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Submitted URL: http://trk.e.loft.com/ss/c/QGeMhX6toQUbCOxfWLuswEbRVrY-RXOAtY-n93A0FTtij6KdqQQqBBqZyJdK30K-UtIa5jc7wLY9BoLaWLeqPg/3he/...
Effective URL: https://www.loft.com/ALLRewards_terms?Tickmark=_T3_B4_P02_M1_O3_R2_S1_&CID=E0L18223&mi_ecmp=E0L18223&mi_u=6C6EC876C7E...
Submission: On November 29 via api from SE — Scanned from DE
Effective URL: https://www.loft.com/ALLRewards_terms?Tickmark=_T3_B4_P02_M1_O3_R2_S1_&CID=E0L18223&mi_ecmp=E0L18223&mi_u=6C6EC876C7E...
Submission: On November 29 via api from SE — Scanned from DE
Form analysis 4 forms found in the DOM
<form class="country-form" role="form">
<ul class="server-errors" role="alert" aria-live="assertive"></ul>
<h5>Now offering international shipping to over 100 locations.</h5>
<label class="placeholder-inactive">
<span aria-hidden="true">Step 1: Choose shipping destination</span>
<div class="custom-dropdown select-country country-theme" role="presentation"><select name="country" class="select-country country-theme initialized" aria-hidden="true" tabindex="-1">
<option value="AF" data-id="USD">Afghanistan</option>
<option value="AL" data-id="USD">Albania</option>
<option value="DZ" data-id="USD">Algeria</option>
<option value="AD" data-id="EUR">Andorra</option>
<option value="AO" data-id="USD">Angola</option>
<option value="AI" data-id="USD">Anguilla</option>
<option value="AG" data-id="USD">Antigua and Barbuda</option>
<option value="AM" data-id="USD">Armenia</option>
<option value="AW" data-id="USD">Aruba</option>
<option value="AU" data-id="AUD">Australia</option>
<option value="AT" data-id="EUR">Austria</option>
<option value="BS" data-id="BSD">Bahamas</option>
<option value="BD" data-id="BDT">Bangladesh</option>
<option value="BB" data-id="BBD">Barbados</option>
<option value="BE" data-id="EUR">Belgium</option>
<option value="BZ" data-id="BZD">Belize</option>
<option value="BJ" data-id="XOF">Benin</option>
<option value="BM" data-id="USD">Bermuda</option>
<option value="BT" data-id="USD">Bhutan</option>
<option value="BO" data-id="BOB">Bolivia</option>
<option value="BQ" data-id="USD">Bonaire, Sint Eustatius and Saba</option>
<option value="BW" data-id="USD">Botswana</option>
<option value="BR" data-id="USD">Brazil</option>
<option value="BN" data-id="USD">Brunei Darussalam</option>
<option value="BF" data-id="XOF">Burkina Faso</option>
<option value="KH" data-id="KHR">Cambodia</option>
<option value="CM" data-id="XAF">Cameroon</option>
<option value="CA" data-id="CAD">Canada</option>
<option value="CV" data-id="USD">Cape Verde</option>
<option value="KY" data-id="KYD">Cayman Islands</option>
<option value="CF" data-id="XAF">Central African Republic</option>
<option value="TD" data-id="XAF">Chad</option>
<option value="CL" data-id="CLP">Chile</option>
<option value="CN" data-id="CNY">China</option>
<option value="CX" data-id="AUD">Christmas Island</option>
<option value="CC" data-id="AUD">Cocos (Keeling) Islands</option>
<option value="CO" data-id="COP">Colombia</option>
<option value="KM" data-id="USD">Comoros</option>
<option value="CK" data-id="NZD">Cook Islands</option>
<option value="CR" data-id="CRC">Costa Rica</option>
<option value="HR" data-id="HRK">Croatia</option>
<option value="CW" data-id="USD">Curaçao</option>
<option value="CY" data-id="EUR">Cyprus</option>
<option value="CZ" data-id="CZK">Czech Republic</option>
<option value="CI" data-id="USD">Côte d'Ivoire</option>
<option value="DK" data-id="DKK">Denmark</option>
<option value="DJ" data-id="USD">Djibouti</option>
<option value="DM" data-id="USD">Dominica</option>
<option value="DO" data-id="DOP">Dominican Republic</option>
<option value="EC" data-id="USD">Ecuador</option>
<option value="EG" data-id="EGP">Egypt</option>
<option value="SV" data-id="USD">El Salvador</option>
<option value="GQ" data-id="XAF">Equatorial Guinea</option>
<option value="ER" data-id="USD">Eritrea</option>
<option value="EE" data-id="EUR">Estonia</option>
<option value="ET" data-id="USD">Ethiopia</option>
<option value="FK" data-id="USD">Falkland Islands (Malvinas)</option>
<option value="FO" data-id="DKK">Faroe Islands</option>
<option value="FJ" data-id="USD">Fiji</option>
<option value="FI" data-id="EUR">Finland</option>
<option value="FR" data-id="EUR">France</option>
<option value="GF" data-id="EUR">French Guiana</option>
<option value="PF" data-id="USD">French Polynesia</option>
<option value="GA" data-id="XAF">Gabon</option>
<option value="GM" data-id="USD">Gambia</option>
<option value="DE" data-id="EUR" selected="selected">Germany</option>
<option value="GH" data-id="USD">Ghana</option>
<option value="GI" data-id="GBP">Gibraltar</option>
<option value="GR" data-id="EUR">Greece</option>
<option value="GL" data-id="DKK">Greenland</option>
<option value="GD" data-id="USD">Grenada</option>
<option value="GP" data-id="EUR">Guadeloupe</option>
<option value="GT" data-id="GTQ">Guatemala</option>
<option value="GG" data-id="GBP">Guernsey</option>
<option value="GN" data-id="USD">Guinea</option>
<option value="GY" data-id="USD">Guyana</option>
<option value="HT" data-id="USD">Haiti</option>
<option value="VA" data-id="EUR">Holy See (Vatican City State)</option>
<option value="HN" data-id="HNL">Honduras</option>
<option value="HK" data-id="HKD">Hong Kong</option>
<option value="HU" data-id="HUF">Hungary</option>
<option value="IS" data-id="EUR">Iceland</option>
<option value="IN" data-id="INR">India</option>
<option value="ID" data-id="USD">Indonesia</option>
<option value="IE" data-id="EUR">Ireland</option>
<option value="IM" data-id="USD">Isle of Man</option>
<option value="IL" data-id="ILS">Israel</option>
<option value="IT" data-id="EUR">Italy</option>
<option value="JM" data-id="JMD">Jamaica</option>
<option value="JP" data-id="JPY">Japan</option>
<option value="JE" data-id="GBP">Jersey</option>
<option value="JO" data-id="JOD">Jordan</option>
<option value="KE" data-id="USD">Kenya</option>
<option value="KI" data-id="AUD">Kiribati</option>
<option value="KW" data-id="KWD">Kuwait</option>
<option value="LA" data-id="USD">Lao People's Democratic Republic</option>
<option value="LS" data-id="USD">Lesotho</option>
<option value="LR" data-id="USD">Liberia</option>
<option value="LI" data-id="CHF">Liechtenstein</option>
<option value="LU" data-id="EUR">Luxembourg</option>
<option value="MO" data-id="HKD">Macao</option>
<option value="MG" data-id="USD">Madagascar</option>
<option value="MW" data-id="USD">Malawi</option>
<option value="MY" data-id="MYR">Malaysia</option>
<option value="MV" data-id="MVR">Maldives</option>
<option value="ML" data-id="XOF">Mali</option>
<option value="MT" data-id="EUR">Malta</option>
<option value="MH" data-id="USD">Marshall Islands</option>
<option value="MQ" data-id="EUR">Martinique</option>
<option value="MR" data-id="USD">Mauritania</option>
<option value="MU" data-id="USD">Mauritius</option>
<option value="YT" data-id="EUR">Mayotte</option>
<option value="MX" data-id="MXN">Mexico</option>
<option value="FM" data-id="USD">Micronesia, Federated States of</option>
<option value="MD" data-id="USD">Moldova, Republic of</option>
<option value="MC" data-id="EUR">Monaco</option>
<option value="MN" data-id="USD">Mongolia</option>
<option value="ME" data-id="EUR">Montenegro</option>
<option value="MS" data-id="USD">Montserrat</option>
<option value="MA" data-id="MAD">Morocco</option>
<option value="MZ" data-id="USD">Mozambique</option>
<option value="NA" data-id="NAD">Namibia</option>
<option value="NR" data-id="AUD">Nauru</option>
<option value="NP" data-id="NPR">Nepal</option>
<option value="NL" data-id="EUR">Netherlands</option>
<option value="NC" data-id="USD">New Caledonia</option>
<option value="NZ" data-id="NZD">New Zealand</option>
<option value="NE" data-id="XOF">Niger</option>
<option value="NU" data-id="NZD">Niue</option>
<option value="MK" data-id="USD">North Macedonia, Republic of</option>
<option value="NO" data-id="NOK">Norway</option>
<option value="OM" data-id="OMR">Oman</option>
<option value="PK" data-id="PKR">Pakistan</option>
<option value="PW" data-id="USD">Palau</option>
<option value="PA" data-id="PAB">Panama</option>
<option value="PG" data-id="USD">Papua New Guinea</option>
<option value="PY" data-id="PYG">Paraguay</option>
<option value="PE" data-id="PEN">Peru</option>
<option value="PH" data-id="PHP">Philippines</option>
<option value="PL" data-id="PLN">Poland</option>
<option value="PT" data-id="EUR">Portugal</option>
<option value="QA" data-id="QAR">Qatar</option>
<option value="RO" data-id="RON">Romania</option>
<option value="RW" data-id="USD">Rwanda</option>
<option value="RE" data-id="EUR">Réunion</option>
<option value="BL" data-id="EUR">Saint Barthélemy</option>
<option value="KN" data-id="USD">Saint Kitts and Nevis</option>
<option value="LC" data-id="USD">Saint Lucia</option>
<option value="PM" data-id="EUR">Saint Pierre and Miquelon</option>
<option value="VC" data-id="USD">Saint Vincent and the Grenadines</option>
<option value="WS" data-id="USD">Samoa</option>
<option value="SM" data-id="EUR">San Marino</option>
<option value="ST" data-id="USD">Sao Tome and Principe</option>
<option value="SA" data-id="SAR">Saudi Arabia</option>
<option value="SN" data-id="XOF">Senegal</option>
<option value="SC" data-id="USD">Seychelles</option>
<option value="SG" data-id="SGD">Singapore</option>
<option value="SX" data-id="ANG">Sint Maarten (Dutch part)</option>
<option value="SK" data-id="EUR">Slovakia</option>
<option value="SI" data-id="EUR">Slovenia</option>
<option value="SB" data-id="USD">Solomon Islands</option>
<option value="ZA" data-id="ZAR">South Africa</option>
<option value="ES" data-id="EUR">Spain</option>
<option value="LK" data-id="LKR">Sri Lanka</option>
<option value="SR" data-id="USD">Suriname</option>
<option value="SZ" data-id="SZL">Swaziland</option>
<option value="SE" data-id="SEK">Sweden</option>
<option value="TW" data-id="TWD">Taiwan</option>
<option value="TZ" data-id="USD">Tanzania, United Republic of</option>
<option value="TH" data-id="THB">Thailand</option>
<option value="TL" data-id="USD">Timor-Leste</option>
<option value="TG" data-id="XOF">Togo</option>
<option value="TO" data-id="USD">Tonga</option>
<option value="TT" data-id="USD">Trinidad and Tobago</option>
<option value="TN" data-id="USD">Tunisia</option>
<option value="TR" data-id="TRY">Turkey</option>
<option value="TC" data-id="USD">Turks and Caicos Islands</option>
<option value="TV" data-id="AUD">Tuvalu</option>
<option value="UG" data-id="USD">Uganda</option>
<option value="AE" data-id="AED">United Arab Emirates</option>
<option value="GB" data-id="GBP">United Kingdom</option>
<option value="US" data-id="USD">United States</option>
<option value="UY" data-id="UYU">Uruguay</option>
<option value="VU" data-id="USD">Vanuatu</option>
<option value="VN" data-id="USD">Vietnam</option>
<option value="VG" data-id="USD">Virgin Islands, British</option>
<option value="WF" data-id="USD">Wallis and Futuna</option>
<option value="ZM" data-id="USD">Zambia</option>
<option value="ZW" data-id="USD">Zimbabwe</option>
</select><span role="button" aria-haspopup="true" aria-owns="dd-optns-1" id="dd-label-1" class="selected selected-value-DE" tabindex="0" aria-expanded="false" aria-label="Step 1, Choose shipping destination, United States selected"
aria-hidden="false" aria-autocomplete="list" aria-live="off">Germany</span>
<div role="listbox" id="dd-optns-1" aria-labelledby="dd-label-1" class="scrollable" tabindex="-1" aria-hidden="true">
<ul role="presentation">
<li id="dd-opt-1-0" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Afghanistan"><i role="presentation">Afghanistan</i></li>
<li id="dd-opt-1-1" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Albania"><i role="presentation">Albania</i></li>
<li id="dd-opt-1-2" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Algeria"><i role="presentation">Algeria</i></li>
<li id="dd-opt-1-3" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Andorra"><i role="presentation">Andorra</i></li>
<li id="dd-opt-1-4" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Angola"><i role="presentation">Angola</i></li>
<li id="dd-opt-1-5" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Anguilla"><i role="presentation">Anguilla</i></li>
<li id="dd-opt-1-6" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Antigua and Barbuda"><i role="presentation">Antigua and Barbuda</i></li>
<li id="dd-opt-1-7" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Armenia"><i role="presentation">Armenia</i></li>
<li id="dd-opt-1-8" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Aruba"><i role="presentation">Aruba</i></li>
<li id="dd-opt-1-9" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Australia"><i role="presentation">Australia</i></li>
<li id="dd-opt-1-10" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Austria"><i role="presentation">Austria</i></li>
