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RIGHTWAYS

Rightways: Sowing the seeds to Success: Think Global, Act Local; Change & Grow
Rich; Sow as You Reap & Soar High!




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MONDAY, MAY 1, 2023


PENANG GOLF CLUB



 







 
 






DRIVING RANGE ARE BACK TO NORMAL OPERATING HOURS! (SOP Applies) Monday
(excluding Public Holiday) 10.00 a.m. to 10.00 p.m. Monday (on Public Holiday)
7.00 a.m. to 10.00 p.m. Tuesday to Sunday (inclusive Public Holiday) 7.00 a.m.
to 10.00 p.m. Reach us @ +60 11-3602 1952 for more info!
 
 
 
Club house

 Penang Golf Club (Bayan Lepas) - All You Need to Know BEFORE You Go
 



 http://penanggolfclub.com.my/index-eng.html
 
 Penang Golf Club, the only championship 18-hole golf course on Penang island,
has gone through a makeover making it a challenging and exciting venue for
golfers.

The Robert Trent Jones Jr designed golf course, situated on the slopes of the
Jambul Hill, has Bermuda grass shaping the tee boxes and fairways and tif eagle
covering the greens with luscious vegetation surrounding it to bring players as
close to nature as possible.

Locals and visitors who have numerous sights to enjoy on the island known as the
“Pearl of the Orient” including recognised World Heritage Sites now can add a
memorable game of golf into their itinerary.

The Penang Golf Club, which was formerly called Bukit Jambul Golf Club, has a
rich history since it opened in 1984 and was the venue for the 31st Malaysian
Open in 1992 which was won by Vijay Singh. It had a new facelift and reopened on
November, 2012.

 Pine, Palm, Durian, Rambutan, Skyfruit, Angsana, Yellow Flame, Pulai, Tecoma,
Neem and other tall trees add character to the golf course which also provide a
panoramic view of different parts of Penang, including the two bridges which
link Penang to the mainland, which can be seen from different holes.
The 6,393 yards (5,848 metres) par 72 course has sand bunkers at strategic
places, water hazards encroaching into the playing area and rolling fairways
which are characteristics that are similar to golf courses in Japan.

The 32-bay, two-tier, driving range which is 250 metres long provides practice
for budding golfers and those who want to hone their skills. Professional
lessons are also available for those interested in taking up the game with
Japanese and local staff at hand to make the players feel at home.

The Sakurajima Restaurant in the clubhouse has large and small private rooms
that serves Japanese and Chinese cuisine and is tocked with a variety of
well-known “Sake” and “Shochu” from Kagoshima, Japan.

A 10-minute drive from the airport will bring you to Penang Golf Club while
accommodation is convenient with the five-star Equatorial Hotel located a
stone’s throw away.

Penang which is famous for its sight-seeing, shopping and entertainment beckons
you with the additional lure of an exciting round of golf. So when you plan your
next holiday, make sure Penang Golf Club is on the agenda.




  Membership for sales, text message to richard: 6012-4860539




Posted by righways at 12:32 AM 1 comment:
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Labels: golfing, Health, membership for sale, Penang Golf Club, PGC, Sports



SATURDAY, APRIL 29, 2023


IS REAL ESTATE STILL A VIABLE INVESTMENT ASSET?




 While Malaysia remains a nation of growing young working population, the main
challenge with regard to homeownership is the lack of wage growth rather than
the lack of affordable products.








IN THE CASE OF REAL ESTATE, IT HAS ITS OWN MERITS BECAUSE IT IS TANGIBLE AND
WITH THE TITLE OF THE PROPERTY UNDER YOUR NAME, IT IS PHYSICALLY YOURS.





FOR the longest time real estate is the preferred investment asset class for
many people. There are fond memories when it comes to making the right
investment and more so for property owners who have enjoyed capital appreciation
or significant rental yield by investing in real estate.



We also frequently hear of stories on how ordinary working and middle-class
families successfully provided education for their children through the
refinancing or selling of their own real estate assets.



Even in the grander scheme of things, real estate constitutes 7% of the total
RM1 trillion in asset under management of our Employees Provident Fund.



How is it that this popular asset class has fallen out of favour with so many
investors today?



Whenever I speak to clients on investments and their allocation, I would hear
all kinds of unconventional investments schemes (regardless of whether
legitimate or not) but at the mention of real estate, they would tell me that
the golden days are long over.



It is rather demotivating to hear such comments, especially when I have been
involved in this sector for a large part of my professional career while
witnessing its heydays.




ECONOMIC CYCLES COME AROUND



The study of economics and its application may be subjective at times but there
is one single theory that holds true over the course of time – that is the
economic cycle.



Every asset class goes through a cycle, including real estate. From boom to bust
and boom again, various factors play a part throughout the cycle.



If at all we look deep into the real estate cycle, we would easily realise the
trend or pattern through each cycle.



Many decades before, real estate was scarce and buying property was a very
expensive affair due to the high interest rates on loans.



In the 1990s, the loan interest rate per annum is close to double digits.



In addition, there are no full flexible or auto balance reduction loan offerings
unlike today.



Coupled with very low margin of financing, mortgages are costly becoming the
main barriers to homeownership. Then there is the issue of the law on property
development which is not as comprehensive as it is today hence from a project
commencement to completion, it was largely an unpredictable timeline.



Today, the laws are extensive both in terms of the development process as well
as for the protection of property owners.



