www.bankrate.com Open in urlscan Pro
151.101.1.132  Public Scan

Form analysis
2 forms found in the DOM

Name: search bar — https://www.bankrate.com/search/

<form class="SiteNavSearch-form" name="search bar" type="search" action="https://www.bankrate.com/search/">
  <div>
    <div>
      <input type="text" id="siteSearchInput" x-ref="siteSearchInput" x-trap="(isSearchOpen &amp;&amp; $refs.siteSearchInput.focus() === false)" @keydown.shift.tab="toggleSearch()" @keydown.esc="toggleSearch()" class="FormInput SiteNavSearch-input"
        name="q" placeholder="What can we help you find?" value="" autocomplete="off" aria-label="Search Bankrate" data-beam-field-inputted-no-pii="" data-label="Search Bankrate" data-beam-uid="7" data-beam-event="change">
    </div>
    <div>
      <button type="submit" class="SiteNavSearch-submit" data-js-selector="nav-search-submit-btn">
        <span class="visually-hidden">Submit</span>
        <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false">
          <path fill-rule="evenodd" clip-rule="evenodd"
            d="M10.846 2C6.216 2 2.5 5.783 2.5 10.499c0 4.715 3.715 8.498 8.346 8.498 1.733 0 3.337-.53 4.667-1.439l4.972 5.113c.43.439 1.13.439 1.561 0l.216-.22c.43-.383.43-1.096 0-1.535l-4.944-5.033a8.572 8.572 0 0 0 1.874-5.384C19.192 5.783 15.423 2 10.846 2Zm0 2.193c3.393 0 6.192 2.851 6.192 6.306 0 3.454-2.8 6.305-6.192 6.305-3.392 0-6.192-2.851-6.192-6.305 0-3.455 2.746-6.306 6.192-6.306Z"
            class="icon-base" fill="currentColor"></path>
          <title>Search</title>
        </svg></button>
    </div>
  </div>
</form>

#

<form action="#" class="display-grid grid-cols-1 sm:grid-cols-6 gap-2 md:gap-0 align-items-flex-start">
  <div class="col-span-1 sm:col-span-2 md:col-span-6 mb-6">
    <div class="FormControl"><label class="FormLabel" for="zip">ZIP code</label><input name="zip" class="FormInput" id="zip" inputmode="numeric" maxlength="5" value="73457"></div>
  </div>
  <div class="col-span-1 sm:col-span-2 md:col-span-6 mb-6">
    <div class="FormControl FormControl--withLeftIcon" data-format="$"><label class="FormLabel" for="homeValue">Property value</label><input inputmode="numeric" class="FormInput" name="homeValue" id="homeValue" pattern="^[1-9]" maxlength="11"
        type="text" value="515,000"></div>
  </div>
  <div class="col-span-1 sm:col-span-2 md:col-span-6 mb-6">
    <div class="FormControl FormControl--withLeftIcon" data-format="$"><label class="FormLabel" for="mortgageBalance">Remaining mortgage balance</label><input inputmode="numeric" class="FormInput" name="mortgageBalance" id="mortgageBalance"
        pattern="^[1-9]" maxlength="9" type="text" value="285,000"></div>
  </div>
  <div class="col-span-1 sm:col-span-2 md:col-span-6 mb-6">
    <div class="FormControl FormControl--withLeftIcon" data-format="$"><label class="FormLabel" for="loanAmount">Loan amount</label><input inputmode="numeric" class="FormInput" name="loanAmount" id="loanAmount" pattern="^[1-9]" type="text"
        value="100,000"></div>
  </div>
  <div class="col-span-1 sm:col-span-2 md:col-span-6 mb-6">
    <div class="FormControl"><label class="FormLabel" for="creditScore">Credit score</label><select name="creditScore" class="FormSelect" id="creditScore">
        <option value="780">780+</option>
        <option value="760">760 - 779</option>
        <option value="740">740 - 759</option>
        <option value="720">720 - 739</option>
        <option value="700">700 - 719</option>
        <option value="680">680 - 699</option>
        <option value="660">660 - 679</option>
        <option value="640">640 - 659</option>
        <option value="620">620 - 639</option>
        <option value="580">580 - 619</option>
      </select><span class="FormSelect-arrow Icon Icon--xs"><svg class="icon__glyph" focusable="false" width="18px" height="18px" viewBox="-1 -2 8 8" version="1.1" aria-hidden="true">
          <g id="Page-1" stroke="none" stroke-width="1" fill="" fill-rule="evenodd">
            <g id="Icons" transform="translate(-134.000000, -43.000000)" fill="">
              <polygon id="caret-small-down" points="134.707107 43 134 43.6965437 137.353553 47 140.707107 43.6965437 140 43 137.358734 45.6018093"></polygon>
            </g>
          </g>
        </svg></span></div>
  </div>
  <div class="col-span-1 sm:col-span-2 display-block md:display-none mb-6 sm:mt-6"><button type="button" class="Button Button--primary w-full">Update</button></div>
</form>