<li id="dd-opt-1-11" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bahamas"><i role="presentation">Bahamas</i></li>
<li id="dd-opt-1-12" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bangladesh"><i role="presentation">Bangladesh</i></li>
<li id="dd-opt-1-13" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Barbados"><i role="presentation">Barbados</i></li>
<li id="dd-opt-1-14" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Belgium"><i role="presentation">Belgium</i></li>
<li id="dd-opt-1-15" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Belize"><i role="presentation">Belize</i></li>
<li id="dd-opt-1-16" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Benin"><i role="presentation">Benin</i></li>
<li id="dd-opt-1-17" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bermuda"><i role="presentation">Bermuda</i></li>
<li id="dd-opt-1-18" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bhutan"><i role="presentation">Bhutan</i></li>
<li id="dd-opt-1-19" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bolivia"><i role="presentation">Bolivia</i></li>
<li id="dd-opt-1-20" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bonaire, Sint Eustatius and Saba"><i role="presentation">Bonaire, Sint Eustatius and Saba</i></li>
<li id="dd-opt-1-21" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Botswana"><i role="presentation">Botswana</i></li>
<li id="dd-opt-1-22" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Brazil"><i role="presentation">Brazil</i></li>
<li id="dd-opt-1-23" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Brunei Darussalam"><i role="presentation">Brunei Darussalam</i></li>
<li id="dd-opt-1-24" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Burkina Faso"><i role="presentation">Burkina Faso</i></li>
<li id="dd-opt-1-25" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cambodia"><i role="presentation">Cambodia</i></li>
<li id="dd-opt-1-26" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cameroon"><i role="presentation">Cameroon</i></li>
<li id="dd-opt-1-27" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Canada"><i role="presentation">Canada</i></li>
<li id="dd-opt-1-28" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cape Verde"><i role="presentation">Cape Verde</i></li>
<li id="dd-opt-1-29" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cayman Islands"><i role="presentation">Cayman Islands</i></li>
<li id="dd-opt-1-30" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Central African Republic"><i role="presentation">Central African Republic</i></li>
<li id="dd-opt-1-31" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Chad"><i role="presentation">Chad</i></li>
<li id="dd-opt-1-32" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Chile"><i role="presentation">Chile</i></li>
<li id="dd-opt-1-33" class="option" tabindex="0" role="option" aria-selected="false" aria-label="China"><i role="presentation">China</i></li>
<li id="dd-opt-1-34" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Christmas Island"><i role="presentation">Christmas Island</i></li>
<li id="dd-opt-1-35" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cocos (Keeling) Islands"><i role="presentation">Cocos (Keeling) Islands</i></li>
<li id="dd-opt-1-36" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Colombia"><i role="presentation">Colombia</i></li>
<li id="dd-opt-1-37" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Comoros"><i role="presentation">Comoros</i></li>
<li id="dd-opt-1-38" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cook Islands"><i role="presentation">Cook Islands</i></li>
<li id="dd-opt-1-39" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Costa Rica"><i role="presentation">Costa Rica</i></li>
<li id="dd-opt-1-40" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Croatia"><i role="presentation">Croatia</i></li>
<li id="dd-opt-1-41" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Curaçao"><i role="presentation">Curaçao</i></li>
<li id="dd-opt-1-42" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cyprus"><i role="presentation">Cyprus</i></li>
<li id="dd-opt-1-43" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Czech Republic"><i role="presentation">Czech Republic</i></li>
<li id="dd-opt-1-44" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Côte d'Ivoire"><i role="presentation">Côte d'Ivoire</i></li>
<li id="dd-opt-1-45" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Denmark"><i role="presentation">Denmark</i></li>
<li id="dd-opt-1-46" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Djibouti"><i role="presentation">Djibouti</i></li>
<li id="dd-opt-1-47" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Dominica"><i role="presentation">Dominica</i></li>
<li id="dd-opt-1-48" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Dominican Republic"><i role="presentation">Dominican Republic</i></li>
<li id="dd-opt-1-49" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Ecuador"><i role="presentation">Ecuador</i></li>
<li id="dd-opt-1-50" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Egypt"><i role="presentation">Egypt</i></li>
<li id="dd-opt-1-51" class="option" tabindex="0" role="option" aria-selected="false" aria-label="El Salvador"><i role="presentation">El Salvador</i></li>
<li id="dd-opt-1-52" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Equatorial Guinea"><i role="presentation">Equatorial Guinea</i></li>
<li id="dd-opt-1-53" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Eritrea"><i role="presentation">Eritrea</i></li>
<li id="dd-opt-1-54" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Estonia"><i role="presentation">Estonia</i></li>
<li id="dd-opt-1-55" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Ethiopia"><i role="presentation">Ethiopia</i></li>
<li id="dd-opt-1-56" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Falkland Islands (Malvinas)"><i role="presentation">Falkland Islands (Malvinas)</i></li>
<li id="dd-opt-1-57" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Faroe Islands"><i role="presentation">Faroe Islands</i></li>
<li id="dd-opt-1-58" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Fiji"><i role="presentation">Fiji</i></li>
<li id="dd-opt-1-59" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Finland"><i role="presentation">Finland</i></li>
<li id="dd-opt-1-60" class="option" tabindex="0" role="option" aria-selected="false" aria-label="France"><i role="presentation">France</i></li>
<li id="dd-opt-1-61" class="option" tabindex="0" role="option" aria-selected="false" aria-label="French Guiana"><i role="presentation">French Guiana</i></li>
<li id="dd-opt-1-62" class="option" tabindex="0" role="option" aria-selected="false" aria-label="French Polynesia"><i role="presentation">French Polynesia</i></li>
<li id="dd-opt-1-63" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Gabon"><i role="presentation">Gabon</i></li>
<li id="dd-opt-1-64" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Gambia"><i role="presentation">Gambia</i></li>
<li id="dd-opt-1-65" class="option selected" tabindex="0" role="option" aria-selected="true" aria-label="Germany"><i role="presentation">Germany</i></li>
<li id="dd-opt-1-66" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Ghana"><i role="presentation">Ghana</i></li>
<li id="dd-opt-1-67" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Gibraltar"><i role="presentation">Gibraltar</i></li>
<li id="dd-opt-1-68" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Greece"><i role="presentation">Greece</i></li>
<li id="dd-opt-1-69" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Greenland"><i role="presentation">Greenland</i></li>
<li id="dd-opt-1-70" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Grenada"><i role="presentation">Grenada</i></li>
<li id="dd-opt-1-71" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Guadeloupe"><i role="presentation">Guadeloupe</i></li>
<li id="dd-opt-1-72" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Guatemala"><i role="presentation">Guatemala</i></li>
<li id="dd-opt-1-73" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Guernsey"><i role="presentation">Guernsey</i></li>
<li id="dd-opt-1-74" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Guinea"><i role="presentation">Guinea</i></li>
<li id="dd-opt-1-75" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Guyana"><i role="presentation">Guyana</i></li>
<li id="dd-opt-1-76" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Haiti"><i role="presentation">Haiti</i></li>
<li id="dd-opt-1-77" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Holy See (Vatican City State)"><i role="presentation">Holy See (Vatican City State)</i></li>
<li id="dd-opt-1-78" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Honduras"><i role="presentation">Honduras</i></li>
<li id="dd-opt-1-79" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Hong Kong"><i role="presentation">Hong Kong</i></li>
<li id="dd-opt-1-80" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Hungary"><i role="presentation">Hungary</i></li>
<li id="dd-opt-1-81" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Iceland"><i role="presentation">Iceland</i></li>
<li id="dd-opt-1-82" class="option" tabindex="0" role="option" aria-selected="false" aria-label="India"><i role="presentation">India</i></li>
<li id="dd-opt-1-83" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Indonesia"><i role="presentation">Indonesia</i></li>
<li id="dd-opt-1-84" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Ireland"><i role="presentation">Ireland</i></li>
<li id="dd-opt-1-85" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Isle of Man"><i role="presentation">Isle of Man</i></li>
<li id="dd-opt-1-86" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Israel"><i role="presentation">Israel</i></li>
<li id="dd-opt-1-87" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Italy"><i role="presentation">Italy</i></li>
<li id="dd-opt-1-88" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Jamaica"><i role="presentation">Jamaica</i></li>
<li id="dd-opt-1-89" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Japan"><i role="presentation">Japan</i></li>
<li id="dd-opt-1-90" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Jersey"><i role="presentation">Jersey</i></li>
<li id="dd-opt-1-91" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Jordan"><i role="presentation">Jordan</i></li>
<li id="dd-opt-1-92" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Kenya"><i role="presentation">Kenya</i></li>
<li id="dd-opt-1-93" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Kiribati"><i role="presentation">Kiribati</i></li>
<li id="dd-opt-1-94" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Kuwait"><i role="presentation">Kuwait</i></li>
<li id="dd-opt-1-95" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Lao People's Democratic Republic"><i role="presentation">Lao People's Democratic Republic</i></li>
<li id="dd-opt-1-96" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Lesotho"><i role="presentation">Lesotho</i></li>
<li id="dd-opt-1-97" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Liberia"><i role="presentation">Liberia</i></li>
<li id="dd-opt-1-98" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Liechtenstein"><i role="presentation">Liechtenstein</i></li>
<li id="dd-opt-1-99" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Luxembourg"><i role="presentation">Luxembourg</i></li>
<li id="dd-opt-1-100" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Macao"><i role="presentation">Macao</i></li>
<li id="dd-opt-1-101" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Madagascar"><i role="presentation">Madagascar</i></li>
<li id="dd-opt-1-102" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Malawi"><i role="presentation">Malawi</i></li>
<li id="dd-opt-1-103" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Malaysia"><i role="presentation">Malaysia</i></li>
<li id="dd-opt-1-104" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Maldives"><i role="presentation">Maldives</i></li>
<li id="dd-opt-1-105" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mali"><i role="presentation">Mali</i></li>
<li id="dd-opt-1-106" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Malta"><i role="presentation">Malta</i></li>
<li id="dd-opt-1-107" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Marshall Islands"><i role="presentation">Marshall Islands</i></li>
<li id="dd-opt-1-108" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Martinique"><i role="presentation">Martinique</i></li>
<li id="dd-opt-1-109" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mauritania"><i role="presentation">Mauritania</i></li>
<li id="dd-opt-1-110" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mauritius"><i role="presentation">Mauritius</i></li>