As a result, we have seen many companies with unrelated expertise or core
business in property venture into development.



At last count, there are close to 200 companies listed on Bursa Malaysia which
has property development or construction related businesses.



Coupled with the Strata Title Act, landbanks can be unlocked vertically rather
than just horizontally unlike how it was before. This contributed to an
oversupply.



On demand side, while Malaysia remains a nation with growing young working
population, the main challenge towards homeownership is the lack of wage growth
rather than the lack of affordable products.



In the residential segment, National Property Information Centre data shows that
the unsold units have largely fallen in the past year from 36,863 units worth
Rm22.79bil at the end of 2021 compared with 27,746 units worth Rm18.41bil as of
December 2022.



There are also substantial number of units of residential overhang in the
country with units totaling 14,000 units worth Rm4.63bil (which is 53% of total
unsold inventories) within the affordable price range of less than RM500,000.



This means the stagnant wage growth in the face of global inflation has seen the
people’s purchasing power weaken.



When disposable income falls, debt level rises, naturally big-ticket purchases
with long term monthly commitment fall on the back burner.




ACCOMMODATIVE MEASURES AND POLICIES



Real estate cycle is highly susceptible to changes in economic policies and
government regulations including tax regimes.



When there is an accommodative policy such as a low interest rate environment or
in Malaysia’s case when Developer Interest Bearing Scheme (DIBS) was allowed, it
spurred huge demand for real estate because holding on to cash has little value.



Funds would either move into equity markets or real estate markets and other
instruments to generate yield.



When the policies started to tighten with higher interest rates making borrowing
cost higher, or removal of DIBS and even imposing higher Real Property Gains Tax
amongst others, there was a flight of capital from the real estate sector.



We are now beginning to see some ray of lights at the end of the tunnel
following eight years of market oversupply since the peak in 2014.



The flood of newly completed projects and unsold inventories in the balance
sheet of developers which naturally became a bane for the industry is seeing
some improvement following the auto correction in the economy cycle due to two
years lost to the pandemic.



In addition, higher raw material costs, inflationary pressure and the
diminishing value of our currency has slowly helped the market adjust to the
property price as what was once deemed expensive becomes more tenable. This will
help with the rejuvenation of the real estate market with the exception for
commercial office segment.




HEDGE AGAINST INFLATION



When we talk about investment, we need to consider the underlying assets’
ability to hedge against inflation apart from its absolute return.



Ultimately, so long as the underlying asset over a duration of time can beat
inflation and preserve the value of your money, that would make it a viable
investment asset.



Apart from that, it is important to make comparisons across asset classes to
determine what best suits your personal need.



Everyone has their own risk tolerance and investment horizon.



Subject to your individual preference, one should choose the asset class that
one is most comfortable with. Some may find insurance products pragmatic, some
may prefer to invest in safe-haven commodities like gold or silver, others may
prefer equities or bonds.



In the case of real estate, it has its own merits because it is tangible and
with the title of the property under your name, it is physically yours. This
makes it a highly acceptable asset class to most people including some who are
not particularly financially astute or do not fancy complex capital markets
products.




ANY TIME IS A GOOD TIME FOR OWN USE



No doubt when it comes to investing, everyone wants to make money. Otherwise, it
defies the objective of investment.



If investments do not reap returns, might as well leave the money in fixed
deposit.



However, real estate is a one of-a-kind asset class that has tangible benefits
and allows enjoyment of the assets with the benefits of investment value.



Unlike gold or silver, the enjoyment is limited to seeing it glitter in your
safe deposit or alternatively, melting it to design custom jewelry.



For real estate, specifically residential, one can move in and reside in it
while for commercial or industrial properties, one can use it for business
purposes.



This makes the investment thesis in real estate different from other asset class
such as equities or fixed income.



The benefit of tangible use and enjoyment makes the timing of investment less
significant if one has actual use for it.



Quoting Li Ka-shing, if you are looking to buy property for your own stay and
not for speculation purposes, anytime is a good time. 

Ng ZHU HANN Ng zhu Hann is the CEO of tradeview Capital. He is also a lawyer and
the author of Once Upon a time in Bursa. the views expressed here are the
writer’s own.

  Source link





IS REAL ESTATE STILL A GOOD INVESTMENT?




 

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PENANG HAS DISLODGED KUALA LUMPUR'S GOLDEN TRINGLE AS THE TOP INVESTMENT CHOICE

 

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  Young buyers flock to property market
 


 


BETTER TO BUY A CAR OR A HOUSE FIRST?


 




LEAVING A LEGACY BY BUYING A HOUSE FIRST BEFORE A LUXURY CAR ...

 


HOUSING AFFORDABILITY IS AN INCOME ISSUE, WHAT'S WITH THE FUSS?

 


HOW TO ALLOCATE YOUR MONEY WISELY: LESSONS FROM MY FATHER 


 


  WORK FROM HOME (WFH) WITHOUT PAIN

"The best posture is the next posture,” ergonomic expert Karen Loesing said
about how workers can prevent back an.


 DO WE STILL NEED AN OFFICE?

