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Submitted URL: http://www.roshi.sg/
Effective URL: https://www.roshi.sg/
Submission: On April 24 via manual from SG — Scanned from SG
Effective URL: https://www.roshi.sg/
Submission: On April 24 via manual from SG — Scanned from SG
Form analysis 1 forms found in the DOM
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<select class="form-control home-page-select2" id="exampleFormControlSelect1">
<option value="">I care most about</option>
<option value="https://www.roshi.sg/credit-cards">All Credit Cards</option>
<option value="https://www.roshi.sg/credit-cards/cashback/">Cash Back Cards</option>
<option value="https://www.roshi.sg/credit-cards/airmiles/">Air Miles Cards</option>
<option value="https://www.roshi.sg/credit-cards/rewards/">Rewards Cards</option>
<option value="https://www.roshi.sg/credit-cards/promotions/">Cards Promotions</option>
<option value="https://www.roshi.sg/credit-cards/no-annual-fee/">No Annual Fee Cards</option>
<option value="https://www.roshi.sg/credit-cards/groceries/">Cards for Groceries</option>
<option value="https://www.roshi.sg/credit-cards/dining/">Dining Cards</option>
<option value="https://www.roshi.sg/credit-cards/petrol/">Petrol Cards</option>
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<input type="button" value="Find Cards" class="home_find_cards">
</form>Text Content
* Personal loans
* Overview
Overview
* Personal Loans
* Renovation Loans
* Debt Consolidation Plans
* Wedding Loans
* Credit Card Consolidation Loans
* Personal Loan Calculator
* Renovation Loan Calculator
* Education (Student) Loans
* Car Loans
* Medical Loans
* Licensed Moneylenders
* Fast Cash Loans
* Emergency Loans
* Foreigner Loans
* Bad Credit Loans
* Banks
Personal Loan Reviews
* Standard Chartered CashOne
* DBS Personal Loan
* POSB Personal Loan
* CIMB CashLite Personal Loan
* HSBC Personal Loan
* Citibank Quick Cash Loan
* OCBC Personal Loan
* Maybank CreditAble Term Loan
* UOB Personal Loan
* OCBC Extra Cash
* Guides
Personal Loan Guides & Insights
* Personal Loan Guide
* Personal Loan Guide for Foreigners
* Credit Card Debt Guide
* Check Credit Score Guide
* Consumer Lending Report
* Effective Interest Rate Guide
* Loan Shark Information
* Improve Credit Score Guide
* Borrow Money in SIngapore
* Bad Credit Score Application Guide
* Credit Card Payment Guide
* Loan Guarantor Guide
* 24-Hour Moneylender Information
* Wedding Loan Guide Singapore
* Renovation Loan Guide Singapore
* Locations
Popular Moneylender Locations
* Ang Mo Kio
* Bedok
* Bukit Merah
* Choa Chu Kang
* Commonwealth
* Geylang
* Hougang
* Jurong East
* Jurong West
* Kallang
* Marine Parade
* Novena
* Outram Park
* Punggol
* Redhill
* Toh Payoh
* Upper Bukit Timah
* Woodlands
* Yio Chu Kang
* Yishun
* Home loans
* Overview
Overview
* (New) Home Loans
* Private Property Bank Loans
* HDB Home Loans
* Home Loan Promotions
* Refinance Home Loans
* Private Property Refinancing
* HDB Refinancing
* Refinance Promotions
* Mortgage Calculator
* HDB Loan Calculator
* Home Equity Loans
* Mortgage Broker
* Banks
(New) Home Loans
* DBS Home Loans
* UOB Home Loans
* OCBC Home Loans
* Citibank Home Loans
* SCB Home Loans
* HSBC Home Loans
* Maybank Home Loans
* BOC Home Loans
* SBI Home Loans
* Hong Leong Home Loans
Refinance Home Loans
* DBS Refinance Loans
* UOB Refinance Loans
* OCBC Refinance Loans
* Citibank Refinance Loans
* SCB Refinance Loans
