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Effective URL: https://www.scotiabank.com/ca/en/personal.html
Submission: On March 17 via api from US — Scanned from US
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MORE THAN MARCH 8 Since supporting the success of women deserves a year-round commitment, International Women’s Day isn’t just one day for us. See our commitments Special Offer SCOTIA ITRADE®. IT’S EVERY INVESTOR’S DREAM Everything you need to direct invest, in one place. Plus, new clients get up to $4,000 cash and $4.99 stock and ETF commission pricing by opening and funding a new account*. Learn more about the offer BEWARE OF SCAMS This Fraud Prevention Month, learn how to protect yourself and your family by recognizing, rejecting, and reporting scams. Learn more NEW DISCOVER YOUR CREDIT CARD REWARDS Enter your monthly spending details to compare Scotiabank’s credit card benefits and calculate your rewards. Use the rewards calculator SCOTIARISE, A COMMITMENT TO THE FUTURE 10 years, $500 million, 1 program for the future. ScotiaRISE promotes economic resilience and creates new opportunities for disadvantaged groups. See how we help DIVERSITY, EQUITY, AND INCLUSION Our most important investment is the one we make in our people. That’s why we work to grow and diversify talent across our footprint. Learn about DEI at Scotia ACCOUNTS Keep your finances on track with an account that gives you flexibility and control over your money. THE ULTIMATE PACKAGE Earn up to $400 with an Ultimate Package and an investment plan.2 Open your account now About The Scotiabank Ultimate Package THE PREFERRED PACKAGE Earn up to $400 with a Preferred Package and an investment plan.2 Open your account now About The Preferred Package THE MOMENTUMPLUS SAVINGS ACCOUNT Take the stress out of saving with the MomentumPLUS Savings Account and reward yourself with a great interest rate. Start saving now with the Momentum Plus Savings Account SPECIAL OFFER FOR NEW SCOTIABANK ELIGIBLE MORTGAGE Earn up to $400 with a Scotiabank banking package and an investment plan.2 Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage. Get offer NEW TO CANADA? Newcomers can earn up to $1,800* in value in the first year with StartRightTM. *Potential value in 1st year. Certain conditions and assumptions apply. StartRight offer details STUDENT BANKING ADVANTAGE® PLAN A worry-free account matched for student life. Open your account now View all bank accounts View all savings accounts CREDIT CARDS Browse all the Scotia cards so you can choose the one that’s right for you. Travel & Lifestyle SCOTIABANK PASSPORT® VISA INFINITE* CARD Special offer: Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.1 Annual fee: $150 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotiabank Passport Visa Infinite credit card CASH BACK SCOTIA MOMENTUM® VISA INFINITE* CARD Special offer: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 No annual fee in the first year, including on additional cards.1 Annual fee: $120 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotia Momentum Visa Infinite credit card Travel & lifestyle SCOTIABANK GOLD AMERICAN EXPRESS® CARD Special offer: Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points.1 Annual fee: $120 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotiabank Gold American Express Card REWARDS SCOTIABANK® SCENE+™ VISA* CARD Special offer: Earn up to 7,500 bonus Scene+ points within your first 3 months.2 Annual fee: $0 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotia Scene Plus Visa credit card Low Interest SCOTIABANK VALUE® VISA* CARD 0% introductory interest rate on balance transfers for the first 10 months (12.99% after that; annual fee $29).2 Plus no annual fee in the first year.2 Save up to hundreds of dollars a year on interest. Annual fee: $29 Interest rates: 12.99% purchases / 12.99% cash advances View more card details for the Scotiabank Value Visa credit card Cash back SCOTIA MOMENTUM® VISA* CARD Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2 Annual fee: $39 Interest rates: 19.99% purchases / 22.99% cash advances View more card details for the Scotia Momentum Visa credit card Browse all credit cardsGo to All credit cards page BORROWING From buying your first home to renovating your current space, we have a borrowing plan that’s right for you. LIFE CHANGES FAST The Scotia Total Equity® Plan (STEP) Mortgage changes with it.