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Submitted URL: http://www.patricktobinrbc.com/
Effective URL: https://us.rbcwealthmanagement.com/patrick.tobin/
Submission: On March 18 via api from CA — Scanned from CA
Effective URL: https://us.rbcwealthmanagement.com/patrick.tobin/
Submission: On March 18 via api from CA — Scanned from CA
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<h2>Personal relationships. Global resources</h2>
<hr>
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<h3>Value statement</h3>
<p>I seek a long-term relationship with my clients, built on the foundation of mutual trust and respect. I advise my clients on how to achieve their financial goals by helping them create, preserve and transfer their wealth.</p>
<hr>
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<h3 class="ckePara">
<a href="/documents/10192/0/Global_Insight_Mar_2022.pdf/38cf6f94-c45c-4e94-8874-4ab377d96a55" target="_blank"><img alt="" src="/documents/10192/0/Global_Insight_Mar_2022.jpg/f10cb00d-e6b0-47c1-90e9-df0325cc30e2?t=1646334512563" style="float: left; margin-right: 5px; border-width: 1px; border-style: solid; width: 185px;"></a>The
market, earnings, and the economy from 10,000 feet</h3>
<p>Ultimately, the long-term relationships between stock price appreciation, corporate profit growth, and economic growth are remarkably stable. Understanding these relationships can put shorter-term market volatility, and even meaningful
declines, into perspective. Read the full economic outlook in the latest edition of <a href="/documents/10192/0/Global_Insight_Mar_2022.pdf/38cf6f94-c45c-4e94-8874-4ab377d96a55">Global Insight.</a></p>
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<h3>Will Social Security be there for you?</h3>
<p>Like most people, you probably have a lot of questions about the role Social Security will play in your retirement. The answers to these questions depend largely on your earning history and when you plan to start taking benefits. Understanding
the concepts behind Social Security can help you make well-informed decisions that will optimize the amount and timing of your benefits and the impact on your overall retirement plan. For more information, review
the <a href="http://www.rbcwm-usa.com/resources/file-765832.pdf" target="_blank">Social security fundamentals</a> white paper or contact me to discuss your retirement plan.</p>
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<h3>Are you due for an insurance review?</h3>
<p>When is the last time you have had your life insurance policy reviewed? There have been significant shifts in the insurance industry to accommodate important changes like the increasing life expectancy of our population, the reduced use of
tobacco products, and significant advancements in medicine.<br> <br> RBC Wealth Management has resources that provide an objective, no cost, no obligation review of life insurance policies. Together with the firm’s internal experts, we will
review your policy to help ensure it is still adequate for your needs and overall financial goals. Contact me if you are interested in a complimentary insurance policy review.</p>
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<h3>Contact me</h3>
<p>Please <a href="/patrick.tobin/contact" target="_self">contact me </a>to discuss your present situation, discuss your retirement income planning, or review your current investment portfolio in more detail.</p>
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<h3>Introducing RBC Total Wealth</h3>
<p>RBC Total Wealth is a way to view your complete financial picture. See your RBC accounts—along with your accounts at other financial institutions—–in one convenient place. Access Total Wealth by selecting <em>Sign in</em> above to log into
your accounts and then choose <em>Add External Accounts</em>. It’s a simple and secure way to keep your financial life connected to your everyday life.</p>
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PATRICK TOBIN
CFP®
First Vice President - Financial Advisor
PERSONAL RELATIONSHIPS. GLOBAL RESOURCES
--------------------------------------------------------------------------------
VALUE STATEMENT
I seek a long-term relationship with my clients, built on the foundation of
mutual trust and respect. I advise my clients on how to achieve their financial
goals by helping them create, preserve and transfer their wealth.
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THE MARKET, EARNINGS, AND THE ECONOMY FROM 10,000 FEET
Ultimately, the long-term relationships between stock price appreciation,
corporate profit growth, and economic growth are remarkably stable.
Understanding these relationships can put shorter-term market volatility, and
even meaningful declines, into perspective. Read the full economic outlook in
the latest edition of Global Insight.
WILL SOCIAL SECURITY BE THERE FOR YOU?
Like most people, you probably have a lot of questions about the role Social
Security will play in your retirement. The answers to these questions depend
largely on your earning history and when you plan to start taking benefits.
Understanding the concepts behind Social Security can help you make
well-informed decisions that will optimize the amount and timing of your
benefits and the impact on your overall retirement plan. For more information,
review the Social security fundamentals white paper or contact me to discuss
your retirement plan.
ARE YOU DUE FOR AN INSURANCE REVIEW?
When is the last time you have had your life insurance policy reviewed? There
have been significant shifts in the insurance industry to accommodate important
changes like the increasing life expectancy of our population, the reduced use
of tobacco products, and significant advancements in medicine.
RBC Wealth Management has resources that provide an objective, no cost, no
obligation review of life insurance policies. Together with the firm’s internal
experts, we will review your policy to help ensure it is still adequate for your
needs and overall financial goals. Contact me if you are interested in a
complimentary insurance policy review.
CONTACT ME
Please contact me to discuss your present situation, discuss your retirement
income planning, or review your current investment portfolio in more detail.
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DISCLOSURES
RBC Wealth Management Financial Advisors may only conduct business with
residents of states for which they are properly registered. Do not use email to
give us time sensitive information, personal identification information or to
send account related instructions (such as an order to purchase or sell a
security or transfer funds.) Email messages are not secure; therefore, please
use caution when sending information via email.
Patrick Tobin is currently registered to conduct business with residents of the
following states: AZ, CA, CO, DE, FL, KY, LA, MD, MI, NC, NJ, NY, OH, PA, RI,
SC, TX, VA, WI.
Read additional advisor disclosures.
BULLETIN BOARD
* October 20, 2017
Protecting Your Identity
* October 20, 2017
RBC Retirement Income Planning Process Flow
* October 30, 2017
Social Security: At a glance
* March 18, 2021
Global insight weekly
* May 12, 2021
Trend & cycle roadmap
* October 20, 2017
Go Paperless
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<p>RBC Wealth Management Financial Advisors may only conduct business with
residents of states for which they are properly registered. Do not use
email to give us time sensitive information, personal identification
information or to send account related instructions (such as an order to
purchase or sell a security or transfer funds.) Email messages are not
secure; therefore, please use caution when sending information via
email.</p>
INTRODUCING RBC TOTAL WEALTH
RBC Total Wealth is a way to view your complete financial picture. See your RBC
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way to keep your financial life connected to your everyday life.
Patrick Tobin is currently registered to conduct business with residents of the
following states: AZ, CA, CO, DE, FL, KY, LA, MD, MI, NC, NJ, NY, OH, PA, RI,
SC, TX, VA, WI.
Read additional advisor disclosures.
Obtain more information about this financial advisor on FINRA's BrokerCheck
website
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Investment and insurance products offered through RBC Wealth Management are not
insured by the FDIC or any other federal government agency, are not deposits or
other obligations of, or guaranteed by, a bank or any bank affiliate, and are
subject to investment risks, including possible loss of the principal amount
invested.
Contact information
Patrick Tobin, CFP®
First Vice President - Financial Advisor
724-933-4405
Silviya Stoimenova
Registered Client Associate
724-933-4411
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