www.gerberlife.com Open in urlscan Pro
45.60.156.176  Public Scan

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Text Content

Menu
 * About Gerber Life
   * Meet Gerber Life
   * Request Life Insurance Information
   * Videos
   * Who is the Gerber Baby?
   * Newsletter Sign Up
 * Contact Us
 * Gerber Life Agent Portal
 * eService Login
   Forgot User ID?
   
   Forgot Password? Log into eService Not a member yet?
   Enroll now!




SUBHEADER

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Adult Life Insurance
* About Adult Life Insurance
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* About Senior Life Insurance
* Life Insurance Quotes
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* About Child Life Insurance
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Saving for College
* About Saving for College
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  * College Planning Resources
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* Understanding Life Insurance
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About Gerber Life
* Meet Gerber Life
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* Videos
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Contact Us
Gerber Life Agent Portal



GUARANTEED LIFE INSURANCE PLAN

If you're between age
50 and 80, acceptance
is guaranteed1

If you're between
the ages of 50 and
80, acceptance is
guaranteed1

If you're between
the ages of 50 and
80, acceptance is
guaranteed1

4.1 /5 overall rating



YOUR PERSONALIZED QUOTE



Apply Now
Start Over

1 Monthly premium reflects discount for paying via automatic monthly payments
from your checking or savings account

x


START HERE. IT'S EASY!

Let us customize a Guaranteed Life Insurance quote just for you.

Your State *
Your State *Your State * Your State
*AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of
ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriNebraskaNevadaNew
HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
Age *
Age *Age * Age *50515253545556575859606162636465666768697071727374757677787980
Gender *
Gender *Gender * Gender *MaleFemale
Your Email Your Email
Get a Free Quote

* Indicates required field


 * Benefits
 * How To Buy
 * Reviews
 * FAQs


Share


GUARANTEED LIFE INSURANCE BENEFITS

Give your loved ones a little extra help during a difficult time. Choose from
$5,000 to $25,0002 of coverage.


HELPS TO COVER FINAL EXPENSES

Gerber Life Guaranteed Life Insurance provides valuable whole life insurance
protection to help cover final expenses, such as medical bills, burial costs and
unpaid debt. It helps protect your family from the financial burden of your
final expenses.




YOUR ACCEPTANCE IS GUARANTEED ¹

If you’re between 50 and 80 years old, your life insurance acceptance is
guaranteed with this policy, regardless of your health history.1 There are no
medical exams to complete or lengthy health questionnaires to fill out.




YOUR POLICY BUILDS CASH VALUE

As a whole life insurance policy, a portion of each premium you pay is set aside
as the cash value of your policy. Cash value builds over time and can be
borrowed from if needed.* The longer you own the policy, the more cash value
your policy accumulates.



Call 844-866-9354844-866-9354 for more information

M-Th 8am-9pm, Fri 8am-7pm, Sat 9am-5pm ET

* POLICY LOAN INTEREST RATE IS 8%




HOW TO APPLY FOR GERBER LIFE GUARANTEED LIFE INSURANCE

1


GET YOUR FREE QUOTE

Answer 4 easy questions to get your free quote immediately. 

2


APPLY ONLINE OR BY PHONE

Complete a few more simple questions about yourself and then choose your
coverage amount – between $5,000 and $25,0002 – and apply.

3


MAKE YOUR FIRST PAYMENT

Pay today using your checking/savings account or credit/debit card. You can save
up to 8% on your monthly premiums by signing up for Easy Pay to have your
payments automatically deducted from your checking or savings account each
month. As soon as your application is approved and the first payment is
successfully made, your coverage will begin.



Back to Guaranteed Life Insurance


GUARANTEED LIFE INSURANCE REVIEWS



Life insurance doesn't have to be complicated. For those 50 to 80 years old,
Gerber Life offers Guaranteed Life Insurance, a whole life insurance policy that
doesn't require a medical exam. It's easy to purchase and just as simple to use.
Don't just take our word for it. Find out what others are saying in the reviews
below.