Text Content

Skip to Main Content
Bankrate
 * Banking Caret Right
   Caret LeftAll
   Banking
   Checking & savingsCaret Right CDsCaret Right Money marketCaret Right
   BanksCaret Right
   Explore all banking resources Arrow Right
   Caret Left Banking
   
   
   Compare accounts
   
    * Best savings accounts
    * Best high-yield savings accounts
    * Best business checking accounts
    * Best checking accounts
   
   Get guidance
   
    * Savings calculator
    * All savings calculators
    * Savings rate trends
    * Savings resources
   
    * Savings basics 5 min read
    * How to start saving 4 min read
   
   Compare accounts
   
    * Best CD rates
    * Best 1-year CD rates
    * Best 5-year CD rates
    * Best 6-month CD rates
   
   Get guidance
   
    * CD calculator
    * CD ladder calculator
    * CD rate trends
    * CD resources
   
    * CD basics 7 min read
    * How to invest with CDs 6 min read
   
   Money market accounts
   
   Money market accounts are similar to savings accounts, but offer some
   checking features as well.
   
   View MMA rates
   
   Get guidance
   
    * Money market basics
    * Money market vs savings accounts
    * How does an MMA work?
    * MMA resources
   
   Banking
   
   Skip the searching and find your next bank in minutes with BankMatch℠.
   
   Find my match
   
   Get guidance
   
    * Best banks of 2023
    * Bank reviews
    * Federal Reserve news
    * Best bank bonuses
   
    * Marcus review Our take on Marcus by Goldman Sachs
    * Capital One review Our take on Capital One Bank
   
   Explore all banking resources Arrow Right
 * Homes Caret Right
   Caret LeftAll
   Homes
   MortgagesCaret Right Home equityCaret Right Real estateCaret Right Home
   insuranceCaret Right
   Explore all homes resources Arrow Right
   Caret Left Homes
   
   
   Compare rates
   
    * Mortgage rates
    * Refinance rates
    * 30-year mortgage rates
    * 15-year mortgage rates
   
   Get guidance
   
    * Mortgage calculator
    * Amortization calculator
    * Mortgage rate news
    * First-time homebuyer programs
    * Mortgage resources
   
    * How to get a mortgage 11 min read
    * LoanMatch Get personalized mortgage quotes
   
   Home equity
   
   Home equity is the portion of your home you’ve paid off. You can use it to
   borrow for other financial goals.
   
   View HELOC rates
   
   Get guidance
   
    * Home equity loan rates
    * Home equity loan calculator
    * All home equity calculators
    * Home equity resources
   
    * Home equity & HELOC guide 8 min read
    * Home equity lender reviews Read what the experts have to say
   
   Buying & selling
   
   Find an expert who knows the market. Compare trusted real estate agents all
   in one place.
   
