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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE
PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be
a U.S. citizen or other eligible status and and meet SoFi's underwriting
requirements. Not all borrowers receive the lowest rate. Lowest rates reserved
for the most creditworthy borrowers. If approved, your actual rate will be
within the range of rates listed above and will depend on a variety of factors,
including term of loan, evaluation of your creditworthiness, years of
professional experience, income, and a variety of other factors. Rates and Terms
are subject to change at anytime without notice and are subject to state
restrictions. SoFi refinance loans are private loans and do not have the same
repayment options that the federal loan program offers, or may become available,
such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed
by the Department of Financial Protection and Innovation under the California
Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending
Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New
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✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit
pull that will not affect your credit score. However, if you choose a product
and continue your application, we will request your full credit report from one
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may affect your credit.

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