 


MALAYSIAN PROPERTY MARKET CORRECTION TO CONTINUE IN 2016, ITS ECONOMIC CYCLES
THE PAST 25 YEARS


LANDED RESIDENTIAL PROPERTIES MUCH SOUGHT AFTER WITH RESILENT DEMAND, MARKET
INSIGHTS 

 


‘IT’S THE RIGHT TIME TO INVEST’ 

 


SEPARATE ROLE FOR PROPERTY MANAGERS

 


STRATA PROPERTY INSIGHTS - SERIOUS ON STRATA

 


LEAVING A LEGACY BY BUYING A HOUSE FIRST BEFORE A LUXURY CAR ...


Regaining momentum, property sector to recover despite challenges




REGAINING MOMENTUM, PROPERTY SECTOR TO RECOVER DESPITE CHALLENGES



 




 


YOUNG ADULTS IN DEVELOPED COUNTRIES RENT, WE BUY HOUSES FOR GOOD

 


FEAR-OF-MISSING-OUT FACTOR IN PROPERTY MARKET 

 


SINGAPOREANS ON BUYING SPREES FOR PENANG PREWAR HOUSES; RESIDENTS SEE RED 

 


ALL STEADY ON THE HOME FRONT IN PENANG RESIDENTIAL PROPERTIES

 


WORKING FROM HOME TREND SPURS DEMAND FOR BIGGER HOUSES

 


RICH GEN-Y KIDS MAKING THEIR OWN SUCCESS 

 


BETTER TO BUY A CAR OR A HOUSE FIRST?

 


HAVE PROPERTY SCAMS GROWN IN THE PANDEMIC?

 


EX-PROPERTY AGENT IN S’PORE FINED RECORD S$1.16MIL FOR ILLEGALLY SUBLETTING
PRIVATE HOMES ON AIRBNB, HOMEAWAY










 


 


 


 

 


REGULATING SHORT-TERM STAYS IN PENANG, SUCH AS AIRBNB HOSTS, HOMESTAYS








 


 


 


 









Posted by righways at 9:54 PM No comments:
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Labels: affordability property markets, credible information and knowledge
sharing, economic cycle, Educational, Financing, home buying, Inflation, Loans,
ownership, real estate investment, wages



A MEDIATOR IN RUSSIA'S WAR WITH UKRAINE, CHINA'S XI HOLDS CALL WITH ZELENSKYY







#Ukraine #Zelensky #Xi Chinese President Xi Jinping spoke to Ukraine's Volodymyr
Zelensky by telephone on Wednesday for the first time since Russia's invasion of
Ukraine, fulfilling a longstanding goal of Kyiv which had publicly sought such
talks for months. Zelensky immediately signalled the importance of the chance to
open closer relations with Russia's most powerful friend, naming a former
cabinet minister as Ukraine's new ambassador to Beijing. #Ukraine #Xi #Zelensky












WE WON’T SIT BY OR SEEK TO PROFIT FROM WAR, UKRAINE LEADER TOLD



KYIV/BEIJING: Chinese president Xi Jinping spoke to Ukraine’s Volodymyr
Zelenskyy by telephone for the first time since Russia’s invasion of Ukraine,
fulfilling a longstanding goal of Kyiv which had publicly sought such talks for
months.



Zelenskyy immediately signalled the importance of the chance to open closer
relations with Russia’s most powerful friend, naming a former cabinet minister
as Ukraine’s new ambassador to Beijing.



Describing the hour-long phone call as “long and meaningful”, Zelenskyy tweeted:
“I believe that this call, as well as the appointment of Ukraine’s ambassador to
China, will give a powerful impetus to the development of our bilateral
relations.”



Xi told Zelenskyy that China would send special representatives to Ukraine and
hold talks with all parties seeking peace, Chinese state media reported.



Xi, the most powerful world leader to have refrained from denouncing Russia’s
invasion, made a state visit to Moscow last month. Since February, he has
promoted a 12-point peace plan for Ukraine, greeted sceptically by the West but
cautiously welcomed by Kyiv.



China will focus on promoting peace talks, and make efforts for a ceasefire as
soon as possible, Xi told Zelenskyy, according to the Chinese state media
reports.



“As a permanent member of the UN Security Council and a responsible country, we
will neither sit idly by, nor pour oil on fire, still less seek to profit from
it,” Xi said.



In a readout of the call on Telegram messenger, Zelenskyy said the two leaders
discussed “possible cooperation to establish a just and sustainable peace for
Ukraine”.



The White House welcomed the call, which it said it had no advanced knowledge
of, but said it was too soon to tell whether it would lead to a peace deal.



“That’s a good thing,” White House national security spokesperson John Kirby
said. “Now, whether that’s going to lead to some sort of meaningful peace
movement, or plan, I don’t think we know that.”



France also welcomed the call, with President Emmanuel Macron’s office saying
the French leader had pushed Xi to hold this call with Zelenskiy during his
visit to Beijing this month.



The 14-month war is at a juncture, with Ukraine preparing to launch a
counteroffensive in the coming weeks or months following a Russian winter
offensive that made only incremental advances despite the bloodiest fighting so
far.



There are no peace talks in sight, with Kyiv demanding Russia withdraw its
troops and Moscow insisting Ukraine must recognise its claims to have annexed
seized territory. 




XI, ZELENSKYY TALK ON TIES, UKRAINE CRISIS ON PHONE

Chinese President Xi Jinping and Ukrainian President Volodymyr Zelenskyy held a
phone call on Wednesday at the invitation of the latter, during which the two
leaders exchanged views on China-Ukraine relations and the Ukraine crisis.
Chinese analysts said that China is now likely to get more involved on the
diplomatic front to contribute to a political settlement of the Ukraine crisis,
and the role that China could play has been sincerely welcomed by both Kiev and
Moscow, despite some voices from the West, especially the US, that have tried to
distort China's mediation efforts. 




