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Submitted URL: http://digido.ph/
Effective URL: https://digido.ph/
Submission: On April 29 via api from US — Scanned from DE
Effective URL: https://digido.ph/
Submission: On April 29 via api from US — Scanned from DE
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</form>Text Content
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English En Filipino Tl SIGN IN SIGN IN
* How to apply
* Repayment
* FAQs
* News & promos
* Contacts
* About us
* Documents
* How to apply
* Repayment
* News & promos
* FAQS
* Contacts
* About us
GET YOUR FIRST LOAN WITH 0% INTEREST RATE FOR 7 DAYS
UP TO PHP 25 000 FOR UP TO 180 DAYS FOR REPEATED LOANS
We offer to take loans online with the great convenience. The intelligent
"Digido" will provide the amount in a few minutes without any charge.
The loan is provided automatically.
HOW MUCH MONEY DO YOU NEED?
₱ 10 000
All your data is under secure protection!
I have read and agreed with the Privacy policy , Terms & Conditions and Consent
form
Apply Now
Reloan? Sign in
GET ₱1000 MORE AND A HIGHER APPROVE RATE IN APP!
*
*
* App Gallery coming soon
* Who is eligible to apply?
* 21-70 years old
* Filipino Residents
* Employed individuals and selected professionals
* All operations are performed online - you don't have to leave your house
* In only 4 minutes you can receive up to ₱ 10 000.00 on your bank account
* We don't require guarantors representation, documentation, or guarantee
deposits.
* The service is fully automated
APPLY NOW
* Step 1
Create an account
Enter your phone number to sign up
* Step 2
Fill in your information
Complete three steps of account form
* Step 3
Get your money
The money is already in your account
Apply now
NUMBERS
9+
Years of serviсe
7 206+
Loans Serviced
50 000+
Satisfied customers
95%
Approval rate
TESTIMONIALS
View more »
Cristina
Applying for a loan through Digido was very easy. My application was accepted
immediately. They responded to my inquiries and assured me about the loan.
5
Zarah
Great customer service! I needed urgent financial help and Digido came to my
rescue. Digido is quite popular based on reviews and customer reviews, and it's
true! Thank you for the great service! God bless you!
5
Javier
I liked this service. The transaction and approval is very fast. Good customer
service experience and loan terms are fair! Highly recommended!
5
Janrose
Very considerate, they will give you enough time to settle or renew your loan
with minimum interest.
4
Diana
I've tried other online lending platforms, it was my first time using an online
loan from Digido, and I was pleasantly surprised at how quickly I grasped
everything and received the funds.
5
Lance
When I had a credit card problem, it was quick and convenient to borrow money
here! I recommend this place if you need money urgently.
5
Marie
It's my first time. It took just about 5 minutes and I was approved in an
instant. Very helpful.
5
Erik
Digido is very efficient. The approval is quick as long as you accomplish the
requirement. I am totally satisfied, thank you Digido for the prompt assistance.
4
Arnold
It was a very good transaction, fast disbursement and no interest for first time
loan. Thank you Digido!
5
MASS MEDIA ABOUT US
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27.09.2021
5 Practical Ways to Borrow Emergency Cash
Read more »
GET ₱ 1000 MORE AND HIGHER APPROVE!
For first loan in the mobile app
*
*
FAQ
* DIGIDO ONLINE LOAN REQUIREMENTS
Any Filippino citizen within the age group of 21-70 years, with a working
mobile connection, may apply for a loan with Digido.
The applicant has to submit a government-issued identity card. Inclusion of
documents such as payslips, COE, ITR, company ID, DTI (if self-employed or
with business) along with the loan application will increase your chances of
loan approval.
* ADVANTAGES OF DIGIDO LOANS
SOME OF THE ATTRIBUTES OF DIGIDO LOANS ARE THE FOLLOWING:
* No hidden charges, upfront fees, or commissions;
* We are open 24/7 without any holidays or weekends
* Easy loan application process and instantaneous decisions
* Multiple modes of loan application: Web, Mobile App and through branches
* A loan approval rate of more than 90%
* Loans for any purpose
* Online loan calculator to choose the right loan amount and duration
* Loans without any collateral and guarantors
* Better loans for repeat buyers
* Loans even without bank accounts
* Multiple Loan Repayment Options - bank transfer, remittance centre,
7-Eleven, offline branches, Dragonpay.
