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An official website of the United States government

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Menu

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 * Sign Up for Updates
 * Find a Provider
 * Resource Library
 * FloodSmart for Agents

Main Global Search, Enter Search Term(s):

Skip nav links
 * Buying a Policy
   * Buying a Policy
   * Why Buy Flood Insurance
   * Am I Required to Have Flood Insurance?
   * What’s Covered
   * Types of Flood Insurance
   * How to Buy Flood Insurance
   * Find an Insurance Provider
 * Renewing a Policy
   * Renewing a Policy
   * Why Should I Renew My Policy?
   * How to Renew Your Policy
 * Flood Risks and Costs
   * Flood Risks and Costs
   * Cost of Flooding
   * What Impacts My Premium and Policy Costs?
   * Flood Insurance Mitigation Discount Tool
   * Climate Change and Risk
   * Policy Terms
   * How Can I Pay Less?
 * Before and After a Flood
   * Before and After a Flood
   * Steps to Prepare for Flooding
   * How Do I Start My Flood Claim?
   * Document Damage and Start Clean Up
   * Disaster Response
   * Appeal Your Flood Claim
   * Understanding Coverage Decisions
   * Reducing Future Flood Damage
 * Flood Zones and Maps
   * Flood Zones and Maps
   * Flood Risk
   * Historical Claims Map
   * Elevation Certificates

 * Cost of Flooding
 * What Impacts My Premium and Policy Costs?
 * Policy Costs and Terms
 * How Can I Pay Less?


THE COST OF FLOODING

Flooding can be an emotionally and financially devastating event. With flood
insurance, you're able to recover faster and more fully.

Use the tool below to see how much flood damage – even from just a few inches of
water – could roughly cost you.  This is estimated data and may not reflect your
locality or exact situation.



Are you using an assistive device? A text-only version of the Cost of Flooding
Tool is available here.



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BUY FLOOD INSURANCE TODAY.

Call your insurance agent, the same person who sells your home or auto
insurance. Need help finding an insurance provider? Use the NFIP’s insurance
provider locator.

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Get Covered

Live chat: Online Live chat: Offline


FOOTER ACCORDION LINKS

 * Contact Floodsmart

FEMA | National Flood Insurance Program
500 C St SW, Washington, D.C. 20472
Disaster Assistance:
800-621-3362
Floodsmart.gov
An official website of the U.S. Department of Homeland Security
 * About Us
 * Accessibility
 * Contact Us
 * Glossary

 * FOIA Requests
 * Plug-Ins
 * Privacy Policy
 * Vulnerability Disclosure Policy

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 * DisasterAssistance.gov
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