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THE FINE PRINT OF ACORNS

 * Terms of Use
 * Wrap Fee Brochure
 * Accessibility Statement
 * Path to $1,000,000
 * Harvest Terms and Conditions
 * Harvest Privacy Policy
 * Gift Card Terms
 * Referral Promotion Terms
 * Program Agreement
 * Cricket Terms and Conditions
 * Privacy Policy
 * Important Disclosures
 * Acorns on Social Media
 * Referral Agreement
 * Business Continuity Plan
 * Contests and Promotions
 * Protect Legal and State Licenses
 * Form CRS
 * MRDC Disclosure
 * Send Check Disclosure
 * Unaudited Statement of Financial Condition as of March 31, 2021
 * Audited Statement of Financial Condition as of September 30, 2021

By participating in the Acorns Referral Program you are agreeing to the Acorns
Referral Agreement.

The Acorns Referral Program consists of limited-time promotional offerings. 
Please review the offerings below to see which promotions are available to you
under the Acorns Referral Program at the time you make referrals.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (January 23 - January 29, 2022) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (January 23 - January 29, 2022)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (January 23 - January 29, 2022) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (January 23 - January 29, 2022). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have a linked funding source,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. At Acorns discretion,
we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 1/23/2022 and 11:59pm PST
1/29/2022 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 2/12/2022. Bonuses will be invested within 14 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 14 business days from when your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a linked funding source for the account and a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period. Anyone who earns a reward under this promotion will only receive such
reward if their Acorns subscription and each of their Acorns accounts are
verified and in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. At Acorns discretion,
we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (January 16 - January 22, 2022) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (January 16 - January 22, 2022)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (January 16 - January 22, 2022) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (January 16 - January 22, 2022). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have a linked funding source,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. At Acorns discretion,
we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 1/16/2022 and 11:59pm PST
1/22/2022 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 2/5/2022. Bonuses will be invested within 14 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 14 business days from when your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a linked funding source for the account and a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period. Anyone who earns a reward under this promotion will only receive such
reward if their Acorns subscription and each of their Acorns accounts are
verified and in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. At Acorns discretion,
we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (January 9 - January 15, 2022) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (January 9 - January 15, 2022) who
completes the set up of their Acorns Invest account and makes a first investment
also will receive a $5 investment by Acorns in their Acorns Invest account.
These rewards will be made each time you and your referral meet the eligibility
criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (January 9 - January 15, 2022) when they sign up
for a new Acorns subscription and(2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (January 9 - January 15, 2022). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have a linked funding source,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. At Acorns discretion,
we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $600 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 1/9/2022 and 11:59pm PST
1/15/2022 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 1/29/2022. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 7 business days from when your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a linked funding source for the account and a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period. Anyone who earns a reward under this promotion will only receive such
reward if their Acorns subscription and each of their Acorns accounts are
verified and in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. At Acorns discretion,
we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (January 1 - January 8, 2022) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (January 1 - January 8, 2022) who
completes the set up of their Acorns Invest account and makes a first investment
also will receive a $5 investment by Acorns in their Acorns Invest account.
These rewards will be made each time you and your referral meet the eligibility
criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (January 1 - January 8, 2022) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (January 1 - January 8, 2022). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $1,000 for 8 Acorns Referral

Friends must complete registration between 12:00am PST 1/1/2022 and 11:59pm PST
1/8/2022 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 1/22/2022. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (December 26 - December 31, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (December 26 - December 31, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (December 26 - December 31, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (December 26 - December 31, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $600 for 7 Acorns Referral

Friends must complete registration between 12:00am PST 12/26/2021 and 11:59pm
PST 12/31/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 1/14/2022. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (December 19 - December 25, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (December 19 - December 25, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (December 19 - December 25, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (December 19 - December 25, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (November 24 - December 31, 2021) in
accordance with the eligibility criteria below, you will receive a $20
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (November 24 - December
31, 2021) who completes the set up of their Acorns Invest account and makes a
first investment also will receive a $20 investment by Acorns in their Acorns
Invest account. These rewards will be made each time you and your referral meet
the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (November 24 - December 31, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (November 24 - December 31, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $500 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 12/19/2021 and 11:59pm
PST 12/25/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 1/8/2022. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (December 12 - December 18, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (December 12 - December 18, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (December 12 - December 18, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (December 12 - December 18, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (November 24 - December 31, 2021) in
accordance with the eligibility criteria below, you will receive a $20
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (November 24 - December
31, 2021) who completes the set up of their Acorns Invest account and makes a
first investment also will receive a $20 investment by Acorns in their Acorns
Invest account. These rewards will be made each time you and your referral meet
the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (November 24 - December 31, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (November 24 - December 31, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $600 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 12/12/2021 and 11:59pm
PST 12/18/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 1/1/2022. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (December 5 - December 11, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (December 5 - December 11, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (December 5 - December 11, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (December 5 - December 11, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (November 24 - December 31, 2021) in
accordance with the eligibility criteria below, you will receive a $20
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (November 24 - December
31, 2021) who completes the set up of their Acorns Invest account and makes a
first investment also will receive a $20 investment by Acorns in their Acorns
Invest account. These rewards will be made each time you and your referral meet
the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (November 24 - December 31, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (November 24 - December 31, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $100 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 12/5/2021 and 11:59pm PST
12/11/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 12/25/2021. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $200 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 12/5/2021 and 11:59pm PST
12/11/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 12/25/2021. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (November 24 - December 31, 2021) in
accordance with the eligibility criteria below, you will receive a $20
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (November 24 - December
31, 2021) who completes the set up of their Acorns Invest account and makes a
first investment also will receive a $20 investment by Acorns in their Acorns
Invest account. These rewards will be made each time you and your referral meet
the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (November 24 - December 31, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (November 24 - December 31, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (November 21 - November 27, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (November 21 - November 27, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (November 21 - November 27, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (November 21 - November 27, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $600 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 11/21/2021 and 11:59pm
PST 11/27/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 12/11/2021. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $600 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 11/21/2021 and 11:59pm
PST 11/27/2021 (the Promotional Period) and each have a verified account in good
standing and make their first successful investment into an Acorns Invest
Account by 12/11/2021. Bonuses will be invested within 7 business days once
Acorns verifies all eligibility criteria have been met. Referral awards are made
at the sole discretion of Acorns. All referrals must be made in accordance with
the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit
one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (November 7 - November 13, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (November 7 - November 13, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (November 7 - November 13, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (November 7 - November 13, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified and in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $300 for 2 Acorns Referral

Friends must sign up between 12:00am PST 11/07/2021 and 11:59pm PST 11/13/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
11/13/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified and in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested. At Acorns
discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future results.
Acorns reserves the right to restrict, revoke or change this offer at any time
at its discretion. Acorns may provide other offers to other customers during the
same promotional period. Your reward will be calculated based on the offer and
promotional terms presented to you when you qualify to receive it. You will only
receive one referral reward, the one offered to you in the terms of this
promotion, for each qualifying referral if there are multiple Acorns referral
rewards offered during the same promotional period. Acorns is not responsible
for any failure on your part to maintain your account in good standing or
otherwise meet standards for qualifying for this promotion. This promotion only
applies to referrals of new Acorns customers. For the avoidance of doubt, if
either you or the customer you refer is ineligible for the reward under this
promotion, neither party will receive the reward. Referral awards are made at
the sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement. You can also receive additional rewards under other
promotional offers that may be available at the same time as this promotion
unless it is specifically excluded by such other promotion. Securities in your
investment account(s) protected up to $500,000. For details, please see
www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (October 31 - November 6, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (October 31 - November 6,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (October 31 - November 6, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (October 31 - November 6, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have an active Invest account,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $600 for 3 Acorns Referral

Friends must sign up between 12:00am PST 10/31/2021 and 11:59pm PST 11/06/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
11/06/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (October 24 - October 30, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (October 24 - October 30,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (October 24 - October 30, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (October 24 - October 30, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have an active Invest account,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

October 2021 Referral Bonus - $1,500 for 7 Acorns Referral

Friends must sign up between 12:00am PST 10/24/2021 and 11:59pm PST 10/30/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
10/30/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (October 17 - October 23, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (October 17 - October 23, 2021)
who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (October 17 - October 23, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (October 17 - October 23, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have an active Invest account,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

October 2021 Referral Bonus - $500 for 3 Acorns Referral

Friends must sign up between 12:00am PST 10/17/2021 and 11:59pm PST 10/23/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
10/23/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (October 10 - October 16, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (October 10 - October 16,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (October 10 - October 16, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (October 10 - October 16, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have an active Invest account,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

October 2021 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must sign up between 12:00am PST 10/10/2021 and 11:59pm PST 10/16/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
10/16/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (October 3 - October 9, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (October 3 - October 9, 2021) who
completes the set up of their Acorns Invest account and makes a first investment
also will receive a $5 investment by Acorns in their Acorns Invest account.
These rewards will be made each time you and your referral meet the eligibility
criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (October 3 - October 9, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (October 3 - October 9, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have an active Invest account,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (September 26 - October 2, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (September 26 - October 2,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (September 26 - October 2, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (September 26 - October 2, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are verified, have an active Invest account,
and are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $500 for 3 Acorns Referral

Friends must sign up between 12:00am PST 09/26/2021 and 11:59pm PST 10/02/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
10/02/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must sign up between 12:00am PST 09/26/2021 and 11:59pm PST 10/02/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
10/02/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (September 19 - September 25, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (September 19 - September 25,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (September 19 - September 25, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (September 19 - September 25, 2021). Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are verified, have an active
Invest account, and are in good standing with Acorns at all times between
meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $300 for 2 Acorns Referral

Friends must sign up between 12:00am PST 09/19/2021 and 11:59pm PST 09/25/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 09/25/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must sign up between 12:00am PST 09/19/2021 and 11:59pm PST 09/25/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 09/25/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are verified, have an active Invest account, and are in good standing
with Acorns at all times between meeting the eligibility criteria and the time
the reward is invested.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (September 12 - September 18, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (September 12 - September 18,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (September 12 - September 18, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (September 12 - September 18, 2021). Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $600 for 3 Acorns Referral

Friends must sign up between 12:00am PST 09/12/2021 and 11:59pm PST 09/18/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 09/18/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. 