* DIGIDO FIRST LOAN WITH NO INTEREST
Digido offers loans of PHP 1,000-30,000 with no interest on the first loan
for seven days. The only requirement is proof of identity and income.
The availability of quick loans with no interest is a great help for those
who just started earning and is building a credit history.
The loan eliminates the over-dependence on loan sharks to overcome the
initial financial obligations and improves the borrower's possibilities for a
better loan in the future.
* AN EXAMPLE OF THE INTEREST RATE CALCULATION
Each one has different requirements for the loan amount and loan duration.
Our online loan calculator is an exceptional tool that shows the exact
repayment amount for each combination of loan amount and loan term.
Let's look at a sample calculation.
The maximum annual loan rate is 143%. Take the amount of PHP 20,000 and a
period of 6 months.
In this case, your monthly payment will be only PHP 5,000, and the total cost
of interest will be 2,383 pesos monthly.
The availability of a loan calculator in the Philippines helps the Filipino
have a clear idea about the optimal loan amount, term, and repayment before
subscribing to any loans.
* WHAT IS THE BEST LOAN APP IN THE PHILIPPINES?
The ever increasing netizens of the Philippines use smartphones as their
primary device for Internet connectivity.
Digido mobile App is well optimized and loaded with features. It helps the
Internet-savvy Filipinos enjoy the benefits of online lending in a seamless
way. If you want to skip a long line in the banks and just apply for an
online loan through your phone, we suggest that you download the Digido for
Android or Apple mobile application and appreciate its convenience. The
application is highly evaluated by users and has many positive feedback from
those who have already received money with its help.
WHAT ABOUT DIGIDO LOANS?
* ONLINE LOANS IN THE PHILIPPINES
Irrespective of age, gender, occupation or nationality, people strive hard to
achieve financial independence. For many, the conventional teaching of "Spend
less, avoid loans, save more" is the gospel words of financial management.
The misconception of loans as evil forces makes people avoid loans as far as
possible with the fear of getting into debt. Their cold shoulder approach for
loans, even under extreme financial stress, can deteriorate the quality of
life quite miserably.
But in reality, loans can be your best buddies in improving your financial
health in different ways.
For instance, a loan to upgrade your work productivity or for securing a new
skill will fetch dividends in the long run. But if you take loans to satisfy
your shopping addiction or for entertainment, it will damage your financial
stability for sure.
So it is not loans, but the ways you use them that make the difference
Apply now
* HOW DO INSTANT LOANS WORK IN THE PHILIPPINES?
In the Philippines, the distribution of banks is quite scattered, especially
in the non-metro regions. It keeps nearly 70% of the population of the
Philippines beyond the ambit of formal banking services.
It creates a double whammy effect. The majority of the non-urban population
has to travel to remote cities to get a banking service. The massive influx
of customers makes the banks overcrowded, and you have to spend considerable
time in the queue to get things done. Along with the tedious documentation
process, it makes loans from banks an unhappy endeavor for the majority.
On the other hand, for most of the online loans, what you need is just a
valid ID card and income proof. The loan application and approval process are
straightforward, and anyone with Internet access can get a loan instantly.
The very first step for an online loan is creating a user account on the
portal. A user can apply for a loan from his or her account and upload the
necessary documents to prove the creditworthiness. The system will evaluate
the application and will give you a decision within a few minutes. Once the
loan agreement is approved, you will receive the money in the specified
account within a few hours.
For repeat borrowers with no pending loans, the documentation part is often
omitted for the second loan.
The Internet penetration of the Philippines is high. So when an urgent
financial requirement such as a medical emergency or vehicle repairing hits,
any Filipino's first choice would be an online loan rather than a
brick-and-mortar bank in a distant location.
Apply now
* ARE ONLINE LOANS LEGIT?
Not all online money lending companies are legit.
Online lending companies that operate legally have to register its existence
under DTI. They should have a physical office set up within the Philippines
so that the enforcement authorities can track them down in case of any
untoward incidents.
Still, several illegal lenders operate only in the online world. They do not
follow the regulation and loot the customers through various unethical
practices.
For a borrower who seeks instant loans online, differentiating such lenders
from legally operating ones is a bit difficult task. While applying for an
instant money loan online, always ensure that the lender is legit by checking
the details on the website: https://www.sec.gov.ph/. For example, Digido is a
fully legal company, it has SEC Registration No. CS202003056, and Certificate
of Authority No. 1272. Any client can check this information on the state
website in the list of financial companies.