<li id="dd-opt-1-111" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mayotte"><i role="presentation">Mayotte</i></li>
<li id="dd-opt-1-112" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mexico"><i role="presentation">Mexico</i></li>
<li id="dd-opt-1-113" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Micronesia, Federated States of"><i role="presentation">Micronesia, Federated States of</i></li>
<li id="dd-opt-1-114" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Moldova, Republic of"><i role="presentation">Moldova, Republic of</i></li>
<li id="dd-opt-1-115" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Monaco"><i role="presentation">Monaco</i></li>
<li id="dd-opt-1-116" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mongolia"><i role="presentation">Mongolia</i></li>
<li id="dd-opt-1-117" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Montenegro"><i role="presentation">Montenegro</i></li>
<li id="dd-opt-1-118" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Montserrat"><i role="presentation">Montserrat</i></li>
<li id="dd-opt-1-119" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Morocco"><i role="presentation">Morocco</i></li>
<li id="dd-opt-1-120" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mozambique"><i role="presentation">Mozambique</i></li>
<li id="dd-opt-1-121" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Namibia"><i role="presentation">Namibia</i></li>
<li id="dd-opt-1-122" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Nauru"><i role="presentation">Nauru</i></li>
<li id="dd-opt-1-123" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Nepal"><i role="presentation">Nepal</i></li>
<li id="dd-opt-1-124" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Netherlands"><i role="presentation">Netherlands</i></li>
<li id="dd-opt-1-125" class="option" tabindex="0" role="option" aria-selected="false" aria-label="New Caledonia"><i role="presentation">New Caledonia</i></li>
<li id="dd-opt-1-126" class="option" tabindex="0" role="option" aria-selected="false" aria-label="New Zealand"><i role="presentation">New Zealand</i></li>
<li id="dd-opt-1-127" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Niger"><i role="presentation">Niger</i></li>
<li id="dd-opt-1-128" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Niue"><i role="presentation">Niue</i></li>
<li id="dd-opt-1-129" class="option" tabindex="0" role="option" aria-selected="false" aria-label="North Macedonia, Republic of"><i role="presentation">North Macedonia, Republic of</i></li>
<li id="dd-opt-1-130" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Norway"><i role="presentation">Norway</i></li>
<li id="dd-opt-1-131" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Oman"><i role="presentation">Oman</i></li>
<li id="dd-opt-1-132" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Pakistan"><i role="presentation">Pakistan</i></li>
<li id="dd-opt-1-133" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Palau"><i role="presentation">Palau</i></li>
<li id="dd-opt-1-134" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Panama"><i role="presentation">Panama</i></li>
<li id="dd-opt-1-135" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Papua New Guinea"><i role="presentation">Papua New Guinea</i></li>
<li id="dd-opt-1-136" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Paraguay"><i role="presentation">Paraguay</i></li>
<li id="dd-opt-1-137" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Peru"><i role="presentation">Peru</i></li>
<li id="dd-opt-1-138" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Philippines"><i role="presentation">Philippines</i></li>
<li id="dd-opt-1-139" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Poland"><i role="presentation">Poland</i></li>
<li id="dd-opt-1-140" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Portugal"><i role="presentation">Portugal</i></li>
<li id="dd-opt-1-141" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Qatar"><i role="presentation">Qatar</i></li>
<li id="dd-opt-1-142" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Romania"><i role="presentation">Romania</i></li>
<li id="dd-opt-1-143" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Rwanda"><i role="presentation">Rwanda</i></li>
<li id="dd-opt-1-144" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Réunion"><i role="presentation">Réunion</i></li>
<li id="dd-opt-1-145" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saint Barthélemy"><i role="presentation">Saint Barthélemy</i></li>
<li id="dd-opt-1-146" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saint Kitts and Nevis"><i role="presentation">Saint Kitts and Nevis</i></li>
<li id="dd-opt-1-147" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saint Lucia"><i role="presentation">Saint Lucia</i></li>
<li id="dd-opt-1-148" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saint Pierre and Miquelon"><i role="presentation">Saint Pierre and Miquelon</i></li>
<li id="dd-opt-1-149" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saint Vincent and the Grenadines"><i role="presentation">Saint Vincent and the Grenadines</i></li>
<li id="dd-opt-1-150" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Samoa"><i role="presentation">Samoa</i></li>
<li id="dd-opt-1-151" class="option" tabindex="0" role="option" aria-selected="false" aria-label="San Marino"><i role="presentation">San Marino</i></li>
<li id="dd-opt-1-152" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Sao Tome and Principe"><i role="presentation">Sao Tome and Principe</i></li>
<li id="dd-opt-1-153" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saudi Arabia"><i role="presentation">Saudi Arabia</i></li>
<li id="dd-opt-1-154" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Senegal"><i role="presentation">Senegal</i></li>
<li id="dd-opt-1-155" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Seychelles"><i role="presentation">Seychelles</i></li>
<li id="dd-opt-1-156" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Singapore"><i role="presentation">Singapore</i></li>
<li id="dd-opt-1-157" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Sint Maarten (Dutch part)"><i role="presentation">Sint Maarten (Dutch part)</i></li>
<li id="dd-opt-1-158" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Slovakia"><i role="presentation">Slovakia</i></li>
<li id="dd-opt-1-159" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Slovenia"><i role="presentation">Slovenia</i></li>
<li id="dd-opt-1-160" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Solomon Islands"><i role="presentation">Solomon Islands</i></li>
<li id="dd-opt-1-161" class="option" tabindex="0" role="option" aria-selected="false" aria-label="South Africa"><i role="presentation">South Africa</i></li>
<li id="dd-opt-1-162" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Spain"><i role="presentation">Spain</i></li>
<li id="dd-opt-1-163" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Sri Lanka"><i role="presentation">Sri Lanka</i></li>
<li id="dd-opt-1-164" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Suriname"><i role="presentation">Suriname</i></li>
<li id="dd-opt-1-165" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Swaziland"><i role="presentation">Swaziland</i></li>
<li id="dd-opt-1-166" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Sweden"><i role="presentation">Sweden</i></li>
<li id="dd-opt-1-167" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Taiwan"><i role="presentation">Taiwan</i></li>
<li id="dd-opt-1-168" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Tanzania, United Republic of"><i role="presentation">Tanzania, United Republic of</i></li>
<li id="dd-opt-1-169" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Thailand"><i role="presentation">Thailand</i></li>
<li id="dd-opt-1-170" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Timor-Leste"><i role="presentation">Timor-Leste</i></li>
<li id="dd-opt-1-171" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Togo"><i role="presentation">Togo</i></li>
<li id="dd-opt-1-172" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Tonga"><i role="presentation">Tonga</i></li>
<li id="dd-opt-1-173" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Trinidad and Tobago"><i role="presentation">Trinidad and Tobago</i></li>
<li id="dd-opt-1-174" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Tunisia"><i role="presentation">Tunisia</i></li>
<li id="dd-opt-1-175" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Turkey"><i role="presentation">Turkey</i></li>
<li id="dd-opt-1-176" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Turks and Caicos Islands"><i role="presentation">Turks and Caicos Islands</i></li>
<li id="dd-opt-1-177" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Tuvalu"><i role="presentation">Tuvalu</i></li>
<li id="dd-opt-1-178" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Uganda"><i role="presentation">Uganda</i></li>
<li id="dd-opt-1-179" class="option" tabindex="0" role="option" aria-selected="false" aria-label="United Arab Emirates"><i role="presentation">United Arab Emirates</i></li>
<li id="dd-opt-1-180" class="option" tabindex="0" role="option" aria-selected="false" aria-label="United Kingdom"><i role="presentation">United Kingdom</i></li>
<li id="dd-opt-1-181" class="option" tabindex="0" role="option" aria-selected="false" aria-label="United States"><i role="presentation">United States</i></li>
<li id="dd-opt-1-182" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Uruguay"><i role="presentation">Uruguay</i></li>
<li id="dd-opt-1-183" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Vanuatu"><i role="presentation">Vanuatu</i></li>
<li id="dd-opt-1-184" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Vietnam"><i role="presentation">Vietnam</i></li>
<li id="dd-opt-1-185" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Virgin Islands, British"><i role="presentation">Virgin Islands, British</i></li>
<li id="dd-opt-1-186" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Wallis and Futuna"><i role="presentation">Wallis and Futuna</i></li>
<li id="dd-opt-1-187" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Zambia"><i role="presentation">Zambia</i></li>
<li id="dd-opt-1-188" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Zimbabwe"><i role="presentation">Zimbabwe</i></li>
</ul>
</div>
</div>
</label>
<label class="placeholder-inactive">
<span aria-hidden="true">Step 2: Choose your currency</span>
<div class="custom-dropdown select-currency country-theme" role="presentation"><select name="currency" class="select-currency country-theme initialized" aria-hidden="true" tabindex="-1">
<option value="AUD">Australian Dollar</option>
<option value="BSD">Bahamian Dollar</option>
<option value="BHD">Bahraini Dinar</option>
<option value="PAB">Balboa</option>
<option value="BBD">Barbados Dollar</option>
<option value="BZD">Belize Dollar</option>
<option value="BOB">Boliviano</option>
<option value="BAM">Bosnian Convertible Mark</option>
<option value="GBP">British Pound</option>
<option value="BGN">Bulgarian Lev</option>
<option value="XOF">CFA Franc BCEAO</option>
<option value="XAF">CFA Franc BEAC</option>
<option value="CAD">Canadian Dollar</option>
<option value="KYD">Cayman Islands Dollar</option>
<option value="CLP">Chilean Peso</option>
<option value="COP">Colombian Peso</option>
<option value="NIO">Cordoba Oro</option>
<option value="CRC">Costa Rican Colon</option>
<option value="HRK">Croatian Kuna</option>
<option value="CZK">Czech Koruna</option>
<option value="DKK">Danish Krone</option>
<option value="DOP">Dominican Peso</option>
<option value="EGP">Egyptian Pound</option>
<option value="EUR" selected="selected">Euro</option>
<option value="PYG">Guarani</option>
<option value="HKD">Hong Kong Dollar</option>
<option value="HUF">Hungarian Forint</option>
<option value="INR">Indian Rupee</option>
<option value="ILS">Israeli Shekel</option>
<option value="JMD">Jamaican Dollar</option>
<option value="JPY">Japanese Yen</option>
<option value="JOD">Jordanian Dinar</option>
<option value="KRW">Korean Won</option>
<option value="KWD">Kuwaiti Dinar</option>
<option value="LBP">Lebanese Pound</option>
<option value="HNL">Lempira</option>
<option value="SZL">Lilangeni</option>
<option value="MYR">Malayan Ringgit</option>
<option value="MXN">Mexican Peso</option>
<option value="MAD">Moroccan Dirham</option>
<option value="NAD">Namibia Dollar</option>
<option value="NPR">Nepalese Rupee</option>
<option value="ANG">Netherlands Antillan Guilder</option>
<option value="RON">New Romanian Leu</option>
<option value="NZD">New Zealand Dollar</option>
<option value="NOK">Norwegian Krone</option>
<option value="OMR">Omani Rial</option>
<option value="PKR">Pakistan Rupee</option>
<option value="PEN">Peruvian Nuevo Sol</option>
<option value="PHP">Philippine Peso</option>