   Find an agent
   
   Get guidance
   
    * Home affordability calculator
    * Cost of living calculator
    * How much is my house worth?
    * Log in with Bankrate Pro
    * Real estate resources
   
    * Buying a home 12 min read
    * Selling a home 10 min read
   
   Home insurance
   
   Home insurance doesn't have to be a hassle. Choose the best home insurance
   company for you.
   
   Best home insurance
   
   Get guidance
   
    * Cheapest home insurance
    * Home insurance quotes
    * Home insurance resources
   
    * Home insurance rates by state 19 min read
    * How much is home insurance? Here’s how much you can expect to pay
   
   Explore all homes resources Arrow Right
 * Investing Caret Right
   Caret LeftAll
   Investing
   InvestingCaret Right RetirementCaret Right Financial advisingCaret Right Life
   insuranceCaret Right
   Explore all investing resources Arrow Right
   Caret Left Investing
   
   
   Compare investments
   
    * Best investments
    * Best short-term investments
    * Best low-risk investments
    * Best index funds
   
   Get guidance
   
    * All investing calculators
    * Brokerage reviews
    * Roboadvisor reviews
    * Find a financial advisor
    * Tax resources
   
    * How to start investing 7 min read
    * Passive income ideas 26 min read
   
   Compare plans
   
    * Best retirement plans
    * Best IRA accounts
    * Best Roth IRA accounts
    * Best 401(k) rollover options
   
   Get guidance
   
    * Retirement calculator
    * 401(k) calculator
    * Roth IRA calculator
    * All retirement calculators
    * Retirement resources
   
    * How to save for retirement 15 min read
    * Best & worst states for retirement 6 min read
   
   Finding an advisor
   
    * Find a financial advisor
    * Best financial advisors
    * Choosing a financial advisor
    * Financial planner vs advisor
   
   Get guidance
   
    * What is financial planning?
    * Financial advisor pros & cons
    * What is a fiduciary?
    * When to get an advisor
    * Financial advisor resources
   
    * What is wealth management? 6 min read
    * What is a CFP? 5 min read
   
   Life insurance
   
   Life insurance doesn’t have to be complicated. Find peace of mind and choose
   the right policy for you.
   
   Best life insurance
   
   Get guidance
   
    * Cheapest life insurance
    * Life insurance calculator
    * Life insurance quotes
    * Cost of life insurance
    * Life insurance resources
   
    * Whole life insurance 6 min read
    * Term life insurance 10 min read
   
   Explore all investing resources Arrow Right
 * Credit cards Caret Right
   Caret LeftAll
   Credit cards
   Cards by categoryCaret Right Cards by creditCaret Right Tools & reviewsCaret
   Right
   Explore all credit cards resources Arrow Right
   Caret Left Credit cards
   
   
   Compare cards
   
    * Best cards of 2023
    * Best cash back cards
    * Best balance transfer cards
    * Best 0% APR cards
    * Best travel cards
    * Best rewards cards
    * Best business cards
    * Best student cards
   
   Find your fit
   
    * CardMatch™ Get personalized card recommendations
    * Card comparison tool Compare credit cards side-by-side
   
   See your card matches
   
   Answer a few quick questions and we’ll show you your top credit card options.
   
   Find my matches
   
   Compare cards
   
    * Excellent credit
    * Good credit
    * Fair credit
    * Bad credit
   
    * How to build credit 7 min read
    * Best cards for building credit Find out which credit cards could help
   
   See what the experts say
   
   Read in-depth credit card reviews to find out which cards have the best perks
   and more.
   
