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 * Scottish Friendly
 * Go toInvesting for life
   
   
   Investing for life
   
   At Scottish Friendly we believe saving and investing is for everyone. That's
   why we're here to help you navigate the monetary maze.
   
   Explore all
   
   Who are you investing for?
   
   
    * Invest for me
    * Invest for my children
    * Invest for my grandchildren
   
   Not sure where to start?
   
   
    * Guide to saving & investing
    * Guide to ISAs
    * Guide to Junior ISAs

 * ProductsProducts
   
   
   Products
   
   We offer a range of products - from tax-efficient Investment ISAs and Juniors
   ISAs to Over 50s Life Insurance.
   
   Explore all
   
   What we offer
   
   
    * Investment ISAs
    * Junior ISA
    * Over 50s Life Insurance
    * Child Trust Fund maturities
   
   Not sure what's right for you?
   
   
    * Guide to saving & investing
    * Guide to ISAs
    * Guide to Junior ISAs

 * My Investments
   
   
   My Investments
   
   With Scottish Friendly you benefit from over 160 years of experience. Today
   we continue to work hard to maintain the standards that have served our
   members well over the years - good value products and quality service.
   
   My Investments
   
   My Investments
   
   
    * Managing your investments
    * Investment Information
    * Takeovers and acquisitions

 * About us
   
   
   About us
   
   We’re proud to be one of the largest mutual life offices in the UK - and one
   that's been around for 160 years.
   
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    * Who we are
    * How we operate
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 * More about Scottish Friendly

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TAX FRIENDLY. WALLET FRIENDLY. INVESTMENT GUARANTEE FRIENDLY.



Our My Easy Choice (ISA) comes with a 10-year guarantee.

Friendlier investing for you and your family. 

Tax rules apply. Capital at risk.



Find out more

Enter your fast track code.


GET STARTED WITH OUR FRIENDLY PRODUCTS

If you're not sure where to start, we can help you explore your options
depending on what you're looking for:


INVESTMENT ISAS

Put a little away for yourself using the long-term growth potential of the stock
market.

Investment ISAsInvestment ISAs


JUNIOR ISAS

Use your child's Junior ISA allowance to give them a head start for their adult
life.

Junior ISAsJunior ISAs


OVER 50S LIFE INSURANCE

Get Over 50s Life Insurance from just 23p a day depending on your age.

Over 50s Life InsuranceOver 50s Life Insurance

For our Investment ISAs and Junior ISAs keep in mind stock market investments
can go down as well as up and you could get back less than you've invested. Tax
treatment depends on individual circumstances and tax rules could change in the
future. 

 

With our Over 50s Life Insurance, please remember that the total paid in
premiums could be more than the cash pay-out (depending on how long you live)
and your plan has no cash-in value at any time.


NOT SURE WHICH ISA MIGHT SUIT YOU?

Just answer a few quick questions to help you narrow it down.

Start our ISA finder tool



BASED ON YOUR ANSWERS, YOU MIGHT BE INTERESTED IN OUR...


MY ETHICAL CHOICE (ISA)

Start investing for your future goals from just £10 a month, a lump sum from
£100 or both.

Invest in our International Ethical Fund which has been designed to invest in
shares of global companies that have been assessed to meet ethical critera.

Get flexibility over your payments and a My Rewards gift voucher worth up to £45
after you start investing. Gift terms apply.

Learn more about My Ethical Choice (ISA) and apply

We have three other investment ISAs designed to suit a variety of ways to
invest: My Prime (ISA), My Choice (ISA), and My Easy Choice (ISA). Make sure you
check that this one is right for you before you apply.

These questions are designed to help you decide which of our products could be
the most appropriate for you. You do not need to choose this product if you
don’t think it is the right choice for you. If you need any help or advice
please speak to a financial adviser.

Important information - as with all stock market investments, your investment
can go down as well as up and you could get back less than you have paid in.


MY EASY CHOICE (ISA)

Start investing for your future goals from just £10 a month, a lump sum from
£100 or both.

An easy start option of investing in just our Unitised With-Profits fund that
gives you a peace of mind guarantee to get back at least as much as you've
invested on your 10-year anniversary. Provided no switches or withdrawls are
made.