<option value="PLN">Polish Zloty</option>
<option value="QAR">Qatari Riyal</option>
<option value="GTQ">Quetzal</option>
<option value="KHR">Riel</option>
<option value="MVR">Rufiyaa</option>
<option value="RUB">Russian Ruble</option>
<option value="SAR">Saudi Riyal</option>
<option value="SGD">Singapore Dollar</option>
<option value="ZAR">South African Rand</option>
<option value="LKR">Sri Lanka Rupee</option>
<option value="SEK">Swedish Krona</option>
<option value="TWD">Taiwan Dollar</option>
<option value="BDT">Taka</option>
<option value="KZT">Tenge</option>
<option value="THB">Thai Baht</option>
<option value="TRY">Turkish Lira</option>
<option value="USD">US Dollar</option>
<option value="UAH">Ukraine Hryvnia</option>
<option value="AED">United Arab Emirates Dirham</option>
<option value="UYU">Uruguay New Peso</option>
<option value="CNY">Yuan Renminbi</option>
</select><span role="button" aria-haspopup="true" aria-owns="dd-optns-2" id="dd-label-2" class="selected selected-value-EUR" tabindex="0" aria-expanded="false" aria-label="Step 2, Choose your currency, US Dollar selected" aria-hidden="false"
aria-autocomplete="list">Euro</span>
<div role="listbox" id="dd-optns-2" aria-labelledby="dd-label-2" class="scrollable" tabindex="-1" aria-hidden="true">
<ul role="presentation">
<li id="dd-opt-2-0" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Australian Dollar"><i role="presentation">Australian Dollar</i></li>
<li id="dd-opt-2-1" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bahamian Dollar"><i role="presentation">Bahamian Dollar</i></li>
<li id="dd-opt-2-2" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bahraini Dinar"><i role="presentation">Bahraini Dinar</i></li>
<li id="dd-opt-2-3" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Balboa"><i role="presentation">Balboa</i></li>
<li id="dd-opt-2-4" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Barbados Dollar"><i role="presentation">Barbados Dollar</i></li>
<li id="dd-opt-2-5" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Belize Dollar"><i role="presentation">Belize Dollar</i></li>
<li id="dd-opt-2-6" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Boliviano"><i role="presentation">Boliviano</i></li>
<li id="dd-opt-2-7" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bosnian Convertible Mark"><i role="presentation">Bosnian Convertible Mark</i></li>
<li id="dd-opt-2-8" class="option" tabindex="0" role="option" aria-selected="false" aria-label="British Pound"><i role="presentation">British Pound</i></li>
<li id="dd-opt-2-9" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Bulgarian Lev"><i role="presentation">Bulgarian Lev</i></li>
<li id="dd-opt-2-10" class="option" tabindex="0" role="option" aria-selected="false" aria-label="CFA Franc BCEAO"><i role="presentation">CFA Franc BCEAO</i></li>
<li id="dd-opt-2-11" class="option" tabindex="0" role="option" aria-selected="false" aria-label="CFA Franc BEAC"><i role="presentation">CFA Franc BEAC</i></li>
<li id="dd-opt-2-12" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Canadian Dollar"><i role="presentation">Canadian Dollar</i></li>
<li id="dd-opt-2-13" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cayman Islands Dollar"><i role="presentation">Cayman Islands Dollar</i></li>
<li id="dd-opt-2-14" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Chilean Peso"><i role="presentation">Chilean Peso</i></li>
<li id="dd-opt-2-15" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Colombian Peso"><i role="presentation">Colombian Peso</i></li>
<li id="dd-opt-2-16" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Cordoba Oro"><i role="presentation">Cordoba Oro</i></li>
<li id="dd-opt-2-17" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Costa Rican Colon"><i role="presentation">Costa Rican Colon</i></li>
<li id="dd-opt-2-18" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Croatian Kuna"><i role="presentation">Croatian Kuna</i></li>
<li id="dd-opt-2-19" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Czech Koruna"><i role="presentation">Czech Koruna</i></li>
<li id="dd-opt-2-20" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Danish Krone"><i role="presentation">Danish Krone</i></li>
<li id="dd-opt-2-21" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Dominican Peso"><i role="presentation">Dominican Peso</i></li>
<li id="dd-opt-2-22" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Egyptian Pound"><i role="presentation">Egyptian Pound</i></li>
<li id="dd-opt-2-23" class="option selected" tabindex="0" role="option" aria-selected="true" aria-label="Euro"><i role="presentation">Euro</i></li>
<li id="dd-opt-2-24" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Guarani"><i role="presentation">Guarani</i></li>
<li id="dd-opt-2-25" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Hong Kong Dollar"><i role="presentation">Hong Kong Dollar</i></li>
<li id="dd-opt-2-26" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Hungarian Forint"><i role="presentation">Hungarian Forint</i></li>
<li id="dd-opt-2-27" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Indian Rupee"><i role="presentation">Indian Rupee</i></li>
<li id="dd-opt-2-28" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Israeli Shekel"><i role="presentation">Israeli Shekel</i></li>
<li id="dd-opt-2-29" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Jamaican Dollar"><i role="presentation">Jamaican Dollar</i></li>
<li id="dd-opt-2-30" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Japanese Yen"><i role="presentation">Japanese Yen</i></li>
<li id="dd-opt-2-31" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Jordanian Dinar"><i role="presentation">Jordanian Dinar</i></li>
<li id="dd-opt-2-32" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Korean Won"><i role="presentation">Korean Won</i></li>
<li id="dd-opt-2-33" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Kuwaiti Dinar"><i role="presentation">Kuwaiti Dinar</i></li>
<li id="dd-opt-2-34" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Lebanese Pound"><i role="presentation">Lebanese Pound</i></li>
<li id="dd-opt-2-35" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Lempira"><i role="presentation">Lempira</i></li>
<li id="dd-opt-2-36" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Lilangeni"><i role="presentation">Lilangeni</i></li>
<li id="dd-opt-2-37" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Malayan Ringgit"><i role="presentation">Malayan Ringgit</i></li>
<li id="dd-opt-2-38" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Mexican Peso"><i role="presentation">Mexican Peso</i></li>
<li id="dd-opt-2-39" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Moroccan Dirham"><i role="presentation">Moroccan Dirham</i></li>
<li id="dd-opt-2-40" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Namibia Dollar"><i role="presentation">Namibia Dollar</i></li>
<li id="dd-opt-2-41" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Nepalese Rupee"><i role="presentation">Nepalese Rupee</i></li>
<li id="dd-opt-2-42" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Netherlands Antillan Guilder"><i role="presentation">Netherlands Antillan Guilder</i></li>
<li id="dd-opt-2-43" class="option" tabindex="0" role="option" aria-selected="false" aria-label="New Romanian Leu"><i role="presentation">New Romanian Leu</i></li>
<li id="dd-opt-2-44" class="option" tabindex="0" role="option" aria-selected="false" aria-label="New Zealand Dollar"><i role="presentation">New Zealand Dollar</i></li>
<li id="dd-opt-2-45" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Norwegian Krone"><i role="presentation">Norwegian Krone</i></li>
<li id="dd-opt-2-46" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Omani Rial"><i role="presentation">Omani Rial</i></li>
<li id="dd-opt-2-47" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Pakistan Rupee"><i role="presentation">Pakistan Rupee</i></li>
<li id="dd-opt-2-48" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Peruvian Nuevo Sol"><i role="presentation">Peruvian Nuevo Sol</i></li>
<li id="dd-opt-2-49" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Philippine Peso"><i role="presentation">Philippine Peso</i></li>
<li id="dd-opt-2-50" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Polish Zloty"><i role="presentation">Polish Zloty</i></li>
<li id="dd-opt-2-51" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Qatari Riyal"><i role="presentation">Qatari Riyal</i></li>
<li id="dd-opt-2-52" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Quetzal"><i role="presentation">Quetzal</i></li>
<li id="dd-opt-2-53" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Riel"><i role="presentation">Riel</i></li>
<li id="dd-opt-2-54" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Rufiyaa"><i role="presentation">Rufiyaa</i></li>
<li id="dd-opt-2-55" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Russian Ruble"><i role="presentation">Russian Ruble</i></li>
<li id="dd-opt-2-56" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Saudi Riyal"><i role="presentation">Saudi Riyal</i></li>
<li id="dd-opt-2-57" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Singapore Dollar"><i role="presentation">Singapore Dollar</i></li>
<li id="dd-opt-2-58" class="option" tabindex="0" role="option" aria-selected="false" aria-label="South African Rand"><i role="presentation">South African Rand</i></li>
<li id="dd-opt-2-59" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Sri Lanka Rupee"><i role="presentation">Sri Lanka Rupee</i></li>
<li id="dd-opt-2-60" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Swedish Krona"><i role="presentation">Swedish Krona</i></li>
<li id="dd-opt-2-61" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Taiwan Dollar"><i role="presentation">Taiwan Dollar</i></li>
<li id="dd-opt-2-62" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Taka"><i role="presentation">Taka</i></li>
<li id="dd-opt-2-63" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Tenge"><i role="presentation">Tenge</i></li>
<li id="dd-opt-2-64" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Thai Baht"><i role="presentation">Thai Baht</i></li>
<li id="dd-opt-2-65" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Turkish Lira"><i role="presentation">Turkish Lira</i></li>
<li id="dd-opt-2-66" class="option" tabindex="0" role="option" aria-selected="false" aria-label="US Dollar"><i role="presentation">US Dollar</i></li>
<li id="dd-opt-2-67" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Ukraine Hryvnia"><i role="presentation">Ukraine Hryvnia</i></li>
<li id="dd-opt-2-68" class="option" tabindex="0" role="option" aria-selected="false" aria-label="United Arab Emirates Dirham"><i role="presentation">United Arab Emirates Dirham</i></li>
<li id="dd-opt-2-69" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Uruguay New Peso"><i role="presentation">Uruguay New Peso</i></li>
<li id="dd-opt-2-70" class="option" tabindex="0" role="option" aria-selected="false" aria-label="Yuan Renminbi"><i role="presentation">Yuan Renminbi</i></li>
</ul>
</div>
</div>
</label>
<fieldset class="bottom-form">
<label class="cancel">
<input type="button" class="btn-back" value="SHIP TO THE U.S." aria-label="Ship to the U.S.">
</label>
<label class="submit-country">
<input type="submit" value="UPDATE COUNTRY" aria-label="Update Country">
</label>
</fieldset>
<a href="https://www.loft.com/custserv/custserv.jsp?slotId=ATL_Customer_Service_International" aria-label="International Shipping FAQ's" class="see-faqs">International Shipping FAQs</a>
</form>/search/searchResults.jsp
<form class="search" action="/search/searchResults.jsp" role="form">
<fieldset>
<label>
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<input class="input-text" type="text" name="question" aria-describedby="siteSearch--field">
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<input type="hidden" name="currency" value="">
<input type="hidden" name="sortBy" value="">
<div class="submit-button">
<input type="submit" value="">
</div>
</fieldset>
</form>Name: joinEmail — POST #
<form id="joinEmail" name="joinEmail" action="#" method="post" data-redirect="modal" role="form" novalidate="novalidate">
<fieldset>
<legend class="reader-only">Sign up for email updates</legend>
<label class="reader-only" for="FooterSignup">Email address</label>
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<span class="input-label no-inactive" aria-hidden="true">SIGN UP FOR EMAIL UPDATES</span>
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<form method="GET" action="https://tr.snapchat.com/cm/i" target="snap09572470541820557" accept-charset="utf-8" style="display: none;"><iframe id="snap09572470541820557" name="snap09572470541820557"></iframe><input name="pid"></form>Text Content
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NOW OFFERING INTERNATIONAL SHIPPING TO OVER 100 LOCATIONS.
