moneysherlock.com
Open in
urlscan Pro
18.211.37.113
Public Scan
Submitted URL: http://fin-review5.com/
Effective URL: https://moneysherlock.com/about/
Submission: On March 14 via api from BE — Scanned from DE
Effective URL: https://moneysherlock.com/about/
Submission: On March 14 via api from BE — Scanned from DE
Form analysis 3 forms found in the DOM
GET #
<form role="search" method="get" class="search-form" action="#">
<input type="search" name="s" id="s" placeholder="Search Keyword" class="searchbox-input" autocomplete="off" required="">
<span>Input your search keywords and press Enter.</span>
</form>POST php/subscribe.php
<form id="subscribe-form" action="php/subscribe.php" method="post">
<div class="input-group mb-3">
<input type="email" name="email" class="form-control field-subscribe" placeholder="Enter Your Email Address" required="">
</div>
<button type="submit" class="btn w-100">Subscribe</button>
</form>POST php/contact.php
<form id="contact-form" action="php/contact.php" method="post">
<div class="row">
<div class="col-12 col-lg-6">
<div class="form-group mt-2 mb-3">
<input type="text" name="name" class="form-control field-name" placeholder="Name">
</div>
</div>
<div class="col-12 col-lg-6">
<div class="form-group mt-2 mb-3">
<input type="email" name="email" class="form-control field-email" placeholder="Email">
</div>
</div>
</div>
<div class="row">
<div class="col-12 col-lg-12">
<div class="form-group mt-2 mb-3">
<input type="text" name="subject" class="form-control field-subject" placeholder="Subject">
</div>
</div>
</div>
<div class="row">
<div class="col-12 col-lg-12">
<div class="form-group mt-2 mb-3">
<textarea name="message" rows="4" class="form-control field-message" placeholder="Message"></textarea>
</div>
</div>
</div>
<div class="row">
<div class="col-12 col-lg-12 mt-2 mb-3">
<button type="submit" id="contact-submit" name="send" class="btn">Send Message</button>
</div>
</div>
</form>Text Content
* Home
* Features
* Pricing
* Contact
Input your search keywords and press Enter.
TEACH YOUR CLIENTS
HOW THEIR MONEY CAN
WORK FOR THEM!
Rather than always having to work for their money, MoneySherlock™ shows your
clients how to make their money work for them. Essentially, the review points
it finds highlight improvements that most people are unaware of...
HOW IT WORKS?
MoneySherlock™ does a 5 minute financial diagnostic. Your clients will know
exactly what areas need to be reviewed and addressed. MoneySherlock™ does this
by showing them personalized review points, or financial talking points, that
will lead to several different ways to improve their finances.
YOUR DATA IN CLOUD
Fast and reliable, all data is backed-up in the cloud and we have a 100%
up-time.
24/7 SUPPORT
Our Helpdesk is ready and trained for any scenario that you may encounter.
EXCLUSIVE DESIGN
Using MoneySherlock™, your clients will have the best possible experience.
KEY FEATURES
Here are some of the best features...
* CUSTOM SETTINGS
As the investment Advisor, you have a Dashboard with preferences to adjust
your clients' journey.
* SECURE INTEGRATION
Applying the latest in security technology, all data is secure in the cloud.
* DIRECT LINE
Stuck in the process? You will have a direct line with the developers.
* REFERRALS
MoneySherlock™ has built-in reminders and triggers the will help you with
referrals.
* MANAGE FILES
The built-in DashBoard will make it easy to manage your files and
appointments.
* REMINDERS
Never forget an appointment or follow-up. MoneySherlock™ will take care of
all the reminders.
1124
Current Users
9301
Completed Cases
1186
Active Cases
AGENT REVIEWS
Take a look at what some of our Agents are saying about MoneySherlock™. These
are just a few excerpts...
Best investment I ever made! My clients LOVE MoneySherlock™ and how it helped
them find the right items to focus on.
You know what makes me happy? When I can really help my clients. Thank you for
making it so easy for me!
I have subscribed to lots of different sofware packages during my 25 years in
the business. This is the first time I felt the investment had an immediate ROI.
I was a little trepidatious starting off, but now I ask myself why I even felt
like that. From the onboarding to the trainings. This team has it TOGETHER!
I am a stickler for systems and duplication. I don't know if I have been more
satisfied with a system. This one helps me look good with my clients.
My conversion rates have NEVER been this high! 15 years in, I thought I pretty
much had figured this business out. NOPE! This is a totally new dimension.
What I love most is that MoneySherlock™ is multilingual, and my clients can
choose the language they want to engage in. That alone saves me so much time!
What they don't tell you, is that they have such great weekly trainings. On top
of that their online forum where you can ask questions? THANK YOU! I have
learned so much in the past year.
MoneySherlock™ matches my professionalism. I am such a stickler with details,
and I was genuinly surprised with the level of detali that went into the making
of MoneySherlock™.
DOUGLAS KAHUNU
Hawaii, USA
ANTHONY GONZALEZ
San Juan, Puerto Rico
JONATHAN HARPER
Alaska, USA
CATALINA SANCHEZ
FLorida, USA
AMY CATSON
Indiana, USA
CHRIS WORTING
Texas, USA
MARTIN ALLEN
California, USA
JESSICA CARTER
Maine, USA
BECKY DOWSY
Ontario, Canada
DOUGLAS KAHUNU
Hawaii, USA
ANTHONY GONZALEZ
San Juan, Puerto Rico
JONATHAN HARPER
Alaska, USA
CATALINA SANCHEZ
FLorida, USA
AMY CATSON
Indiana, USA
CHRIS WORTING
Texas, USA
MARTIN ALLEN
California, USA
JESSICA CARTER
Maine, USA
BECKY DOWSY
Ontario, Canada
DOUGLAS KAHUNU
Hawaii, USA
ANTHONY GONZALEZ
San Juan, Puerto Rico
JONATHAN HARPER
Alaska, USA
CATALINA SANCHEZ
FLorida, USA
AMY CATSON
Indiana, USA
CHRIS WORTING
Texas, USA
SUBSCRIBE TO NEWSLETTER
We have a monthly Newletter with the Latest Updates, Training Schedules and Case
Studies.
Subscribe
THANKS FOR SUBSCRIBING!
We don’t share your personal information with anyone or company.
Check out our Privacy Policy for more information.
PRICING PLANS
We have 2 plans you can subscribe to:
STAND ALONE
$79/MONTH
* Unlimited Clients Contacts
* 1 Agent
* Text Links
* Automated Emails
* Unlimited Notes
More Info
AGENCY
$129/MONTH
* Unlimited Clients Contacts
* 50 Agents
* Text and Email Links
* Automated Emails
* Unlimited Notes
More Info
GET IN TOUCH
Want more information or to schedule a demo? Please fill in the form below and
we will be in touch within 24 hours.
OFFICE LOCATION
29035 5 Mile Road
Livonia, Michigan 48154
United States
PHONE NUMBER
+1 804 570 2016
EMAIL ADDRESS
info@moneysherlock.com
WORKING HOURS
09:00AM to 05:00PM
Send Message
THANK YOU FOR THE E-MAIL!