Get flexibility over your payments and a My Rewards gift voucher worth up to £45
after you start investing. Gift terms apply

Learn more about My Easy Choice (ISA) and apply

We have three other investment ISAs designed to suit a variety of ways to
invest: My Prime (ISA), My Choice (ISA), and My Ethical Choice (ISA). Make sure
you check that this one is right for you before you apply.

These questions are designed to help you decide which of our products could be
the most appropriate for you. You do not need to choose this product if you
don’t think it is the right choice for you. If you need any help or advice
please speak to a financial adviser.

Important information - as with all stock market investments, your investment
can go down as well as up and you could get back less than you have paid in.


MY CHOICE (ISA)

Start investing for your future goals from just £10 a month, a lump sum from
£100 or both.

A choice of 10 funds so you can pick those that best suit your needs, whether
that is just one, a mixture of all 10 or somewhere in between.

Get flexibility over your payments and a My Rewards gift voucher worth up to £45
after you start investing. Gift terms apply.

Learn more about My Choice (ISA) and apply

We have three other investment ISAs designed to suit a variety of ways to
invest: My Prime (ISA), My Ethical Choice (ISA), and My Easy Choice (ISA). Make
sure you check that this one is right for you before you apply.

These questions are designed to help you decide which of our products could be
the most appropriate for you. You do not need to choose this product if you
don’t think it is the right choice for you. If you need any help or advice
please speak to a financial adviser.

Important information - as with all stock market investments, your investment
can go down as well as up and you could get back less than you have paid in.


MY PRIME (ISA)

Commit to investing for the longer term from both £100 a month, an initial lump
sum from £2,000 or both.

A shortlist of 10 funds so you can pick those that best suit your needs, whether
that is just one, a mixture of all 10 or somewhere in between.

An effective charge on your policy of 0.5%. Terms apply.

Learn more about My Prime (ISA) and apply

We have three other investment ISAs designed to suit a variety of ways to
invest: My Choice (ISA), My Ethical Choice (ISA), and My Easy Choice (ISA). Make
sure you check that this one is right for you before you apply.

These questions are designed to help you decide which of our products could be
the most appropriate for you. You do not need to choose this product if you
don’t think it is the right choice for you. If you need any help or advice
please speak to a financial adviser.

Important information - as with all stock market investments, your investment
can go down as well as up and you could get back less than you have paid in.

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PROUD TO BE A MUTUAL

We're owned and run for the benefit of our members - people like you! Our
friendly guide explains what makes a mutual like Scottish Friendly different and
what being part of one means for you.

Guide to mutuals



HELPING FAMILIES TO SAVE AND INVEST FOR OVER 160 YEARS


 * SERVING YOU SINCE 1862
   
   From modest beginning in 1862 we are proud to have grown over 160 years to
   one of the largest mutual life offices in the UK.
   
   Go to Our history Our history


 * AWARD WINNING
   
   We are proud of our achievements over the years and the awards we have won
   for our products and services.
   
   Go to Our awards Our awards


 * SUPPORTING THE COMMUNITY
   
   We care about our people, customers and our role in supporting the wider
   community.
   
   Go to Our community involvement Our community involvement

All about us


INVESTING YOUR WAY

At Scottish Friendly, we believe saving and investing should be open to
everyone, that's why we have a range of products you can tailor to suit your
needs.

We're making investing affordable. You can start from just £10 a month or a lump
sum from £100, or both.

With a range of fund options to help you invest in the way you feel comfortable,
you're in control of the level of risk you take.

With our Investment ISA you can set up different 'pots' to ring-fence your money
and keep track of your different savings goals.

You can manage your investments online by signing up for My Plans and by
downloading our mobile app.




MORE INFORMATION

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MORE ABOUT US

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 * Financial Results and Tax Strategy
 * Who regulates us
 * Modern slavery statement
 * Staying safe online
 * Sitemap

 * Privacy policy
 * Accessibility policy
 * Cookie Policy
 * Engagement policy

© 2023 Scottish Friendly Assurance Society.

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