www.lifeinsurancecompanions.com
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Submission: On July 22 via api from US — Scanned from US
Submission: On July 22 via api from US — Scanned from US
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1 forms found in the DOMPOST form_process.php
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Text Content
* Home * Life insurance * Terms & Policy * Companies LIFE INSURANCE COMPANIONS PROTECT YOUR FAMILY WITH THE BEST LIFE INSURANCE ON THE MARKET GET FREE QUOTE [By clicking the "Submit" button, I agree to this website's privacy policy, and provide my signature expressly authorising up to three insurance companies or their agents or partner companies to contact me at the email address, landline or wireless phone numbers that I provided even if it is listed on a government Do-Not-Call registry, with insurance quotes or to market their products or services. I agree to receive communications via live, automated telephone dialing system, prerecorded messages, or text messages and acknowledge that consent is not a condition to purchase goods or services.] STEP 1 Simply fill out the form with your information. One of our life insurance specialists will call you within 48 hours. STEP 2 When our life insurance specialist calls, they will be able to review what plans are best for your needs and transfer you to one of our licensed agents. STEP 3 By the end of the call, you will have a complete, no-obligation quote in hand. You can get insured in less than an hour! GET YOUR QUOTE WHETHER YOU ARE THINKING OF GETTING LIFE INSURANCE OR YOU ALREADY HAVE IT, YOU WANT TO MAKE SURE YOU ARE GETTING THE BEST POLICY YOU CAN. THESE ARE THE TOP FOUR MISTAKES FINANCIAL ADVISERS SEE CLIENTS MAKE WITH LIFE INSURANCE AND EACH OF THEM CAN BE EASILY FIXED OR AVOIDED. 1. NOT GETTING ENOUGH COVERAGE According to a 2015 Bank rate report, 37 percent of parents with young children don’t have life insurance. Of those who do have insurance, half have less than $100,000 in coverage. Not having enough insurance is a common misstep, but it’s an easy one to fix, and can be inexpensive thanks to low term policy rates. Conduct a thorough analysis of your life insurance needs to make sure you have enough income and debts for the family. It is also wise to make sure you cover funeral expenses with final expense insurance. 2. FAILING TO REVIEW YOUR MEDICAL RECORDS It is always wise to request a copy of your medical records from a primary care physician before applying for life insurance. Insurers will use your medical records and history to assess risk and determine rates. There may be potentially costly mistakes in the record that should be fixed. Upon reviewing your medical records, determine what the error is and whether it needs correcting. Some errors are simply typographical and may not require correction but any information that can affect your rates should be corrected. Most states vigorously enforce your rights to review and update personal medical information. 3. WAITING TOO LONG TO GET COVERAGE Waiting too long to buy life insurance can leave your family vulnerable if something unexpected happens to you. Typically term life insurance premiums will increase as you age because as we get older we have more health risks. This means buying life insurance sooner rather than later can save you money. In some circumstances, health risks or a certain quantity or severity could make you ineligible for insurance coverage. 4. FAILING TO OCCASIONALLY REVIEW YOUR LIFE INSURANCE POLICIES As time passes, your life insurance need may change. It is recommended to check your policy every few years to make sure you have the exact coverage you need in your current situation. Your policy may need to be updated if you had a child, bought a home, got a raise, quit smoking, or had other health improvements. These life-changing events can affect your needed coverage or even save you money. TERMS & POLICY TERMS & POLICY AGREEMENT Terms and Policies: By checking the agreement check box, I provide my signature, expressly authorizing up to three insurance companies or their agents or partner companies to contact me at the number and address provided with insurance quotes or to obtain additional information for such purpose, via live, prerecorded or automated telephone dialing system, text messages or email on a landline or wireless number. You acknowledge that consent is not a condition to purchase goods or services. COMPANIES Matched companies included, but not limited to: Aetna, Accuquote, AHCP, AHIA, AIP, Allegiant Group,Alpine Digital Group, Allied, American Benefit Services , American Continental Insurance, American Family Insurance , American Health Brokerage, American Health Underwriters, American Republic, American Republic Insurance, Amerigroup, Amerigroup, Amerilife Marketing Group, Ameriquote, AON, Art Jetter & Co, Assurant, Assured Life, AvMed Inc., AXA Advisors, Bankers Life Insurance, Benefit Mall, Cambia, CareMore, CareSource, CDPHP, Centene, Cege Media, Cigna Health Group, Combined, Community Care, Complete Senior Benefits, ConnectiCare, Continental Life, Country Insurance, Coventry Health Care, Coverage One Insurance, DBA “Connect Insurance Brands”, E-Telequote, eHealth, Elderplan, EmblemHealth, Fallon Health, Family Life, Fidelis Care, First Financial, Forefront Health Insurance Solutions, Forethought, Geisinger Insurance, Genworth, Gerber Life, GHI, GMAC, Golden Rule, GoMedigap.com, Government Personnel Mutual Life, Guarantee Trust Life, GuideStar Marketing Group LLC, Guide2Insure, HAP Health Alliance, Harvard Pilgrim Health Care, Health Care Service Corp., Health Choice One, Health Insurance for Everyone, Health Markets, Health Net, Health Now New York Inc., Health Partners of Philadelphia , Health Refrom Team , HealthPartners, HealthPlanOne, HealthPlus of Michigan, HealthSpring, Helios Energy Partners, Highmark, Hola Doctor, Humana, iHealth Brokers, InsideResponse, Insphere, IntegratedBenefits, Inter Valley Health Plan, JLS, Kaiser Permanenente, KBM Group: Health Services, Keystone, LifeLine Direct Insurance Services , LifeWise Health Plan of Oregon, Longevity Alliance, Legal & General America, Loyal American (GIGNA Supplement), MedicareSolutions, MediGap Direct, MercyCare, MetLife, Molina, Mutual of Omaha, MVP Health Care, MyExclusiveQuotes.com, National Family Assurance Group, Network Health, New Era, Noridian Mutual Insurance Company, Optimum HealthCare, Physicians Mutual, Physicians United Plan, Potesma Marketing Group, Precise Leads, Preferred Care Partners, Presbyterian Health Plan, Priority Health, Priority Health, Providence Health Plan, Puritan Health, QuoteWhiz, Regal, Regence, SCAN Health Plan, SCMS, Scott and White, Selectmypolicy.com, SelectQuote, Senior Health Direct, Senior Market Partners, Senior Market Sales, Sentinel, SolidQuote LLC Spring Venture Group, Standard Life, State Mutual, Sterling, SummaCare, Superior Insurance, TexanPlus, Touchstone, Transamerica, TZ Insurance Solutions, Tufts, Ucare, Unicare, United American, United Health Care, United Medicare Advisors, United of Omaha, Universal American, UPMC Health Plan, Vasa North Atlantic, Velapoint , VelaPoint Insurance, Viva Health, Wellcare, WellPoint, Windsor. © All Rights Reserved 2019. PRIVACY POLICY