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Submission: On June 12 via api from US — Scanned from DE
Effective URL: https://plaid.com/how-it-works-for-consumers/
Submission: On June 12 via api from US — Scanned from DE
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FYI This site requires Javascript for full functionality Skip to main content * Products PRODUCTS LEARN HOW YOU CAN MAKE THE MOST OF FINANCIAL DATA * Global coverage * AuthAccount and routing numbers * BalanceReal-time balance checks * IdentityBank account-holder information * TransactionsUp to 24 months of categorized data * AssetsPoint-in-time snapshots of users' finances * IncomeIncome and employment verification * InvestmentsRetirement, brokerage, and crypto data * LiabilitiesStudent loan, credit card, and mortgage data * SignalACH Risk Assessment & Scoring * EnrichCleanse and categorize internal transactions * Identity VerificationGlobal KYC and anti-fraud * MonitorAML and PEP screening * Use cases USE CASES LEARN HOW YOU CAN MAKE THE MOST OF OUR PRODUCTS * Customer stories * Personal finances * Lending * Wealth * Open finance * Consumer payments * Digital banking * Business finances * Pricing * For developers FOR DEVELOPERS EVERYTHING YOU NEED TO INTEGRATE WITH PLAID AND LEARN ABOUT OUR APIS GET STARTED * Quickstart * API documentation RESOURCES * Libraries * GitHub * About us ABOUT US GET TO KNOW THE PEOPLE BEHIND THE CODE AND THE MISSION BEHIND THE WORK GET STARTED * Company * Careers * Blog * Contact PRIVACY & SECURITY * Safety * How we handle data * Legal * For consumers FOR CONSUMERS SAFELY CONNECT YOUR ACCOUNTS AND CONTROL ACCESS TO THEM * Trouble connecting? * Control access with Plaid Portal GET STARTED * How Plaid worksPlaid builds connections that enable you to securely share your data * Discover appsDiscover apps that are powered by Plaid * How we handle dataPlaid lets you securely share data from your financial institution with the apps you choose * Why is Plaid involved?Plaid powers the apps in your financial life Log in Get started * Products * Auth * Balance * Identity * Transactions * Assets * Income * Investments * Liabilities * Signal * Enrich * Identity Verification * Monitor * Global coverage * Use cases * Personal finances * Lending * Wealth * Open finance * Consumer payments * Digital banking * Business finances * Customer stories * Pricing * For developers * Quickstart * API documentation * Libraries * GitHub * About us * Company * Careers * Blog * Contact * Safety * How we handle data * Legal * For consumers * How Plaid works * Discover apps * How we handle data * Why is Plaid involved? * Trouble connecting? * Control access with Plaid Portal Log in Get started You're currently viewing our en-us site.Switch to the en-eu site Dismiss banner PLAID POWERS THE APPS IN YOUR FINANCIAL LIFE With Plaid, you can securely connect your financial accounts to an app in seconds Discover apps CONNECT EFFORTLESSLY Plaid lets you connect your financial accounts to your apps in seconds. SHARE YOUR DATA SECURELY When you want to share data from your financial accounts with an app, Plaid works to transfer your data securely. YOU'RE IN CONTROL We don’t share your personal information without your permission, and we don’t sell or rent it to outside companies. HOW PLAID WORKS 01 FIND AND TRY A NEW FINANCIAL APP Whether you’re building a budget or sending money to a friend, there are thousands of apps to choose from. 01 FIND AND TRY A NEW FINANCIAL APP Whether you’re building a budget or sending money to a friend, there are thousands of apps to choose from. Banking Wealth Personal finances Business finances Payment Lending M1 Finance Simple Chime Oportun Oportun uses financial data to help you save a little bit every single day. Pillar Pillar uses account data to give you insights that may help you pay off your loans faster. Venmo Venmo uses your account information so you can set up a way to send and receive money. Brigit Wise Betterment Expensify Qapital MoneyLion Albert Drop TrueBill Current YNAB Varo SoFi Earnin Prosper Acorns WorldRemit Ellevest Cleo M1 Finance Simple Chime Expensify SoFi Oportun Pillar Venmo Drop Prosper SoFi Wise Betterment YNAB 02 UNDERSTAND HOW PLAID POWERS YOUR APPS Plaid provides tools that enable you to share your financial data with apps that provide services to you. Oportun Oportun uses financial data to help you save a little bit every single day. Pillar Pillar uses