* HSBC Refinance Loans
* Maybank Refinance Loans
* BOC Refinance Loans
* SBI Refinance Loans
* RHB Refinance Loans
* Guides
Home Loan Guides & Insights
* Home Loan Guide
* Refinancing Guide
* Rate Outlook 2024
* Buyers Stamp Duty Guide
* SIBOR Rate Guide
* HDB BTO Buying Process
* Decoupling Property Costs
* BTO Guide For Students
* HLE Concessionary Loan
* HLE Letter Eligibility
* SIBOR vs SORA Guide
* BUC Home Loan Guide
* Annual Value Property Guide
* HDB vs. Bank Loan Guide
* HDB Grants Guide
* Insights
* Talk to an Expert
* Home Loan Marketplace Apply Now
Login
* Personal Loan Application
* Home Loan Application
Live Chat
Loan Marketplace Apply Now
* Personal Loans
* Overview
* Personal Loans
* Renovation Loans
* Debt Consolidation Plans
* Wedding Loans
* Credit Card Consolidation Loans
* Personal Loan Calculator
* Renovation Loan Calculator
* Education (Student) Loans
* Car Loans
* Medical Loans
* Licensed Moneylenders
* Fast Cash Loans
* Emergency Loans
* Foreigner Loans
* Bad Credit Loans
* Banks
Personal Loan Reviews
* Standard Chartered CashOne
* DBS Personal Loan
* POSB Personal Loan
* CIMB CashLite Personal Loan
* HSBC Personal Loan
* Citibank Quick Cash Loan
* OCBC Personal Loan
* Maybank CreditAble Term Loan
* UOB Personal Loan
* OCBC Extra Cash
* Guides
* Personal Loan Guide
* Personal Loan Guide for Foreigners
* Credit Card Debt Guide
* Check Credit Score Guide
* Consumer Lending Report
* Effective Interest Rate Guide
* Loan Shark Information
* Improve Credit Score Guide
* Borrow Money in Singapore
* Bad Credit Score Application Guide
* Credit Card Payment Guide
* Loan Guarantor Guide
* 24-Hour Moneylender Information
* Wedding Loan Guide Singapore
* Renovation Loan Guide Singapore
* Locations
Popular Moneylender Locations
* Ang Mo Kio
* Bedok
* Bukit Merah
* Choa Chu Kang
* Commonwealth
* Geylang
* Hougang
* Jurong East
* Jurong West
* Kallang
* Marine Parade
* Novena
* Outram Park
* Punggol
* Redhill
* Toh Payoh
* Upper Bukit Timah
* Woodlands
* Yio Chu Kang
* Yishun
* Home Loans
* Overview
* (New) Home Loans
* Private Property Bank Loans
* HDB Home Loans
* Home Loan Promotions
* Refinance Home Loans
* Private Property Refinancing
* HDB Refinancing
* Refinance Promotions
* Mortgage Calculator
* HDB Loan Calculator
* Home Equity Loans
* Mortgage Broker
* Banks
(New) Home Loans
* DBS Home Loans
* UOB Home Loans
* OCBC Home Loans
* Citibank Home Loans
* SCB Home Loans
* HSBC Home Loans
* Maybank Home Loans
* BOC Home Loans
* SBI Home Loans
* Hong Leong Home Loans
Refinance Home Loans
* DBS Refinance Loans
* UOB Refinance Loans
* OCBC Refinance Loans
* Citibank Refinance Loans
* SCB Refinance Loans
* HSBC Refinance Loans
* Maybank Refinance Loans
* BOC Refinance Loans
* SBI Refinance Loans
* RHB Refinance Loans
* Guides
* Home Loan Guide
* Refinancing Guide
* Rate Outlook 2024
* Buyers Stamp Duty Guide
* SIBOR Rate Guide
* HDB BTO Buying Process
* Decoupling Property Costs
* BTO Guide For Students
* HLE Concessionary Loan
* HLE Letter Eligibility
* SIBOR vs SORA Guide
* BUC Home Loan Guide
* Annual Value Property Guide
* HDB vs. Bank Loan Guide
* HDB Grants Guide
* Insights
* Loan Marketplace Apply Now
Login
* Personal Loan Application
* Home Loan Application
https://www.roshi.sg
MASTER ALL YOUR LOAN
MOVES IN SINGAPORE
Our smart technology and loan experts match you with
the right loan options directly on our platform and help
you get approved faster.