Your message has already arrived! We'll contact you as promised.
Industry Leader for developing Agent/Client Diagnostic tools that WORK.
USEFUL LINKS
* Returns
* Privacy Policy
* Terms & Conditions
* Security
CUSTOMER SUPPORT
* info@moneysherlock.com
* +1 (804) 570-2016
Copyright © 2021-2023 MoneySherlock™. All Rights Reserved.
RETURN AND REFUND POLICY
Last updated: November 27, 2022
Thank you for shopping at MoneySherlock™.
If, for any reason, You are not completely satisfied with a purchase We invite
You to review our policy on refunds and returns.
The following terms are applicable for any products that You purchased with Us.
INTERPRETATION AND DEFINITIONS
INTERPRETATION
The words of which the initial letter is capitalized have meanings defined under
the following conditions. The following definitions shall have the same meaning
regardless of whether they appear in singular or in plural.
DEFINITIONS
For the purposes of this Return and Refund Policy:
* Company (referred to as either “the Company”, “We”, “Us” or “Our” in this
Agreement) refers to MoneySherlock, 29035 5 Mile Road, Livonia, MI 48154.
* Goods refer to the items offered for sale on the Service.
* Orders mean a request by You to purchase Goods from Us.
* Service refers to the Website.
* Website refers to MoneySherlock, accessible from https://moneysherlock.com
* You means the individual accessing or using the Service, or the company, or
other legal entity on behalf of which such individual is accessing or using
the Service, as applicable.
YOUR ORDER CANCELLATION RIGHTS
You are entitled to cancel Your Order within 30 days without giving any reason
for doing so. The deadline for cancelling an Order is 30 days from the date on
which You received the Goods or on which a third party you have appointed, who
is not the carrier, takes possession of the product delivered. In order to
exercise Your right of cancellation, You must inform Us of your decision by
means of a clear statement. You can inform us of your decision by:
* By email: info@moneysherlock.com
* By phone number: +1 (804) 570-2016
We will reimburse You no later than 14 days from the day on which We receive the
returned Goods. We will use the same means of payment as You used for the Order,
and You will not incur any fees for such reimbursement.
CONDITIONS FOR RETURNS
In order for the Goods to be eligible for a return, please make sure that:
* The Services were purchased in the last 30 days
* You have the receipt or proof of purchase
CONTACT US
If you have any questions about our Returns and Refunds Policy, please contact
us:
* By email: info@moneysherlock.com
* By phone number: +1 (804) 570-2016
Close
TERM AND CONDITIONS
Last updated November 27, 2022
OVERVIEW
This website is operated by MoneySherlock™. Throughout the site, the terms “we”,
“us” and “our” refer to MoneySherlock™. MoneySherlock™ offers this website,
including all information, tools and services available from this site to you,
the user, conditioned upon your acceptance of all terms, conditions, policies
and notices stated here. By visiting our site and/ or purchasing something from
us, you engage in our “Service” and agree to be bound by the following terms and
conditions (“Terms and Conditions”, “Terms”), including those additional terms
and conditions and policies referenced herein. These Terms and Conditions apply
to all users of the site, including without limitation users who are browsers,
vendors, customers, merchants, and/ or contributors of content. Please read
these Terms and Conditions carefully before accessing or using our website. By
accessing or using any part of the site, you agree to be bound by these Terms
and Conditions. If you do not agree to all the terms and conditions of this
agreement, then you may not access the website or use any services. If these
Terms and Conditions are considered an offer, acceptance is expressly limited to
these Terms and Conditions. Any new features or tools which are added to the
current store shall also be subject to the Terms and Conditions. You can review
the most current version of the Terms and Conditions at any time on this page.
We reserve the right to update, change or replace any part of these Terms and
Conditions by posting updates and/or changes to our website. It is your
responsibility to check this page periodically for changes. Your continued use
of or access to the website following the posting of any changes constitutes
acceptance of those changes.
ONLINE STORE TERMS
By agreeing to these Terms and Conditions, you represent that you are at least
the age of majority in your state or province of residence, or that you are the
age of majority in your state or province of residence and you have given us
your consent to allow any of your minor dependents to use this site. You may not
use our products for any illegal or unauthorized purpose nor may you, in the use
of the Service, violate any laws in your jurisdiction (including but not limited
to copyright laws). You must not transmit any worms or viruses or any code of a
destructive nature. A breach or violation of any of the Terms will result in an
immediate termination of your Services.
GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time. You
understand that your content (not including credit card information), may be
transferred unencrypted and involve (a) transmissions over various networks; and
(b) changes to conform and adapt to technical requirements of connecting
networks or devices. Credit card information is always encrypted during transfer
over networks. You agree not to reproduce, duplicate, copy, sell, resell or
exploit any portion of the Service, use of the Service, or access to the Service
or any contact on the website through which the service is provided, without
express written permission by us. The headings used in this agreement are
included for convenience only and will not limit or otherwise affect these
Terms.
ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this site is not
accurate, complete or current. The material on this site is provided for general
information only and should not be relied upon or used as the sole basis for
making decisions without consulting primary, more accurate, more complete or
more timely sources of information. Any reliance on the material on this site is
at your own risk. This site may contain certain historical information.
Historical information, necessarily, is not current and is provided for your
reference only. We reserve the right to modify the contents of this site at any
time, but we have no obligation to update any information on our site. You agree
that it is your responsibility to monitor changes to our site.
MODIFICATIONS TO THE SERVICE AND PRICES
Prices for our products are subject to change without notice. We reserve the
right at any time to modify or discontinue the Service (or any part or content
thereof) without notice at any time. We shall not be liable to you or to any
third-party for any modification, price change, suspension or discontinuance of
the Service.
PRODUCTS OR SERVICES
Certain products or services may be available exclusively online through the
website. These products or services may have limited quantities and are subject
to return or exchange only according to our Return Policy. We have made every
effort to display as accurately as possible the colors and images of our
products that appear at the store. We cannot guarantee that your computer
monitor’s display of any color will be accurate. We reserve the right, but are
not obligated, to limit the sales of our products or Services to any person,
geographic region or jurisdiction. We may exercise this right on a case-by-case
basis. We reserve the right to limit the quantities of any products or services
that we offer. All descriptions of products or product pricing are subject to
change at anytime without notice, at the sole discretion of us. We reserve the
right to discontinue any product at any time. Any offer for any product or
service made on this site is void where prohibited. We do not warrant that the
quality of any products, services, information, or other material purchased or
obtained by you will meet your expectations, or that any errors in the Service
will be corrected.
ACCURACY OF BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may, in our sole
discretion, limit or cancel quantities purchased per person, per household or
per order. These restrictions may include orders placed by or under the same
customer account, the same credit card, and/or orders that use the same billing
and/or shipping address. In the event that we make a change to or cancel an
order, we may attempt to notify you by contacting the e-mail and/or billing
address/phone number provided at the time the order was made. We reserve the
right to limit or prohibit orders that, in our sole judgment, appear to be
placed by dealers, resellers or distributors. You agree to provide current,
complete and accurate purchase and account information for all purchases made at
our store. You agree to promptly update your account and other information,
including your email address and credit card numbers and expiration dates, so
that we can complete your transactions and contact you as needed. For more
detail, please review our Return Policy.
OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither
monitor nor have any control nor input. You acknowledge and agree that we
provide access to such tools ”as is” and “as available” without any warranties,
representations or conditions of any kind and without any endorsement. We shall
have no liability whatsoever arising from or relating to your use of optional
third-party tools. Any use by you of optional tools offered through the site is
entirely at your own risk and discretion and you should ensure that you are
familiar with and approve of the terms on which tools are provided by the
relevant third-party provider(s). We may also, in the future, offer new services
and/or features through the website (including, the release of new tools and
resources). Such new features and/or services shall also be subject to these
Terms and Conditions.
THIRD-PARTY LINKS
Certain content, products and services available via our Service may include
materials from third-parties. Third-party links on this site may direct you to
third-party websites that are not affiliated with us. We are not responsible for
examining or evaluating the content or accuracy and we do not warrant and will
not have any liability or responsibility for any third-party materials or
websites, or for any other materials, products, or services of third-parties. We
are not liable for any harm or damages related to the purchase or use of goods,
services, resources, content, or any other transactions made in connection with
any third-party websites. Please review carefully the third-party’s policies and
practices and make sure you understand them before you engage in any
transaction. Complaints, claims, concerns, or questions regarding third-party
products should be directed to the third-party.
USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example contest
entries) or without a request from us you send creative ideas, suggestions,
proposals, plans, or other materials, whether online, by email, by postal mail,
or otherwise (collectively, ‘comments’), you agree that we may, at any time,
without restriction, edit, copy, publish, distribute, translate and otherwise
use in any medium any comments that you forward to us. We are and shall be under
no obligation (1) to maintain any comments in confidence; (2) to pay
compensation for any comments; or (3) to respond to any comments. We may, but
have no obligation to, monitor, edit or remove content that we determine in our
sole discretion are unlawful, offensive, threatening, libelous, defamatory,
pornographic, obscene or otherwise objectionable or violates any party’s
intellectual property or these Terms and Conditions. You agree that your
comments will not violate any right of any third-party, including copyright,
trademark, privacy, personality or other personal or proprietary right. You
further agree that your comments will not contain libelous or otherwise
unlawful, abusive or obscene material, or contain any computer virus or other
malware that could in any way affect the operation of the Service or any related
website. You may not use a false e-mail address, pretend to be someone other
than yourself, or otherwise mislead us or third-parties as to the origin of any
comments. You are solely responsible for any comments you make and their
accuracy. We take no responsibility and assume no liability for any comments
posted by you or any third-party.
PERSONAL INFORMATION
Your submission of personal information through the store is governed by our
Privacy Policy.
ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our site or in the Service that
contains typographical errors, inaccuracies or omissions that may relate to
product descriptions, pricing, promotions, offers, product shipping charges,
transit times and availability. We reserve the right to correct any errors,
inaccuracies or omissions, and to change or update information or cancel orders
if any information in the Service or on any related website is inaccurate at any
time without prior notice (including after you have submitted your order). We
undertake no obligation to update, amend or clarify information in the Service
or on any related website, including without limitation, pricing information,
except as required by law. No specified update or refresh date applied in the
Service or on any related website, should be taken to indicate that all
information in the Service or on any related website has been modified or
updated.
PROHIBITED USES
In addition to other prohibitions as set forth in the Terms and Conditions, you
are prohibited from using the site or its content: (a) for any unlawful purpose;
(b) to solicit others to perform or participate in any unlawful acts; (c) to
violate any international, federal, provincial or state regulations, rules,
laws, or local ordinances; (d) to infringe upon or violate our intellectual
property rights or the intellectual property rights of others; (e) to harass,
abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
based on gender, sexual orientation, religion, ethnicity, race, age, national
origin, or disability; (f) to submit false or misleading information; (g) to
upload or transmit viruses or any other type of malicious code that will or may
be used in any way that will affect the functionality or operation of the
Service or of any related website, other websites, or the Internet; (h) to
collect or track the personal information of others; (i) to spam, phish, pharm,
pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or
(k) to interfere with or circumvent the security features of the Service or any
related website, other websites, or the Internet. We reserve the right to
terminate your use of the Service or any related website for violating any of
the prohibited uses.
DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
We do not guarantee, represent or warrant that your use of our service will be
uninterrupted, timely, secure or error-free. We do not warrant that the results
that may be obtained from the use of the service will be accurate or reliable.
You agree that from time to time we may remove the service for indefinite
periods of time or cancel the service at any time, without notice to you. You
expressly agree that your use of, or inability to use, the service is at your
sole risk. The service and all products and services delivered to you through
the service are (except as expressly stated by us) provided ‘as is’ and ‘as
available’ for your use, without any representation, warranties or conditions of
any kind, either express or implied, including all implied warranties or
conditions of merchantability, merchantable quality, fitness for a particular
purpose, durability, title, and non-infringement. In no case shall LinkMagnet,
our directors, officers, employees, affiliates, agents, contractors, interns,
suppliers, service providers or licensors be liable for any injury, loss, claim,
or any direct, indirect, incidental, punitive, special, or consequential damages
of any kind, including, without limitation lost profits, lost revenue, lost
savings, loss of data, replacement costs, or any similar damages, whether based
in contract, tort (including negligence), strict liability or otherwise, arising
from your use of any of the service or any products procured using the service,
or for any other claim related in any way to your use of the service or any
product, including, but not limited to, any errors or omissions in any content,
or any loss or damage of any kind incurred as a result of the use of the service
or any content (or product) posted, transmitted, or otherwise made available via
the service, even if advised of their possibility. Because some states or
jurisdictions do not allow the exclusion or the limitation of liability for
consequential or incidental damages, in such states or jurisdictions, our
liability shall be limited to the maximum extent permitted by law.
INDEMNIFICATION
You agree to indemnify, defend and hold harmless LinkMagnet and our parent,
subsidiaries, affiliates, partners, officers, directors, agents, contractors,
licensors, service providers, subcontractors, suppliers, interns and employees,
harmless from any claim or demand, including reasonable attorneys’ fees, made by
any third-party due to or arising out of your breach of these Terms and
Conditions or the documents they incorporate by reference, or your violation of
any law or the rights of a third-party.
SEVERABILITY
In the event that any provision of these Terms and Conditions is determined to
be unlawful, void or unenforceable, such provision shall nonetheless be
enforceable to the fullest extent permitted by applicable law, and the
unenforceable portion shall be deemed to be severed from these Terms and
Conditions, such determination shall not affect the validity and enforceability
of any other remaining provisions.
TERMINATION
The obligations and liabilities of the parties incurred prior to the termination
date shall survive the termination of this agreement for all purposes. These
Terms and Conditions are effective unless and until terminated by either you or
us. You may terminate these Terms and Conditions at any time by notifying us
that you no longer wish to use our Services, or when you cease using our site.