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (September 5 - September 11, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (September 5 - September 11,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (September 5 - September 11, 2021) when they sign
up for a new Acorns subscription and (2) completes an initial $5 investment in
an Acorns Invest Account from a linked bank account funding source during the
promotional period (September 5 - September 11, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must sign up between 12:00am PST 09/05/2021 and 11:59pm PST 09/11/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 09/11/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. 

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (August 29 - September 4, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (August 29 - September 4,
2021) who completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (August 29 - September 4, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (August 29 - September 4, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested. 

Important Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

September 2021 Referral Bonus - $500 for 3 Acorns Referral

Friends must sign up between 12:00am PST 08/29/2021 and 11:59pm PST 09/04/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 09/04/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period. Anyone who earns a reward under this promotion will
only receive such reward if their Acorns subscription and each of their Acorns
accounts are in good standing with Acorns at all times between meeting the
eligibility criteria and the time the reward is invested. 

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (August 22 - August 28, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (August 22 - August 28, 2021) who
completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (August 22 - August 28, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (August 22 - August 28, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested. 

Important Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



August 2021 Referral Bonus - $200 for 2 Acorns Referral

Friends must sign up between 12:00am PST 08/22/2021 and 11:59pm PST 08/28/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 08/28/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (August 15 - August 21, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (August 15 - August 21, 2021) who
completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (August 15 - August 21, 2021) when they sign up
for a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (August 15 - August 21, 2021). Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested. 

Important Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results. Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



August 2021 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must sign up between 12:00am PST 08/15/2021 and 11:59pm PST 08/21/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 08/21/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Investing involves risk including the
loss of principal. Investment advisory services provided by Acorns Advisers, LLC
(“Acorns”), an SEC-registered investment advisor. Brokerage services are
provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered
broker-dealer and member FINRA/SIPC. Securities in your account protected up to
$500,000. For details, please see www.sipc.org. Investments are not FDIC insured
and may lose value. Please consider your objectives, risk tolerance, and Acorns’
fees before investing. Acorns reserves the right to restrict or revoke any and
all offers at any time. Past performance is not a guarantee of future
results.Acorns reserves the right to restrict, revoke or change this offer at
any time at its discretion. Acorns may provide other offers to other customers
during the same promotional period. Your reward will be calculated based on the
offer and promotional terms presented to you when you qualify to receive it. You
will only receive one referral reward, the one offered to you in the terms of
this promotion, for each qualifying referral if there are multiple Acorns
referral rewards offered during the same promotional period. Acorns is not
responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement. You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion. Securities
in your investment account(s) protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”,
the Acorns logo, and “Invest the Change” are registered trademarks of Acorns
Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.





Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (August 8 - August 14, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (August 8 - August 14, 2021) who
completes the set up of their Acorns Invest account and makes a first
investment also will receive a $5 investment by Acorns in their Acorns Invest
account. These rewards will be made each time you and your referral meet the
eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (August 8 - August 14, 2021) when they sign up for
a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source during the
promotional period (August 8 - August 14, 2021). Anyone who earns a reward under
this promotion will only receive such reward if their Acorns subscription and
each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested.

 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



August 2021 Referral Bonus - $50 for 1 Acorns Referral

Friends must sign up between 12:00am PST 08/08/2021 and 11:59pm PST 08/14/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 08/14/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



August 2021 Referral Bonus - $600 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 08/08/2021 and 11:59pm PST 08/14/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account
by 08/14/2021. Bonuses will be invested within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (August 1 - August 7, 2021) in
accordance with the eligibility criteria below, you will receive a $5 investment
by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber
referred by you during the promotional period (August 1 - August 7, 2021) who
completes the set up of their Acorns Invest account also will receive a $5
investment by Acorns in their Acorns Invest account. These rewards will be made
each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (August 1 - August 7, 2021) when they sign up for
a new Acorns subscription and (2) completes an initial $5 investment in an
Acorns Invest Account from a linked bank account funding source. Anyone who
earns a reward under this promotion will only receive such reward if their
Acorns subscription and each of their Acorns accounts are in good standing with
Acorns at all times between meeting the eligibility criteria and the time the
reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

August 2021 Referral Bonus - $500 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 08/01/2021 and 11:59pm PST 08/07/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
08/31/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (July 25 - July 31, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (July 25 - July 31, 2021) who completes the
set up of their Acorns Invest account also will receive a $5 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (July 25 - July 31, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

July 2021 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must sign up between 12:00am PST 07/25/2021 and 11:59pm PST 07/31/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (July 18 - July 24, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (July 18 - July 24, 2021) who completes the
set up of their Acorns Invest account also will receive a $5 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (July 18 - July 24, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

July 2021 Referral Bonus - $300 for 2 Acorns Referrals

Friends must sign up between 12:00am PST 07/18/2021 and 11:59pm PST 07/24/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (July 11 - July 17, 2021) in accordance
with the eligibility criteria below, they will receive a $10 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

The new subscriber is eligible to receive this reward once they (1) use your
personal invitation code or referral link that you shared with them during the
promotional period (July 11 - July 17, 2021) when they sign up for a new Acorns
subscription and (2) complete an initial $5 investment in an Acorns Invest
Account from a linked bank account funding source. Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested.
Please note that the referrer will not be receiving any reward under this
promotion.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

July 2021 Referral Bonus - $600 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 07/11/2021 and 11:59pm PST 07/17/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (July 4 - July 10, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (July 4 - July 10, 2021) who completes the set
up of their Acorns Invest account also will receive a $5 investment by Acorns in
their Acorns Invest account. These rewards will be made each time you and your
referral meet the eligibility criteria below in accordance with the Acorns
Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (July 4 - July 10, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

July 2021 Referral Bonus - $1,000 for 5 Acorns Referrals

Friends must sign up between 12:00am PST 07/04/2021 and 11:59pm PST 07/10/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (June 27 - July 3, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (June 27 - July 3, 2021) who completes the set
up of their Acorns Invest account also will receive a $5 investment by Acorns in
their Acorns Invest account. These rewards will be made each time you and your
referral meet the eligibility criteria below in accordance with the Acorns
Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (June 27 - July 3, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

July 2021 Referral Bonus - $200 for 2 Acorns Referrals

Friends must sign up between 12:00am PST 06/27/2021 and 11:59pm PST 07/03/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies
all eligibility criteria have been met. Referral awards are made at the sole
discretion of Acorns. All referrals must be made in accordance with the Acorns
Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus
per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (June 20 - June 26, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (June 20 - June 26, 2021) who completes the
set up of their Acorns Invest account also will receive a $5 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (June 20 - June 26, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (June 20 - June 26, 2021) in accordance
with the eligibility criteria below, they will receive a $10 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (June 20 - June 26, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

June 2021 Referral Bonus - $500 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 06/20/2021 and 11:59pm PST 06/26/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
06/30/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (June 13 - June 19, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (June 13 - June 19, 2021) who completes the
set up of their Acorns Invest account also will receive a $5 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (June 13 - June 19, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (June 13 - June 19, 2021) in accordance
with the eligibility criteria below, they will receive a $10 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (June 13 - June 19, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

June 2021 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must sign up between 12:00am PST 06/13/2021 and 11:59pm PST 06/19/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
06/30/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
personal invitation code or referral link when they sign up during the
Promotional Period. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment by the Referrer or Referee, a bank account must be linked as
a funding source, and an initial investment must be made from that funding
source. Acorns reserves the right to restrict or revoke this offer at any time. 
Acorns may provide other offers to other customers during the same promotional
period. Your reward will be calculated based on the offer and promotional terms
presented to you when you qualify to receive it.  You will only receive one
referral reward, the one offered to you in the terms of this promotion, for each
qualifying referral if there are multiple Acorns referral rewards offered during
the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.



Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (June 6 - June 12, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (June 6 - June 12, 2021) who completes the set
up of their Acorns Invest account also will receive a $5 investment by Acorns in
their Acorns Invest account. These rewards will be made each time you and your
referral meet the eligibility criteria below in accordance with the Acorns
Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (June 6 - June 12, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

June 2021 Referral Bonus - $300 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 06/06/2021 and 11:59pm PST 06/12/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
06/30/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

June 2021 Referral Bonus - $1,000 for 5 Acorns Referrals

Friends must sign up between 12:00am PST 06/06/2021 and 11:59pm PST 06/12/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
06/30/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (May 30 - June 5, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (May 30 - June 5, 2021) who completes the set
up of their Acorns Invest account also will receive a $5 investment by Acorns in
their Acorns Invest account. These rewards will be made each time you and your
referral meet the eligibility criteria below in accordance with the Acorns
Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 30 - June 5, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (May 30 - June 5, 2021) in accordance
with the eligibility criteria below, they will receive a $10 investment by
Acorns in their Acorns Invest account. These rewards will be made each time you
and your referral meet the eligibility criteria below in accordance with the
Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 30 - June 5, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

June 2021 Referral Bonus - $300 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 05/30/2021 and 11:59pm PST 06/05/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
06/30/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link that you shared
with them during the promotional period (May 16 - May 29, 2021) in accordance
with the eligibility criteria below, you will receive a $5 investment by Acorns
in your Acorns Invest account. Each new eligible Acorns subscriber referred by
you during the promotional period (May 16 - May 29, 2021) who completes the set
up of their Acorns Invest account also will receive a $5 investment by Acorns in
their Acorns Invest account. These rewards will be made each time you and your
referral meet the eligibility criteria below in accordance with the Acorns
Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 16 - May 29, 2021) when they sign up for a
new Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

May 2021 Referral Bonus - $100 for 2 Acorns Referrals

Friends must sign up between 12:00am PST 05/16/2021 and 11:59pm PST 05/29/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
05/31/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

May 2021 Referral Bonus - $300 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 05/16/2021 and 11:59pm PST 05/29/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
05/31/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

May 2021 Referral Bonus - $500 for 4 Acorns Referrals

Friends must sign up between 12:00am PST 05/16/2021 and 11:59pm PST 05/29/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
05/31/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

May 2021 Referral Bonus - $800 for 5 Acorns Referrals

Friends must sign up between 12:00am PST 05/16/2021 and 11:59pm PST 05/29/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
05/31/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

May 2021 Referral Bonus - $500 for 4 Acorns Referrals

Friends must sign up between 12:00am PST 05/16/2021 and 11:59pm PST 05/29/2021
(the Promotional Period) and each have a verified account in good standing and
make their first successful investment into an Acorns Invest Account by
05/31/2021. Bonuses will be invested  within 7 business days once Acorns
verifies all eligibility criteria have been met. Referral awards are made at the
sole discretion of Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest Account.
Shares are purchased within 5 business days from when  your friend’s account is
approved and they have completed their first investment into an Acorns Invest
Account. To be eligible for the reward, the persons you refer must use your
referral link when they sign up during the Promotional Period. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time.  Acorns may provide other offers to
other customers during the same promotional period. Your reward will be
calculated based on the offer and promotional terms presented to you when you
qualify to receive it.  You will only receive one referral reward, the one
offered to you in the terms of this promotion, for each qualifying referral if
there are multiple Acorns referral rewards offered during the same Promotional
Period.

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $5 

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 9 - May 15,
2021) in accordance with the eligibility criteria below, you will receive a $5
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 9 - May 15,
2021) who completes the set up of their Acorns Invest account also will receive
a $5 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 9 - May 15, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $10 

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 9 - May 15,
2021) in accordance with the eligibility criteria below, you will receive a $10
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 9 - May 15,
2021) who completes the set up of their Acorns Invest account also will receive
a $10 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 9 - May 15, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $15  

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 9 - May 15,
2021) in accordance with the eligibility criteria below, you will receive a $15
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 9 - May 15,
2021) who completes the set up of their Acorns Invest account also will receive
a $15 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 9 - May 15, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $20  

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 9 - May 15,
2021) in accordance with the eligibility criteria below, you will receive a $20
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 9 - May 15,
2021) who completes the set up of their Acorns Invest account also will receive
a $20 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 9 - May 15, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and
investments may lose value, including the loss of principal. Please consider
your objectives, risk tolerance, and Acorns’s fees before investing. Past
performance is not a guarantee of future results. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are
registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are
issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its
affiliates.

Acorns - Invite Friends, Get and Give $5 

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 2 - May 8,
2021) in accordance with the eligibility criteria below, you will receive a $5
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 2 - May 8,
2021) who completes the set up of their Acorns Invest account also will receive
a $5 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 2 - May 8, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. Investing involves risk and investments may lose value,
including the loss of principal. Please consider your objectives, risk
tolerance, and Acorns’s fees before investing. Past performance is not a
guarantee of future results. “Acorns”, the Acorns logo, and “Invest the Change”
are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards
are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or
its affiliates.

Acorns - Invite Friends, Get and Give $10 

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 2 - May 8,
2021) in accordance with the eligibility criteria below, you will receive a $10
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 2 - May 8,
2021) who completes the set up of their Acorns Invest account also will receive
a $10 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 2 - May 8, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. Investing involves risk and investments may lose value,
including the loss of principal. Please consider your objectives, risk
tolerance, and Acorns’s fees before investing. Past performance is not a
guarantee of future results. “Acorns”, the Acorns logo, and “Invest the Change”
are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards
are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or
its affiliates.

Acorns - Invite Friends, Get and Give $15  

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 2 - May 8,
2021) in accordance with the eligibility criteria below, you will receive a $15
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 2 - May 8,
2021) who completes the set up of their Acorns Invest account also will receive
a $15 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 2 - May 8, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. Investing involves risk and investments may lose value,
including the loss of principal. Please consider your objectives, risk
tolerance, and Acorns’s fees before investing. Past performance is not a
guarantee of future results. “Acorns”, the Acorns logo, and “Invest the Change”
are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards
are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or
its affiliates.

Acorns - Invite Friends, Get and Give $20  

The Reward

Each time someone becomes a new Acorns subscriber and sets up
an Acorns Invest account using your personal invitation code or referral
link that you shared with them during the promotional period (May 2 - May 8,
2021) in accordance with the eligibility criteria below, you will receive a $20
investment by Acorns in your Acorns Invest account. Each new eligible Acorns
subscriber referred by you during the promotional period (May 2 - May 8,
2021) who completes the set up of their Acorns Invest account also will receive
a $20 investment by Acorns in their Acorns Invest account. These rewards will be
made each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code or referral link that you shared with them
during the promotional period (May 2 - May 8, 2021) when they sign up for a new
Acorns subscription and (2) completes an initial $5 investment in an Acorns
Invest Account from a linked bank account funding source. Anyone who earns a
reward under this promotion will only receive such reward if their Acorns
subscription and each of their Acorns accounts are in good standing with Acorns
at all times between meeting the eligibility criteria and the time the reward is
invested.
 
Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Acorns reserves the right to
restrict, revoke or change this offer at any time at its discretion. Acorns may
provide other offers to other customers during the same promotional period. Your
reward will be calculated based on the offer and promotional terms presented to
you when you qualify to receive it. You will only receive one referral reward,
the one offered to you in the terms of this promotion, for each qualifying
referral if there are multiple Acorns referral rewards offered during the same
promotional period. Acorns is not responsible for any failure on your part to
maintain your account in good standing or otherwise meet standards for
qualifying for this promotion. This promotion only applies to referrals of new
Acorns customers. For the avoidance of doubt, if either you or the customer you
refer is ineligible for the reward under this promotion, neither party will
receive the reward. Referral awards are made at the sole discretion of Acorns.
All referrals must be made in accordance with the Acorns Referral Agreement. You
can also receive additional rewards under other promotional offers that may be
available at the same time as this promotion unless it is specifically excluded
by such other promotion. Securities in your investment account(s) protected up
to $500,000. For details, please see www.sipc.org. Custodial and administrative
services for Acorns Later IRA accounts provided by Forge Trust. Investments are
not FDIC insured. Investing involves risk and investments may lose value,
including the loss of principal. Please consider your objectives, risk
tolerance, and Acorns’s fees before investing. Past performance is not a
guarantee of future results. “Acorns”, the Acorns logo, and “Invest the Change”
are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards
are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or
its affiliates.

April Week 3 2021 Referral Bonus - $200 for 2 Acorns Referral

Friends must sign up between 12:00am PST 04/18/2021 and 11:59pm PST 04/24/2021
and each have a verified account in good standing and make their first
successful investment by 04/30/2021. Bonuses are paid out by 05/15/2021.
Referees and Referrers who: (i) close their account before 05/15/2021, (ii) have
not made at least one successful investment before 05/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest portfolio.
Shares are purchased once your friend’s account is approved and they have
completed their first investment. To be eligible for the reward, the persons you
refer must use your personal invitation code when they sign up. Acorns defines
an account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



April Week 2 2021 Referral Bonus - $500 for 3 Acorns Referral

Friends must sign up between 12:00am PST 04/11/2021 and 11:59pm PST 04/17/2021
and each have a verified account in good standing and make their first
successful investment by 04/30/2021. Bonuses are paid out by 05/15/2021.
Referees and Referrers who: (i) close their account before 05/15/2021, (ii) have
not made at least one successful investment before 05/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest portfolio.
Shares are purchased once your friend’s account is approved and they have
completed their first investment. To be eligible for the reward, the persons you
refer must use your personal invitation code when they sign up. Acorns defines
an account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.