Our smart technology and loan experts match you with the right loan options
directly on our platform and help you get approved faster.
What type of loan are you looking for?
* Personal Loan
* (New) Home Loan
* Refinance Home Loan
Featured IN
“I love how I can take the time and check all lender options on my dashboard and
chat with loan managers directly on the platform.”
Apply Now
“Fast and hassle free service. No pressure in taking up any loans in fact
customer service gave me some great advise and liaised with the lender.”
Apply Now
ALL YOUR PERSONALISED LOAN OPTIONS & RATES IN ONE SIMPLE DASHBOARD VIEW
Once you have completed your loan application, customised offers & rates will
start to appear on your dashboard and once you like the look of one, you can
chat about details with one of our loan specialists. Your application stays on
the platform and you get to watch offers fly in as it happens.
Find loan offers & rates on the ROSHI marketplace
$850
on average back in cash
for loan settlements via ROSHI
LOANS ARE COMPLICATED.
WE MAKE THEM SIMPLE.
YOUR PERSONAL LOAN BROKER
As your personal loan broker, ROSHI helps you access, compare and apply for
loans directly through our online platform. Our technology replaces the need to
run from bank to bank and to apply via various websites.
Through your application dashboard, you can view loan options from various
lenders online including all the insights and tools of a traditional broker.
INDEPENDENT LOAN CONSULTANT
ROSHI works for you as your loan consultant, not the lender. Our Singapore-based
loan specialists review your application and match you to suitable lenders.
We negotiate with lenders on your behalf to get favourable rates and repayment
terms. Our AI powered loan matchmaking platform analyses borrower profiles and
matches them with lenders likely to approve applications.
ONLINE LOAN MARKETPLACE
As Singapore's first online loan marketplace, we integrate direct access to
multiple banks, licensed moneylenders and other fintech lenders.
Borrowers can compare and review loan options for personal loans, mortgages,
fast cash loans and more without running from bank to bank or apply on multiple
websites.
MORTGAGE & FINANCING ADVICE
Our mortgage consultants and loan specialists help you navigate the complex loan
application process. Our team of experts explain loan specifics in simple terms
and provide guidance based on lending requirements, borrower profiles and
approval chances.
ROSHI is one of Singapore's most trusted and unbiased online financing broker
whose mission is to provide consumers with expanded lending accessibility at the
most favourable interest rates and repayment terms.
WE ARE CHANGING
THE LENDING GAME
ROSHI enables borrowers to receive personalised loan options in real-time
directly on our platform, avoiding the hassle of calling, visiting or applying
with multiple money lenders or banks.
Banks
moneylenders
Access to the best personal loan rates
Packages from all major lenders
Customer first, non biased advice
Bespoke Personal Instalment Loans via dashboard
Get setup in 30 seconds
Apply Now
CONFUSION NO MORE
PLAY AROUND WITH OUR HANDY PERSONAL LOAN CALCULATOR
Quickly calculate your monthly and total
repayments based on your loan period
and average interest rate.
I want to borrow
over
1 year 2 year 3 year 4 year 5 year 6 year 7 year
Calculate My Results
FINALLY
SINGAPORE'S FIRST LOAN MARKETPLACE
Instead of breaking your back going from bank to bank, ROSHI sources bespoke
lending solutions directly on our platform. Compare customised loan options and
chat directly with loan managers to find the best rates in the market.
How it works
ALL LENDERS MEANS MORE CHOICE AND BETTER RATES
Choosing from over 200 different lender options means you can find the right
loan for your individual needs. Plus, our loan experts will negotiate on your
behalf to get you the best deal possible.
Compare More Lenders
Don’t be a fool
馬鹿なことはやめろ
What our customers say...
Joanne Low
3 weeks ago
I was very happy with the service rendered by ROSHI. I encountered some issues
and the next day someone contacted me via text and helped me out immediately.
She gave me very good advice as to how to go about getting a personal loan, of
which I did immediately on the same day ! Thank you so much for your excellent
service !