XI SAYS DIALOGUE ONLY VIABLE WAY OUT FOR UKRAINE CRISIS

Chinese President Xi Jinping said on Wednesday that dialogue and negotiations
are the only viable way out for the Ukraine crisis, and no one wins a nuclear
war.




CHINA'S SPECIAL ENVOY TO UKRAINE WILL PLAY POSITIVE ROLE IN PROMOTING PEACE
TALKS: FOREIGN MINISTRY

The special representative of the Chinese government to Ukraine will be someone
who is familiar with relevant affairs and can play a positive role in promoting
peace talks, a Chinese Foreign Ministry spokesperson said on Thursday, one day
after Chinese President Xi Jinping and Ukrainian President Volodymyr Zelenskyy
talked on the phone discussing bilateral ties and the Ukraine crisis.

 




Posted by righways at 12:00 AM No comments:
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Labels: Chinese President Xi Jinping holds call with Ukraine's Volodymyr
Zelenskyy, credible information and knowledge sharing, Educational, Geopolitics,
mediator in Russia-Ukraine conflict, peace, War



THURSDAY, APRIL 27, 2023


GET BOOSTER TO EVADE NEW VARIANT: THE ARCTURUS SUBVARIANT !




 New COVID variant causing itchy, watery eyes








WHO MONITORING NEW COVID-19 ARCTURUS SUBVARIANT DETECTED IN OVER 20 COUNTRIES |
THE BIG STORY











CLICK TO ENLARGE

 

PETALING JAYA: Health experts have advised the public to take precaution amid
confirmation that the Arcturus viral subvariant has been detected in the
country.



Professor in Public Health Medicine and Health Economy in Universiti Kebangsaan
Malaysia Dr Sharifa Ezat Wan Puteh said although the SARS-CoV-2 XBB.1.16
(Arcturus) viral subvariant is highly infectious, nothing pointed to it being
more dangerous than other Omicron variants currently in circulation.



“It is advisable for people to get a booster shot if they have not received one
and wear a face mask whenever in crowded spaces,” she said, adding the
government will soon be offering Bivalent vaccines which are especially
effective for Omicron variants.



Prof Sharifa said symptoms of the Arcturus subvariant included itchy or sticky
eyes, as well as high fever and cough – particularly among children.



“The Arcturus subvariant is highly infectious because it is difficult to be
traced by our antibodies and because of that, it can cause people who already
had Covid-19 in the past to be reinfected.



“This will cause an increase in Covid-19 cases in time to come, and the World
Health Organisation has classified the Arcturus subvariant as a ‘variant of
interest’ (VOI) that will be under careful observation,” she added.



Public Health Medicine Specialist Datuk Dr Zainal Ariffin Omar said the
subvariant was fairly new and not much details was known about it so far.



“It is predicted to be more infectious and may cause a rise in cases, but
regardless, people should be vigilant and follow the SOP including masking up
and getting a booster shot,” he said.



Professor of Epidemiology and Public Health in Universiti Malaya Prof Dr Moy
Foong Ming said Arcturus was the dominant variant in India and causing a new
wave but added that cases were mostly with mild symptoms.



“According to WHO, while this variant seems to be spreading faster and escapes
immunity, it does not seem to be causing more severe illness in individuals or
in the population infected with Arcturus.



“However, even though it is not more lethal than other Omicron subvariants, we
should take it seriously as it may cause severe illness to vulnerable groups,”
she said.



Prof Moy said whether a variant will cause a wave in a country depended on the
immunity of the population as well as the variant which was last dominant there.



“The public should practice TRIIS: Test, Report, Inform, Isolate and Seek
medical help if infected.



“Those who do not have their vaccination up to date and have not taken a booster
dose should do so as soon as possible,” she said.



On Monday, Health Minister Dr Zaliha Mustafa said a total of 12 cases involving
the Arcturus viral subvariant had been detected in the country.



Six cases were detected in Sarawak, four in Selangor and two in Kuala Lumpur,
she said.



The XBB.1.16 subvariant was first detected in the country in March, but the
minister said the situation was under control and that health facilities were
not under any pressure. 

  Source link

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OPEN THAT WINDOW! BECAUSE FRESH AIR CAN HELP LESSEN THE SPREAD OF A VIRUS AND
PREVENT INFECTIONS






FRESH AIR CAN HELP STOP INFECTION

WE NEED MORE EMPHASIS ON THE NEED FOR GOOD VENTILATION TO AVOID TRANSMITTING
COVID-19.




Posted by righways at 12:06 AM No comments:
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Labels: Covid-19 Arcturus subvariant, credible information and knowledge
sharing, educational., Health, Learning, Open that window! Because fresh air can
help lessen the spread of a virus and prevent infections



MONDAY, APRIL 24, 2023


IMPORTANT TO MARK DNA DAY, CRUCIAL FOR DISCOVERY OF THE GENOME’S SEQUENCE



 





photo: afp relaxnews



EVERY year on April 25, the global scientific community unite to celebrate DNA
Day, marking the momentous completion of the human genome project in 2003 and
the discovery of the double helix in 1953.



