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 1. Home


DON'T STRESS OVER THE FAFSA® STATUS

You don't need to wait for your financial aid package to be finalized before
starting an undergraduate student loan application.


1. Tell us the basics  2. Consider a cosigner  3. Get an answer in minutes!

FIXED RATES: 4.50% - 15.49% APRFOOTNOTE 1


VARIABLE RATES: 6.37% - 16.70% APRFOOTNOTE 1

Lowest fixed and variable rates include the auto debit discount.

I’m ready to apply
See all student loans




PAY LESS FOR COLLEGE.
FOR REAL.

Get as much free money as you can, so you can spend less out of pocket on your
education.

ENTER TO WIN $2,000 SCHOLARSHIPFOOTNOTE 2

Fill out an entry in 2 minutes or less, with no essay!

Enter $2,000 scholarship

FIND SCHOLARSHIPS THAT MATCH YOUR SKILLS AND INTERESTS

Get personalized suggestions for scholarship opportunities.

Find scholarship recs

HELPING MORE STUDENTS ACCESS EDUCATION

Discover scholarships we offer for students from historically underserved
communities in partnership with Thurgood Marshall College Fund.

Check out our scholarships


LEVEL UP YOUR COLLEGE PLANNING SKILLS

We’re here to help you through each step of your college journey, providing the
free tools, resources, and insider info you need to plan with confidence.

 1. 
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 4. 
 5. 
 6. 

Previous

Blog post

Find quick and easy scholarships


Want to apply for scholarships without all the time and effort? Check out some
fun and unique scholarships that you can apply for in minutes.


Explore easy scholarships

Survey

See how other students are paying for college


Our survey results show you how much students spend on their education, and why
many miss out on getting free money.


Check out results

How-to

File the FAFSA® in
1, 2, 3


Don’t know what the FAFSA® is or how to fill it out? We’ve got you—we cover what
it is, what’s new-and-improved this year, and the three steps you should follow
to fill yours out with ease.


Read FAFSA® tips

Survey

See how other students are paying for college


Our survey results show you how much students spend on their education, and why
many miss out on getting free money.


Check out results

How-to

File the FAFSA® in
1, 2, 3


Don’t know what the FAFSA® is or how to fill it out? We’ve got you—we cover what
it is, what’s new-and-improved this year, and the three steps you should follow
to fill yours out with ease.


Read FAFSA® tips

Blog post

Scholarships Guide: From Finding Them to Winning Them


Make the scholarship process easier with tips on where to find scholarships and
how to navigate the application process, plus best practices for writing
scholarship essays that win.
 

Get answers to your scholarship questions

How-to

File the FAFSA® in
1, 2, 3


Don’t know what the FAFSA® is or how to fill it out? We’ve got you—we cover what
it is, what’s new-and-improved this year, and the three steps you should follow
to fill yours out with ease.


Read FAFSA® tips

Blog post

Scholarships Guide: From Finding Them to Winning Them


Make the scholarship process easier with tips on where to find scholarships and
how to navigate the application process, plus best practices for writing
scholarship essays that win.
 

Get answers to your scholarship questions

How-to

Compare Federal vs Private Student Loans


Understanding the differences between these two types of loans can help you
decide on the right option for you.
 

Compare loan types

Blog post

Scholarships Guide: From Finding Them to Winning Them


Make the scholarship process easier with tips on where to find scholarships and
how to navigate the application process, plus best practices for writing
scholarship essays that win.
 

Get answers to your scholarship questions

How-to

Compare Federal vs Private Student Loans


Understanding the differences between these two types of loans can help you
decide on the right option for you.
 

Compare loan types

Blog post

Everything you need to know about the new FAFSA® changes


Great news! The FAFSA® got a makeover this year and the whole process just got a
lot easier. Find out what’s different so you’re prepared to file yours.


Get the scoop on the new FAFSA®

How-to

Compare Federal vs Private Student Loans


Understanding the differences between these two types of loans can help you
decide on the right option for you.
 

Compare loan types

Blog post

Everything you need to know about the new FAFSA® changes


Great news! The FAFSA® got a makeover this year and the whole process just got a
lot easier. Find out what’s different so you’re prepared to file yours.


Get the scoop on the new FAFSA®

Blog post

Find quick and easy scholarships


Want to apply for scholarships without all the time and effort? Check out some
fun and unique scholarships that you can apply for in minutes.


Explore easy scholarships

Blog post

Everything you need to know about the new FAFSA® changes


Great news! The FAFSA® got a makeover this year and the whole process just got a
lot easier. Find out what’s different so you’re prepared to file yours.


Get the scoop on the new FAFSA®

Blog post

Find quick and easy scholarships


Want to apply for scholarships without all the time and effort? Check out some
fun and unique scholarships that you can apply for in minutes.


Explore easy scholarships

Survey

See how other students are paying for college


Our survey results show you how much students spend on their education, and why
many miss out on getting free money.


Check out results

Next


GET SOME INSPO FOR YOUR JOURNEY

We’ve got plenty of good vibes, confidence-boosting tips, and inspiring student
stories to share.

Follow us on Instagram


--------------------------------------------------------------------------------

footnote Borrow responsibly
We encourage students and families to start with savings, grants, scholarships,
and federal student loans to pay for college. Students and families should
evaluate all anticipated monthly loan payments, and how much the student expects
to earn in the future, before considering a private student loan.

footnote Loans for Undergraduate & Career Training Students are not intended for
graduate students and are subject to credit approval, identity verification,
signed loan documents, and school certification. Student must attend a
participating school. Student or cosigner must meet the age of majority in their
state of residence. Students who are not U.S. citizens or U.S. permanent
residents must reside in the U.S., attend school in the U.S., apply with a
creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident),
and provide an unexpired government-issued photo ID. Requested loan amount must
be at least $1,000.

footnote 1. Advertised APRs for undergraduate students assume a $10,000 loan to
a student who attends school for 4 years and has no prior Sallie Mae-serviced
loans. Interest rates for variable rate loans may increase or decrease over the
life of the loan based on changes to the 30-day Average Secured Overnight
Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent. 
Advertised variable rates are the starting range of rates and may vary outside
of that range over the life of the loan. Interest is charged starting when funds
are sent to the school. With the Fixed and Deferred Repayment Options, the
interest rate is higher than with the Interest Repayment Option and Unpaid
Interest is added to the loan’s Current Principal at the end of the
grace/separation period. To receive a 0.25 percentage point interest rate
discount, the borrower or cosigner must enroll in auto debit through Sallie Mae.
The discount applies only during active repayment for as long as the Current
Amount Due or Designated Amount is successfully withdrawn from the authorized
bank account each month. It may be suspended during forbearance or deferment.

footnote 2. No purchase necessary. Void where prohibited. Odds of winning depend
on number of entries received. Ends 12/31/2024. See Official Rules.

footnote Sallie Mae loans are made by Sallie Mae Bank.

footnote Information advertised valid as of 4/25/2024.

footnote SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS,
SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE
MOST UP-TO-DATE PRODUCT INFORMATION.

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© 2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo,
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