Step 1: Choose shipping destination
Afghanistan Albania Algeria Andorra Angola Anguilla Antigua and Barbuda Armenia
Aruba Australia Austria Bahamas Bangladesh Barbados Belgium Belize Benin Bermuda
Bhutan Bolivia Bonaire, Sint Eustatius and Saba Botswana Brazil Brunei
Darussalam Burkina Faso Cambodia Cameroon Canada Cape Verde Cayman Islands
Central African Republic Chad Chile China Christmas Island Cocos (Keeling)
Islands Colombia Comoros Cook Islands Costa Rica Croatia Curaçao Cyprus Czech
Republic Côte d'Ivoire Denmark Djibouti Dominica Dominican Republic Ecuador
Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands
(Malvinas) Faroe Islands Fiji Finland France French Guiana French Polynesia
Gabon Gambia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe
Guatemala Guernsey Guinea Guyana Haiti Holy See (Vatican City State) Honduras
Hong Kong Hungary Iceland India Indonesia Ireland Isle of Man Israel Italy
Jamaica Japan Jersey Jordan Kenya Kiribati Kuwait Lao People's Democratic
Republic Lesotho Liberia Liechtenstein Luxembourg Macao Madagascar Malawi
Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius
Mayotte Mexico Micronesia, Federated States of Moldova, Republic of Monaco
Mongolia Montenegro Montserrat Morocco Mozambique Namibia Nauru Nepal
Netherlands New Caledonia New Zealand Niger Niue North Macedonia, Republic of
Norway Oman Pakistan Palau Panama Papua New Guinea Paraguay Peru Philippines
Poland Portugal Qatar Romania Rwanda Réunion Saint Barthélemy Saint Kitts and
Nevis Saint Lucia Saint Pierre and Miquelon Saint Vincent and the Grenadines
Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Seychelles Singapore
Sint Maarten (Dutch part) Slovakia Slovenia Solomon Islands South Africa Spain
Sri Lanka Suriname Swaziland Sweden Taiwan Tanzania, United Republic of Thailand
Timor-Leste Togo Tonga Trinidad and Tobago Tunisia Turkey Turks and Caicos
Islands Tuvalu Uganda United Arab Emirates United Kingdom United States Uruguay
Vanuatu Vietnam Virgin Islands, British Wallis and Futuna Zambia Zimbabwe
Germany
* Afghanistan
* Albania
* Algeria
* Andorra
* Angola
* Anguilla
* Antigua and Barbuda
* Armenia
* Aruba
* Australia
* Austria
* Bahamas
* Bangladesh
* Barbados
* Belgium
* Belize
* Benin
* Bermuda
* Bhutan
* Bolivia
* Bonaire, Sint Eustatius and Saba
* Botswana
* Brazil
* Brunei Darussalam
* Burkina Faso
* Cambodia
* Cameroon
* Canada
* Cape Verde
* Cayman Islands
* Central African Republic
* Chad
* Chile
* China
* Christmas Island
* Cocos (Keeling) Islands
* Colombia
* Comoros
* Cook Islands
* Costa Rica
* Croatia
* Curaçao
* Cyprus
* Czech Republic
* Côte d'Ivoire
* Denmark
* Djibouti
* Dominica
* Dominican Republic
* Ecuador
* Egypt
* El Salvador
* Equatorial Guinea
* Eritrea
* Estonia
* Ethiopia
* Falkland Islands (Malvinas)
* Faroe Islands
* Fiji
* Finland
* France
* French Guiana
* French Polynesia
* Gabon
* Gambia
* Germany
* Ghana
* Gibraltar
* Greece
* Greenland
* Grenada
* Guadeloupe
* Guatemala
* Guernsey
* Guinea
* Guyana
* Haiti
* Holy See (Vatican City State)
* Honduras
* Hong Kong
* Hungary
* Iceland
* India
* Indonesia
* Ireland
* Isle of Man
* Israel
* Italy
* Jamaica
* Japan
* Jersey
* Jordan
* Kenya
* Kiribati
* Kuwait
* Lao People's Democratic Republic
* Lesotho
* Liberia
* Liechtenstein
* Luxembourg
* Macao
* Madagascar
* Malawi
* Malaysia
* Maldives
* Mali
* Malta
* Marshall Islands
* Martinique
* Mauritania
* Mauritius
* Mayotte
* Mexico
* Micronesia, Federated States of
* Moldova, Republic of
* Monaco
* Mongolia
* Montenegro
* Montserrat
* Morocco
* Mozambique
* Namibia
* Nauru
* Nepal
* Netherlands
* New Caledonia
* New Zealand
* Niger
* Niue
* North Macedonia, Republic of
* Norway
* Oman
* Pakistan
* Palau
* Panama
* Papua New Guinea
* Paraguay
* Peru
* Philippines
* Poland
* Portugal
* Qatar
* Romania
* Rwanda
* Réunion
* Saint Barthélemy
* Saint Kitts and Nevis
* Saint Lucia
* Saint Pierre and Miquelon
* Saint Vincent and the Grenadines
* Samoa
* San Marino
* Sao Tome and Principe
* Saudi Arabia
* Senegal
* Seychelles
* Singapore
* Sint Maarten (Dutch part)
* Slovakia
* Slovenia
* Solomon Islands
* South Africa
* Spain
* Sri Lanka
* Suriname
* Swaziland
* Sweden
* Taiwan
* Tanzania, United Republic of
* Thailand
* Timor-Leste
* Togo
* Tonga
* Trinidad and Tobago
* Tunisia
* Turkey
* Turks and Caicos Islands
* Tuvalu
* Uganda
* United Arab Emirates
* United Kingdom
* United States
* Uruguay
* Vanuatu
* Vietnam
* Virgin Islands, British
* Wallis and Futuna
* Zambia
* Zimbabwe
Step 2: Choose your currency
Australian Dollar Bahamian Dollar Bahraini Dinar Balboa Barbados Dollar Belize
Dollar Boliviano Bosnian Convertible Mark British Pound Bulgarian Lev CFA Franc
BCEAO CFA Franc BEAC Canadian Dollar Cayman Islands Dollar Chilean Peso
Colombian Peso Cordoba Oro Costa Rican Colon Croatian Kuna Czech Koruna Danish
Krone Dominican Peso Egyptian Pound Euro Guarani Hong Kong Dollar Hungarian
Forint Indian Rupee Israeli Shekel Jamaican Dollar Japanese Yen Jordanian Dinar
Korean Won Kuwaiti Dinar Lebanese Pound Lempira Lilangeni Malayan Ringgit
Mexican Peso Moroccan Dirham Namibia Dollar Nepalese Rupee Netherlands Antillan
Guilder New Romanian Leu New Zealand Dollar Norwegian Krone Omani Rial Pakistan
Rupee Peruvian Nuevo Sol Philippine Peso Polish Zloty Qatari Riyal Quetzal Riel
Rufiyaa Russian Ruble Saudi Riyal Singapore Dollar South African Rand Sri Lanka
Rupee Swedish Krona Taiwan Dollar Taka Tenge Thai Baht Turkish Lira US Dollar
Ukraine Hryvnia United Arab Emirates Dirham Uruguay New Peso Yuan Renminbi Euro
* Australian Dollar
* Bahamian Dollar
* Bahraini Dinar
* Balboa
* Barbados Dollar
* Belize Dollar
* Boliviano
* Bosnian Convertible Mark
* British Pound
* Bulgarian Lev
* CFA Franc BCEAO
* CFA Franc BEAC
* Canadian Dollar
* Cayman Islands Dollar
* Chilean Peso
* Colombian Peso
* Cordoba Oro
* Costa Rican Colon
* Croatian Kuna
* Czech Koruna
* Danish Krone
* Dominican Peso
* Egyptian Pound
* Euro
* Guarani
* Hong Kong Dollar
* Hungarian Forint
* Indian Rupee
* Israeli Shekel
* Jamaican Dollar
* Japanese Yen
* Jordanian Dinar
* Korean Won
* Kuwaiti Dinar
* Lebanese Pound
* Lempira
* Lilangeni
* Malayan Ringgit
* Mexican Peso
* Moroccan Dirham
* Namibia Dollar
* Nepalese Rupee
* Netherlands Antillan Guilder
* New Romanian Leu
* New Zealand Dollar
* Norwegian Krone
* Omani Rial
* Pakistan Rupee
* Peruvian Nuevo Sol
* Philippine Peso
* Polish Zloty
* Qatari Riyal
* Quetzal
* Riel
* Rufiyaa
* Russian Ruble
* Saudi Riyal
* Singapore Dollar
* South African Rand
* Sri Lanka Rupee
* Swedish Krona
* Taiwan Dollar
* Taka
* Tenge
* Thai Baht
* Turkish Lira
* US Dollar
* Ukraine Hryvnia
* United Arab Emirates Dirham
* Uruguay New Peso
* Yuan Renminbi
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1. /Home
2. / Loyalty Rewards Terms & Conditions
LOYALTY REWARDS TERMS & CONDITIONS
These terms govern participation in the ALL Rewards Program, including those who
participate as holders of the ALL Rewards Credit Card and ALL Rewards Mastercard
Credit Cards.