April Week 1 2021 Referral Bonus - $1,000 for 4 Acorns Referral

Friends must sign up between 12:00am PST 04/04/2021 and 11:59pm PST 04/10/2021
and each have a verified account in good standing and make their first
successful investment by 04/30/2021. Bonuses are paid out by 05/15/2021.
Referees and Referrers who: (i) close their account before 05/15/2021, (ii) have
not made at least one successful investment before 05/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest portfolio.
Shares are purchased once your friend’s account is approved and they have
completed their first investment. To be eligible for the reward, the persons you
refer must use your personal invitation code when they sign up. Acorns defines
an account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



March Week 5 2021 Referral Bonus - $300 for 2 Acorns Referral

Friends must sign up between 12:00am PST 03/28/2021 and 11:59pm PST 04/03/2021
and each have a verified account in good standing and make their first
successful investment by 04/30/2021. Bonuses are paid out by 05/15/2021.
Referees and Referrers who: (i) close their account before 05/15/2021, (ii) have
not made at least one successful investment before 05/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns Invest portfolio.
Shares are purchased once your friend’s account is approved and they have
completed their first investment. To be eligible for the reward, the persons you
refer must use your personal invitation code when they sign up. Acorns defines
an account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



March Week 4 2021 Referral Bonus - $600 for 3 Acorns Referral

Friends must sign up between 12:00am PST 03/21/2021 and 11:59pm PST 03/27/2021
and each have a verified account in good standing and make their first
successful investment by 03/31/2021. Bonuses are paid out by 04/15/2021.
Referees and Referrers who: (i) close their account before 04/15/2021, (ii) have
not made at least one successful investment before 04/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



March Week 3 2021 Referral Bonus - $200 for 2 Acorns Referral

Friends must sign up between 12:00am PST 03/14/2021 and 11:59pm PST 03/20/2021
and each have a verified account in good standing and make their first
successful investment by 03/31/2021. Bonuses are paid out by 04/15/2021.
Referees and Referrers who: (i) close their account before 04/15/2021, (ii) have
not made at least one successful investment before 04/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



March Week 2 2021 Referral Bonus - $500 for 3 Acorns Referral

Friends must sign up between 12:00am PST 03/07/2021 and 11:59pm PST 03/13/2021
and each have a verified account in good standing and make their first
successful investment by 03/31/2021. Bonuses are paid out by 04/15/2021.
Referees and Referrers who: (i) close their account before 04/15/2021, (ii) have
not made at least one successful investment before 04/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



March Week 1 2021 Referral Bonus - $100 for 2 Acorns Referral

Friends must sign up between 12:00am PST 02/28/2021 and 11:59pm PST 03/06/2021
and each have a verified account in good standing and make their first
successful investment by 03/31/2021. Bonuses are paid out by 04/15/2021.
Referees and Referrers who: (i) close their account before 04/15/2021, (ii) have
not made at least one successful investment before 04/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



February Week 4 2021 Referral Bonus - $300 for 3 Acorns Referral

Friends must sign up between 12:00am PST 02/21/2021 and 11:59pm PST 02/27/2021
and each have a verified account in good standing and make their first
successful investment by 02/28/2021. Bonuses are paid out by 03/15/2021.
Referees and Referrers who: (i) close their account before 03/15/2021, (ii) have
not made at least one successful investment before 03/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



February Week 3 2021 Referral Bonus - $250 for 3 Acorns Referral

Friends must sign up between 12:00am PST 02/14/2021 and 11:59pm PST 02/20/2021
and each have a verified account in good standing and make their first
successful investment by 02/28/2021. Bonuses are paid out by 03/15/2021.
Referees and Referrers who: (i) close their account before 03/15/2021, (ii) have
not made at least one successful investment before 03/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

February Week 2 2021 Referral Bonus - $500 for 4 Acorns Referral

Friends must sign up between 12:00am PST 02/07/2021 and 11:59pm PST 02/13/2021
and each have a verified account in good standing and make their first
successful investment by 02/28/2021. Bonuses are paid out by 03/15/2021.
Referees and Referrers who: (i) close their account before 03/15/2021, (ii) have
not made at least one successful investment before 03/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



February Week 1 2021 Referral Bonus - $400 for 4 Acorns Referral

Friends must sign up between 12:00am PST 01/31/2021 and 11:59pm PST 02/06/2021
and each have a verified account in good standing and make their first
successful investment by 02/28/2021. Bonuses are paid out by 03/15/2021.
Referees and Referrers who: (i) close their account before 03/15/2021, (ii) have
not made at least one successful investment before 03/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



January Week 5 2021 Referral Bonus - $100 for 2 Acorns Referral

Friends must sign up between 12:00am PST 01/24/2021 and 11:59pm PST 1/30/2021
and each have a verified account in good standing and make their first
successful investment by 01/31/2021. Bonuses are paid out by 02/15/2021.
Referees and Referrers who: (i) close their account before 02/15/2021, (ii) have
not made at least one successful investment before 02/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



January Week 4 2021 Referral Bonus - $300 for 3 Acorns Referral

Friends must sign up between 12:00am PST 01/17/2021 and 11:59pm PST 1/23/2021
and each have a verified account in good standing and make their first
successful investment by 01/31/2021. Bonuses are paid out by 02/15/2021.
Referees and Referrers who: (i) close their account before 02/15/2021, (ii) have
not made at least one successful investment before 02/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



January Week 3 2021 Referral Bonus - $250 for 3 Acorns Referral

Friends must sign up between 12:00am PST 01/10/2021 and 11:59pm PST 1/16/2021
and each have a verified account in good standing and make their first
successful investment by 01/31/2021. Bonuses are paid out by 02/15/2021.
Referees and Referrers who: (i) close their account before 02/15/2021, (ii) have
not made at least one successful investment before 02/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.



January Week 2 2021 Referral Bonus - $500 for 4 Acorns Referral

Friends must sign up between 12:00am PST 01/03/2021 and 11:59pm PST 1/09/2021
and each have a verified account in good standing and make their first
successful investment by 01/31/2021. Bonuses are paid out by 02/15/2021.
Referees and Referrers who: (i) close their account before 02/15/2021, (ii) have
not made at least one successful investment before 02/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2020 Acorns and/or its affiliates.

January Week 1 2021 Referral Bonus - $400 for 4 Acorns Referral

Friends must sign up between 12:00am PST 12/27/2020 and 11:59pm PST 1/02/2021
and each have a verified account in good standing and make their first
successful investment by 01/31/2021. Bonuses are paid out by 02/15/2021.
Referees and Referrers who: (i) close their account before 02/15/2021, (ii) have
not made at least one successful investment before 02/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December Week 4 2020 Referral Bonus - $250 for 4 Acorns Referral

Friends must sign up between 12:00am PST 12/20/2020 and 11:59pm PST 12/26/2020
and each have a verified account in good standing and make their first
successful investment by 12/31/2020. Bonuses are paid out by 01/15/2021.
Referees and Referrers who: (i) close their account before 01/15/2021, (ii) have
not made at least one successful investment before 01/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2020 Acorns and/or its affiliates.



December Week 3 2020 Referral Bonus - $150 for 3 Acorns Referral

Friends must sign up between 12:00am PST 12/13/2020 and 11:59pm PST 12/19/2020
and each have a verified account in good standing and make their first
successful investment by 12/31/2020. Bonuses are paid out by 01/15/2021.
Referees and Referrers who: (i) close their account before 01/15/2021, (ii) have
not made at least one successful investment before 01/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by Forge Trust. Investments are not FDIC insured. Investing
involves risk and investments may lose value, including the loss of principal.
Please consider your objectives, risk tolerance, and Acorns’s fees before
investing. Past performance is not a guarantee of future results. “Acorns”, the
Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2020 Acorns and/or its affiliates.



December Week 2 2020 Referral Bonus - $50 for 2 Acorns Referral

Friends must sign up between 12:00am PST 12/06/2020 and 11:59pm PST 12/12/2020
and each have a verified account in good standing and make their first
successful investment by 12/31/2020. Bonuses are paid out by 01/15/2021.
Referees and Referrers who: (i) close their account before 01/15/2021, (ii) have
not made at least one successful investment before 01/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Securities in your account protected up to $500,000. For details, please
see www.sipc.org. Custodial and administrative services for Acorns Later IRA
accounts provided by IRA Services Trust Company. Investments are not FDIC
insured. Investing involves risk and investments may lose value, including the
loss of principal. Please consider your objectives, risk tolerance, and Acorns’s
fees before investing. Past performance is not a guarantee of future results.
“Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of
Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings
Bank, member FDIC. Copyright © 2020 Acorns and/or its affiliates.



December Week 1 2020 Referral Bonus - $40 for 2 Acorns Referral

Friends must sign up between 12:00am PST 12/01/2020 and 11:59pm PST 12/05/2020
and each have a verified account in good standing and make their first
successful investment by 12/31/2020. Bonuses are paid out by 01/15/2021.
Referees and Referrers who: (i) close their account before 01/15/2021, (ii) have
not made at least one successful investment before 01/15/2021, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of Acorns. All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives, risk tolerance, and Acorns’s fees before investing.
Past performance is not a guarantee of future results. “Acorns”, the Acorns
logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2020 Acorns and/or its affiliates.