On April 25, 1953, James Watson, Francis Crick, Maurice Wilkins, Rosalind
Franklin and colleagues published papers in the journal Nature on the structure
of DNA. By commemorating DNA Day, scientists and enthusiasts seek to emphasise
the significance of DNA research and inspire future generations to pursue
advancements in genetics.



DNA is like a recipe book for living things; it stores vital information that is
passed down from one generation to the next. The information is stored in the
form of genes that determine the characteristics of an organism, and is
protected and held in place by chromosomes. In humans, the genome is made up of
approximately three billion base pairs of DNA. Studying the genome and its
variations can therefore provide insights into the causes of genetic disorders
and help researchers develop new treatments.



DNA holds significant potential in the fields of medicine, anthropology and
forensics. In forensics, DNA is frequently used to determine the guilt or
innocence of suspects as well as to identify unknown deceased individuals, by
analysing DNA collected from hair, skin or blood samples. DNA can also be used
to trace a person’s ancestry and determine their ancestral homeland.



In medicine, genetic testing can identify mutations in a person’s DNA that
increase his/her risk of developing certain diseases, such as breast or ovarian
cancer. DNA sequencing can also help doctors develop personalised treatment
plans for patients with cancer or other diseases by identifying specific genetic
mutations driving the disease’s growth. In some cases, DNA testing can also
diagnose rare genetic diseases that might be difficult to identify otherwise.



Additionally, newborns can be screened for certain genetic conditions that may
not be apparent at birth, allowing for early interventions or treatments that
can improve outcomes for them.



Precision medicine is an advanced approach that considers the individual
characteristics of each patient, in particular their genetic profile. This
approach has the potential to revolutionise scientific and medical progress and
improve the health of families by providing doctors with the resources to
identify specific treatments for various illnesses.



Historically, most medical therapy development has focused on the “average
patient” using a “one-size-fits-all” approach to treatment. While this may be
beneficial for some individuals, it can be completely ineffective for others.
With precision medicine, doctors can develop tailored treatments that are
customised to a patient’s specific needs, leading to more effective and
personalised care.



That’s why it’s so crucial for us to have a full picture of the human genome,
and why the discovery of the genome’s sequence was welcomed by academics and
doctors everywhere.



As our knowledge of DNA and the information it encodes grows, we may one day
live in a society with fewer and better-managed diseases, longer lifespans, and
individualised medical care rather than mass-produced pharmaceuticals designed
for the general population.



- PROF ZILFALIL ALWI, ABDUL HALIM FIKRI HASHIM and NOR RAFIDA MOHD SENI
Universiti Sains Malaysia, Kelantan



Prof Zilfalil heads the Malaysian Node of the Human Variome Project and is also
Unesco Chair in Human Genetics on Thalassaemia, a programme that involves over
850 institutions across 117 countries. 

  Source link

 

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Malaysian Scientist in Tsinghua leads space stem cell research at top varsity ,
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Posted by righways at 11:19 PM No comments:
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Labels: ABDUL HALIM FIKRI HASHIM and NOR RAFIDA MOHD SENI, discovery of the
genome’s sequence, DNA Day, DNA sequencing, educational., Precision medicine,
PROF ZILFALIL ALWI, trace a person’s ancestry



SATURDAY, APRIL 22, 2023


MALAYSIAN SCIENTIST IN TSINGHUA LEADS SPACE STEM CELL RESEARCH AT TOP VARSITY



 


Prof Dr Kee Keh Hooi from the School of Medicine, Tsinghua University in
Beijing.



  

https://www.med.tsinghua.edu.cn/en/info/1352/1446.htm




MALAYSIAN SCIENTIST IN TSINGHUA



RealChunWai

Did you know that China is doing stem cell experiments in space? Get to know
more about China's space explorations in this episode.



Guest: Prof Dr Kee Keh Kooi (Scientist, Tsinghua University)


KAMPUNG BOY LEADS SPACE STEM CELL RESEARCH AT TOP VARSITY 








KUALA LUMPUR: It may seem like a galaxy far, far away when human beings from
earth can stay for a long period of time in a spacecraft or even on the moon or
Mars, but Malaysian scientist Prof Dr Kee Keh Kooi is already doing research on
its effects on human bodies.



The Tsinghua University lecturer is heading a team to study how gravity and even
radiation affect the development of human embryonic stem cells in space.



In short, understanding how human reproduction will affect human beings who will
spend a long time in space.



The research is also to find answers as to how the human embryonic stem can
differentiate in space.



“It is already happening as Chinese astronauts could stay for a period of time
in a station on the moon, astronauts could orbit around the earth, and even
ordinary people could travel to space,’’ he said.



The Sitiawan-born renowned academician was interviewed online from Beijing by
Star Media Group adviser Datuk Seri Wong Chun Wai on his webcast programme
@realchunwai on Thursday.



His accomplishment was highlighted by Prime Minister Datuk Seri Anwar Ibrahim
when he spoke at Tsinghua University during an official visit to China last
month.



China recently announced its readiness to start its lunar base on the moon
within five years, ahead of landing astronauts there in subsequent years.



Dr Kee has also conducted his research via China’s first cargo spacecraft,
Tianzhou-1, which was launched in 2017.



Its main task was to deliver fuel and supplies to the orbiting Tiangong 2 space
lab, but it also played host to ground-breaking scientific experiments conducted
remotely by earth-based scientists in China.