ALL Rewards Program Terms and Conditions
The effective date of these terms and conditions is: October 10, 2019, and were
last updated on August 26, 2021
FOR THE MOST UP-TO-DATE TERMS, PLEASE VISIT WWW.ANNTAYLOR.COM/Rewards OR
WWW.LOFT.COM/Rewards.
ALL Rewards program in the U.S. ("Program") is brought to you by Premium Brands
Opco LLC ”Premium Brands” and/or "we" or "us"). The Program is governed by these
ALL Rewards Program Terms & Conditions ("Program Terms").
ARBITRATION OF CLAIMS BETWEEN YOU ANDPREMIUM BRANDS:PLEASE READ THESE PROGRAM
TERMS CAREFULLY. THEY AFFECT YOUR LEGAL RIGHTS AND REQUIRE BINDING ARBITRATION
OF CLAIMS ASSOCIATED WITH THE PROGRAM BETWEEN YOU AND PREMIUM BRANDS, WAIVING
CLASS ACTION CLAIMS ASSOCIATED WITH THE PROGRAM BETWEEN YOU AND PREMIUM BRANDS
AND WAIVING THE RIGHT TO TRIAL BY JURY TO THE FULLEST EXTENT PERMITTED BY LAW.
YOUR PARTICIPATION IN THE PROGRAM IS SUBJECT TO YOUR AGREEMENT TO ARBITRATE ANY
CLAIMS ASSOCIATED WITH THE PROGRAM BETWEEN YOU AND PREMIUM BRANDS. YOU AGREE
THAT ANY AND ALL CLAIMS OR DISPUTES BETWEEN YOU AND PREMIUM BRANDS THAT ARISE
OUT OF OR RELATE TO YOUR PARTICIPATION IN THE PROGRAM MUST BE RESOLVED THROUGH
MANDATORY, BINDING ARBITRATION, RATHER THAN LITIGATION IN COURT. THAT MEANS THAT
AN ARBITRATOR, NOT A JUDGE OR JURY, WILL DECIDE ANY CLAIM ASSOCIATED WITH THE
PROGRAM BETWEEN YOU AND PREMIUM BRANDS. SEE SECTION 13 BELOW FOR MORE DETAILS.
COMENITY BANK IS NOT A PARTY TO THE PROGRAM OR THESE PROGRAM TERMS. FOR HOLDERS
OF AN ALLREWARDS OR ALLREWARDS MASTERCARD WHO PARTICIPATE IN THIS PROGRAM, YOUR
CREDIT CARD ACCOUNT AGREEMENT WITH COMENITY BANK, WHICH GOVERNS THE USE OF YOUR
CREDIT CARD, IS SEPARATE AND INDEPENDENT FROM THESE PROGRAM TERMS. IN THE EVENT
OF ANY CONFLICT BETWEEN THESE TERMS AND THE CREDIT CARD ACCOUNT AGREEMENT, THESE
TERMS WILL CONTROL IN ANY MATTER RELATING TO THE PROGRAM.
By participating in the Program, you agree to these Program Terms. The Program
is void where prohibited by law.
1. Overview
The Program is a customer-reward program that is available to eligible customers
(see Section 2 below for full eligibility details). You can create a Program
membership account ("Program Account"): (i) at any Ann Taylor, LOFT, LOFT Outlet
or Ann Taylor Factory retail store in the United States or the District of
Columbia (ask a store representative to help you begin the process), (ii) by
visiting www.anntaylor.com or www.loft.com, (“Site”) and completing the Program
Account registration form, and (iii) by any other methods as Premium Brands may
offer from time to time. To create a Program Account in-store, please see a
store associate to complete the enrollment process. Eligible customers who sign
up for a Program Account ("Members") will be able to earn points (“Points”) with
each Earning Activity (as defined below). When you have earned the requisite
amount of Points, those Points will be converted into Offers ("Reward
Certificate") that you can use to make Authorized Purchases (as defined below).
Any individual who opens an ALL Rewards or ALL Rewards Mastercard credit card
account on the Site or in our stores will automatically be enrolled into the
Program upon approval of their credit card account.
2. Eligibility & Registration
The Program is open only to residents of any one (1) of the fifty (50) United
States, the District of Columbia and Puerto Rico who are the age of majority in
their jurisdiction of residence. The Program is also open to Canadian residents
over the age of eighteen who make purchases in our US stores. Reward
Certificates can only be redeemed in US our stores or on the Site for orders
shipped to addresses in United States, District of Columbia or Puerto Rico or by
a Premium Brands’ call center for orders shipped within the same territories.
You must provide us with all required information to register for a Program
Account. A first and last name, mailing address, valid email address and phone
number are required to set up a Program Account on a Site. Valid email address,
mailing address and phone number are required to set up a Program Account in
stores. Additional information, such as your birthday, will be required to
receive some of the Program’s benefits. When you enroll in the Program and
create a Program Account, you are agreeing to receive e-mail messages related to
the Program from Premium Brands and/or its brands. Members who have opted-out of
receiving marketing emails from Premium Brands, or any of its brands, will still
be able to participate in the Program and receive messages about their Program
Account (e.g., Reward Certificates, birthday benefit and news about changes to
these Program Terms). There is a limit of one (1) Program Account per
individual/email address/phone number. You agree that you will not participate
in the Program under more than one (1) Program Account. Corporations, groups,
and associations are not eligible to register for a Program Account, or
otherwise participate in the Program.
You agree you will not sell, transfer or assign your Program Account or any
membership rights. Points, benefits and Reward Certificates are not your
personal property, are not descendible, and may not be inherited, bartered,
purchased, or sold. For online users, you are responsible for maintaining the
confidentiality of any login credentials and for restricting access to your
computer (or other device, as applicable) so that others may not access your
Program Account.
3. Earning Points through Earning Activities; Conversion of Points to Reward
Certificates
The Program involves two important measurements: (1) Points and (2) Reward
Certificates. Points are earned when Members engage in one the following: (a)
making qualifying purchases from Premium Brands. retail and outlet stores in the
United States or District of Columbia, including Ann Taylor, Loft, Ann Taylor
Factory or Loft Outlet stores, on the Site for orders shipped to addresses in
the United States, District of Columbia or Puerto Rico, or placing an order
through Premium Brands.’s call center (each an "Earning Purchase"); or (b)
participating in other specific Member opportunities offered by Premium Brands
from time-to-time ("Additional Earning Activities"). Together, these are defined
as “Earning Activities”. In order for a transaction to qualify as an Earning
Purchase, you must use one of the following forms of tender to complete the
transaction: cash, check, traveler’s check, credit card, debit card, gift card
purchased from Premium Brands. on the Site or in store, casino points from
qualifying casinos, Paper Mall Certificates; and PayPal, or other similar
payment mechanisms that we may offer from time to time. The details of an
Additional Earning Activity, including a description of the conduct required,
the number of Points available and any additional terms will be as communicated
to the eligible Member(s) by email or in another communication from Premium
Brands and/or its brands.
Earning Activities only count towards the earning of Points once you have a
valid Program Account. In order to earn Points for an Earning Purchase at a
Premium Brands’ retail or outlet store, you must present either your email
address or phone number associated with your Program Account to a Premium
Brands’ representative when prompted. In order to earn Points for an Earning
Purchase on the Site, you must enter your email address associated with your
Program Account in either guest checkout or the log in for the Site. In order to
earn Points for an Earning Purchase through Premium Brands’ call center, you
must provide your email address or phone number associated with your Program
Account to the call agent when asked. Points for purchases on the Sites qualify
once all items in the same transaction have shipped and will be automatically
awarded to your Program Account within approximately 30 days of last shipment.
Members cannot earn Points on purchases of a gift card or e-gift card purchased
from Premium Brands on the Site or in store but are able to earn Points if they
redeem a gift card. Points are not accrued for previous purchases, charity
items, the purchase of brand Cares Cards, gift boxes, gift wrapping,
gifts-with-purchase, giveaways, coupons, credit card payments, layaway items,
processing charges, delivery surcharges, shipping and handling, taxes, or state
and any other applicable governmental fees, and are calculated after deduction
of any discounts. Premium Brands will not retroactively apply Points for
purchases made prior to enrollment or without presenting the required
information at time of purchase. Points are also not earned on: unauthorized or
fraudulent charges or purchases made by, or for a business/group or for a
business purpose. Use of a Reward Certificate, store credit, merchandise credit
or e-gift certificate issued by the call center does not earn Points. Points
incorrectly issued by Premium Brands will be removed from the applicable Program
Account and deemed not properly earned (as determined by Premium Brands in its
sole discretion).
ALL Rewards or ALL Rewards Mastercard Credit Card account holders must be in
Good Standing to earn Points using their Premium Brands’ credit card accounts.
“Good Standing” means (1) your account is open to new charges and not over your
credit limit, (2) your account is not more than 60 days past due or otherwise in
default, (3) your card is not flagged as lost, stolen, or fraudulent according
to the Bank’s records, (4) your account is not in a hardship or workout program,
and (5) you are not subject to a credit counseling arrangement relating to your
account.
Authorized buyers who have their own Program Account and use the ALL Rewards or
ALL Rewards Mastercard will earn points that will accrue to their individual
Program Account when shopping at our stores or a Site. Authorized buyers using
their ALL Rewards Mastercard or Ann Taylor Mastercard for spend outside of
Premium Brands’ stores or Sites will accrue to the primary cardholder’s Program
Account.
Approximately two (2) business days following a purchase in our store and
approximately two (2) business days following fulfillment of an online order at
our Site, the associated transaction points will appear as “pending” in your
account summary online. Points will move from “pending” to “vested” in your
account summary within approximately thirty days of your completion of an
Earning Activity, barring any merchandise return. You may view your account
summary via Program Account by logging-in at www.anntaylor.com or www.loft.com,
or by calling our Customer Service Team. See contact information below.
Once a Member accumulates the required number of Points to earn a Reward
Certificate, those Points will be removed from that Program Account and
converted to a Reward Certificate. Reward Certificate(s) will be issued
approximately two (2) business days after the time the required number of
“vested” Points appear in the Member’s Program Account and will be sent to the
email address associated with that Program Account. Issued Reward Certificates
can also be accessed by logging-in to the Site, click ‘My Account’ on top right
corner, enter your email address and password, and click log-in, and viewing
your loyalty profile. Reward Certificates are issued in $5 increments, up to $25
per Reward Certificate. Members may earn multiple Reward Certificates at a time.
Reward Certificates have unique promo codes that can be used one time in-store
or on the Site, as described in Section 5 below ("Reward Certificate Coupon
Code"). Each Reward Certificate Coupon Code may be used once by the Program
Account holder. Points will be converted to Reward Certificates in the order
that the Points were earned. A maximum of four (4) Reward Certificates can be
applied to a transaction made in-store or on the Site.
See Exhibit A for current information regarding benefits, how Points are
calculated, how many Points must be accrued to earn a Reward Certificate, and
the value of a Reward Certificate (collectively, "Program Details").