GUARANTEED LIFE INSURANCE REVIEWS

With a 4.1 out of 5 star overall rating, Gerber Life Guaranteed Life Insurance
has helped families everywhere secure protection against costly final expenses.
In fact, 81% of customers would recommend the policy to their family and
friends.

"Gerber Guaranteed Life Insurance"
81%
of reviewers recommend the Gerber Guaranteed Life Insurance.
That's 102 of 126 reviews.
Overall rating
4.1/5

Customer service
4.1/5
Ease of doing business
3.9/5
Value for money
4.2/5


Already have Gerber Life's Guaranteed Life Insurance Plan? We'd love to hear
your feedback!

Write a Review
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View All Guaranteed Life Insurance Reviews


Massey
Sulphur Springs, TX
Female, Over 65
5/5
Customer service
5/5
Ease of doing business
5/5
Value for money
5/5

"Thanks for always providing friendly service and a good insurance policy."

March 18, 2022

Yes I Recommend this Product
Allan
Somerville, NJ
Male, 55-64
5/5
Customer service
5/5
Ease of doing business
5/5
Value for money
5/5

"The peace of mind all embodied in this guaranteed life insurance policy. It
gives me ease and comfort knowing I won't be a burden among my loved ones and
family when uncertainties arise."

Feb 15, 2022

Yes I Recommend this Product
Anonymous
Bronx
Male, Over 65
3/5
Ease of doing business
3/5
Value for money
3/5

"oduct presents good features; Contacting help in the event of a problem,
however, is a problem in itself."

Feb 05, 2022

DBAR68
CA
Female, Over 65
5/5
Ease of doing business
5/5
Value for money
5/5

"I have had my policy for about 13 years and have been extremely satisfied. I
also had a policy for my Mom before she passed away and Gerber was kind and
efficient in all matters."

Feb 03, 2022

Yes I Recommend this Product
Charles45
Las Vegas, NV
Male, Over 65
5/5
Customer service
5/5
Ease of doing business
5/5
Value for money
5/5

"For the value and cost you can’t beat this product."

Jan 15, 2022

Yes I Recommend this Product
SPICE
North Carolina
Female, 55-64
5/5


"Easy to make payment on your policy and keep track. You can always call
customer service if their something you don't understand. Easy to get Guaranteed
Life Insurance"

Aug 03, 2021

Yes I Recommend this Product
Hking6213
New York
Male, 55-64
5/5
Customer service
4/5
Ease of doing business
5/5
Value for money
5/5

"I have enjoy my product. It gives me a peace of mind. I am glad to be a part of
the company that makes it easy to obtain a peace of mind. The online payment is
great. I do not have to worry about missed payments. I really enjoy the decision
that I ..."

July 15, 2021

Yes I Recommend this Product
Jeff55
Michigan
Male, Over 65
5/5
Ease of doing business
5/5
Value for money
5/5

"I think this product is great for what it does. My only wish is I could add
coverage as needed a little at a time."

May 14, 2021

Yes I Recommend this Product
pat44
Arizona
Female, Over 65
5/5
Customer service
5/5
Ease of doing business
2/5
Value for money
3/5

"It would be nice to have the balance on the loan accounts when I want to make a
payment so I don't have to spend 45 minutes on the phone waiting to talk to
someone. I have to say the person that helped me was excellent. I've been with
Gerber for ..."

May 08, 2021

Yes I Recommend this Product
wgwright
Ogden.Kansas
Male, Over 65
5/5
Customer service
5/5
Ease of doing business
5/5
Value for money
5/5

"I have been with Gerber Life for several years and i can not think of a better
deal for my money. My wife of 49 years passed away almost two years ago and
Gerber Life paid for her funeral quickly and professionally."

April 25, 2021

Yes I Recommend this Product
Helen58
Monticello MS

5/5
Customer service
5/5
Ease of doing business
5/5
Value for money
5/5

"I have to say that after having horrible experiences with life insurance
companies Gerber Life insurance has been the best company that I have ever had.
I give them a superior rating. They are all around the best life insurance
company of all time."