   Read card reviews
   
   Get guidance
   
    * Credit card payoff calculator
    * Balance transfer calculator
    * Credit utilization calculator
    * All credit card calculators
   
    * Card comparison tool Compare credit cards side-by-side
    * Spender type tool Find cards that fit your needs
   
   Explore all credit cards resources Arrow Right
 * Personal loans Caret Right
   Caret LeftAll
   Personal loans
   Personal loansCaret Right Student loansCaret Right Debt managementCaret Right
   Explore all personal loans resources Arrow Right
   Caret Left Personal loans
   
   
   Compare lenders
   
    * Prequalify for a personal loan
    * Best personal loans
    * Best personal loans for bad credit
    * Best home improvement loans
   
   Get guidance
   
    * Personal loan guide
    * Loan calculator
    * Personal loan calculator
    * All personal loan calculators
   
   Compare lenders
   
    * Best student loans
    * Student loan refinance rates
    * Student loans for bad credit
    * Private student loans
   
   Get guidance
   
    * Student loan lender reviews
    * Student loan calculator
    * All student loan calculators
    * Student loan resources
   
   Manage your debt
   
   Start making moves toward your money goals and compare your debt management
   options.
   
   Debt consolidation loans
   
   Get guidance
   
    * Debt consolidation calculator
    * Debt consolidation guide
   
   Explore all personal loans resources Arrow Right
 * Business Caret Right
   Caret LeftAll
   Business
   Business loansCaret Right Business credit cardsCaret Right
   Explore all business resources Arrow Right
   Caret Left Business
   
   
   Compare lenders
   
    * Best small business loans
    * Best startup business loans
    * Best bad credit business loans
    * Best business lines of credit
   
   Get guidance
   
    * Business loan calculator
    * Small business loan resources
   
   Business credit cards
   
   Boost your business with rewards, perks and more. Compare cards in one place
   to find the one for you.
   
   Best business cards
   
   Get guidance
   
    * Business credit card reviews
    * How to build business credit
    * Personal vs business cards
   
   Explore all business resources Arrow Right
 * Auto Caret Right
   Caret LeftAll
   Auto
   Auto loansCaret Right Auto insuranceCaret Right
   Explore all auto resources Arrow Right
   Caret Left Auto
   
   
   Auto loans
   
   Figure out funding for your next car or refinance with confidence. Check out
   today’s auto loan rates.
   
   View auto loan rates
   
   Get guidance
   
    * Auto loan calculator
    * Auto refinance calculator
    * Auto loan guide
    * Auto loan resources
   
    * How to get the best quote 5 min read
    * Auto loan refinancing guide Learn the ins & outs of refinancing
   
   Auto insurance
   
   Drive with peace of mind when you compare insurance carriers and find the
   policy that’s right for you.
   
   Best auto insurance
   
   Get guidance
   
    * Cheapest auto insurance
    * Auto insurance rates
    * Auto insurance resources
   
    * Auto insurance by state 5 min read
    * How much is car insurance? Here's how much you can expect to pay
   
   Explore all auto resources Arrow Right

Bankrate
SearchClose X



Submit Search



HOME EQUITY LOAN & HELOC RATES

Advertiser Disclosure

The listings that appear on this page are from companies from which this website
receives compensation, which may impact how, where and in what order products
appear, except where prohibited by law for our mortgage, home equity and other
home lending products. This table does not include all companies or all
available products. Bankrate does not endorse or recommend any companies.

Filter results
ZIP code
Property value
Remaining mortgage balance
Loan amount
Credit score780+760 - 779740 - 759720 - 739700 - 719680 - 699660 - 679640 -
659620 - 639580 - 619
Update
Loan type
Terms explained
CheckmarkHome equity loan (3)CheckmarkHELOC (3)Cash-out refinance (0)Personal
loan (0)
Terms explained


TERMS EXPLAINED



Home equity loan
A loan that lets you borrow against the value of your home, with funds delivered
as a lump sum.
Home equity line of credit (HELOC)
A variable-rate line of credit based on your home value that you can continually
borrow from and pay back over a set time frame.
Cash-out refinance
With a cash-out refinance, you can use equity for whatever you need like a
renovation, paying off credit cards and loans, or even tuition.



Showing results for: Home equity and HELOC loans for $100,000

Lender

APR

Upfront costs

Mo. payment

NMLS #1717824
4.7
Bankrate score tooltip
Bankrate Scores are objectively determined by our editorial team. Our scoring
formula weighs several factors consumers should consider when choosing financial
products and services.