4. Point Expiration; Reward Certificate Expiration; Returns & Exchanges; Errors
UNUSED POINTS IN YOUR PROGRAM ACCOUNT (I.E., POINTS NOT CONVERTED TO REWARD
CERTIFICATES) WILL EXPIRE TWELVE (12) MONTHS FROM THE DATE OF THE VESTING PERIOD
OF THE EARNING ACTIVITY. EACH REWARD CERTIFICATE WILL EXPIRE NINETY (90) DAYS
AFTER REWARD CERTIFICATE ISSUANCE.
If you return a purchase for which you earned Points in accordance with Premium
Brands’ then current return policy, the Points associated with your Program
Account will be reduced by the number of Points equivalent to the amount of the
refund you receive. In the event of an even exchange, any Points earned in
association with the original purchase will remain. In the event of an exchange
for an item of lesser value, the difference in value from your original purchase
will be deducted from your Program Account. In the event of an exchange for an
item of greater value, any additional expenditure will accrue Points in
accordance with these Program Terms. Any new promotional offers in effect at the
time of an even exchange, will not apply, nor modify your Program Account
balance. In the event that you purchase merchandise with a Reward Certificate
and later return that item, the Reward Certificate will be forfeited, no refund
of the reward amount will be provided, and the Points will not be restored to
your Program Account. In the event that you purchase merchandise online with a
Reward Certificate and the item is damaged or order cannot be fulfilled, you
must call our customer service center (see below for contact information) to
have any appeasement made on your redeemed reward.
Our transactional records will be considered conclusive if there is a dispute
about the number of Points or the number or value of any Reward Certificate(s)
earned, redeemed or deducted. You should retain your copy of the receipt(s) and
any other document which evidences your Point balance. Call our call center (see
below for contact information) within thirty (30) days from the relevant
transaction date if you have any questions or concerns about your Points or
Reward Certificate.
We accept no liability for any errors in the number of Points or any Reward
Certificate provided to you.
5. Reward Certificate Redemption
Unexpired Reward Certificates may be applied to purchases of Ann Taylor, LOFT,
LOFT Outlet or Ann Taylor Factory merchandise at an Ann Taylor, LOFT, Loft
Outlet, or Ann Taylor Factory retail store in the United States and District of
Columbia, or on the Sites (each an "Authorized Purchase"). Reward Certificates
cannot be applied to previous purchases, charity items, the purchase of brand
Cares Cards, gift boxes, gift wrapping, credit card payments, coupons, layaway
items, processing charges, delivery surcharges, purchase of gift cards, shipping
and handling, taxes, or state and any other applicable governmental fees. Reward
Certificates will be redeemed in United States dollars. Each Reward Certificate
must be used in its entirety in one purchase and the minimum value of the
purchase (pre-tax and after all credits or discounts have been applied) must be
greater than the value of the reward certificate being applied. The Member using
a Reward Certificate is responsible for all charges in excess of the value of
the Reward Certificate, including all applicable taxes.
The Reward Certificate may be used with other promotional credits or discounts
offered at the time of purchase ("Other Offers"), unless otherwise stated in the
Other Offers. The Reward Certificate will be apportioned at an item level after
all other non-loyalty promotions are applied to the Authorized Purchase.
Associates of Ann Taylor, LOFT, Ann Taylor Factory, LOFT Outlet, can combine
Reward Certificates with an associate discount.
In-Store: To use a Reward Certificate when making an Authorized Purchase in one
of our retail stores in the United States or the District of Columbia, you must
present a printed/paper or electronic version of your unexpired Reward
Certificate at the time of purchase. Premium Brands reserves the right to
require the person using a Reward Certificate to show proof that they are the
person associated with the Reward Certificate. After using the Reward
Certificate, the Premium Brands representative will not return any printed/paper
copy of the Reward Certificate to you.
Online: To use a Reward Certificate when making an Authorized Purchase on the
Site, you must select a Reward Certificate at checkout if you wish to apply a
Reward Certificate to your transaction. Premium Brands reserves the right to
require the person using a Reward Certificate to validate that they are the
person associated with the Reward Certificate. If you are not logged in to your
online account at checkout, you will not be able to redeem your Reward
Certificates.
You are solely responsible for all federal, state and local taxes and any other
costs or expenses of accepting and using Reward Certificates or Other Offers.
6. Points, Reward Certificates and Program Accounts Are Non-Transferable and
Not Redeemable for Cash
Except where required by applicable law, neither Points nor Reward Certificates
have any monetary or cash value and they may not be redeemed for cash or, except
under the Program, do not have any cash equivalent. Program Accounts and Reward
Certificates are non-transferable Reward Certificates can only be used by the
Program Account holder for Authorized Purchases made in-store or on a Site by
that Program Account holder. Points and Reward Certificates may not be used as
payment of any outstanding obligation to Comenity Bank or its affiliates.
7. Loss of Points and Reward Certificates; Termination of Your Program Account
In addition to termination of the Program pursuant to Section 8, below, Premium
Brands may also revoke your ability to participate in the Program for: (i) your
abuse of the Program, including, without limitation, your use of any "bot,"
macro, or other automated means to participate in the Program or to earn Points
or Reward Certificates; (ii) your failure to follow these Program Terms and any
other terms and conditions applicable to the Program; (iii) the attempted or
actual sale or transfer of any of your Points, Reward Certificates, or your
Program Account; (iv) any misrepresentation or other fraudulent behavior by you;
or (v) any other conduct deemed by Premium Brands, in its sole discretion, to be
an abuse of the Program, to be detrimental to the interests of Premium Brands or
its customers, to be fraudulent, illegal, or to be otherwise improper. If your
ability to participate in the Program is revoked, any unused Points or Reward
Certificates will automatically be forfeited and your future participation in
the Program may be prohibited, in the sole and absolute discretion of Premium
Brands.
Premium Brands is not responsible for Points or Reward Certificates that expire,
are lost, or are redeemed due to fraudulent activity. Suspected illegal,
fraudulent or other unauthorized use or misuse of Points, Reward Certificates,
or any other activity inconsistent with these Program Terms may, in the sole and
absolute discretion of Premium Brands, result in cancellation of any Rewards
Certificates or Points or termination of your participation in the Program,
which will result in the loss of all accumulated Points earned and Reward
Certificates issued but not yet redeemed. Premium Brands also reserves the right
to cancel any Rewards Certificates or Points issued due to an error or mistake
by Premium Brands or in its systems. You agree that Premium Brands’ decisions
relating to the Program are final and that Premium Brands will not be liable to
you or any other party in connection with any such error or mistake or
associated cancellations of Rewards Certificate or Points.
8. Program Account Closure/Termination
You may elect to close your Program Account at any time by contacting our
customer care center (see details before for contact information). Upon any
closure or termination of your Program Account, any Points and Reward
Certificates associated with your Program Account will automatically be
forfeited. If you later elect to re-enroll in the Program, you will not have
access to any Points or Reward Certificates associated with your terminated
Program Account and your beginning balance of Points and Reward Certificates
will be zero.
9. Updating Your Program Account
You may access and update your Program Account information by contacting our
care center (see details below for contact information). You are solely
responsible for any and all activities that occur under your Program Account and
to ensure that your information is accurate in order to receive all benefits of
the Program.
10. Member Communication
You may view your Program activity by logging-in to a Site and viewing your
Program Account profile, or by calling our Customer Service Team (See details
below for contact information). A current, valid email address is required for a
member to receive certain notices in the Program, including without limitation,
information about certain Additional Earnings Activities and when you have been
issued a Reward Certificate.
11. LIABILITY; INDEMNIFICATION
THIS PROGRAM IS MADE AVAILABLE TO YOU, ON AN "AS IS," "AS AVAILABLE" BASIS,
WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PREMIUM BRANDS, AND ITS AFFILIATES,
PARENTS AND SUBSIDIARIES, (COLLECTIVELY, “THE PREMIUM BRANDS PARTIES”) MAKE NO
REPRESENTATION ABOUT THE SUITABILITY OF THE PROGRAM FOR ANY PURPOSE. TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW THE PREMIUM BRANDS PARTIES SHALL NOT
HAVE ANY LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE PROGRAM,
FOR YOUR ACTION OR INACTION IN CONNECTION WITH YOUR PARTICIPATION IN THE PROGRAM
OR FOR ANY DAMAGE YOU MAY INCUR IN CONNECTION WITH THE PROGRAM. YOUR
PARTICIPATION IN THE PROGRAM IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT
PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EITHER THE PREMIUM BRANDS PARTIES
OR THEIR AGENTS OR THIRD PARTY PROVIDERS OR LICENSORS BE LIABLE FOR ANY DIRECT,
INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY
CONNECTED WITH THE PROGRAM, THE DELAY OR INABILITY TO PARTICIPATE IN THE PROGRAM
OR OTHERWISE ARISING IN CONNECTION WITH THE PROGRAM, WHETHER BASED ON CONTRACT,
TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY
SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS DISCLAIMER OF LIABILITY
APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR,
OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION,
COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED
ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT,
TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. YOU
SPECIFICALLY ACKNOWLEDGE THAT NONE OF THE PREMIUM BRANDS PARITES IS LIABLE FOR
THE CONDUCT OF OTHER PROGRAM MEMBERS. THE LIMITATION ON DAMAGES IN THIS SECTION
IS NOT INTENDED TO LIMIT PREMIUM BRANDS’ OBLIGATION (IF ANY) TO PAY PREVAILING
PARTY COSTS OR FEES, IF RECOVERABLE PURSUANT TO APPLICABLE LAW. THE LIMITATIONS
SET FORTH IN THIS SECTION WILL NOT LIMIT OR EXCLUDE THE PREMIUM BRANDS PARTIES’
LIABILITY FOR PERSONAL INJURY OR TANGIBLE PROPERTY DAMAGE CAUSED BY THE PREMIUM
BRANDS PARTIES, OR FOR THE PREMIUM BRANDS PARTIES’ GROSS NEGLIGENCE, FRAUD, OR
INTENTIONAL, WILLFUL, MALICIOUS, OR RECKLESS MISCONDUCT.
EACH MEMBER UNDERSTANDS AND AGREES THAT ALL RIGHTS UNDER SECTION 1542 OF THE
CIVIL CODE OF CALIFORNIA AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY OF THE
UNITED STATES ARE HEREBY EXPRESSLY WAIVED BY HIM/HER. SECTION 1542 READS AS
FOLLOWS:
"CERTAIN CLAIMS NOT AFFECTED BY A GENERAL RELEASE. A GENERAL RELEASE DOES NOT
EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR
HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER
MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO DEFEND,
INDEMNIFY AND HOLD THE PREMIUM BRANDS. PARTIES HARMLESS FROM AND AGAINST ANY AND
ALL CLAIMS, DAMAGES, COSTS AND EXPENSES, INCLUDING ATTORNEYS’ FEES, ARISING FROM
OR RELATED TO YOUR PARTICIPATION IN THE PROGRAM.