If in our sole judgment you fail, or we suspect that you have failed, to comply
with any term or provision of these Terms and Conditions, we also may terminate
this agreement at any time without notice and you will remain liable for all
amounts due up to and including the date of termination; and/or accordingly may
deny you access to our Services (or any part thereof).
ENTIRE AGREEMENT
The failure of us to exercise or enforce any right or provision of these Terms
and Conditions shall not constitute a waiver of such right or provision. These
Terms and Conditions and any policies or operating rules posted by us on this
site or in respect to The Service constitutes the entire agreement and
understanding between you and us and govern your use of the Service, superseding
any prior or contemporaneous agreements, communications and proposals, whether
oral or written, between you and us (including, but not limited to, any prior
versions of the Terms and Conditions). Any ambiguities in the interpretation of
these Terms and Conditions shall not be construed against the drafting party.
GOVERNING LAW
These Terms and Conditions and any separate agreements whereby we provide you
Services shall be governed by and construed in accordance with the laws of
Virginia.
CHANGES TO TERMS AND CONDITIONS
You can review the most current version of the Terms and Conditions at any time
at this page. We reserve the right, at our sole discretion, to update, change or
replace any part of these Terms and Conditions by posting updates and changes to
our website. It is your responsibility to check our website periodically for
changes. Your continued use of or access to our website or the Service following
the posting of any changes to these Terms and Conditions constitutes acceptance
of those changes.
CONTACT INFORMATION
Questions about the Terms and Conditions should be sent to us at
info@moneysherlock.com
Close
PRIVACY POLICY
Last updated: November 27, 2022
This Privacy Policy describes Our policies and procedures on the collection, use
and disclosure of Your information when You use the Service and tells You about
Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the
Service, You agree to the collection and use of information in accordance with
this Privacy Policy.
INTERPRETATION AND DEFINITIONS
INTERPRETATION
The words of which the initial letter is capitalized have meanings defined under
the following conditions. The following definitions shall have the same meaning
regardless of whether they appear in singular or in plural.
DEFINITIONS
For the purposes of this Privacy Policy:
* Account means a unique account created for You to access our Service or parts
of our Service.
* Business, for the purpose of the CCPA (California Consumer Privacy Act),
refers to the Company as the legal entity that collects Consumers’ personal
information and determines the purposes and means of the processing of
Consumers’ personal information, or on behalf of which such information is
collected and that alone, or jointly with others, determines the purposes and
means of the processing of Consumers’ personal information, that does
business in the State of California.
* Company (referred to as either “the Company”, “We”, “Us” or “Our” in this
Agreement) refers to LinkMaster, DBA MoneySherlock™, 29035 5 Mile Road,
Livonia, MI 48154.
* Consumer, for the purpose of the CCPA (California Consumer Privacy Act),
means a natural person who is a California resident. A resident, as defined
in the law, includes (1) every individual who is in the USA for other than a
temporary or transitory purpose, and (2) every individual who is domiciled in
the USA who is outside the USA for a temporary or transitory purpose.
* Cookies are small files that are placed on Your computer, mobile device or
any other device by a website, containing the details of Your browsing
history on that website among its many uses.
* Country refers to: Virginia, United States
* Device means any device that can access the Service such as a computer, a
cellphone or a digital tablet.
* Do Not Track (DNT) is a concept that has been promoted by US regulatory
authorities, in particular the U.S. Federal Trade Commission (FTC), for the
Internet industry to develop and implement a mechanism for allowing internet
users to control the tracking of their online activities across websites.
* Personal Data is any information that relates to an identified or
identifiable individual.For the purposes of the CCPA, Personal Data means any
information that identifies, relates to, describes or is capable of being
associated with, or could reasonably be linked, directly or indirectly, with
You.
* Sale, for the purpose of the CCPA (California Consumer Privacy Act), means
selling, renting, releasing, disclosing, disseminating, making available,
transferring, or otherwise communicating orally, in writing, or by electronic
or other means, a Consumer’s personal information to another business or a
third party for monetary or other valuable consideration.
* Service refers to the Website.
* Service Provider means any natural or legal person who processes the data on
behalf of the Company. It refers to third-party companies or individuals
employed by the Company to facilitate the Service, to provide the Service on
behalf of the Company, to perform services related to the Service or to
assist the Company in analyzing how the Service is used.
* Third-party Social Media Service refers to any website or any social network
website through which a User can log in or create an account to use the
Service.
* Usage Data refers to data collected automatically, either generated by the
use of the Service or from the Service infrastructure itself (for example,
the duration of a page visit).
* Website refers to moneysherlock.com, accessible from
https://moneysherlock.com
* You means the individual accessing or using the Service, or the company, or
other legal entity on behalf of which such individual is accessing or using
the Service, as applicable.
COLLECTING AND USING YOUR PERSONAL DATA
TYPES OF DATA COLLECTED
PERSONAL DATA
While using Our Service, We may ask You to provide Us with certain personally
identifiable information that can be used to contact or identify You. Personally
identifiable information may include, but is not limited to:
* Email address
* First name and last name
* Phone number
* Address, State, Province, ZIP/Postal code, City
* Account Information
* Usage Data
USAGE DATA
Usage Data is collected automatically when using the Service. Usage Data may
include information such as Your Device’s Internet Protocol address (e.g. IP
address), browser type, browser version, the pages of our Service that You
visit, the time and date of Your visit, the time spent on those pages, unique
device identifiers and other diagnostic data. When You access the Service by or
through a mobile device, We may collect certain information automatically,
including, but not limited to, the type of mobile device You use, Your mobile
device unique ID, the IP address of Your mobile device, Your mobile operating
system, the type of mobile Internet browser You use, unique device identifiers
and other diagnostic data. We may also collect information that Your browser
sends whenever You visit our Service or when You access the Service by or
through a mobile device.
INFORMATION FROM THIRD-PARTY SOCIAL MEDIA SERVICES
The Company allows You to create an account and log in to use the Service
through the following Third-party Social Media Services:
* Google
* Facebook
If You decide to register through or otherwise grant us access to a Third-Party
Social Media Service, We may collect Personal data that is already associated
with Your Third-Party Social Media Service’s account, such as Your name, Your
email address, Your activities or Your contact list associated with that
account. You may also have the option of sharing additional information with the
Company through Your Third-Party Social Media Service’s account. If You choose
to provide such information and Personal Data, during registration or otherwise,
You are giving the Company permission to use, share, and store it in a manner
consistent with this Privacy Policy.
TRACKING TECHNOLOGIES AND COOKIES
We use Cookies and similar tracking technologies to track the activity on Our
Service and store certain information. Tracking technologies used are beacons,
tags, and scripts to collect and track information and to improve and analyze
Our Service. The technologies We use may include:
* Cookies or Browser Cookies. A cookie is a small file placed on Your Device.