April 13, 2021

Yes I Recommend this Product
RichieG1
East Chicago, In
Male, Over 65
1/5
Customer service
2/5
Ease of doing business
1/5
Value for money
4/5

"I have been very satified with Gerber Life Insurance. I have not been satisfied
with my inability to communicate with a customer service rep. Trying to navigate
the online site has been frustating to say the least. I wish I could speak to a
human ..."

March 05, 2021

Randy
Iowa
Male, Over 65
5/5
Customer service
5/5
Ease of doing business
5/5
Value for money
5/5

"Since being a customer since 1995 to current, I've always appreciated the value
of Gerber Life Insurance for myself and family. Characteristically, it has been
my primary coverage carrier since the inception of my purchasing GLI..."

Feb 16, 2021

Yes I Recommend this Product
Kentj53
Yakima Wa
Male, 45-54
5/5


"Thank you for beening a great company.to the human race"

Feb 08, 2021

Yes I Recommend this Product
Superman
Washington DC
Male, 55-64
4/5


"Gerber insurance is the best i would not trade it in for nothing"

Jan 19, 2021

Yes I Recommend this Product
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Testimonials reflect the opinions of Gerber Life Customers.  For additional
reviews click here.
Get a Free Quote
Top



GUARANTEED LIFE INSURANCE FREQUENTLY ASKED QUESTIONS

 * WHAT KIND OF INSURANCE IS GERBER LIFE GUARANTEED LIFE INSURANCE?
   
   Guaranteed Life Insurance from Gerber Life is a whole life insurance policy
   for adults between 50 and 80 years old that does not require a medical exam
   or ask health questions – your acceptance is guaranteed.1 Plus our Guaranteed
   Life Insurance builds cash value that you can borrow from if you ever need
   help with unexpected expenses.* Or if you decide to cancel your policy for
   any reason, you would receive the available cash value. By comparison, term
   life insurance policies don’t build cash value.
   
   *Policy loan interest rate is 8%.

 * WHAT IS GUARANTEED ACCEPTANCE LIFE INSURANCE?
   
   Guaranteed acceptance insurance is life insurance that does not require a
   medical exam or health questions in order to be approved for coverage. Those
   who may not qualify for other types of life insurance due to a health concern
   could still get life insurance protection with a guaranteed acceptance
   policy. It’s a smart option for those wanting to stay one step ahead of
   costly final expenses. It gives your family one less thing to worry about
   during an especially trying time — when financial challenges should be the
   last thing on their minds. You can secure a small amount of coverage to cover
   the basics, or a larger amount to take care of greater expenses your family
   may face down the road.

 * WHAT COVERAGE AMOUNTS DOES GERBER LIFE GUARANTEED LIFE INSURANCE PROVIDE?
   
   Gerber Life Guaranteed Life Insurance offers coverage amounts ranging from
   $5,000 to $25,000.

 * WILL MY PREMIUMS EVER INCREASE?
   
   No, with Gerber Life’s Guaranteed Life Insurance, the amount you pay when
   coverage begins is the same amount you’ll pay throughout the duration of your
   policy. The only time your premiums may change is if you decide to increase
   coverage or the frequency of your payments.

 * IS GUARANTEED LIFE INSURANCE WORTH IT?
   
   When you buy a Guaranteed Life Insurance policy, you’re helping to protect
   your loved ones from the burden of costly final expenses. It’s a financial
   safety net that you’ll always have, as long as premiums are paid. And since
   your premiums will never go up, your payments will always be stable. That
   predictability can have great value as you budget for the years ahead.
   Remember that you can also borrow from the cash value of your policy (policy
   loan interest rate is 8%), giving you an extra financial tool for unplanned
   expenses. 
   
   When it comes to choosing life insurance to help cover final expenses, it’s
   important to look at the company behind the policy to make sure it’s going to
   stand by it. Gerber Life Insurance has been protecting families like yours
   since 1967. We have an “A” (excellent) rating from the highly regarded
   independent reporting firm, A.M. Best. 

