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MARK YOUR CALENDAR FOR
MORE REWARDS DAY ON THURSDAY, 11/09/23 ET

More cash back. More points. More Miles. One day only.


LET THE REWARDS STACK UP

Here’s how to earn big with this special offer for Bank of America customers


CASH BACK CREDIT CARDS

Earn an additional 2% cash back for every $1 spent on purchases made on 11/09/23
ET. This one-day offer is good for the first $2,500 in purchases up to $50 cash
back. That’s on top of the rewards you’re already earning.

See eligible cards


POINTS REWARDS CREDIT CARDS

Earn an additional 2 points for every $1 spent on purchases made on 11/09/23 ET.
This one-day offer is good for the first $2,500 in purchases up to 5,000 points.
That’s on top of the rewards you’re already earning.

See eligible cards


MILES REWARDS CREDIT CARDS

Earn an additional 2 Miles for every $1 spent on purchases made on 11/09/23 ET.
This one-day offer is good for the first $2,500 in purchases up to 5,000 Miles.
That’s on top of the rewards you’re already earning.

See eligible cards


NON-REWARDS AND ALL OTHER REWARDS CREDIT CARDS

Earn 2% cash back in the form of a statement credit on purchases made on
11/09/23 ET. This one-day offer is good for the first $2,500 in purchases up to
$50 cash back.

See eligible cards

No enrollment is needed. Shop Thursday, November 9th, 2023 ET to earn bonus
rewards for buying the things you already need. Please see below for additional
details.


HOW DO I TAKE ADVANTAGE OF THE PROMOTIONAL OFFER AND EARN BONUS REWARDS?

It’s easy! Simply use your Bank of America® credit card to make purchases on
November 9, 2023 ET to earn bonus rewards. The promotional offer has been
automatically applied to your account.


WHEN WILL THE PROMOTIONAL OFFER GO INTO EFFECT?

The promotional offer is in effect 12:00am to 11:59pm Eastern Time (ET) on
November 9, 2023. Only purchases that post to your account and appear on your
statement with a transaction date of November 9, 2023 ET will qualify. Merchants
provide the transaction date, which may be on or after the date you authorized
the transaction, and before the date the transaction posts to your account.
Transactions with delayed processing of 90 days or more will not be eligible to
be included in the promotional offer.


WHAT BONUS REWARDS CAN I EARN WITH THE PROMOTIONAL OFFER IF I HAVE A CONSUMER
CREDIT CARD ACCOUNT WITH A REWARDS PROGRAM?

Bank of America credit card accounts in rewards programs will earn an additional
2% cash rewards, 2 points, or 2 Miles per $1 spent on the first $2,500 of
Purchase transactions, up to a maximum of $50 in cash rewards, 5,000 points, or
5,000 Miles per unique Consumer credit card account. Purchase transactions must
post to the unique credit card account and have a transaction date of 11/9/2023
ET. Rewards type is dependent on the credit card account you are using. See your
current Program Rules for any rewards program details.


WHAT BONUS REWARDS CAN I EARN WITH THE PROMOTIONAL OFFER IF I HAVE A SMALL
BUSINESS CREDIT CARD ACCOUNT WITH A REWARDS PROGRAM?

Bank of America Small Business credit card accounts in rewards programs will
earn an additional 2% cash rewards, 2 points, or 2 Miles per $1 spent on the
first $2,500 of Purchase transactions, up to a maximum of $50 in cash rewards,
5,000 points, or 5,000 Miles per unique Small Business company. Purchase
transactions must post to the unique credit card account and have a transaction
date of 11/9/2023 ET. Small Business Company level rewards earning: all rewards
earned on individual company cards accumulate at the corporate account level.
There will be one bonus earn for the company with a maximum of $50 in cash
rewards, 5,000 points, or 5,000 Miles. Small Business Individual level rewards
earning: rewards earned on each card will accumulate on each individual account.
Each individual account may earn one bonus with a maximum of $50 in cash
rewards, 5,000 points, or 5,000 Miles. Rewards type is dependent on the credit
card account you are using. See your current Program Rules for any rewards
program details.


CAN I EARN A BONUS REWARD WITH THE PROMOTIONAL OFFER IF MY BANK OF AMERICA
CREDIT CARD DOES NOT HAVE A REWARDS PROGRAM?

Bank of America Non-Rewards Consumer and Small Business credit card accounts
will be issued a statement credit equal to 2% of the first $2,500 of Purchase
transactions, up to a maximum of $50 per unique Consumer credit card account or
unique Small Business company. Purchase transactions must post to the account
and have a transaction date of 11/09/2023 ET. For Consumer credit cards without
rewards, the statement credit will generally be applied to your existing balance
with the highest APR before being applied to any balances with lower APRs. For
Small Business credit cards without rewards, the statement credit will generally
be applied to your existing Purchase balance.


WHAT TYPES OF PURCHASES ARE ELIGIBLE FOR THE PROMOTIONAL OFFER?

This promotional offer applies to all Purchase transactions. The following
transaction types are not purchases and will not count towards this promotional
offer: Balance Transfers; Cash Advances; fees and interest charges.


DOES THE PROMOTIONAL OFFER APPLY TO ALL MY CREDIT CARD ACCOUNTS?