Apply now
* WHAT IS DIGIDO?
Digido is a legit and state-licensed online lender. Digido stands out from
its competitors with a fully automated online portal and highly innovative,
customer-friendly financial solutions.
Our automated loan lending system makes independent decisions based on each
application and transfers money within a few hours. We provide a wide range
of loans from 0% interest promotional loans to non-collateral loans of up to
PHP 25,000.
As a licensed lender, we adhere to the lending rules and regulations without
any compromise. We do not inflate the interest rates to cover the risks of a
borrower with bad credit history. Similarly, we don't indulge in unethical
practices such as hidden charges or asking for upfront commissions to exploit
the applicant's vulnerable position.
Digido realizes that not everybody can make loan applications through our
online platform or our mobile application. Our banking professionals, with
their customer-friendly approach and domain expertise, help such people
secure the right loans without any confusion or inconveniences. You can
choose your own option to make a loan - come to our office or make a loan on
the website.
* WHAT ARE ONLINE LOANS?
Whatever your earning level is, a proper financial plan alone can make you a
financially independent person. Still, an unexpected requirement for money
can ruin your plans. To tide over such situations, you may have to depend on
loans from friends, relatives, banks, or lenders.
Traditionally banks are the best option for any loan due to their
low-interest rates and more flexible loan conditions. But the requirements
for a broad set of documents, good credit score, and lengthy approval time
are some of the valid reasons for a borrower to turn away from banks and look
for alternatives, mainly lenders.
When an emergency strikes, not everybody has time to visit different lenders
or bank branches and compare the loan terms. As an alternative, banks and
various financial institutions offer loan processing through an online
interface, known as “Online Loans”.
ONLINE LOANS GIVE A SLEW OF IRRESISTIBLE FEATURES FOR A PROSPECTIVE BORROWER:
1. One can easily compare the loan terms from different lenders from his or
her computer or smartphone without leaving the home or office.
2. Online lenders operate 24/7 enabling one to secure a loan while
traveling or at the wee hours without bothering about off days or
weekends.
3. Typically online loans are unsecured loans with minimal documentation
requirements. These loans don't require collateral, guarantor, or
excellent credit score.
4. An automated system performs loan evaluation, decision-making, and
transfer of funds in a completely unbiased and instantaneous way.
5. There is no need to disclose your financial details to the banking
professional, and it assures the confidentiality of your sensitive data.
6. The entire process of loan application and disbursal happens within a
few hours. Hence, online loans are known as Single Day Loans.
7. The loan approval rate for online loans is as high as 90%.
8. Online lenders do not perform cross-selling of products, as in the case
of banks.
9. Online loans are generic loans, which means one can use it for any
purpose.
10. Tracking of your loans and their payment are quite easy on an online
loan.
Minimal documentation, high loan approval rate, and immediate fund
availability, even for people with lousy credit history, make online loans
the most popular type of loans for the Filipinos.
Apply now
* HOW TO TAKE AN INSTANT LOAN CORRECTLY AND PROFITABLY?
The ability to borrow money online instantly without any complex
documentation process is highly tempting. People may use these loans for
every financial need without any contemplation. Such an approach could spoil
their financial discipline and push them to debts.
BELOW ARE THE CRUCIAL POINTS IN SECURING THE RIGHT LOAN:
* Always provide accurate information. If you hide your previous loan
history, the lender may perform hard checks. It will reduce your credit
score and affect your ability to secure a better loan.
* Do not apply for loans with multiple lenders at the same time. Each one
will perform credit checks, and it will pull down your credit score
significantly.
* Compare loans with different lenders and choose the best option.
* Ensure that you are able to repay the loan completely within the
stipulated time. Any deviation from this can affect your credit score and
will danger your ability to secure good loans.
* Before accepting any loans, read and understand the loan documents and
conditions thoroughly.
* CONCLUSION
Loans are just another financial product. It alone won't do any harm. But if
you cannot set your priorities right and do not follow a financial strategy,
a loan can be problematic. As long as you make a clear judgment about your
financial needs and follow the plan, loans can be a great tool to reach
financial independence.
Apply now
WHAT ABOUT DIGIDO LOANS?