HELOC

Variable APR
8.10%
Rate: 8.100%
Rate: 8.100%
Upfront costs
$0
Mo. Payment
Not applicableN/A
Payments are based on your outstanding loan balance and current interest rate
and may vary each month.
Not applicable: Payments are based on your outstanding loan balance and current
interest rate and may vary each month.
Next
Lender info
NMLS #399802
3.8
Bankrate score tooltip
Bankrate Scores are objectively determined by our editorial team. Our scoring
formula weighs several factors consumers should consider when choosing financial
products and services.


HELOC

 * No application fees or annual fee***
 * Competitive rates & discounts available

Next
Lender info
NMLS #1124061
3.6
Bankrate score tooltip
Bankrate Scores are objectively determined by our editorial team. Our scoring
formula weighs several factors consumers should consider when choosing financial
products and services.


HELOC

 * Low Rates & 20,000+ 5 Star Reviews
 * Unlock up to 95% of your home's value
 * Borrow up to $350,000

Next
Lender info
NMLS #3030
4.1
Bankrate score tooltip
Bankrate Scores are objectively determined by our editorial team. Our scoring
formula weighs several factors consumers should consider when choosing financial
products and services.


HOME EQUITY LOAN

 * Find hidden equity in your home
 * Make the most of your mortgage
 * Convenient, fixed-rate payments

Next
Lender info
NMLS #1717824
4.7
Bankrate score tooltip
Bankrate Scores are objectively determined by our editorial team. Our scoring
formula weighs several factors consumers should consider when choosing financial
products and services.


HOME EQUITY LOAN

 * Borrow $20k - $400k with a Figure HELOC
 * Approval in 5 minutes. Funding in as few as 5 days
 * 100% online application. Seamless process with fixed rates

Next
Lender info
NMLS #1124061
3.6
Bankrate score tooltip
Bankrate Scores are objectively determined by our editorial team. Our scoring
formula weighs several factors consumers should consider when choosing financial
products and services.


HOME EQUITY LOAN

 * Low Rates & 20,000+ 5 Star Reviews
 * Unlock up to 95% of your home's value
 * Borrow up to $350,000

Next
Lender info

null


HERE'S HOW IT WORKS:


ENTER YOUR DETAILS

Answer some questions about your home equity needs to help us find the right
lenders for you.


COMPARE TOP RATES

See competitive home equity rates from lenders that match your criteria and
compare your offers side by side.


CHOOSE A LENDER

After selecting your top options, connect with lenders online or by phone. Next,
choose a lender, finalize your details and lock your rate in.

Filter



BANKRATE LOGO BANKRATE


ABOUT

 * About us
 * Press room
 * Careers
 * Advertise with us
 * Site map


HELP

 * Contact us
 * Compare rates
 * Latest news
 * Popular topics


LEGAL

 * Privacy policy
 * Cookie Settings
 * Do Not Sell or Share My Personal Information
 * Understanding Bankrate’s averages
 * Terms of use
 * GLBA annual notice
 * California Consumer Financial Privacy Notice
 * Licenses


HOW WE MAKE MONEY

Bankrate.com is an independent, advertising-supported publisher and comparison
service. We are compensated in exchange for placement of sponsored products and
services, or by you clicking on certain links posted on our site. Therefore,
this compensation may impact how, where and in what order products appear within
listing categories, except where prohibited by law for our mortgage, home equity
and other home lending products. Other factors, such as our own proprietary
website rules and whether a product is offered in your area or at your
self-selected credit score range, can also impact how and where products appear
on this site. While we strive to provide a wide range of offers, Bankrate does
not include information about every financial or credit product or service.

Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access
BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access

Facebook Twitter Instagram Linkedin Youtube Tiktok
Bankrate US | UK

© 2023 Bankrate, LLC. A Red Ventures company. All Rights Reserved.