November Week 4 2020 Referral Bonus - $200 for 3 Acorns Referral

Friends must sign up between 12:00am PST 11/22/2020 and 11:59pm PST 11/30/2020
and each have a verified account in good standing and make their first
successful investment by 11/30/2020. Bonuses are paid out by 12/15/2020.
Referees and Referrers who: (i) close their account before 12/15/2020, (ii) have
not made at least one successful investment before 12/15/2020, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of
Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



November Week 3 2020 Referral Bonus - $35 for 1 Acorns Referral

Friends must sign up between 12:00am PST 11/15/2020 and 11:59pm PST 11/21/2020
and each have a verified account in good standing and make their first
successful investment by 11/30/2020. Bonuses are paid out by 12/15/2020.
Referees and Referrers who: (i) close their account before 12/15/2020, (ii) have
not made at least one successful investment before 12/15/2020, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of
Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



November Week 2 2020 Referral Bonus - $30 for 1 Acorns ReferralFriends must sign
up between 12:00am PST 11/08/2020 and 11:59pm PST 11/14/2020 and each have a
verified account in good standing and make their first successful investment by
11/30/2020. Bonuses are paid out by 12/15/2020. Referees and Referrers who: (i)
close their account before 12/15/2020, (ii) have not made at least one
successful investment before 12/15/2020, (iii) make an investment that results
in a reversal from their bank, or (iv) have Acorns accounts that are otherwise
not in good standing will not qualify for the promotion. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement and Referral Promotion Terms and Conditions.
Limit one Bonus per Referrer.Rewards for inviting friends to join Acorns are a
limited time offer. Rewards are in the form of a purchase of investments in your
Acorns portfolio. Shares are purchased once your friend’s account is approved
and they have completed their first investment. To be eligible for the reward,
the persons you refer must use your personal invitation code when they sign up.
Acorns defines an account in good standing as a verified investment account with
a successful investment. If a gift card is used for an initial investment by the
Referrer or Referee, a bank account must be linked as a funding source, and an
initial investment must be made from that funding source. Acorns reserves the
right to restrict or revoke this offer at any time. Referral amount subject to
change at discretion of Acorns Advisers, LLC.Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative
services for Acorns Later IRA accounts provided by IRA Services Trust Company.
Investments are not FDIC insured. Investing involves risk and investments may
lose value, including the loss of principal. Please consider your objectives and
Acorns’s fees before investing. Past performance is not a guarantee of future
results. “Acorns”, the Acorns logo, and “Invest the Change” are registered
trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by
Lincoln Savings Bank, member FDIC. Copyright © 2020 Acorns and/or its
affiliates.



November Week 1 2020 Referral Bonus - $25 for 1 Acorns Referral

Friends must sign up between 12:00am PST 11/01/2020 and 11:59pm PST 11/07/2020
and each have a verified account in good standing and make their first
successful investment by 11/30/2020. Bonuses are paid out by 12/15/2020.
Referees and Referrers who: (i) close their account before 12/15/2020, (ii) have
not made at least one successful investment before 12/15/2020, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of
Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.


Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



October Week 4 2020 Referral Bonus - $15 for 1 Acorns Referral

Friends must sign up between 12:00am PST 10/25/2020 and 11:59pm PST 10/31/2020
and each have a verified account in good standing and make their first
successful investment by 10/31/2020. Bonuses are paid out by 11/15/2020.
Referees and Referrers who: (i) close their account before 11/15/2020, (ii) have
not made at least one successful investment before 11/15/2020, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of
Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



October Week 3 2020 Referral Bonus - $35 for 1 Acorns Referral

Friends must sign up between 12:00am PST 10/18/2020 and 11:59pm PST 10/24/2020
and each have a verified account in good standing and make their first
successful investment by 10/31/2020. Bonuses are paid out by 11/15/2020.
Referees and Referrers who: (i) close their account before 11/15/2020, (ii) have
not made at least one successful investment before 11/15/2020, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of
Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



October Week 2 2020 Referral Bonus - $30 for 1 Acorns Referral

Friends must sign up between 12:00am PST 10/11/2020 and 11:59pm PST 10/17/2020
and each have a verified account in good standing and make their first
successful investment by 10/31/2020. Bonuses are paid out by 11/15/2020.
Referees and Referrers who: (i) close their account before 11/15/2020, (ii) have
not made at least one successful investment before 11/15/2020, (iii) make an
investment that results in a reversal from their bank, or (iv) have Acorns
accounts that are otherwise not in good standing will not qualify for the
promotion. Referral awards are made at the sole discretion of
Acorns. All referrals must be made in accordance with the
Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one
Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment by the Referrer or
Referee, a bank account must be linked as a funding source, and an initial
investment must be made from that funding source. Acorns reserves the right to
restrict or revoke this offer at any time. Referral amount subject to change at
discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.

October Week 1 2020 Referral Bonus - $50 for 2 Acorns ReferralsFriends must sign
up between 12:00am PST 10/01/2020 and 11:59pm PST 10/10/2020 and each have a
verified account in good standing and make their first successful investment by
10/31/2020. Bonuses are paid out by 11/15/2020. Referees and Referrers who: (i)
close their account before 11/15/2020, (ii) have not made at least one
successful investment before 11/15/2020, (iii) make an investment that results
in a reversal from their bank, or (iv) have Acorns accounts that are otherwise
not in good standing will not qualify for the promotion. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement and Referral Promotion Terms and Conditions.
Limit one Bonus per Referrer.Rewards for inviting friends to join Acorns are a
limited time offer. Rewards are in the form of a purchase of investments in your
Acorns portfolio. Shares are purchased once your friend’s account is approved
and they have completed their first investment. To be eligible for the reward,
the persons you refer must use your personal invitation code when they sign up.
Acorns defines an account in good standing as a verified investment account with
a successful investment. If a gift card is used for an initial investment by the
Referrer or Referee, a bank account must be linked as a funding source, and an
initial investment must be made from that funding source. Acorns reserves the
right to restrict or revoke this offer at any time. Referral amount subject to
change at discretion of Acorns Advisers, LLC.Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative
services for Acorns Later IRA accounts provided by IRA Services Trust Company.
Investments are not FDIC insured. Investing involves risk and investments may
lose value, including the loss of principal. Please consider your objectives and
Acorns’s fees before investing. Past performance is not a guarantee of future
results. “Acorns”, the Acorns logo, and “Invest the Change” are registered
trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by
Lincoln Savings Bank, member FDIC. Copyright © 2020 Acorns and/or its
affiliates.
September 2020 Referral Bonus - $150 for 3 Acorns ReferralsFriends must sign up
on or after 09/01/2020 and have a verified account in good standing and make
their first successful investment by 09/30/2020. Bonuses are paid out by
10/15/2020. Referees and Referrers who close their account before 10/15/2020,
make an investment that results in a reversal from their bank, or accounts that
are otherwise not in good standing will not qualify for the
promotion.  Referral awards are made at the sole discretion of Acorns. 
All referrals must be made in accordance with the Acorns Referral Agreement
and Referral Promotion Terms and Conditions.Rewards for inviting friends to join
Acorns are a limited time offer. Rewards are in the form of a purchase of
investments in your Acorns portfolio. Shares are purchased once your friend’s
account is approved and they have completed their first investment. To be
eligible for the reward, the persons you refer must use your personal invitation
code when they sign up. Acorns defines an account in good standing as a verified
investment account with a successful investment. If a gift card is used for an
initial investment, a bank account must be linked as a funding source, and an
initial investment must be made from that funding source. Acorns reserves the
right to restrict or revoke this offer at any time. Referral amount subject to
change at discretion of Acorns Advisers, LLC.Advisory services offered by Acorns
Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage
services are provided to clients of Acorns by Acorns Securities, LLC, an
SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative
services for Acorns Later IRA accounts provided by IRA Services Trust Company.
Investments are not FDIC insured. Investing involves risk and investments may
lose value, including the loss of principal. Please consider your objectives and
Acorns’s fees before investing. Past performance is not a guarantee of future
results. “Acorns”, the Acorns logo, and “Invest the Change” are registered
trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by
Lincoln Savings Bank, member FDIC. Copyright © 2020 Acorns and/or its
affiliates.

August 2020 Referral Bonus - $300 for 4 Acorns Referrals

Friends must sign up on or after 08/01/2020 and have a verified account in good
standing and make their first successful investment by 08/31/2020. Bonuses are
paid out by 09/15/2020. Referees and Referrers who close their account before
09/15/2020, make an investment that results in a reversal from their bank, or
accounts that are otherwise not in good standing will not qualify for the
promotion.  Referral awards are made at the sole discretion of Acorns.  All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



July 2020 Referral Bonus - $500 for 5 Acorns Referrals

Friends must sign up on or after 07/01/2020 and have a verified account in good
standing and make their first successful investment by 07/31/2020. Bonuses are
paid out by 08/15/2020. Referees and Referrers who close their account before
08/15/2020, make an investment that results in a reversal from their bank, or
accounts that are otherwise not in good standing will not qualify for the
promotion.  Referral awards are made at the sole discretion of Acorns.  All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



Acorns - Invite Friends, Get and Give $5 


The Reward


Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest
account using your personal invitation code or referral link in accordance with
the eligibility criteria below, you will receive a $5 investment by Acorns in
your Acorns Invest account. Each new eligible Acorns subscriber referred by you
who completes the set up of their Acorns Invest account also will receive a $5
investment by Acorns in their Acorns Invest account. These rewards will be made
each time you and your referral meet the eligibility criteria below in
accordance with the Acorns Referral Agreement.


Eligibility


You are eligible to receive for this reward each time the new subscriber (1)
uses your personal invitation code when they sign up for a new Acorns
subscription and (2) completes an initial $5 investment in an Acorns Invest
Account from a linked bank account funding source. Anyone who earns a reward
under this promotion will only receive such reward if their Acorns subscription
and each of their Acorns accounts are in good standing with Acorns at all times
between meeting the eligibility criteria and the time the reward is invested.


Additional Information


Acorns Advisers, LLC reserves the right to restrict, revoke or change this offer
at any time at its discretion. Acorns may provide other offers to other
customers during the same promotional period. Your reward will be calculated
based on the offer and promotional terms presented to you when you qualify to
receive it. You will only receive one referral reward, the one offered to you in
the terms of this promotion, for each qualifying referral if there are multiple
Acorns referral rewards offered during the same promotional period.  Acorns is
not responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers. For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns. All referrals must be made in accordance
with the Acorns Referral Agreement.  You can also receive additional rewards
under other promotional offers that may be available at the same time as this
promotion unless it is specifically excluded by such other promotion.