Dr Kee specialises in stem cell research and how it can be cultured for medical
technologies to help patients suffering from Parkinson’s and Alzheimer’s
diseases and even spinal cord injuries.



Besides devoting his time in laboratories, he also lectures undergraduate and
post-graduate students at Tsinghua, which is regarded as China’s top university.



He spent decades in the United States, where he obtained bachelor’s and master’s
degrees at Iowa State University. This was followed by a PhD at Weill Cornell
University.



Later, he worked at the University of California, San Francisco, before taking
up a three-year stint as a research associate at Stanford University.



The opportunity for him to take a leading role as a principal researcher came
when he applied for a post at Tsinghua University after seeing a vacancy
advertised in an academic journal in 2009.



“There was an opening for stem cell research at the university, and it caught my
interest immediately,’’ he said.



Asked about the differences in the manner in which research is conducted in
China and the United States, Dr Kee said that in the United States, individual
research was common, while in China, a team of between 50 and 100 people could
be involved in a big project.



Despite having spent over 12 years in Beijing, Dr Kee, who grew up in Johor
Baru, makes it a point to visit Malaysia annually, especially during Chinese New
Year.



His parents, who moved to Johor Baru from Sitiawan to run a coffee shop, are
still operating at the premises in Gelang Patah.



Dr Kee is a former student of Foon Yew High School, one of the elite independent
schools in Johor.



“Balik kampung is always on my mind. The minute China reopened its border, I
took my family home to Malaysia for three weeks,” he said.



Dr Kee, who was born in Kampung Remis, a small fishing village, described
himself as a kampung boy. His family, he said, is “a simple Teochew family”.



Dr Kee said he would be happy to conduct talks on his work at Malaysian
universities if there are opportunities.



His advice to Malaysians who wish to study at Tsinghua or Peking University is
simply to study hard, get good grades and be focused.



However, he added that there are many other universities in China besides these
top two.



He said Tsinghua also offers other disciplines, especially at the post-graduate
level in economics, architecture, and law, which are conducted in English for
international students.



To watch the full interview with Dr Kee, follow @realchuwai on Facebook and
YouTube. 



Source link







Posted by righways at 10:52 PM No comments:
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Labels: credible information, educational., knowledge, Malaysian Scientist in
Tsinghua, Prof Dr Kee Keh Kooi, School of Medicine, Tsinghua University in
Beijing.China stem cell experiments in space, Wong Chun Wai



ENDING THE DOLLAR DOMINANCE AS USA WEAPONISING GLOBAL MONEY



 


 
Dedol­lar­ise move: a file pic­ture of us bank­notes. Eco­nom­ists say there are
incent­ives to move away from using the green­back as the primary cur­rency for
trade set­tle­ment and reserves. — afp



THE US-dollar dominance as the anchor of the international financial system is
being challenged on several fronts simultaneously – and ever more intensely – in
recent months.



From several countries opting to conduct trade in their local currencies,
instead of using the US dollars to the BRICS nations of Brazil, Russia, India,
China, South Africa seeking to develop a new common currency for the economic
bloc, the risk of the mighty greenback being dethroned appears serious.



As some economists say, it is no longer a question of “if” the US dollar’s
dominance will crack, but “when”. Is this a good thing for small and open
economies like Malaysia?





According to economists, there are incentives to move away from using the US
dollar as the primary currency for trade settlement and reserves.



Bank Muamalat Malaysia Bhd chief economist and social finance head Mohd
Afzanizam Abdul Rashid points out that the high dependence on the US dollar will
make the global economy highly susceptible to changes in the US monetary policy.



The move to dedollarise will not only reduce financial-market volatility caused
by US monetary conditions, but it can also help reduce costs, he says. 

 Afz­an­izam: Hedging is cost to busi­nesses and investors. there­fore, the
incent­ives to do away with the us dol­lar is high.



Afzanizam explains: “Any change in the US monetary policy will affect the global
financial market. This is a problem, as it can sometimes create excessive
volatility in foreign-exchange markets.”



“Because of this, companies and investors have to hedge their exposure to
mitigate currency risks. Hedging is cost to businesses and investors. Therefore,
the incentives to do away with the US dollar is high,” he says. 

 Afzanizam tells Starbizweek if there were currencies that could provide better
alternatives in terms of stability and predictability, dedollarisation would
certainly gain further traction.



According to Sunway University economics professor Yeah Kim Leng,
dedollarisation, that results in improved global economic and financial
stability leading to increased trade and investment flows, will be beneficial to
small and open economies like Malaysia.



“As a trading nation, pragmatic and nimble government and company-level policies
and strategies are vital to cope with the potential fallouts and opportunities
arising from dedollarisation that may or may not lead to a more stable and
progressive global economic order,” he explains.




COST AND BENEFIT



Malaysia is seen to be moving towards dedollarisation. Early this month, the
country reached a deal with India, one of its major trading partners, to settle
trade in Indian rupees instead of the US dollar.



In addition, Malaysia revived the idea of setting up an Asian Monetary Fund
(AMF), proposing to initiate discussions on the matter with China, which is
reportedly open to the idea.



These small steps are part of an ongoing global shift away from US dollar
dependence.



Socio-economic Research Centre executive director Lee Heng Guie says there are
potential costs and challenges during the transition process.



“Malaysia may face heightened exchange rate volatility if the dedollarisation is
disorderly and abrupt, causing a plunge in the US dollar against major foreign
currencies. The wide and deep US dollar fluctuations could impact trade,
investment and capital flows,” the economist explains.



