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 1. Home


DON'T STRESS OVER THE FAFSA® STATUS

You don't need to wait for your financial aid package to be finalized before
starting an undergraduate student loan application.

 

FIXED RATES: 4.50% - 15.49% APRFOOTNOTE 1


VARIABLE RATES: 5.37% - 15.70% APRFOOTNOTE 1

Lowest fixed and variable rates include the auto debit discount.

I’m ready to apply
See all student loans




YOU NEED MORE. AND THERE’S SO MUCH MORE WE CAN DO.

THIS IS WHERE SALLIE COMES IN

To show up for all your small moments and big milestones from day one to after
graduation. To support you beyond paying for school.

SCHOLARSHIP SEARCH, AN EASY WAY TO FIND SCHOLARSHIPS MADE FOR YOU

Start exploring scholarships

$2,000 SCHOLARSHIP TO HELP YOU PAY FOR SCHOOLFOOTNOTE 2

Enter in 2 minutes or less

STUDENT HUB HAS THE ANSWERS TO YOUR HIGHER ED QUESTIONS

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LOOKING FOR MORE?

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HOW ARE STUDENTS PAYING FOR COLLEGE?

See our leading research

 

NEED SOME STUDY MUSIC?

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WANT STEP-BY-STEP HELP WITH THE FAFSA®?

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NEED SOME STUDY MUSIC?

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WANT STEP-BY-STEP HELP WITH THE FAFSA®?

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LOOKING FOR ADVICE ON CAMPUS LIFE?

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WANT STEP-BY-STEP HELP WITH THE FAFSA®?

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LOOKING FOR ADVICE ON CAMPUS LIFE?

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HOW ARE STUDENTS PAYING FOR COLLEGE?

See our leading research

 

LOOKING FOR ADVICE ON CAMPUS LIFE?

Listen to our podcast

 

HOW ARE STUDENTS PAYING FOR COLLEGE?

See our leading research

 

NEED SOME STUDY MUSIC?

Check out our album

Next

 


PAY LESS FOR COLLEGE. FOR REAL.

Get as much free money as you can, so you can spend less out of pocket.

ENTER TO WIN $2,000 SCHOLARSHIPFOOTNOTE 2

Fill out an entry in 2 minutes or less, with no essay!

Enter $2,000 scholarship

FIND SCHOLARSHIPS THAT ARE RIGHT FOR YOU

Get personalized suggestions for scholarship opportunities.

Find scholarship recs

HELPING MORE STUDENTS ACCESS EDUCATION

Discover scholarships we offer for students from historically underserved
communities in partnership with Thurgood Marshall College Fund.

Check out our scholarships



INSPO FOR YOUR JOURNEY

Discover good vibes, confidence-boosting tips, and inspiring student stories.



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footnote Borrow responsibly
We encourage students and families to start with savings, grants, scholarships,
and federal student loans to pay for college. Students and families should
evaluate all anticipated monthly loan payments, and how much the student expects
to earn in the future, before considering a private student loan.

footnote Loans for Undergraduate & Career Training Students are not intended for
graduate students and are subject to credit approval, identity verification,
signed loan documents, and school certification. Student must attend a
participating school. Student or cosigner must meet the age of majority in their
state of residence. Students who are not U.S. citizens or U.S. permanent
residents must reside in the U.S., attend school in the U.S., apply with a
creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident),
and provide an unexpired government-issued photo ID. Requested loan amount must
be at least $1,000.

footnote 1. Advertised APRs for undergraduate students assume a $10,000 loan to
a student who attends school for 4 years and has no prior Sallie Mae-serviced
loans. Interest rates for variable rate loans may increase or decrease over the
life of the loan based on changes to the 30-day Average Secured Overnight
Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent. 
Advertised variable rates are the starting range of rates and may vary outside
of that range over the life of the loan. Interest is charged starting when funds
are sent to the school. With the Fixed and Deferred Repayment Options, the
interest rate is higher than with the Interest Repayment Option and Unpaid
Interest is added to the loan’s Current Principal at the end of the
grace/separation period. To receive a 0.25 percentage point interest rate
discount, the borrower or cosigner must enroll in auto debit through Sallie Mae.
The discount applies only during active repayment for as long as the Current
Amount Due or Designated Amount is successfully withdrawn from the authorized
bank account each month. It may be suspended during forbearance or deferment.

footnote 2. No purchase necessary. Void where prohibited. Odds of winning depend
on number of entries received. Ends 12/31/2024. See Official Rules.

footnote Sallie Mae loans are made by Sallie Mae Bank.

footnote Information advertised valid as of 5/31/2024.

footnote SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS,
SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE
MOST UP-TO-DATE PRODUCT INFORMATION.

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© 2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo,
and other Sallie Mae names and logos are service marks or registered service
marks of Sallie Mae Bank. All other names and logos used are the trademarks or
service marks of their respective owners. SLM Corporation and its subsidiaries,
including Sallie Mae Bank, are not sponsored by or agencies of the United States
of America.





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