This promotional offer is applicable to all Bank of America Consumer and Small
Business credit card accounts that are open with active charging privileges on
November 9, 2023 and throughout the promotional period, which is inclusive of
the date the offer begins through the date the promotional cash rewards, points,
Miles, or statement credit are fulfilled.


DOES THE PROMOTIONAL OFFER APPLY TO MY PAST PURCHASES?

No. This promotional offer does not apply to past purchases.


IF I AM ENROLLED IN BANK OF AMERICA PREFERRED REWARDS® OR PREFERRED REWARDS FOR
BUSINESS, WILL I EARN MY PREFERRED REWARDS BONUS ON PURCHASES I MAKE WITH THIS
PROMOTIONAL OFFER?

You will earn the Preferred Rewards bonus on qualified purchase amount(s). The
Preferred Rewards bonus does not apply to the additional bonus for this
promotion.


WHEN WILL I RECEIVE MY BONUS REWARDS FOR THIS PROMOTIONAL OFFER?

Please allow up to two billing cycles after the promotional offer ends for the
promotional cash rewards, points, Miles, or statement credit to be added to your
account.


HOW MUCH OF MY CREDIT LINE CAN I USE?

You may use up to $2,500 of your total credit line available for purposes of
this promotion. Please visit your Account Details in the Mobile Banking app or
Online Banking to see your current available credit.



Offer Rules: This special offer is available on eligible Bank of America
Consumer or Small Business credit card accounts, as further described in the
below Offer Rules.

Credit card accounts in rewards programs will earn an additional 2% cash
rewards, 2 points, or 2 Miles per $1 spent on the first $2,500 of Purchase
transactions, up to a maximum of $50 in cash rewards, 5,000 points, or 5,000
Miles per unique Consumer credit card account or unique Small Business company.
Purchase transactions must post to the unique credit card account and have a
transaction date of 11/9/2023 ET. Small Business Company level rewards earning:
all rewards earned on individual company cards accumulate at the corporate
account level. There will be one bonus earn for the company with a maximum of
$50 in cash rewards, 5,000 points, or 5,000 Miles. Small Business Individual
level rewards earning: rewards earned on each card will accumulate on each
individual account. Each individual account may earn one bonus with a maximum of
$50 in cash rewards, 5,000 points, or 5,000 Miles. Rewards type is dependent on
the credit card account you are using. See your current Program Rules for any
rewards program details.

Bank of America Non-Rewards credit card accounts will be issued a statement
credit equal to 2% of the first $2,500 of Purchase transactions, up to a maximum
of $50 per unique Consumer credit card account or unique Small Business company.
Purchase transactions must post to the account and have a transaction date of
11/09/2023 ET. For Consumer credit cards without rewards, the statement credit
will generally be applied to your existing balance with the highest APR before
being applied to any balances with lower APRs. For Small Business credit cards
without rewards, the statement credit will generally be applied to your existing
Purchase balance.

Merchants provide the transaction date, which may be on or after the date you
authorized the transaction, and before the date the transaction posts to your
account. The following transaction types are not purchases and will not count
towards this promotional offer: Balance Transfers; Cash Advances; fees and
interest charges. Limit one bonus rewards offer per unique credit card account.
Allow up to two billing cycles after the promotion ends for the promotional cash
rewards, points, Miles, or statement credit to be added to your account. Receipt
of this bonus reward does not affect your responsibility to pay your Minimum
Payment Due shown on each statement you receive from us. The value of this
reward may constitute taxable income to you. You may be issued an Internal
Revenue Service Form 1099 (or other appropriate form) that reflects the value of
such reward. Please consult your tax advisor, as neither we, nor our affiliates,
provide tax advice.

Limitations: All of the following conditions are applicable throughout the
entire promotional period, which is inclusive of the date the offer begins
through the date the promotional cash rewards, points, Miles, or statement
credit are fulfilled. Your account must be open and have active charging
privileges in order to receive the promotional cash rewards, points, Miles, or
statement credit as a result of this offer. Other advertised promotional bonus
rewards offers can vary from this promotion and may not be substituted. This
offer will not apply to any customer bonus or account opening bonus, nor will
you receive the Preferred Rewards bonus on the additional rewards earned.
Promotional cash rewards, points, Miles, or statement credits earned as a result
of this promotion are incremental of cash rewards, points, Miles, or statement
credits earned on purchases through regular use of your card’s rewards program
and/or other promotions you may have. Only Purchases that post to your account
and appear on your statement with a transaction date of 11/9/2023 ET will
qualify. Purchase eligibility is based on transaction(s) occurring on the
account from 12:00 am to 11:59 pm Eastern Time (ET) on 11/09/2023. This means
that your transaction must occur during the Eastern Time period – not your local
time. For example, a transaction that occurs at 11 pm Pacific time on 11/09/2023
would be considered 2 am Eastern Time on 11/10/2023 and therefore will not be
eligible for the bonus offer. Merchants can impact when a transaction will
appear on your statement if they delay processing of the purchase. Transactions
with delayed processing of 90 days or more will not be eligible to be included
in the promotional offer.



Mobile Banking. Mobile Banking requires that you download the Mobile Banking app
and is only available for select mobile devices. Message and data rates may
apply.

Credit card programs are issued and administered by Bank of America, N.A. Bank
of America Preferred Rewards, Bank of America and the Bank of America logo are
registered trademarks of Bank of America Corporation.

All other product and company names are registered trademarks of their
respective owners.

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