You can instruct Your browser to refuse all Cookies or to indicate when a
Cookie is being sent. However, if You do not accept Cookies, You may not be
able to use some parts of our Service. Unless you have adjusted Your browser
setting so that it will refuse Cookies, our Service may use Cookies.
* Flash Cookies. Certain features of our Service may use local stored objects
(or Flash Cookies) to collect and store information about Your preferences or
Your activity on our Service. Flash Cookies are not managed by the same
browser settings as those used for Browser Cookies. For more information on
how You can delete Flash Cookies, please read “Where can I change the
settings for disabling, or deleting local shared objects?” available at
https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_
* Web Beacons. Certain sections of our Service and our emails may contain small
electronic files known as web beacons (also referred to as clear gifs, pixel
tags, and single-pixel gifs) that permit the Company, for example, to count
users who have visited those pages or opened an email and for other related
website statistics (for example, recording the popularity of a certain
section and verifying system and server integrity).
Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on
Your personal computer or mobile device when You go offline, while Session
Cookies are deleted as soon as You close Your web browser. Learn more about
cookies: What Are Cookies?. We use both Session and Persistent Cookies for the
purposes set out below:
* Necessary / Essential CookiesType: Session CookiesAdministered by: Us
Purpose: These Cookies are essential to provide You with services available
through the Website and to enable You to use some of its features. They help
to authenticate users and prevent fraudulent use of user accounts. Without
these Cookies, the services that You have asked for cannot be provided, and
We only use these Cookies to provide You with those services.
* Cookies Policy / Notice Acceptance CookiesType: Persistent
CookiesAdministered by: Us Purpose: These Cookies identify if users have
accepted the use of cookies on the Website.
* Functionality CookiesType: Persistent CookiesAdministered by: Us Purpose:
These Cookies allow us to remember choices You make when You use the Website,
such as remembering your login details or language preference. The purpose of
these Cookies is to provide You with a more personal experience and to avoid
You having to re-enter your preferences every time You use the Website.
* Tracking and Performance CookiesType: Persistent CookiesAdministered by:
Third-Parties Purpose: These Cookies are used to track information about
traffic to the Website and how users use the Website. The information
gathered via these Cookies may directly or indirectly identify you as an
individual visitor. This is because the information collected is typically
linked to a pseudonymous identifier associated with the device you use to
access the Website. We may also use these Cookies to test new pages, features
or new functionality of the Website to see how our users react to them.
For more information about the cookies we use and your choices regarding
cookies, please visit our Cookies Policy or the Cookies section of our Privacy
Policy.
USE OF YOUR PERSONAL DATA
The Company may use Personal Data for the following purposes:
* To provide and maintain our Service, including to monitor the usage of our
Service.
* To manage Your Account: to manage Your registration as a user of the Service.
The Personal Data You provide can give You access to different
functionalities of the Service that are available to You as a registered
user.
* For the performance of a contract: the development, compliance and
undertaking of the purchase contract for the products, items or services You
have purchased or of any other contract with Us through the Service.
* To contact You: To contact You by email, telephone calls, SMS, or other
equivalent forms of electronic communication, such as a mobile application’s
push notifications regarding updates or informative communications related to
the functionalities, products or contracted services, including the security
updates, when necessary or reasonable for their implementation.
* To provide You with news, special offers and general information about other
goods, services and events which we offer that are similar to those that you
have already purchased or enquired about unless You have opted not to receive
such information.
* To manage Your requests: To attend and manage Your requests to Us.
* For business transfers: We may use Your information to evaluate or conduct a
merger, divestiture, restructuring, reorganization, dissolution, or other
sale or transfer of some or all of Our assets, whether as a going concern or
as part of bankruptcy, liquidation, or similar proceeding, in which Personal
Data held by Us about our Service users is among the assets transferred.
* For other purposes: We may use Your information for other purposes, such as
data analysis, identifying usage trends, determining the effectiveness of our
promotional campaigns and to evaluate and improve our Service, products,
services, marketing and your experience.
We may share Your personal information in the following situations:
* With Service Providers: We may share Your personal information with Service
Providers to monitor and analyze the use of our Service, for payment
processing, to contact You.
* For business transfers: We may share or transfer Your personal information in
connection with, or during negotiations of, any merger, sale of Company
assets, financing, or acquisition of all or a portion of Our business to
another company.
* With Affiliates: We may share Your information with Our affiliates, in which
case we will require those affiliates to honor this Privacy Policy.
Affiliates include Our parent company and any other subsidiaries, joint
venture partners or other companies that We control or that are under common
control with Us.
* With business partners: We may share Your information with Our business
partners to offer You certain products, services or promotions.
* With other users: when You share personal information or otherwise interact
in the public areas with other users, such information may be viewed by all
users and may be publicly distributed outside. If You interact with other
users or register through a Third-Party Social Media Service, Your contacts
on the Third-Party Social Media Service may see Your name, profile, pictures
and description of Your activity. Similarly, other users will be able to view
descriptions of Your activity, communicate with You and view Your profile.
* With Your consent: We may disclose Your personal information for any other
purpose with Your consent.
RETENTION OF YOUR PERSONAL DATA
The Company will retain Your Personal Data only for as long as is necessary for
the purposes set out in this Privacy Policy. We will retain and use Your
Personal Data to the extent necessary to comply with our legal obligations (for
example, if we are required to retain your data to comply with applicable laws),
resolve disputes, and enforce our legal agreements and policies. The Company
will also retain Usage Data for internal analysis purposes. Usage Data is
generally retained for a shorter period of time, except when this data is used
to strengthen the security or to improve the functionality of Our Service, or We
are legally obligated to retain this data for longer time periods.
TRANSFER OF YOUR PERSONAL DATA
Your information, including Personal Data, is processed at the Company’s
operating offices and in any other places where the parties involved in the
processing are located. It means that this information may be transferred to —
and maintained on — computers located outside of Your state, province, country
or other governmental jurisdiction where the data protection laws may differ
than those from Your jurisdiction. Your consent to this Privacy Policy followed
by Your submission of such information represents Your agreement to that
transfer. The Company will take all steps reasonably necessary to ensure that
Your data is treated securely and in accordance with this Privacy Policy and no
transfer of Your Personal Data will take place to an organization or a country
unless there are adequate controls in place including the security of Your data
and other personal information.
DISCLOSURE OF YOUR PERSONAL DATA
BUSINESS TRANSACTIONS
If the Company is involved in a merger, acquisition or asset sale, Your Personal
Data may be transferred. We will provide notice before Your Personal Data is
transferred and becomes subject to a different Privacy Policy.
LAW ENFORCEMENT
Under certain circumstances, the Company may be required to disclose Your
Personal Data if required to do so by law or in response to valid requests by
public authorities (e.g. a court or a government agency).
OTHER LEGAL REQUIREMENTS
The Company may disclose Your Personal Data in the good faith belief that such
action is necessary to:
* Comply with a legal obligation
* Protect and defend the rights or property of the Company
* Prevent or investigate possible wrongdoing in connection with the Service
* Protect the personal safety of Users of the Service or the public
* Protect against legal liability
SECURITY OF YOUR PERSONAL DATA
The security of Your Personal Data is important to Us, but remember that no
method of transmission over the Internet, or method of electronic storage is
100% secure. While We strive to use commercially acceptable means to protect
Your Personal Data, We cannot guarantee its absolute security.
