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LONG TERM CARE WITH LIFE INSURANCE

Get Started. Learn about your exclusive offer and select the coverage that fits
your budget, your needs, and protects your family and future.

 1. Calculate Your Rates




WHAT IS LONG TERM CARE (LTC) INSURANCE?

We all might need a little extra help some day as the result of an accident,
illness, or aging. This help might be with simple things like bathing or
dressing, but having support is critical in allowing us to remain at home and as
independent as possible. While family can help, the burden can become
overwhelming at times. Hiring professional caregivers or moving to an assisted
living or memory care facility may be necessary. That is why Long Term Care
insurance is so important to financial and retirement planning.


WHAT IS PERMANENT LIFE INSURANCE?

Many of us have Group Term Life Insurance and potentially some supplementary
coverage through our employer. These policies protect us from an unexpected
death during our working years but are generally cost prohibitive once we leave
employment and are subject to individual rates. On the other hand, permanent
Life Insurance provides permanent coverage that we take into retirement, at the
same cost as when we were working.

We may not need as much life insurance in our golden years as we did during the
working ones, but the combined protection of LTC and death benefits can help
provide great peace of mind by protecting the life and legacy you worked so hard
to build.




CALCULATE YOUR RATES TODAY!

Rate Calculator


NATIONAL DATA SHOWS:

 * 62% of caregivers are between the ages of 25-54
 * 52% of caregivers are the adult children of the recipients
 * Caregivers provide care for 3-4 years
 * Recipients who suffer from Alzheimer’s disease or dementia may require care
   for 10+ years

Nearly 70% of people turning age 65 can expect to use some form of long term
care during their lives, but only 1/3 of Americans have set aside money to
protect themselves or loved ones should the need arise.


PROTECT YOUR FAMILY, FUTURE AND FINANCES WITH
LIFE INSURANCE & LONG TERM CARE PROTECTION.


IMPACT

How does this impact me and my future?

Click Here to Learn More



NEEDS

How can I determine my potential for needing Long Term Care?

Click Here to Learn More



PLAN

How do I begin planning for possible Long Term Care needs?

Click Here to Learn More



SEE WHAT OTHERS ARE SAYING

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> At 27 I was getting married, well entrenched in my career path, and making all
> the adult decisions in life. One of those decisions was to purchase a
> Long-Term Care policy. I had no chronic conditions, no concerns about
> impending disease nor did I think I would need the policy until well into the
> future (like my 401k). At age 39 this dramatically changed. I couldn't write,
> my balance was off, and I was seeing double - this was diagnosed as Multiple
> Sclerosis. My early decision of preparing for the future meant I have total
> choice on how I receive care and it also means I do not burden those I love
> with care needs. If I had waited to purchase a policy until I was 40, I would
> have been uninsurable.



Laura S. OR

> When we searched the market and checked prices in the individual LTC market,
> we didn’t think we would be able to afford this important financial product.
> But because my son's employer had group LTC we were able to get this important
> protection at way less than I expected! Peace of mind for our family at
> unbelievably affordable prices!



Roxanne

> After my Mom took care of my Dad for several years, she went out and bought
> LTC insurance for herself. She even had the foresight to choose the inflation
> option. With that insurance, Mom was able to “keep her independence” (as she
> put it), by having 8 to 16 hour a day home health care for many years. Mom and
> we kids were ever so thankful that she had that insurance!



Pat

Schedule Appointment


HAVE QUESTIONS OR NEED ASSISTANCE

 * 877-485-2318
 * LTCHelp@agis.com
 * Schedule an appointment

Powered by AGIS Network © Copyright 2024. All Rights Reserved.

Long term care coverage may not be issued or approved until underwriting has
completed any applicable underwriting review. In addition to possible medical
questions asked during the application process, you may be contacted by a
company representative or their vendor for additional information and/or you may
be requested to take additional actions prior to approval of your long term care
application (Ex: Attending Physician’s Statement, Underwriting Assessment,
Medical Examination, etc.). Completing an application is not a guarantee that
the application will be approved. If you do not respond to carrier underwriting
requests in a timely manner, your application for long term care coverage may be
denied. Some carriers may consider you ineligible for future coverage if
previous application requests are denied. In addition, please be aware that
carriers may impose an actively-at-work requirement that may delay coverage if
you are absent from work due to injury, sickness, temporary layoff or leave of
absence on your coverage effective date (or during a period prior to your
effective date, as defined by the carrier) and may not begin until you return to
work in active employment.

Any solicitation or invitation to discuss insurance sales or servicing is being
provided at the request of AGIS Network, an owned subsidiary of Strategic
Non-Medical Solutions, LLC (in California dba Strategic Ancillary Insurance
Solutions). AGIS Network only provides insurance related solicitations or
services to insureds or insured risks in jurisdictions where it and its
individual insurance professionals are properly licensed. No part of this
document may be reproduced in any form or reproduced by any electronic or
mechanical means, including information storage and retrieval devices or
systems, without prior written permission from AGIS Network.