Online Loans in the Philippines
Irrespective of age, gender, occupation or nationality, people strive hard to
achieve financial independence. For many, the conventional teaching of "Spend
less, avoid loans, save more" is the gospel words of financial management. The
misconception of loans as evil forces makes people avoid loans as far as
possible with the fear of getting into debt. Their cold shoulder approach for
loans, even under extreme financial stress, can deteriorate the quality of life
quite miserably.
But in reality, loans can be your best buddies in improving your financial
health in different ways. For instance, a loan to upgrade your work productivity
or for securing a new skill will fetch dividends in the long run. For example: A
loan for a freelancer to buy a laptop or invest in courses can boost
productivity and open doors to better opportunities. It's an investment that can
pay off in the future. But if you take loans to satisfy your shopping addiction
or for entertainment, it will damage your financial stability for sure. So it is
not loans, but the ways you use them that make the difference.
How do Instant Loans Work in the Philippines?
In the Philippines, the distribution of banks is quite scattered, especially in
the non-metro regions. It keeps nearly 70% of the population of the Philippines
beyond the ambit of formal banking services. It creates a double whammy effect:
the majority of the non-urban population has to travel to remote cities to get
banking service. The massive influx of customers makes the banks overcrowded,
and you have to spend considerable time in the queue to get things done. Along
with the tedious documentation process, it makes loans from banks an unhappy
endeavor for the majority.
On the other hand, for most online loans, what you need is just a valid ID card
and income proof. The loan application and approval process are straightforward,
and anyone with Internet access can get a loan instantly.
The very first step for an online loan is creating a user account on the portal.
A user can apply for a loan from their account and upload the necessary
documents to prove the creditworthiness. The system will evaluate the
application and will give you a decision within a few minutes. Once the loan
agreement is approved, you will receive the money in the specified account
within half an hour. For repeat borrowers with no pending loans the application
and evaluation process for a second loan is simplified.
The Internet penetration of the Philippines is high. So when an urgent financial
requirement such as a medical emergency or vehicle repairing hits, any
Filipino's first choice would be an online loan rather than a brick-and-mortar
bank in a distant location.
Are Online Loans Legit?
Not all online money lending companies are legit. In the Philippines, online
lending companies that operate legally have to register their existence under
the SEC. They should have a physical office set up within the Philippines so
that the enforcement authorities can track them down in case of any untoward
incidents. Still, several illegal lenders operate only in the online world. They
do not follow the regulation and loot the customers through various unethical
practices. For a borrower who seeks instant loans online, differentiating such
lenders from legally operating ones is a bit difficult task. While applying for
an instant money loan online, always ensure that the lender is legit by checking
the details on the website: https://www.sec.gov.ph/. For example, Digido is a
fully legal company, it has SEC Registration No.: 202003056, and Certificate of
Authority No. 1272. Any client can check this information on the state website
in the list of financial companies.
View all Apply now
Representative example:
If you apply for Php 11,000.00 and choose 61-day repayment, the repayment will
be Php 21,736.00 for 61 days. The total cost of the interest on the loan would
be Php 5,368.00 each month. Loan term from 61 to 180 days. Loan can be closed in
1 day. Maximum interest rate 59.9% per year. The calculation period shown above
is for 61 days.
Apply now
Online Loan Philippines
GET ₱ 1000 MORE AND HIGHER APPROVE!
For first loan in the mobile app
*
*
* How to apply
* Repayment
* FAQS
* Contacts
* About us
* Loan information
* Cash Loan
* Emergency Loan
* Personal Loan
* Salary Loan
* Loan For Blacklisted
* Loan With Bad Credit
* Short Term loan
* Loan For Unemployed
* OFW Loan
* Business Loan
* How it works
* Guide to pay your bills
* How to Get NBI Clearance online
* How to Use Dragonpay
* How to Use GCash
* Documents
*
*
*
Find us in the List Of Sec Recorded Online Lending Platforms
* Please study the terms and conditions in the Disclosure Statement before
proceeding with the loan transaction.
* Digido Finance Corp. Units P107003R, P107007R, P107008R, Level 7 Cyberpark
Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109
* SEC Registration No. CS202003056 Certificate of Authority N o. 1272
* Phone number: (02) 8876-84-84 — for contact time, 8:00 AM to 5:00 PM
* Email: dpo@digido.ph
© DIGIDO 2021-2024
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