DETAILED INFORMATION ON THE PROCESSING OF YOUR PERSONAL DATA
Service Providers have access to Your Personal Data only to perform their tasks
on Our behalf and are obligated not to disclose or use it for any other purpose.
ANALYTICS
We may use third-party Service providers to monitor and analyze the use of our
Service.
* Google Analytics Google Analytics is a web analytics service offered by
Google that tracks and reports website traffic. Google uses the data
collected to track and monitor the use of our Service. This data is shared
with other Google services. Google may use the collected data to
contextualize and personalize the ads of its own advertising network. You can
opt-out of having made your activity on the Service available to Google
Analytics by installing the Google Analytics opt-out browser add-on. The
add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and
dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the
Google Privacy & Terms web page: https://policies.google.com/privacy
PAYMENTS
We may provide paid products and/or services within the Service. In that case,
we may use third-party services for payment processing (e.g. payment
processors). We will not store or collect Your payment card details. That
information is provided directly to Our third-party payment processors whose use
of Your personal information is governed by their Privacy Policy. These payment
processors adhere to the standards set by PCI-DSS as managed by the PCI Security
Standards Council, which is a joint effort of brands like Visa, Mastercard,
American Express and Discover. PCI-DSS requirements help ensure the secure
handling of payment information.
* Stripe: Their Privacy Policy can be viewed at https://stripe.com/us/privacy
CCPA PRIVACY
This privacy notice section for California residents supplements the information
contained in Our Privacy Policy and it applies solely to all visitors, users,
and others who reside in the State of California.
CATEGORIES OF PERSONAL INFORMATION COLLECTED
We collect information that identifies, relates to, describes, references, is
capable of being associated with, or could reasonably be linked, directly or
indirectly, with a particular Consumer or Device. The following is a list of
categories of personal information which we may collect or may have been
collected from California residents within the last twelve (12) months. Please
note that the categories and examples provided in the list below are those
defined in the CCPA. This does not mean that all examples of that category of
personal information were in fact collected by Us, but reflects our good faith
belief to the best of our knowledge that some of that information from the
applicable category may be and may have been collected. For example, certain
categories of personal information would only be collected if You provided such
personal information directly to Us.
* Category A: Identifiers. Examples: A real name, alias, postal address, unique
personal identifier, online identifier, Internet Protocol address, email
address, account name, driver’s license number, passport number, or other
similar identifiers. Collected: Yes.
* Category B: Personal information categories listed in the California Customer
Records statute (Cal. Civ. Code § 1798.80(e)). Examples: A name, signature,
Social Security number, physical characteristics or description, address,
telephone number, passport number, driver’s license or state identification
card number, insurance policy number, education, employment, employment
history, bank account number, credit card number, debit card number, or any
other financial information, medical information, or health insurance
information. Some personal information included in this category may overlap
with other categories. Collected: Yes.
* Category C: Protected classification characteristics under California or
federal law. Examples: Age (40 years or older), race, color, ancestry,
national origin, citizenship, religion or creed, marital status, medical
condition, physical or mental disability, sex (including gender, gender
identity, gender expression, pregnancy or childbirth and related medical
conditions), sexual orientation, veteran or military status, genetic
information (including familial genetic information). Collected: No.
* Category D: Commercial information. Examples: Records and history of products
or services purchased or considered. Collected: Yes.
* Category E: Biometric information. Examples: Genetic, physiological,
behavioral, and biological characteristics, or activity patterns used to
extract a template or other identifier or identifying information, such as,
fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke,
gait, or other physical patterns, and sleep, health, or exercise data.
Collected: No.
* Category F: Internet or other similar network activity. Examples: Interaction
with our Service or advertisement. Collected: Yes.
* Category G: Geolocation data. Examples: Approximate physical location.
Collected: No.
* Category H: Sensory data. Examples: Audio, electronic, visual, thermal,
olfactory, or similar information. Collected: No.
* Category I: Professional or employment-related information. Examples: Current
or past job history or performance evaluations. Collected: No.
* Category J: Non-public education information (per the Family Educational
Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
Examples: Education records directly related to a student maintained by an
educational institution or party acting on its behalf, such as grades,
transcripts, class lists, student schedules, student identification codes,
student financial information, or student disciplinary records. Collected:
No.
* Category K: Inferences drawn from other personal information. Examples:
Profile reflecting a person’s preferences, characteristics, psychological
trends, predispositions, behavior, attitudes, intelligence, abilities, and
aptitudes. Collected: No.
Under CCPA, personal information does not include:
* Publicly available information from government records
* De-identified or aggregated consumer information
* Information excluded from the CCPA’s scope, such as:
* Health or medical information covered by the Health Insurance Portability
and Accountability Act of 1996 (HIPAA) and the California Confidentiality
of Medical Information Act (CMIA) or clinical trial data
* Personal Information covered by certain sector-specific privacy laws,
including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act
(GLBA) or California Financial Information Privacy Act (FIPA), and the
Driver’s Privacy Protection Act of 1994
SOURCES OF PERSONAL INFORMATION
We obtain the categories of personal information listed above from the following
categories of sources:
* Directly from You. For example, from the forms You complete on our Service,
preferences You express or provide through our Service, or from Your
purchases on our Service.
* Indirectly from You. For example, from observing Your activity on our
Service.
* Automatically from You. For example, through cookies We or our Service
Providers set on Your Device as You navigate through our Service.
* From Service Providers. For example, third-party vendors to monitor and
analyze the use of our Service, third-party vendors for payment processing,
or other third-party vendors that We use to provide the Service to You.
USE OF PERSONAL INFORMATION FOR BUSINESS PURPOSES OR COMMERCIAL PURPOSES
We may use or disclose personal information We collect for “business purposes”
or “commercial purposes” (as defined under the CCPA), which may include the
following examples:
* To operate our Service and provide You with our Service.
* To provide You with support and to respond to Your inquiries, including to
investigate and address Your concerns and monitor and improve our Service.
* To fulfill or meet the reason You provided the information. For example, if
You share Your contact information to ask a question about our Service, We
will use that personal information to respond to Your inquiry. If You provide
Your personal information to purchase a product or service, We will use that
information to process Your payment and facilitate delivery.
* To respond to law enforcement requests and as required by applicable law,
court order, or governmental regulations.
* As described to You when collecting Your personal information or as otherwise
set forth in the CCPA.
* For internal administrative and auditing purposes.
* To detect security incidents and protect against malicious, deceptive,
fraudulent or illegal activity, including, when necessary, to prosecute those
responsible for such activities.
Please note that the examples provided above are illustrative and not intended
to be exhaustive. For more details on how we use this information, please refer
to the “Use of Your Personal Data” section. If We decide to collect additional
categories of personal information or use the personal information We collected
for materially different, unrelated, or incompatible purposes We will update
this Privacy Policy.