For example, a sharp appreciation of the ringgit against the US dollar could
lower the cost of servicing Malaysia’s Us-dollardenominated debt, but it could
dampen the country’s export competitiveness and lower exchange rate translation
gains in domestic currency for the export-oriented industries such as palm oil,
rubber products and crude petroleum.



“Portfolio investors may undertake portfolio adjustment in anticipation of the
dedollarisation. This could induce assets price fluctuations in the debt and
equities markets as investors stay on the sidelines, while assessing the
potential risks and costs associated with a disorderly transition of the
dedollarisation,” Lee says. 

 Lee: the wide and deep us dol­lar fluc­tu­ations could impact trade,
invest­ment and cap­ital flows.



Regardless of the transition costs and risks, Malaysia has to continue
strengthen its domestic financial markets, enhance policy credibility, and
foster regional and multilateral cooperation in the provision of liquidity
arrangement.



“The development of deep and liquid domestic financial markets is a prerequisite
for buffering against the impact of dedollarisation,” he says.



Meanwhile, Malaysia University of Science and Technology economics professor
Geoffrey Williams sees two basic scenarios pertaining to dedollarisation. 

Wil­li­ams: the use of the us dol­lar will slowly decrease.

 “The first is that the use of the US dollar will slowly decrease, as more
countries settle trade and investment in bilateral currencies. This will
continue as BRICS and smaller countries get onboard.



“The second scenario is that there will be a tipping point where the US dollar
will quickly lose reserve currency status as happened to pound sterling after
World War II. There are many possible triggers of this, but they are very
speculative and involve a major crisis,” he adds.



Williams says the United States will defend the dollar and so long as the dollar
is used for oil, metals and commodity trades as well as intergovernmental
settlement of debt, it will retain its role.




GRADUAL TRANSITION FOR STABILITY



It is estimated that the US dollar accounts for 88% of global trades, based on
Bureau for International Settlements’ triennial central bank survey 2022.



As it stands, central banks around the world still hold significant amounts of
US dollars in their reserves. An estimate by the International Monetary Fund
implied that the greenback accounted for about 60% of global foreign exchange
reserves as at end2022.



Nevertheless, economists expect the numbers to be on a declining trend, as
countries are diversifying away from the US dollar. The dedollarisation process,
however, will likely be gradual to minimise disruption to global financial
systems and markets.



As Afzanizam puts it, any abrupt transition to other currencies can create
uneasiness and uncertainties among businesses and investors.



Therefore, allowing ample time would facilitate the changes and reduce the
inevitable market volatility, he says.



The enormous and deep US debt markets have been touted as a major factor for the
continuing dominance of the US dollar in global financial markets, according to
Yeah. 

Yeah: the yuan is expec­ted to see a rising role as one of sev­eral
altern­at­ives.

 Therefore, as countries diversify their reserve currencies and reduce
dependence on the US dollar, one could expect global financial markets to face
higher volatility and uncertainty, he says.



On Malaysia’s effort to wean off US dollar dependence, Yeah points out that it
will be a gradual process.



“This will be in line with global shifts in international trade, capital flows
and financial markets, whereby the process is driven by market forces and
factors such as transaction costs, riskiness, accessibility and convenience,” he
says.



As a start, Malaysia can consider trading its oil and other natural resources in
local currencies with countries with which it has bilateral agreements, says
HELP University economist Paolo Casadio.



Further, he notes, Malaysia can have a meaningful and impactful transition
towards less reliance on US dollar by coordinating its effort with other
economic blocs, such as BRICS, to set up a new system.



“There are long-term benefits for Malaysia as well as for all the other
developing countries in eliminating the (US dollar) monopoly,” Casadio says,
pointing to a more stable and equitable exchange rate as an example.




ASIAN FUND PROPOSAL



On the setting up of the AMF, Williams says while it is a feasible strategy to
reduce reliance on the US dollar, such a move will require “buy-in” across many
countries in the region. In particular, pertinent issues such as who will to
provide the finance, and securing consensus on the terms on which access to that
finance is made available, have to be ironed out.



“It is not just a financial issue, but geopolitical too,” he stresses.



“The main issue is who will fund it, and what will be the contribution rates for
each member. It is likely that most will come from China, unless Japan and South
Korea join in. Otherwise, most Asian countries are too small to contribute
much,” he adds.



Williams says new arrangements, such as the 12-member Comprehensive and
Progressive Agreement for Trans-pacific Partnership, of which Malaysia is a
part, are indications of ongoing shifts in global economic arrangements away
from dominance of the United States and other developed economies such as the
European Union (EU).



“Moving to bilateral currencies for trade and investment is feasible, but more
at risk to exchange fluctuations and liquidity issues. So, it would be a move to
multiple currency options, not just one,” he says.



He notes before US or Eu-based systems such as the Society for Worldwide
Interbank Financial Telecommunication, or SWIFT, could be replaced, there has to
be a viable and reliable alternative for interbank transfers and e-payments.



“Although the systems are contestable and replaceable by new and local
providers, the truth is that only stable, reliable and secure financial systems
will survive. The US dollar still provides this,” Williams argues.



Importantly, for Malaysia as a small country, it should go with the flow and
remain neutral in the shifting geopolitical dynamics, while trade and debt, in
whatever currency is best, he says.