12. Modification of These Program Terms & Termination of the Program
We reserve the right to modify, restrict, suspend, or otherwise change any
aspect of the Program, and/or these Program Terms from time-to-time, including
without limitation, the eligibility conditions for participation in the Program,
the manner in which Members participate, the manner and rates at which Points
and Reward Certificates are earned and redeemed, redemption mechanisms, or what
constitutes an Earning Activity, with reasonable notice to Members. We will
notify you of changes to these Program Terms by posting them to the Sites,
notifying you by email to the email address then associated with your Program
Account, and/or using any other contact information we may have for you. The
updated Program Terms will be effective as of the time of posting, or upon such
later date or by such other method as specified by Premium Brands. The updated
Program Terms will apply to your participation in the Program beginning as of
their effective date or upon the occurrence of such other action specified by
Premium Brands at the time. Should you not agree to such an amendment, you may
cancel your participation in the Program as set out in Section 8. We reserve the
right to terminate the Program completely by providing you with written notice
of and instructions regarding the impending termination.
13. ARBITRATION/CLASS-ACTION WAIVER/DISPUTE RESOLUTION CHOICE OF LAW
Any legal dispute between you and Premium Brands concerning or arising out of
these Terms and/or your use of the Program, shall be resolved through binding
individual arbitration. However, either you or Premium Brands may bring any
individual claim in small claims court consistent with the jurisdictional and
dollar limits that may apply, as long as it is brought and maintained as an
individual claim.
How Arbitration Works.Disputes will be resolved solely by binding arbitration
before a sole arbitrator under the streamlined Arbitration Rules Procedures of
JAMS Inc. ("JAMS") or any successor to JAMS. In the event JAMS is unwilling or
unable to set a hearing date within fourteen (14) days of the filing of a
"Demand for Arbitration", then either party can elect to have the arbitration
administered by another mutually agreeable arbitration administration service
who will hear the case. Unless you and Premium Brands agree otherwise, any
arbitration hearing shall take place in the county of your residence. If you
live outside the United States, any arbitration will take place in New York, New
York. We encourage you to call in advance of filing a claim for arbitration to
see if the dispute can be settled prior to arbitration.
Waiver of Right to Bring Class Action and Representative Claims. All
arbitrations shall proceed on an individual basis. The arbitrator is empowered
to resolve the dispute with the same remedies available in court, however, any
relief must be individualized to you and shall not affect any other customer.
You and Premium Brands also agree that each may bring claims against the other
in arbitration only in your or their respective individual capacities and in so
doing you and Premium Brands hereby waive the right to a trial by jury, to
assert or participate in a class action lawsuit or class action arbitration, to
assert or participate in a private attorney general lawsuit or private attorney
general arbitration, and to assert or participate in any joint or consolidated
lawsuit or joint or consolidated arbitration of any kind. If a court decides
that applicable law precludes enforcement of any of this paragraph’s limitations
as to a particular cause of action, then that cause of action (and only that
cause of action) must remain in court and be severed from any arbitration.
Arbitration Costs. Premium Brands will pay all filing, administrative,
arbitrator and hearing costs and waives any rights it may have to recover an
award of attorneys’ fees and expenses against you.
You and Premium Brands agree that, in the event that there are fifty (50) or
more individual requests for arbitration of a similar nature filed against
Premium Brands within an approximately thirty-day period (or otherwise in close
proximity), JAMS will administer all such similarly situated arbitration demands
on a collective basis as a single, consolidated arbitration (subject to a single
set of fees, proceeding schedule, and, if required, hearing) before a single
arbitrator in accordance with the requirements outlined elsewhere in this
section, provided that – in the event that the arbitrator deems it impracticable
or inequitable to administer all such claims collectively in a single
arbitration – (s)he may group demands for arbitration into groups of not fewer
than twenty (20) matters, plus a remainder group as needed (or as otherwise
deemed by the arbitrator to be practicable, equitable, and in best keeping with
the spirit of this provision) and arbitrate each group of matters as a single,
consolidated arbitration (either structure a “Batch Arbitration”). You and
Premium Brands agree (1) to work with JAMS in good faith to facilitate the
resolution of disputes on a Batch Arbitration basis and (2) that requests for
arbitration are of a “similar nature” if they arise out of the same event,
agreement, or factual scenario and raise the same or similar legal issues and
seek the same or similar relief. Disagreements over the applicability of this
Batch Arbitration process will be settled in a single, consolidated arbitration
proceeding that includes all affected parties and is resolved by a single
arbitrator subject to the requirements of this section. This Batch Arbitration
provision shall in no way be interpreted as authorizing a class or collective
arbitration or action of any kind, or any suit or arbitration involving joint or
consolidated claims, under any circumstances other than those expressly set
forth in this section.
Other Terms & Information. This Arbitration Agreement shall be governed by, and
interpreted, construed, and enforced in accordance with, the Federal Arbitration
Act and other applicable federal law. To the extent state law applies to any
aspect of these Terms, or to any disputes and claims that are covered by the
Arbitration Agreement, the law of the State of New York will govern. Except as
set forth above, if any portion of this Arbitration Agreement is deemed invalid
or unenforceable, it will not invalidate the remaining portions of the
Arbitration Agreement.
14. Privacy
Information collected about you in connection with your Program Account and the
Program is subject to the Premium Brands’ Privacy Policy, which may be updated
from time-to-time. Please review the Premium Brands’ Privacy Policy to
understand how we use and share your information, including with our affiliated
brands and third parties for their own marketing purposes, and how to opt-out
and change your choices. Premium Brands’ Privacy Policy can be obtained at:
http://www.anntaylor.com/privacy or loft.com/privacy, or by emailing our
customer service team (see details below for contact information) and writing
"Privacy Policy" in the subject line.
15. General Information
If any part of these Program Terms is invalid or unenforceable under applicable
law, the invalid or unenforceable provision will be deemed superseded by a
valid, enforceable provision that most closely matches the intent of the
original provision, and the remainder of these Program Terms will govern such
participation. Our performance under these Program Terms will be excused to the
extent that such performance is hindered, delayed or made commercially
impractical by causes beyond our reasonable control.
Premium Brands’ performance of these Program Terms is subject to applicable
existing and future laws and legal process, and nothing contained in these
Program Terms is in derogation of Premium Brands’ right to comply with law
enforcement requests or requirements relating to your participation in the
Program or information provided to or gathered by Premium Brands with respect to
such participation.
These Program Terms constitute the entire agreement between you and Premium
Brands with respect to the Program. These Program Terms supersede all prior or
contemporaneous communications and proposals, whether electronic, oral or
written, between you and Premium Brands with respect to this Program. No
modification of these Program Terms will be effective unless it is authored by
Premium Brands or its affiliates, or unless it is physically signed by a Premium
Brands’ officer. Any alleged waiver of any breach of these Program Terms will
not be deemed to be a waiver of any future breach. A printed version of these
Program Terms and/or of any notice given by Premium Brands’ in electronic form
will be admissible in judicial or administrative proceedings based upon or
relating to these Program Terms or your participation in the Program to the same
extent and subject to the same conditions as other business documents and
records originally generated and maintained by Premium Brands in printed form.
16. Contact Us
If you have any questions about your Program Account or the Program, please
contact our customer service team (see details before for contact information).
Brand
Phone
Email
Ann Taylor
1.800.DIAL.ANN 1.800.342.5266
clientservices@anntaylor.com
LOFT
1.888.LOFT.444 1.888.563.8444
clientservices@loft.com
Ann Taylor Factory
1.833.845.4438
clientservices@anntaylorfactory.com
LOFT Outlet
1.833.845.4439
clientservices@loftoutlet.com
17. No Warranties. Comenity Bank does not: (a) endorse Reward Certificates or
products or services purchased at Premium Brands using Reward Certificates;
(b) make any express or implied warranty regarding Reward Certificates or
products or services purchased at Premium Brands.; (c) guarantee the
performance of Reward Certificates or products or services purchased at
Premium Brands; or (d) offer, operate or control Reward Certificates
offered through this Program.
Exhibit A
Program Details
Program Account
Members will receive a welcome email 24-48 hours after enrollment, or otherwise
as determined by Premium Brands.
Points
2 Points for every $1.00 US spent on Earning Purchases without an ALL Rewards or
ALL Rewards Mastercard Credit Card.
5 Points for every $1.00 US spent on Earning Purchases with use of ALL Rewards
or ALL Rewards Mastercard Credit Card for the transaction once registered in
this Program so long as the account is in Good Standing.*
*Points are calculated based on the purchase price of the item(s) at the time of
purchase, after discounts and coupons and before taxes and fees are applied.
Points will be rounded down to the nearest whole dollar amount of each Earning
Purchase (ex: an Earning Purchase of $5.61 will earn five (5) points.)
2 points for every $1.00 US spent on Gas and Grocery purchases using the ALL
Rewards Mastercard Credit Card. Gas and Grocery purchases are determined by
merchant category codes assigned by Mastercard.**
1 point for every $1.00 US spent using the 1 point for every $1.00 US spent
using the ALL Rewards Mastercard Credit Card everywhere else Mastercard is
accepted.
**Merchant Classification: Each retailer, business or any other place where you
can make a purchase (“Merchant”) – is assigned a code that indicates the
Merchant’s area of business. For example, gas stations or grocery stores are
each generally assigned a specific merchant code. We don’t assign or have any
control over merchant codes. Merchant codes are chosen and assigned by a third
party, who may change the codes from time to time. When you make a purchase at a
Merchant, we are provided the code for the Merchant. If the merchant code
matches a category that gives you additional Points, you will receive the
additional Points for that purchase. Because we don’t control what code a
Merchant is assigned, sometimes a purchase that you think fits a certain
category may not earn additional Points.
Reward Certificates
500 Points = $5.00 Reward Certificate
Reward Certificates are currently issued in five-dollar ($5.00 US) increments up
to $25 valid for one-time use.
Benefits
Members will receive:
1. Members will receive one birthday benefit if they have completed their
profile on the Site in the account profile page or submitted it to the associate
at the POS upon enrollment. Members who have made a purchase in the last 12
months will receive an email with their birthday benefit. Members must provide
birthday 10 days before it occurs.
2. First Tuesday – 15% off any purchase when they use their ALL Rewards or ALL
Rewards Mastercard, Credit Card on the first Tuesday of every calendar
month. Subject to credit approval. Cannot be used on prior purchases. Valid
at Ann Taylor stores, anntaylor.com, Ann Taylor Factory stores, LOFT stores,
LOFT.com, and LOFT Outlet stores. Combinable with in-store promotions and
Ann Taylor, LOFT or Corporate Associate discount, but not combinable with
other offers or coupons. Taxes, shipping and handling fees, purchases of
gift cards, charges for gift boxes and payment of an ALL Rewards or ALL
Rewards Mastercard Credit Card accounts are excluded from the discount.
3. Shipping – Free standard shipping on any Site order with a minimum threshold
of $75 when an ALL Rewards or ALL Rewards Mastercard is used as tender. No
adjustment on previous purchases. Qualifying minimum purchase amount
excludes gift cards, charity items, the purchase of brand Cares Cards, gift
boxes, gift wrapping, taxes and packaging fees. Orders must be shipped to a
single U.S. address within the continental U.S. This offer excludes Hawaii,
Puerto Rico and Alaska.
4. Double Points Day – Each member will be awarded 2 double points days per
each membership year. Each code is valid for one-time use in one transaction
on the day of your choice on Site or in-store. This cannot be combined with
any other points offer associated with the Program throughout the year. Both
double points offers cannot be used in the same transaction. If the double
points days are not used within the applicable membership year period, they
will be forfeited.
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