DISCLOSURE OF PERSONAL INFORMATION FOR BUSINESS PURPOSES OR COMMERCIAL PURPOSES
We may use or disclose and may have used or disclosed in the last twelve (12)
months the following categories of personal information for business or
commercial purposes:
* Category A: Identifiers
* Category B: Personal information categories listed in the California Customer
Records statute (Cal. Civ. Code § 1798.80(e))
* Category D: Commercial information
* Category F: Internet or other similar network activity
Please note that the categories listed above are those defined in the CCPA.
This does not mean that all examples of that category of personal information
were in fact disclosed, but reflects our good faith belief to the best of our
knowledge that some of that information from the applicable category may be and
may have been disclosed. When We disclose personal information for a business
purpose or a commercial purpose, We enter a contract that describes the purpose
and requires the recipient to both keep that personal information confidential
and not use it for any purpose except performing the contract.
SALE OF PERSONAL INFORMATION
As defined in the CCPA, “sell” and “sale” mean selling, renting, releasing,
disclosing, disseminating, making available, transferring, or otherwise
communicating orally, in writing, or by electronic or other means, a consumer’s
personal information by the business to a third party for valuable
consideration. This means that We may have received some kind of benefit in
return for sharing personal Information, but not necessarily a monetary benefit.
Please note that the categories listed below are those defined in the CCPA. This
does not mean that all examples of that category of personal information were in
fact sold, but reflects our good faith belief to the best of our knowledge that
some of that information from the applicable category may be and may have been
shared for value in return. We may sell and may have sold in the last twelve
(12) months the following categories of personal information:
* Category A: Identifiers
* Category B: Personal information categories listed in the California Customer
Records statute (Cal. Civ. Code § 1798.80(e))
* Category D: Commercial information
* Category F: Internet or other similar network activity
SHARE OF PERSONAL INFORMATION
We may share Your personal information identified in the above categories with
the following categories of third parties:
* Service Providers
* Payment processors
* Our affiliates
* Our business partners
* Third party vendors to whom You or Your agents authorize Us to disclose Your
personal information in connection with products or services We provide to
You
SALE OF PERSONAL INFORMATION OF MINORS UNDER 16 YEARS OF AGE
We do not sell the personal information of Consumers We actually know are less
than 16 years of age, unless We receive affirmative authorization (the “right to
opt-in”) from either the Consumer who is between 13 and 16 years of age, or the
parent or guardian of a Consumer less than 13 years of age. Consumers who opt-in
to the sale of personal information may opt-out of future sales at any time. To
exercise the right to opt-out, You (or Your authorized representative) may
submit a request to Us by contacting Us. If You have reason to believe that a
child under the age of 13 (or 16) has provided Us with personal information,
please contact Us with sufficient detail to enable Us to delete that
information.
YOUR RIGHTS UNDER THE CCPA
The CCPA provides California residents with specific rights regarding their
personal information. If You are a resident of California, You have the
following rights:
* The right to notice. You have the right to be notified which categories of
Personal Data are being collected and the purposes for which the Personal
Data is being used.
* The right to request. Under CCPA, You have the right to request that We
disclose information to You about Our collection, use, sale, disclosure for
business purposes and share of personal information. Once We receive and
confirm Your request, We will disclose to You:
* The categories of personal information We collected about You
* The categories of sources for the personal information We collected about
You
* Our business or commercial purpose for collecting or selling that personal
information
* The categories of third parties with whom We share that personal
information
* The specific pieces of personal information We collected about You
* If we sold Your personal information or disclosed Your personal information
for a business purpose, We will disclose to You:
* The categories of personal information categories sold
* The categories of personal information categories disclosed
* The right to say no to the sale of Personal Data (opt-out). You have the
right to direct Us to not sell Your personal information. To submit an
opt-out request please contact Us.
* The right to delete Personal Data. You have the right to request the deletion
of Your Personal Data, subject to certain exceptions. Once We receive and
confirm Your request, We will delete (and direct Our Service Providers to
delete) Your personal information from our records, unless an exception
applies. We may deny Your deletion request if retaining the information is
necessary for Us or Our Service Providers to:
* Complete the transaction for which We collected the personal information,
provide a good or service that You requested, take actions reasonably
anticipated within the context of our ongoing business relationship with
You, or otherwise perform our contract with You.
* Detect security incidents, protect against malicious, deceptive,
fraudulent, or illegal activity, or prosecute those responsible for such
activities.
* Debug products to identify and repair errors that impair existing intended
functionality.
* Exercise free speech, ensure the right of another consumer to exercise
their free speech rights, or exercise another right provided for by law.
* Comply with the California Electronic Communications Privacy Act (Cal.
Penal Code § 1546 et. seq.).
* Engage in public or peer-reviewed scientific, historical, or statistical
research in the public interest that adheres to all other applicable ethics
and privacy laws, when the information’s deletion may likely render
impossible or seriously impair the research’s achievement, if You
previously provided informed consent.
* Enable solely internal uses that are reasonably aligned with consumer
expectations based on Your relationship with Us.
* Comply with a legal obligation.
* Make other internal and lawful uses of that information that are compatible
with the context in which You provided it.
* The right not to be discriminated against. You have the right not to be
discriminated against for exercising any of Your consumer’s rights, including
by:
* Denying goods or services to You
* Charging different prices or rates for goods or services, including the use
of discounts or other benefits or imposing penalties
* Providing a different level or quality of goods or services to You
* Suggesting that You will receive a different price or rate for goods or
services or a different level or quality of goods or services
EXERCISING YOUR CCPA DATA PROTECTION RIGHTS
In order to exercise any of Your rights under the CCPA, and if You are a
California resident, You can contact Us:
* By email: info@moneysherlock.com
Only You, or a person registered with the California Secretary of State that
You authorize to act on Your behalf, may make a verifiable request related to
Your personal information. Your request to Us must:
* Provide sufficient information that allows Us to reasonably verify You are
the person about whom We collected personal information or an authorized
representative
* Describe Your request with sufficient detail that allows Us to properly
understand, evaluate, and respond to it
We cannot respond to Your request or provide You with the required information
if we cannot:
* Verify Your identity or authority to make the request
* And confirm that the personal information relates to You
We will disclose and deliver the required information free of charge within 45
days of receiving Your verifiable request. The time period to provide the
required information may be extended once by an additional 45 days when
reasonable necessary and with prior notice. Any disclosures We provide will only
cover the 12-month period preceding the verifiable request’s receipt. For data
portability requests, We will select a format to provide Your personal
information that is readily useable and should allow You to transmit the
information from one entity to another entity without hindrance.
DO NOT SELL MY PERSONAL INFORMATION
You have the right to opt-out of the sale of Your personal information. Once We
receive and confirm a verifiable consumer request from You, we will stop selling
Your personal information. To exercise Your right to opt-out, please contact Us.
The Service Providers we partner with (for example, our analytics or advertising
partners) may use technology on the Service that sells personal information as
defined by the CCPA law. If you wish to opt out of the use of Your personal
information for interest-based advertising purposes and these potential sales as
defined under CCPA law, you may do so by following the instructions below.