POTENTIAL ALTERNATIVES



Amid the ongoing currency shift, China’s yuan, is increasingly seen a potential
alternative to the US dollar. This is by virtue of China being the
second-largest economy in the world after the United States. However, the
country’s strict capital controls are a hindrance.



“As the world’s second-largest economy, China’s yuan is expected to see a rising
role as one of several alternatives, including the euro, to the US dollar.
Countries trading with China are already increasingly using yuan for payments
and settlements,” Yeah says.



“Its internationalisation, however, is being constrained by strict capital
controls and lack of liquidity for international transactions outside of China,”
he adds.



Concurring with Yeah, Afzanizam says, for the yuan to play an even greater role
as an alternative international currency, China’s capital account has to be more
open, allowing free flow of funds to allow greater flexibility, especially in
terms of the supply of yuan.



Casadio, on the other hand, argues there is no alternative to the US dollar in
the prevailing system.



Rather, a “gold-backed system of currencies that constitutes an alternative” is
a more viable option, this will provide an equitable system of exchange rates
and a stable international financial system, he explains.



“There is a clear shift, at the international level, towards a system in which
the dollar has no more monopolistic power as the international currency. The
system that is going to emerge from this will limit monopolies and excess
financing deficits, thanks to it being anchored to gold,” says Casadio.



Charles Schwab Corp says that there aren’t any viable reserve-currency
alternatives to the US dollar.



“A reserve currency needs to be freely convertible and have deep and liquid bond
markets to be considered safe for foreign central banks to hold. Central banks
need to know that their money is easily and readily available when needed,
particularly in times of stress.



“The United States, with a large, open, and liquid market for Treasury
securities, fits that role,” the investment bank explains in its commentary.



“That’s why when the Covid crisis hit the global economy, the US Federal Reserve
(Fed) expanded its swap lines with foreign central banks to enable access to
dollars for countries that were struggling to access dollars for trade and debt
payments. While other major countries’ markets have these qualities, the size
and openness of the US market is difficult to match,” it adds.




DEPRECIATING DOLLAR



In the meantime, the US dollar is expected to weaken further against most
currencies through the year on anticipation of slower interest rate hikes by the
Fed.



The greenback has already been on a declining trend over the past few months.
This is evidenced by the downtrend of the US dollar index - a gauge of its
performance against a basket of major currencies - with the DXY falling to
around 100 to 102 points from its multi-year high of 114 to 115 points in
September 2022.



From the Malaysian perspective, the ringgit has been volatile against the
greenback.



The local note is trading RM4.43 against the US dollar. This is an improvement
from RM4.75 in early November last year, but a poorer position from RM4.24 at
end-january this year.



With the expected weakening of the US dollar, the ringgit is forecast to
strengthen to RM4.15-RM4.25 towards the second half of this year, says Dr Yeah.



“The US economy is anticipated to weaken significantly in the second half and
that could warrant unwinding the high interest rates,” he explains.



Similarly bearish on the greenback, Afzanizam says he expects the ringgit to
strengthen to RM4.20 against the US dollar by the end of 2023.



“The expectation of slower rate increase in the United States and the potential
cut in the federal fund rate could lead to a weaker US dollar,” he explains.



Although on a decline, the US dollar’s dominance is expected to persist due to
the absence of a viable alternative.



“The pace of its decline, however, could accelerate if US economic growth
sputters, fiscal and debt woes mount and high inflation and interest rates
destabilise its banking system.



“Continuing US economic instability coupled with the government’s penchant to
apply sanctions for geopolitical reasons will also motivate the rest of the
world to band together to find a viable alternative while reducing dependence on
the dollar for trade, financing and foreign reserves,” he adds. 

  Source link

 


OPERATIONAL CHALLENGES IN MOVE AWAY FROM THE GREENBACK


 


DEATH OF THE DOLLAR



The United States' way of weaponising the dollar to control global trade is
losing ground and more and more countries are shying away from using the
greenback. — Reuters









WEAPONISING GLOBAL MONEY 



The US dollar system will be dominant for a while yet, but the more the dollar
is weaponised in terms of sanctions, the more users will want to dedollarise. —
Reuters

 https://www.thestar.com.my/business/business-news/2023/04/22/weaponising-global-money

 

Related posts:


 



ABUSE OF HEGEMONY IS WHY DE-DOLLARISATION IS TRENDING 


 


CHINA, BRAZIL TO TRADE IN LOCAL CURRENCIES 


 


'DEDOLLARISATION' IS FEASIBLE



 








THE STRONG DOLLAR SHOULD NOT BECOME A SHARP BLADE TO CUT THE WORLD, THE NEED FOR
BRETTON WOODS III


 


WHITHER THE RINGGIT? US INFLATION & WORKFORCE ARE THE BIGGER PROBLEMS








 WHITHER THE RINGGIT? US INFLATION & WORKFORCE ARE THE BIGGER PROBLEMS



 



GLOBAL DE-DOLLARISATION FAST UNDERWAY; US PRINTED MORE MONEY IN ONE MONTH THAN
IN TWO CENTURIES, US$ IS FAST BECOMING BANANA CURRENCY



 

 


YUAN’S RISING GLOBAL INFLUENCE



  

 


MALAYSIA NOT IN CRISIS AS STATE OF ECONOMY GOES BEYOND RINGGIT'S SHOWING









Posted by righways at 10:48 PM No comments:
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stability, trade flows, trade payments, Weaponising global money

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