

No2

We don't share

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or
report to credit bureaus

Does U.S. Bank share?

Yes

Can you limit this sharing?

No

Reasons we can share your personal information

For our marketing purposes – to offer our products and services to you

Does U.S. Bank share?

Yes

Can you limit this sharing?

No

Reasons we can share your personal information

For joint marketing with other financial companies

Does U.S. Bank share?

No

Can you limit this sharing?

We don't share

Reasons we can share your personal information

For our affiliates' everyday business purposes – information about your
transactions and experiences

Does U.S. Bank share?

Yes

Can you limit this sharing?

No

Reasons we can share your personal information

For our affiliates' everyday business purposes – information about your
creditworthiness

Does U.S. Bank share?

Yes

Can you limit this sharing?

Yes

Reasons we can share your personal information

For nonaffiliates to market to you

Does U.S. Bank share?

No2

Can you limit this sharing?

We don't share


TO LIMIT OUR SHARING

 * Call 800-370-8580 – our menu will prompt you through your choice or
 * Visit us online: http://www.usbank.com/privacy and tell us your preference on
   the "Exercise Your Privacy Choice" page.

 

Please note: If you are a new customer, we can begin sharing your information 30
days from the date we sent this notice. When you are no longer our customer, we
continue to share your information as described in this notice. However, you can
contact us at any time to limit our sharing.


TO LIMIT OUR DIRECT MARKETING

Please note: We may contact our existing customers by mail, telephone, or email
to offer additional financial products or services including products and
services offered by nonaffiliates that we believe may be of interest to you. You
may direct us not to send you such offers.

 * To limit our direct marketing to you by mail or telephone, please call
   800-370-8580 – our menu will prompt you through your choices, or visit us
   online: http://www.usbank.com/privacy and tell us your preference on the
   "Exercise Your Privacy Choice" page.
   
   
 * To limit our direct marketing to you by e-mail, visit us online:
   http://www.usbank.com/privacy and tell us your preference on the "Email
   Preferences" page.


QUESTIONS?

Call 800-872-2657 or go to usbank.com


WHO WE ARE

Who is providing this notice?

Companies with the U.S. Bank and U.S. Bancorp names and other affiliates. Please
see below for a list of other affiliates that do not have a U.S. Bank or U.S.
Bancorp name. Except for California, North Dakota and Vermont residents, a
different notice applies to customers who leased or purchased a vehicle and
obtained U.S. Bank financing directly through a dealership. That notice from
U.S. Bank – Dealer Financial Services is available online at
http://www.usbank.com/privacy or by calling 800-437-9497.


WHAT WE DO

How does U.S. Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.

How does U.S. Bank collect my personal information?

We collect your personal information, for example, when you

 * open an account or apply for a loan
 * use your credit or debit card or make deposits or withdrawals from your
   account
 * tell us about your investment or retirement portfolio


We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

 * sharing for affiliates' everyday business purposes – information about your
   creditworthiness
 * affiliates from using your information to market to you
 * sharing for nonaffiliates to market to you


State laws and individual companies may give you additional rights to limit
sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone
else?

Your choices will apply individually – unless you tell us otherwise.


DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and
nonfinancial companies.

 * Our affiliates include companies with a U.S. Bank and U.S. Bancorp name;
   financial companies such as U.S. Bank National Association and U.S. Bancorp
   Investments, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and
nonfinancial companies.

 * U.S. Bank does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.

 * U.S. Bank doesn't jointly market


OTHER IMPORTANT INFORMATION

You may have other privacy protections under applicable state laws. To the
extent these state laws apply, we will comply with them when we share
information about you.

For California residents: In accordance with California law, we will not share
information we collect about you with companies outside of our corporate family,
except as permitted by law, including, for example, with your consent or to
service your account. We will limit sharing among our companies to the extent
required by California law.

For Vermont residents: In accordance with Vermont law, we will not share
information we collect about you with companies outside of our corporate family,
except as permitted by law, including, for example with your consent or to
service your account. We will not share information about your creditworthiness
within our corporate family except with your authorization or consent, but we
may share information about our transactions or experiences with you within our
corporate family without your consent.

For Nevada residents: We may contact our existing customers by telephone to
offer additional financial products that we believe may be of interest to you.
You have the right to opt out of these calls by adding your name to our internal
do-not-call list. To opt out of these calls, or for more information about your
opt out rights, please contact our customer service department. You can reach us
by calling 800.USBANKS (800-872-2657), clicking the “Email Us” link at
usbank.com/privacy, or writing to P.O. Box 64490, St. Paul, MN 55164. You are
being provided this notice under Nevada state law. In addition to contacting
U.S. Bank, Nevada residents can contact the Nevada Attorney General for more
information about your opt out rights by calling 702-486-3132, emailing
aginfo@ag.nv.gov, or by writing to: Office of the Attorney General, Nevada
Department of Justice, Bureau of Consumer Protection 100 North Carson Street,
Carson City, NV 89701-4717


ADDITIONAL U.S. BANCORP AFFILIATES


The Miami Valley Insurance Company

Mississippi Valley Company

Red Sky Risk Services, LLC


CONTACT US


Call 800-872-2657

Find a branch
Start of disclosure content
Footnote
Return to content, Footnote
Disclosures
 1. Footnote 1
    
    If you are a U.S. Bank – Dealer Financial Services customer who is NOT a
    resident of California, North Dakota or Vermont who leased or purchased a
    vehicle and obtained U.S. Bank financing directly through an automotive
    dealership, a different pledge applies to your account. You may access the
    U.S. Bank – Dealer Financial Service Privacy Policy at U.S. Bank – Dealer
    Financial Services Privacy Policy.
    
    Return to content, Footnote 1
 2. Footnote 2
    
    Please keep in mind that, as permitted by applicable law, if you have a
    private label credit card account with us, we share information about you
    with our financial or retail partners in connection with maintaining and
    servicing your account, including for that financial or retail partner to
    market to you. Federal law does not give you the right to limit this
    sharing.
    
    Return to content, Footnote 2

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YOUR CALIFORNIA PRIVACY CHOICES

You have successfully opted-out.

You have successfully opted-out.

We use technologies, such as cookies, that gather information on our website.
That information is used for a variety of purposes, such as to understand how
visitors interact with our websites, or to serve advertisements on our websites
or on other websites. The use of technologies, such as cookies, constitutes a
‘share’ or ‘sale’ of personal information under the California Privacy Rights
Act. You can stop the use of certain third-party tracking technologies that are
not considered our service providers by clicking on “Opt-Out” below or by
broadcasting the global privacy control signal.

Note that due to technological limitations, if you visit our website from a
different computer or device, or clear cookies on your browser that store your
preferences, you will need to return to this screen to opt-out and/or
rebroadcast the signal. You can find a description of the types of tracking
technologies, and your options with respect to those technologies, by clicking
“Learn more” below.

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