 * WHAT IS A GRADED DEATH BENEFIT?
   
   The Graded Death Benefit of a policy is a period of time when the death
   benefit paid is restricted If death occurs from natural causes (not
   accidental) during your policy’s first two years.
   
   With the Gerber Life’s Guaranteed Life policy, if death occurs in the first
   two years your beneficiary will receive all premiums paid plus 10%.  After
   the two year period ends, the full benefit amount of your policy is paid.

 * WHAT’S THE VALUE OF LIFE INSURANCE FOR PARENTS AND THE ELDERLY?
   
   You may be shopping for yourself or perhaps you’re helping a loved one
   explore life insurance options. Credit card debt, medical bills and funeral
   costs can be very costly. In fact, the average cost of a funeral alone can
   run as high as $9,1353. Guaranteed Life Insurance from Gerber Life can be a
   smart choice to help your family cover the cost of your final expenses.
   Gerber Life’s Guaranteed Life Insurance policy is designed to be easy to
   understand, and easy to buy. You can apply online (or by phone) in minutes
   for coverage can last a lifetime once approved. Your family shouldn’t have to
   take on the burden of credit card debt, medical bills or funeral costs.
   That’s why Gerber Life is here to give you greater peace of mind about your
   family’s future. 

 * HOW DOES GUARANTEED LIFE INSURANCE COMPARE TO NO MEDICAL EXAM LIFE INSURANCE?
   
   You may be familiar with life insurance policies that don’t require a medical
   exam, and that’s exactly how the Gerber Life Guaranteed Life Insurance policy
   works. The only condition for becoming a policy owner is that you are between
   50 and 80 years old. Your acceptance is guaranteed regardless of your heath.
   Our application is easy and can be completed entirely online for your
   convenience. And if you have any questions along the way, our dedicated
   customer service representatives are happy to help. 866-503-4481

View All Gerber Guaranteed Life Insurance Plan Questions


HOW CAN I WORK FINAL EXPENSE LIFE INSURANCE INTO MY FINANCIAL PLAN?

We understand you’re juggling plenty of financial responsibilities as you plan
for the future. Get a free quote today to see how a policy can fit into your
budget. Your final expenses are important to consider while you think about your
plans for the future. By getting a free, instant quote now, you can get an idea
of how much your monthly premium will be for life. Your premiums will never
increase, so you can budget for what’s ahead with that in mind. You can even set
up automatic payments once you have your policy to keep things simple.


LEARN MORE ABOUT GUARANTEED LIFE INSURANCE

If you still have questions about our Guaranteed Life insurance, visit our Life
Insurance 101 to learn more about:

• Do I need a medical exam?
• How much life insurance do I need?
• Why do I need life insurance?
• Cash value: a plus to whole life insurance
• Quick facts about Guaranteed Life Insurance

1 To be eligible for coverage you must be a U.S. citizen residing in the US or
permanent legal resident.  Total limit of all combined Gerber Life Guaranteed
Life policies is $25,000.  Gerber Life Insurance Company will not issue
insurance for any proposed insured when a POA or Guardianship exists on the
proposed insured, except legal guardians of children.
2 South Dakota residents, maximum coverage of $15,000
3 NFDA 2019 General Price List Survey. National Funeral Directors Association

 

Get a Free Quote
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CONTACT GERBER LIFE


 * Email
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 * Call
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   M-F 8am - 7pm (ET)
   
   Sat. 9am - 5pm (ET)

 * Fax 
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 * Gerber Life Address
   
   Gerber Life Insurance Co.
   
   445 State Street
   
   Fremont, MI 49412

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The Grow-Up® Plan

We understand you want to give your child every advantage. The Grow-Up® Plan is
a simple, budget-minded way to start for children ages 14 days to 14 years. For
as little as $1 a week, you can give your child a lifetime of life insurance
protection with plans starting at $5,000. Your decision today will help your
child be better equipped for adult responsibilities tomorrow.

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