* A STEP Mortgage gives you the flexibility to use the equity from your home when you need it. Learn more about STEP MORTGAGE CALCULATOR How much mortgage can you afford? Launch mortgage calculator About Mortgage calculator AUTO LOAN PAYMENT CALCULATOR Looking to buy a new car? We’ll do the math for you. Launch auto loan calculator SCOTIABANK EHOME – THE ONLINE MORTGAGE HUB Get pre-approved, search for a home, and get mortgage approval online. Start your journey About Scotiabank eHOME – the online mortgage hub DISCOVER HOW TO TAKE THE NEXT STEP Find the mortgage that’s right for you. Visit our mortgage centre About Discover how to take the next STEP PROTECT YOUR BIGGEST INVESTMENT Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection. Get started About Protect your biggest investment INVESTMENTS Reach your investment goals tomorrow while enjoying your life today. Special Offer REGISTERED RETIREMENT SAVINGS PLAN (RRSP) An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay. Earn up to $400 with a Scotiabank banking package and an investment plan.* Learn more Special Offer TAX-FREE SAVINGS ACCOUNT (TFSA) A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1 Earn up to $400 with a Scotiabank banking package and an investment plan.* Learn more GUARANTEED INVESTMENT CERTIFICATES (GICS) A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return. Learn about GICs Special offer SAVINGS ACCELERATOR ACCOUNT From February 1 to May 31, earn an interest rate of up to 5.10%◊ on new FHSA deposits with the Savings Accelerator Account.† Accelerate your savings INTRODUCING SCOTIA SMART INVESTOR VIA ADVICE+ Now you can set, change, and track your financial goals and rest easy. Get started Go to Scotia Smart Investor page SCOTIAFUNDS® PORTFOLIO SOLUTIONS Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals. Get started View all investment plans View all investment products LEARNING Get investment ideas, insights, and information for managing your money. 10 STEPS TO BUILDING A POST PANDEMIC PLAN FOR YOUR FAMILY It’s a great time to update your family’s financial plan. Update your financial plan Get 10 tips for updating your family’s financial plan WHAT IS A CREDIT CARD INSTALLMENT PLAN AND HOW CAN I MAKE THE MOST OF IT? A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period. Learn about installment plans Learn about credit card installment plans and how to use them 4 TIPS TO HELP ORGANIZE YOUR FINANCES AND PREPARE FOR THE FUTURE How to manage your cashflow and get ready for your goals. Organize your finances Get 4 tips to help you organize your finances MANAGE YOUR BUDGET FOR UNEXPECTED EXPENSES No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them. Budget for unexpected expenses Find out how to prepare and budget for unexpected expenses NEW TO DIGITAL BANKING? Our step-by-step guides can help you start banking on your phone, tablet, or desktop computer. Go digital Visit our digital banking guides for step-by-step instructions and demos to help you bank your phone, tablet, or desktop computer HOW MUCH SHOULD I HAVE IN SAVINGS? You want to save but what should your goal be? Learn more at Advice+ Get tips on how to align your savings with your goals Go to Advice+ LOCATE BRANCHES, ADVISORS, AND ABMS Get location information for Scotiabank branches, advisors, and ABMs across Canada. Find your nearest branch Scotiabank is a trade name used by the Bank of Nova Scotia, a CDIC member. HAVE A QUESTION? We have an answer. Help Centre CALL SCOTIABANK 1.800.4SCOTIA More phone numbers GET ADVICE Meet with an advisor. Book an appointment * Careers * Security and Fraud * Legal * Privacy * Accessibility * Cookie Settings © Scotiabank.com All Rights Reserved English English Français By clicking "Accept All", you understand and agree that we and our partners may use cookies and other similar technologies on our sites. These technologies may collect information about you, including browsing patterns, to enhance site navigation, analyze site usage, and assist in our marketing efforts. Click "Manage Preferences" to change or deny the use of optional cookies. 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