Nur Azira
a month ago
I would like to extend my upmost gratitude to Roshi & team for finding for me a
suitable lender at the fastest time possible. Eventho the pre approved amount
was not as per the final offer upon the appointment, the sucess rate of having
it approved was amazing, esp in the financial situation i was in at that point
of time. Now, i have the space of a flexible payment plan, thanks to Roshi.
Wouldn't get a better offer from any other unlike theirs. Thank you!
Rekha
3 months ago
Ms April from Roshi provided me excellent customer service!!! When I most needed
the help she went above and beyond to assist me to get the loan! I will never
forget your kind help Ms April! Trust Roshi you will be delighted! I just wish I
knew about Roshi much sooner :) Best wishes for the new year Ms April and all in
your team!
Source: Google
FINDING THE RIGHT LOAN (FAQ’S)
What types of loans do you offer?
We provide access to home, refinance, personal instalment, renovation, debt
consolidation, student, medical, fast cash, emergency and wedding loans and
others from our wide network of licensed lenders on our marketplace.
How does ROSHI compare to going directly to a bank?
Unlike a bank or moneylender, ROSHI gives you access to multiple loan options
and our team of experts negotiate with lenders on your behalf.
How long does it take to get loan approval?
Our fast online application process means you can receive loan offers in as
little as a few hours after applying and for approvals to be completed within 1
to 2 days.
What documents do I need to apply?
For our team to process your application we require a copy of your NRIC/FIN,
three latest payslips, an updated credit report and any outstanding debt
statements. Our customer success team will review provided documents and reach
out if any other files are needed.
Who exactly is my loan advisor?
A dedicated member of our team is assigned to understand your financial
situation and goals and provide assistance in securing your loan.
What fees does ROSHI charge?
ROSHI helps you access loans for free. Only if your application is approved and
you accept a loan offer would we earn a small commission from the lender.
Should I get quotes from multiple loan brokers?
Yes, checking rates from at least 2-3 brokers gives you greater selection. ROSHI
saves you the time by consolidating options.
What should I look for when comparing marketplace lending platforms?
Check they use secure data protocols. Compare the number of lenders and customer
reviews too.
How can I improve my chances for loan approval?
Maintaining a strong credit score, repaying credit card balance and loans on
time and consistent income are key to increase approval chances.
What details do mortgage consultants want to see?
They will evaluate factors like your income, existing debts, credit profile,
property transaction details and more.
Why have a loan marketplace instead of applying directly?
Marketplaces like ROSHI give you more choice, better rates and handle paperwork.
This saves you effort and stress trying to directly access multiple lenders.
Should I use a moneylender or stick to bigger banks?
ROSHI helps you to compare options across banks, licensed moneylenders, fintechs
and more in one unified dashboard.
CONFUSION NO MORE
Master your next credit card moves
Quickly check which cards offer the highest rewards, most cashback or sweetest
perks.
I care most about All Credit Cards Cash Back Cards Air Miles Cards Rewards Cards
Cards Promotions No Annual Fee Cards Cards for Groceries Dining Cards Petrol
Cards
MASTER YOUR PERSONAL LOANS
SEE OUR PICKS FOR THE BEST
PERSONAL LOANS IN EVERY CATEGORY.
* Personal Instalment Loans
* Renovation Loans
* Student Loans
* Debt Consolidation Plans
* Wedding Loans
Your Security. Our Priority.
We always have your security in mind. Rest easy knowing your data is protected
with 128-protection
* About us
* Contact
* Insights
* Marketplace
* Calculator
* Affiliates
* Report
*
*
*
*
Disclaimer: ROSHI strives to keep its information accurate and up to date. This
information may be different than what you see when you visit a financial
institution, service provider or specific product website. All financial
products and services are presented without warranty. When evaluating offers,
please review terms and conditions of respective financial institution or
service provider. Pre-qualified offers are not binding.
© ROSHI All rights reserved • Privacy Policy • Terms of Use • Consumer
Credit • Home Financing • Refinancing
ROSHI Pte Ltd (UEN 202222480E)