Acorns Family Referral Bonus - Get $50, Give $10

 

The Reward

If during the promotional period starting at 1:30pm PT on June 22, 2020 and
ending at 11:59 PT on July 31, 2020 (the “Promotion Period”), you become an
eligible Acorns Family subscriber with an Acorns Early account, you can earn a
$45 investment by Acorns in your Acorns Invest account each time someone becomes
an eligible new Acorns Family subscriber with an Acorns Early account using your
personal invitation code or referral link. Each new eligible Acorns Family
subscriber referred by you also will receive a $5 investment by Acorns in their
Acorns Invest account.  These rewards will be paid after both you and the new
subscriber(s) meet the eligibility criteria below and in accordance with the
Acorns Referral Agreement.

 

You and the new customers you refer to Acorns may qualify for both this
promotion and the  Acorns Share the Wealth - Invite Friends, Get and Give $5
promotion based on the same activities.  Therefore, you may receive $50 total
and the new subscriber may receive $10 total under these combined promotions for
the same referral.  Because the eligibility criteria for this promotion includes
a 3 month subscription period, you will receive these rewards at different
times.

 

Eligibility

 

-   You must (1) upgrade to, or sign up for, the Acorns Family subscription tier
during the Promotion Period, (2) complete the setup of an Acorns Early account
with a successful initial $5 investment from a bank account funding source
during the Promotion Period and (3) maintain your Acorns Family subscription for
a least three (3) consecutive billing periods from the time you subscribe;

AND

-   Each new Acorns subscriber referred by you must (1) sign up for the Acorns
Family subscription using your personal invitation code or referral link during
the Promotion Period, (2) complete the setup of an Acorns Early Account with a
successful initial $5 investment from a bank account funding source during the
Promotion Period and maintain this initial investment for at least 30 days and
(3) maintain their Acorns Family subscription for a least three (3) consecutive
billing periods from the time they subscribe.

Anyone who earns a reward under this promotion will only receive such reward if
(1) their Acorns subscription, including any Acorns investment accounts, are
also in good standing with Acorns at the time this criteria is met in order to
receive each reward and (2) they have not closed their Early account or
downgraded to a tier other than Acorns Family before the reward is invested.

Additional Information

This promotion is a limited time offer. Acorns Advisers, LLC reserves the right
to restrict, revoke or change this offer at any time at its discretion. Acorns
is not responsible for any failure on your part to maintain your account in good
standing or otherwise meet standards for qualifying for this promotion. This
promotion only applies to referrals of new Acorns customers.  For the avoidance
of doubt, if either you or the customer you refer is ineligible for the reward
under this promotion, neither party will receive the reward. Referral awards are
made at the sole discretion of Acorns.  All referrals must be made in accordance
with the Acorns Referral Agreement.

Other Information For All Promotions

Advisory services are offered by Acorns Advisers, LLC (“Acorns”), an
SEC-registered investment advisor. Brokerage services are provided to clients of
Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member
FINRA/SIPC. Custodial and administrative services for Acorns Later IRA accounts
provided by IRA Services Trust Company. Investments are not FDIC insured.
Investing involves risk and investments may lose value, including the loss of
principal. Please consider your objectives and Acorns’ fees before investing.
Past performance is not a guarantee of future results. “Acorns”, the Acorns
logo, and “Invest the Change” are registered trademarks of Acorns Grow
Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC. Copyright © 2020 Acorns and/or its affiliates.

 

June 2020 Referral Bonus - $300 for 5 Acorns Referrals

Friends must sign up on or after 06/01/2020 and have a verified account in good
standing and make their first successful investment by 06/30/2020. Bonuses are
paid out by 07/15/2020. Referees and Referrers who close their account before
07/15/2020, make an investment that results in a reversal from their bank, or
accounts that are otherwise not in good standing will not qualify for the
promotion.  Referral awards are made at the sole discretion of Acorns.  All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



May 2020 Referral Bonus - $250 for 4 Acorns Referrals

Friends must sign up on or after 05/01/2020 and have a verified account in good
standing and make their first successful investment by 05/31/2020. Bonuses are
paid out by 06/15/2020. Referees and Referrers who close their account before
06/15/2020, make an investment that results in a reversal from their bank, or
accounts that are otherwise not in good standing will not qualify for the
promotion.  Referral awards are made at the sole discretion of Acorns.  All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



April 2020 Referral Bonus - $150 for 3 Acorns Referrals

Friends must sign up on or after 04/01/2020 and have a verified account in good
standing and make their first successful investment by 04/30/2020. Bonuses are
paid out by 05/15/2020. Referees and Referrers who close their account before
05/15/2020, make an investment that results in a reversal from their bank, or
accounts that are otherwise not in good standing will not qualify for the
promotion.  Referral awards are made at the sole discretion of Acorns.  All
referrals must be made in accordance with the Acorns Referral Agreement and
Referral Promotion Terms and Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



March 2020 Referral Bonus - $40 for 2 Acorns Referrals

Friends must sign up on or after 03/01/2020 and have an account in good standing
and make their first investment by 03/31/2020. Bonuses are paid out by
04/15/2020. Referrals who close their account before 04/15/2020, make an
investment that results in a reversal from their bank, or accounts that are
otherwise not in good standing will not qualify for the promotion. Referral
awards are made at the sole discretion of Acorns. All referrals must be made in
accordance with the Acorns Referral Agreement and Referral Promotion Terms and
Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



March 2020 Referral Bonus - $1,000 for 12 Acorns Referrals

Friends must sign up on or after 03/01/2020 and have an account in good standing
and make their first investment by 03/31/2020. Bonuses are paid out by
04/15/2020. Referrals who close their account before 04/15/2020, make an
investment that results in a reversal from their bank, or accounts that are
otherwise not in good standing will not qualify for the promotion. Referral
awards are made at the sole discretion of Acorns. All referrals must be made in
accordance with the Acorns Referral Agreement and Referral Promotion Terms and
Conditions.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. If a gift card is used for an initial investment, a bank account
must be linked as a funding source, and an initial investment must be made from
that funding source. Acorns reserves the right to restrict or revoke this offer
at any time. Referral amount subject to change at discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



February 2020 Referral Bonus - $250 for 4 Acorns Referrals

Friends must sign up on or after 02/01/2020 and have an account in good standing
and make their first investment by 02/29/2020. Bonuses are paid out by
03/15/2020. Referrals who close their account before 03/15/2020, make an
investment that results in a reversal from their bank, or accounts that are
otherwise not in good standing will not qualify for the promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2020
Acorns and/or its affiliates.



January 2020 Referral Bonus - $250 for 4 Acorns Referrals

Friends must sign up on or after 1/01/2020 and have an account in good standing
and make their first investment by 1/31/2020. Bonuses are paid out by
02/15/2020. Referrals who close their account before 02/15/2020, make an
investment that results in a reversal from their bank, or accounts that are
otherwise not in good standing will not qualify for the promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.



December 2019 Referral Bonus - $200 for 4 Acorns Referrals

Friends must sign up on or after 12/01/2019 and have an account in good standing
and make their first investment by 12/31/2019. Bonuses are paid out by
01/15/2020. Referrals who close their account before 01/15/2020, make an
investment that results in a reversal from their bank, or accounts that are
otherwise not in good standing will not qualify for the promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.



November 2019 Referral Bonus - $250 for 5 Acorns Referrals

Friends must sign up on or after 11/01/2019 and have an account in good standing
and make their first investment by 11/30/2019. Bonuses are paid out by
12/15/2019. Referrals who close their account before 12/15/2019, make an
investment that results in a reversal from their bank, or accounts that are
otherwise not in good standing will not qualify for the promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.



October 2019 Referral Bonus - $150 for 3 Acorns Referrals

Friends must sign up on or after 10/01/2019 and have an account in good standing
and make their first investment by 10/31/2019. Bonuses are paid out by
11/15/2019. Referrals who close their account before 11/15/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

 

September 2019 Referral Bonus - $150 for 3 Acorns Referrals

Friends must sign up on or after 09/01/2019 and have an account in good standing
and make their first investment by 09/30/2019. Bonuses are paid out by
10/15/2019. Referrals who close their account before 10/15/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

 

August 2019 Referral Bonus - $200 for 5 Acorns Referrals

Friends must sign up on or after 08/01/2019 and have an account in good standing
and make their first investment by 08/31/2019. Bonuses are paid out by
09/15/2019. Referrals who close their account before 09/15/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.



July 2019 Referral Bonus - $200 for 5 Acorns Referrals

Friends must sign up on or after 07/01/2019 and have an account in good standing
and make their first investment by 07/31/2019. Bonuses are paid out by
08/15/2019. Referrals who close their account before 08/15/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

 

June 2019 Bonus

Rewards for completing all three actions below are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
will only be purchased if all of the following have been completed: (1) your
friend’s account is approved and they have completed their first investment, (2)
you make a purchase using a Found Money offer, and (3) you make at least one
investment into your Acorns Core account. Bonuses are paid out on or around
07/15/2019. To receive a bonus, your Acorns Core account must be open and in
good standing at the time of the reward payment. Acorns reserves the right to
restrict or revoke this offer at any time. Limit 1 reward per customer. Referral
amount subject to change at the discretion of Acorns Advisers, LLC.