account data to give you insights that may help you pay off your loans faster. Venmo Venmo uses your account information so you can set up a way to send and receive money. The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid. 03 CONNECT YOUR FINANCIAL ACCOUNT USING PLAID When you choose to connect your financial accounts to an app using Plaid, you will be prompted to enter the username and password associated with those accounts. Plaid then links your accounts to the app you want to use so you can share your data. How we handle data 04 PLAID’S TECHNOLOGY HELPS KEEP YOUR DATA SAFE To help keep your data safe, we don’t share the username and password for your financial institution with your apps. Once you give us permission to share your financial data, we securely transfer it from your financial institution to the app through our application programming interface (API). Learn more about security -------------------------------------------------------------------------------- Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) -------------------------------------------------------------------------------- Secure cloud infrastructure technologies -------------------------------------------------------------------------------- Security audits by researchers and financial institutions 05 CONTINUE BUILDING YOUR FINANCIAL LIFE WITH APPS POWERED BY PLAID Money is one of the biggest sources of stress in people’s lives. We want to make it easier for you to share your financial data with the apps you want to use. Whether you have an account at a national bank, a local bank, a credit union, an investment bank, or a digital bank, Plaid helps you get connected. Why is Plaid involved? PLAID CAN HELP YOU CONTROL ACCESS TO YOUR DATA When you connect your financial accounts to apps with Plaid, you have control over who you’re sharing your data with. To disconnect your financial accounts from apps, or to delete your data from Plaid’s systems, visit Plaid Portal. Explore Plaid Portal PLAID DOESN’T CHARGE YOU FOR OUR SERVICES When you connect your financial accounts to an app like Venmo or Oportun, the app pays us a fee to enable that connection. We don’t charge you for connecting your accounts. RESOURCES TAKE THE NEXT STEP DISCOVER APPS Meet a few of the apps that are built with Plaid. Learn more MANAGE CONNECTIONS See the types of data you’ve shared and manage your connections. Learn more WHY IS PLAID INVOLVED? Connecting your financial accounts just got a whole lot easier. Learn more * * Products * Auth * Balance * Identity * Transactions * Assets * Income * Investments * Liabilities * Identity Verification * Monitor * Signal * Enrich * Global coverage * Pricing * * Use cases * Personal finances * Consumer payments * Lending * Digital banking * Wealth * Business finances * Open finance * Customer stories * * * For developers * Quickstart * API documentation * Libraries * * About us * Company * Careers * Blog * Contact * Partners * Press * Resources * Fin * Safety * How we handle data * Legal & Privacy * Plaid Link * * About us * Company * Careers * Blog * Contact * Partners * Press * Resources * Fin * Safety * How we handle data * Legal & Privacy * Plaid Link * * Use cases * Personal finances * Consumer payments * Lending * Digital banking * Wealth * Business finances * Open finance * Customer stories * * * For developers * Quickstart * API documentation * Libraries * * For consumers * How it works * Discover apps * Why is Plaid involved? * Trouble connecting? * Plaid Portal * FAQs * * * For financial institutions * Work with us * Data Connectivity * Privacy Controls European Union * United States * United Kingdom * European Union © 2023 Plaid Inc. Plaid Financial Ltd. is an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Registration Number: 804718) for the provision of payment services. Plaid, B.V. is an authorised payment institution regulated by the Dutch Central Bank under the Dutch Financial Supervision Act for the provision of payment services (account information services). Plaid, B.V. is included in the public register of the Dutch Central Bank (License number: R179714) and registered at the Dutch Chamber of Commerce (CoC number: 74716603). We use cookies for a number of reasons, including to improve your experience on our website and show personalized advertisements. To manage your cookies, please click the appropriate button or learn more here. Accept all Reject all Manage