Acorns Referral - Friends must sign up on or after 06/01/2019 and have an
account in good standing and make their first investment by 06/30/2019.
Referrals who close their account before 07/15/2019, or make an investment that
results in a reversal from their bank, will not qualify for the promotion. To be
eligible for the reward, the persons you refer must use your personal invitation
code when they sign up. Acorns defines an account in good standing as a verified
investment account with a successful investment.

Found Money Offer – Between 06/01/2019 and 6/30/2019, you must complete an
eligible transaction with a Found Money partner by utilizing any of (i) the
Found Money portion of the Acorns App, (ii) the Acorns Google Chrome browser
extension, or (iii) a Simply Spend offer. You must comply with all of the terms
and conditions of the specific Found Money offer to be complete this qualifying
element of the promotion. Found Money offers with travel partners (Airbnb,
CheapOair, Expedia, Hotels.com, etc.) are not eligible for this promotion.

Core Account Investment - Between 06/01/2019 and 6/30/2019, you must make a
valid transfer into your Acorns Core account. To be eligible as a qualifying
element for the promotion, your transfer must settle and be invested prior to
6/30/2019.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

 

May 2019 Referral Bonus - $50 for 5 Acorns Referrals

Friends must sign up on or after 05/01/2019 and have an account in good standing
and make their first investment by 05/31/2019. Bonuses are paid out by
06/10/2019. Referrals who close their account before 06/10/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at the discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

 

APRIL 2019 REFERRAL SWEEPSTAKES OFFICIAL RULES

No purchase necessary to enter to win. A purchase will not increase your chances
of winning. THIS SWEEPSTAKES IS VOID IN FLORIDA, NEW YORK, AND WHERE PROHIBITED
BY LAW. Do not proceed in this promotion if you are not a legal resident of the
United States. Internet access is required. Neither Facebook nor Instagram are
sponsors of this promotion.

ELIGIBILITY

The Acorns April Referral Sweepstakes (the “Sweepstakes”) is offered by Acorns
Advisers, LLC, an SEC registered investment advisor. The Sweepstakes is open to
legal residents of the United States, including the District of Columbia and
legal territories, but not including Florida and New York, who are at least 18
years of age and the age of majority in their jurisdiction of residence at time
of entry. Entrants do not need to have an Acorns account to participate. Void
where prohibited. Employees of Acorns Advisers, LLC (the “Sponsor”), and its
parent companies, subsidiaries, affiliates, advertising agencies, public
relations agencies, prize suppliers, including any vendors providing services in
connection with this Sweepstakes (collectively, the “Sponsor Affiliates”), and
employees, agents, directors, officers of Sponsor or any Sponsor Affiliates are
not eligible to participate. Associated persons of unaffiliated securities firms
(broker-dealers or investment advisors) are not eligible to enter or to win the
Sweepstakes. The Sweepstakes is subject to all applicable federal, state, and
local laws.

SUBMISSION PERIOD

The Sweepstakes begins on or about 8:00 a.m. Pacific Time on April 1, 2019 and
ends on or about 11:59 p.m. Pacific Time on April 30, 2019 (the “Referral
Period”). There is no limit of referrals per person during the Referral Period.

HOW TO ENTER

Referral Entry: To enter, refer friends to Acorns during the Referral Period.
For a referral to be eligible for entry in the Sweepstakes, the persons you
refer must use your personal invitation code when they sign up. Friends must
sign up on or after April 1, 2019 and have an account in good standing and make
their first investment by April 30, 2019. Sponsor defines an account in good
standing as a verified investment account with a successful investment.

Upon completion of the referral process, the registered referrer (the “Entrant”)
will receive one (1) Sweepstakes entry per referral. Referrals who close their
account before May [9], 2019, or make an investment that results in a reversal
from their bank, will not qualify as an entry in the Sweepstakes.

Entry times will be determined using Sponsor’s computer, which will be the
official clock for the Sweepstakes. Each Entrant must comply with each of
Facebook’s and Instagram’s respective Acceptable Use Policies.

To be eligible for the Sweepstakes, referrals must be received before the end of
the Referral Period. Referrals generated by, or any use of, script, macro,
automatic, programmed, robotic, or like entry methods will void, and all
Entrants using such methods will be disqualified. Incomplete referrals,
including but not limited to those referrals that do not address the
requirements set forth in these Official Rules, will not be eligible. Referrals
made by any means which subvert the participation process will be void in
Sponsor’s sole discretion.

Free Mail-In Method of Entry: To enter without completing a referral method of
entry, follow these instructions. On a 3"x5" card, hand print your full name,
complete home address including zip code, home telephone number with area code,
e-mail address (if available), and mail the card in an envelope with sufficient
first class postage to: Referral Sweepstakes, 5300 California Avenue, Irvine CA
92617. Limit one (1) mail-in entry per envelope. No photocopies, facsimiles or
mechanical reproductions of cards permitted. No metered mail will be accepted.
Mail-in entries must be postmarked by April 30, 2019 and received by May [8],
2019.

Sponsor is not responsible for lost, late, illegible, stolen, incomplete,
invalid, unintelligible, misdirected, technically corrupted or garbled entries,
which will be disqualified, or for problems of any kind whether mechanical,
human or electronic. Proof of sending does not constitute proof of actual
receipt by Sponsor for purposes of these Official Rules. Sponsor reserves the
right, in its sole and absolute discretion, to disqualify and reject any entries
that are inappropriate for any reason.

WINNER SELECTION AND NOTIFICATION

The potential prize winners will be selected in random drawing on or around May
[9], 2019. The Sponsor will notify the potential winners via [email]. If (i) a
potential winner cannot be reached within one (1) day of the first notification
attempt; (ii) a potential winner is found to be ineligible or does not comply
with these Official Rules; (iii) a potential winner’s prize, prize notification,
or required verification documentation is not received or returned as
undeliverable; or (iv) a potential winner cannot or does not accept the prize
for any reason, the potential winner will be disqualified and an alternate
potential winner will be selected from the remaining eligible entries for the
applicable drawing. Sponsor, in its sole discretion, will attempt to contact up
to two (2) potential winners of a prize in accordance with the above procedure,
within 30 days, after which the prize in question may go unawarded if it remains
unclaimed.

Once a potential winner has responded to the notification, the potential winner
may be sent additional verification documentation including, if applicable, an
Affidavit of Eligibility and Liability, and where permissible, a Publicity
Release via email, postal mail and/or express mail at Sponsor’s sole discretion.

By entering and/or participating, participants agree:

(i) to be bound by these Official Rules and Sponsor’s Privacy Policy available
at: https://www.acorns.com/privacy/

(ii) that the decisions of the Sponsor are final and binding on all matters
relating to the Sweepstakes;

(iii) to be contacted by Sponsor by direct message, e-mail, telephone and/or
mail; and

(iv) to release and hold harmless Sponsor and the Released Parties (defined
below) from and against any and all liability for injuries and/or damages
(including death) sustained in connection with acceptance, possession, use
and/or misuse of the prize or related to participation in the Sweepstakes.

PRIZES

One hundred ten (110) winners will be randomly selected on or around May [9],
2019 to win one of two prizes:

(i) ten (10) winners will receive a one thousand dollar ($1,000) reward; and

(ii) one hundred (100) winners will receive a one hundred dollar ($100) reward
(each, a “Prize”).

Each Entrant is eligible to win a maximum of one (1) Prize. Rewards are in the
form of a purchase of investments in your Acorns portfolio, unless your entry
was a mail-in entry. If your entry was a mail-in entry and you win a Prize, the
reward will consist of a check in the amount of your Prize. Prizes are awarded
“as is” with no warranty or guarantee, either express or implied. Winner agrees
to comply with all applicable terms, restrictions and regulations in connection
with the Prize.

All details of Prizes will be determined by Sponsor in its sole discretion.
Winners are not entitled to exchange or transfer Prizes or to obtain other
substitutes, except Sponsor reserves the right to substitute prize(s) or
portions thereof of equal or greater value if the Prizes listed or any portion
thereof is unavailable for any reason. Except where prohibited by law, the
winner is solely responsible for all other costs and expenses. All federal,
state and local taxes associated with the receipt or use of any Prize are solely
the responsibility of the winner.

Odds of winning the prizes depend on the total number of eligible entries
received during the Submission Period.

PUBLICITY & MARKETING

Submission of contact information in connection with this Sweepstakes (whether
or not required), including without limitation mailing address, phone number,
email address, constitutes permission for Sponsor to use participant’s personal
information for purposes of administration of the Sweepstakes.

Except where prohibited by law, by accepting a Prize, winner grants Sponsor and
its designees permission to use their name, voice, Prize information,
biographical data, and city and state of residence on a winner’s list (if
applicable) and for programming, publicity, and promotional purposes (including
without limitation, posting such winner’s name on Sponsor’s social media
channels), worldwide in all forms of media now known or hereafter developed, in
perpetuity, without further compensation unless prohibited by law. Sponsor and
its designees are not obligated to use any of the above mentioned information or
materials, but may do so and may edit such information or materials, at
Sponsor’s sole discretion, without further obligation or compensation.

RELEASE OF LIABILITY & INDEMNIFICATION

Participants agree to these Official Rules and the decisions of the Sponsor.
Participants release and hold harmless each of Sponsor, Sponsor Affiliates,
Facebook, Inc., and their respective directors, officers, employees, agents and
assigns, (the “Released Parties”) from and against any and all claims and
liability and failures of any kind (whether caused by computer, technical, or
human error) which may either limit the participant’s ability to refer a friend,
claim a Prize, or otherwise participate in this Sweepstakes, or a Released
Party’s ability to include all eligible entries, judging, notify potential
winners, or otherwise execute this Sweepstakes in the manner intended.
Participants further release and hold harmless the Released Parties from all
liability, claims or actions of any kind for injuries, death, damages, or losses
to persons or property alleged to have been sustained in connection with this
Sweepstakes including, but not limited to: (i) the receipt, ownership or use of
any prize awarded; (ii) unauthorized human intervention in any part of the entry
process or the Sweepstakes; (iii) electronic or human error in the
administration of the Sweepstakes or the processing of entries; (iv) any
typographical or other error in these Official Rules or any other materials
disseminated by Sponsor; and (v) any technical malfunction, failure, error,
omission, interruption, deletion, defect, delay in operation or communications
line failure, regardless of cause, with any equipment, systems, networks, lines,
satellites, servers, computers, or providers used by an participant or Released
Party.

OTHER TERMS

Decisions of Sponsor on all matters related to the Sweepstakes are final.
Sponsor reserves the right to cancel or modify the Sweepstakes for any reason,
including but not limited to, if fraud, misconduct or technical failures destroy
the integrity of the Sweepstakes, or if a computer virus, bug, or other
technical problem corrupts the administration, security, or proper
administration of the Sweepstakes as determined by Sponsor, in its sole
discretion. Sponsor reserves the right to disqualify or prohibit the
participation of an individual if fraud or tampering is suspected, or if the
individual fails to comply with any requirement of participation or with any
provision in these Official Rules.

CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE OPERATION OF THIS
CONTEST IS A VIOLATION OF CRIMINAL & CIVIL LAWS. SPONSOR RESERVES THE RIGHT TO
DISQUALIFY AND/OR SEEK DAMAGES FROM ANY INDIVIDUAL MAKING ANY SUCH ATTEMPTS TO
THE FULL EXTENT PERMITTED BY LAW.

GOVERNING LAW

This Sweepstakes shall be governed by and interpreted under the laws of the
State of California without regard to its conflicts of laws provisions. Except
where prohibited, participants agree that any and all disputes, claims, and
causes of action arising out of, or connected with the Sweepstakes or any prize
awarded shall be resolved individually, without resort to any form of class
action. By participating, participants agree that any and all disputes arising
out of or relating in any way to this Sweepstakes shall be litigated only in
State and Federal courts sitting in Irvine, California.

SEVERABILITY

If any provision(s) of these Official Rules are held to be invalid or
unenforceable, all remaining provisions hereof will remain in full force and
effect.

NO AFFILIATION WITH FACEBOOK OR INSTAGRAM

This Sweepstakes is in no way sponsored, endorsed or administered by, or
associated with Facebook or Instagram. Any questions, comments or complaints
regarding the Sweepstakes should be directed to Sponsor, not Facebook or
Instagram, or any other named or depicted third party sponsor as described
above.

WINNER LIST

To obtain a list of winners until May [31], 2019, contact
[https://www.facebook.com/AcornsGrow] after May [15], 2019.

SPONSOR

Acorns Advisers, LLC, 5300 California Avenue, Irvine, CA 92617

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

 

March 17-24 2019 Referral Bonus - $50 for 4 Acorns Referrals

Friends must sign up on or after 03/17/2019 and have an account in good standing
and make their first investment by 03/24/2019. Bonuses are paid out by
04/01/2019. Referrals who close their account before 04/01/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at the discretion of Acorns Advisers,
LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. “Acorns”, the Acorns logo, and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2019
Acorns and/or its affiliates.

January 2019 Referral Bonus - $1,000 for 12 Acorns Referrals

Friends must sign up on or after 01/01/2019 and have an account in good standing
and make their first investment by 01/31/2019. Bonuses are paid out by
02/15/2019. Referrals who close their account before 02/15/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. Acorns”, the Acorns logo and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2018
Acorns and/or its affiliates.

December 2018 Referral Bonus - $1,200 for 12 Acorns Referrals

Friends must sign up on or after 12/01/2018 and have an account in good standing
and make their first investment by 12/31/2018. Bonuses are paid out by
01/15/2019. Referrals who close their account before 01/15/2019, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. Acorns”, the Acorns logo and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2018
Acorns and/or its affiliates.

 

November 2018 Referral Bonus - $1,100 for 11 Acorns Referrals

Friends must sign up on or after 11/01/2018 and have an account in good standing
and make their first investment by 11/30/2018. Bonuses are paid out by
12/15/2018. Referrals who close their account before 12/15/2018, or make an
investment that results in a reversal from their bank, will not qualify for the
promotion.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards
are in the form of a purchase of investments in your Acorns portfolio. Shares
are purchased once your friend’s account is approved and they have completed
their first investment. To be eligible for the reward, the persons you refer
must use your personal invitation code when they sign up. Acorns defines an
account in good standing as a verified investment account with a successful
investment. Acorns reserves the right to restrict or revoke this offer at any
time. Referral amount subject to change at discretion of Acorns Advisers, LLC.

Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered
investment advisor. Brokerage services are provided to clients of Acorns by
Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
Custodial and administrative services for Acorns Later IRA accounts provided by
IRA Services Trust Company. Investments are not FDIC insured. Investing involves
risk and investments may lose value, including the loss of principal. Please
consider your objectives and Acorns’s fees before investing. Past performance is
not a guarantee of future results. Acorns”, the Acorns logo and “Invest the
Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™
debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2018
Acorns and/or its affiliates.

 

 

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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment
Advisor.  Brokerage services are provided to clients of Acorns Advisers by
Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA.
 Member of SIPC. Securities in your account protected up to $500,000. For
details, please see https://www.sipc.org.  Checking accounts and debit cards are
issued by Lincoln Savings Bank, Member FDIC.



Important Disclosures:  Investing involves risk, including loss of principal.
 Past performance does not guarantee or indicate future results.  Please
consider, among other important factors, your investment objectives, risk
tolerance and Acorns pricing before investing.  Diversification and asset
allocation do not guarantee a profit, nor do they eliminate the risk of loss of
principal.  It is not possible to invest directly in an index.  Any hypothetical
performance shown is for illustrative purposes only. Such results do not
represent actual results and do not take into consideration economic or market
factors which can impact performance. Actual clients may achieve investment
results materially different from the results portrayed. Round-Ups® investments
are transferred from your linked funding source (checking account) to your
Acorns Invest account, where the funds are invested into a portfolio of selected
ETFs. If you do not maintain an adequate amount of funds in your funding source
sufficient to cover your Round-Ups® investments, you could incur overdraft fees
with your financial institution.  Only purchases made with a funding source
linked to your Acorns account with the feature active are eligible for the
Round- Ups® feature. Please note that a properly suggested portfolio
recommendation is dependent upon current and accurate financial and risk
profiles. Clients who have experienced changes to their goals, financial
circumstances or investment objectives, or who wish to modify their portfolio
recommendation, should promptly update their information in the Acorns app or
through the website. Actual Acorns Earn rewards investments are made by Acorns
Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow
maintains with each Acorns Earn partner.  Acorns Subscription Fees are assessed
based on the tier of services in which you are enrolled.  Acorns does not charge
transactional fees, commissions or fees based on assets for accounts under $1
million. Acorns Checking clients are not charged overdraft fees, maintenance
fees, or ATM fees for cash withdrawals from in-network ATMs.  Please see your
Acorns Subscription Center or Account Statements for a description of the fees
you pay to Acorns for its services.  Third Party Quotes shown may not be
representative of the experience of Acorns customers and do not represent a
guarantee of future performance or success.  Please click on each testimonial to
review the context from which this quote was taken.  Acorns, Round-Ups,
Real-Time Round-Ups, Invest the Change and the Acorns logo are registered
trademarks of Acorns Grow Incorporated. All product and company names are
trademarks™ or registered® trademarks of their respective holders. Use of them
does not imply any affiliation with or endorsement by them. Acorns reserves the
right to restrict or revoke any and all offers at any time.



Compounding, generally, is the growth of principal investments due to the
reinvestment of dividends without withdrawing funds from the account. Acorns
investment accounts do not pay interest, so the impact of compounding may be
limited. It is not an investing strategy and does not assure positive
performance nor does it protect against losses. It does not take into account
market volatility and fluctuations that will impact the value of any investment
account.



The ETFs comprising the portfolios charge fees and expenses that will reduce a
client’s return. Investors should consider the investment objectives, risks,
charges and expenses of the funds carefully before investing. Investment
policies, management fees and other information can be found in the individual
ETF’s prospectus. Please read the prospectus carefully before you invest.



1 Early Payday depends on timing of the submission of the payment file from the
payer and fraud prevention restrictions. Funds are generally available on the
day the payment file is received, up to 2 days earlier than the scheduled
payment date. Timing may vary.



2 Acorns also offers an Acorns Checking deposit account. Acorns Checking
accounts are issued by Lincoln Savings Bank, Member FDIC, and are FDIC insured
up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank,
member FDIC for Acorns Checking account holders.  "Save and Invest" claim refers
to a client's ability to utilize the Acorns Checking Real-Time Round-up feature
to invest small amounts of money from purchases made using an Acorns Checking
account, and seamlessly investing those small amounts using an Acorns Investment
account.  Requires both an active Acorns Checking account and an Acorns
Investment account in good standing.  Real-Time Round-Ups® are accrued instantly
for investment during the next trading window.



For additional important risks, disclosures and information, please visit
https://www.acorns.com/terms/

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