Please note that any opt out is specific to the browser You use. You may need to
opt out on every browser that You use.
WEBSITE
You can opt out of receiving ads that are personalized as served by our Service
Providers by following our instructions presented on the Service:
* The NAI’s opt-out platform: http://www.networkadvertising.org/choices/
* The EDAA’s opt-out platform http://www.youronlinechoices.com/
* The DAA’s opt-out platform: http://optout.aboutads.info/?c=2&lang=EN
The opt out will place a cookie on Your computer that is unique to the browser
You use to opt out. If you change browsers or delete the cookies saved by your
browser, You will need to opt out again.
MOBILE DEVICES
Your mobile device may give You the ability to opt out of the use of information
about the apps You use in order to serve You ads that are targeted to Your
interests:
* “Opt out of Interest-Based Ads” or “Opt out of Ads Personalization” on
Android devices
* “Limit Ad Tracking” on iOS devices
You can also stop the collection of location information from Your mobile
device by changing the preferences on Your mobile device.
“DO NOT TRACK” POLICY AS REQUIRED BY CALIFORNIA ONLINE PRIVACY PROTECTION ACT
(CALOPPA)
Our Service does not respond to Do Not Track signals. However, some third party
websites do keep track of Your browsing activities. If You are visiting such
websites, You can set Your preferences in Your web browser to inform websites
that You do not want to be tracked. You can enable or disable DNT by visiting
the preferences or settings page of Your web browser.
YOUR CALIFORNIA PRIVACY RIGHTS (CALIFORNIA’S SHINE THE LIGHT LAW)
Under California Civil Code Section 1798 (California’s Shine the Light law),
California residents with an established business relationship with us can
request information once a year about sharing their Personal Data with third
parties for the third parties’ direct marketing purposes. If you’d like to
request more information under the California Shine the Light law, and if You
are a California resident, You can contact Us using the contact information
provided below.
CALIFORNIA PRIVACY RIGHTS FOR MINOR USERS (CALIFORNIA BUSINESS AND PROFESSIONS
CODE SECTION 22581)
California Business and Professions Code section 22581 allow California
residents under the age of 18 who are registered users of online sites, services
or applications to request and obtain removal of content or information they
have publicly posted. To request removal of such data, and if You are a
California resident, You can contact Us using the contact information provided
below, and include the email address associated with Your account. Be aware that
Your request does not guarantee complete or comprehensive removal of content or
information posted online and that the law may not permit or require removal in
certain circumstances.
LINKS TO OTHER WEBSITES
Our Service may contain links to other websites that are not operated by Us. If
You click on a third party link, You will be directed to that third party’s
site. We strongly advise You to review the Privacy Policy of every site You
visit. We have no control over and assume no responsibility for the content,
privacy policies or practices of any third party sites or services.
CHANGES TO THIS PRIVACY POLICY
We may update Our Privacy Policy from time to time. We will notify You of any
changes by posting the new Privacy Policy on this page. We will let You know via
email and/or a prominent notice on Our Service, prior to the change becoming
effective and update the “Last updated” date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes.
Changes to this Privacy Policy are effective when they are posted on this page.
CONTACT US
If you have any questions about this Privacy Policy, You can contact us:
* By email: info@moneysherlock.com
Close
SECURITY
MONEYSHERLOCK™ OVERVIEW
MoneySherlock™ is a web-based state of the art Agent/Client diagnostic
application designed for financial advisors and their firms to analyze their
clients’ needs through a survey and send the results to the Agent as review
points. The agent uses those review points as guidelines to address the clients’
goals and objectives. The MoneySherlock™ tool is designed, developed, operated,
supported, and owned by LinkMaster LLC, based in Livonia, MI. The MoneySherlock™
application is hosted by Amazon Web Services, a leading provider of
infrastructure and hosting services. From the physical layer to the application
layer, we apply security controls across the board and isolate data and
applications for each customer. Additionally, we use best practices and other
security techniques to ensure the safety and security of our customers' data.
SECURITY ASSESSMENTS AND COMPLIANCE
APPLICATION DEVELOPMENT
In order to prevent common web software attacks, MoneySherlock™ follows best
practices of application development. We constantly update our application
framework for newly discovered security vulnerabilities using modern
technologies. For our team to maintain this high level of security in our
codebase, continuous vulnerability scanning is part of our development process.
DATA CENTERS
As part of MoneySherlock™'s physical infrastructure, we are secured within
Amazon's secure data centers and utilize Amazon Web Service (AWS). As part of
its risk management process, Amazon conducts recurring assessments to ensure
compliance with industry standards. The following accreditations have been
granted to Amazon's data centers:
* ISO 27001
* SOC 1 and SOC 2/SSAE 16/ISAE 3402 (Previously SAS 70 Type II)
* PCI Level 1
* FISMA Moderate
* Sarbanes-Oxley (SOX)
DATA SECURITY
All application traffic is encrypted with 256-bit SSL (https). In addition, all
data is stored in an encrypted format at rest.
DATA RELIABILITY & BACKUP
MoneySherlock™ regularly backs up all user data and stores it in multiple
physical locations to prevent data loss. Should a system-wide emergency arise,
we have the ability to restore our entire database utilizing Amazon DynamoDB
point-in-time recovery (PITR).
PAYMENT DATA -PCI COMPLIANCE
For encrypting and processing credit card payments, MoneySherlock™ uses Stripe,
a PCI compliant payment processor. PCI Service Provider Level 1 certification
was achieved by Stripe through an audit by a PCI-certified auditor. There is no
higher level of certification available. MoneySherlock™ does not store credit
card numbers.
PHYSICAL SECURITY
MoneySherlock™ uses Amazon data centers with ISO 27001 and FISMA certifications.
Amazon has designed, constructed, and operated large-scale data centers for many
years. The AWS platform and infrastructure have taken advantage of this
experience. Amazon Web Services data centers are housed in nondescript
facilities with extensive setbacks and military grade perimeter control berms to
protect them from intrusion. Using video surveillance, intrusion detection
systems, and other electronic methods, professional security personnel strictly
control physical access at the perimeter and at building ingress points. To
access data center floors, authorized staff must pass two-factor authentication
three times. In addition to presenting identification, visitors and contractors
are continually escorted by authorized personnel. Data center access and
information are only provided to Amazon employees who have a legitimate business
need for such access. Regardless of whether an employee remains an Amazon or
Amazon Web Services employee, their access is immediately revoked when they no
longer need these privileges. Logging and auditing are routinely conducted for
all physical and electronic access to data centers by Amazon employees.
FIRE DETECTION AND SUPPRESSION
Amazon facilities have been equipped with automatic fire detection and
suppression equipment to reduce risks. All data center environments, mechanical
and electrical infrastructure spaces, chiller rooms and generator equipment
rooms are equipped with smoke detection sensors. Wet-pipe, double-interlocked
pre-action, or gaseous sprinkler systems protect these areas.
POWER
Power systems at Amazon's data centers are fully redundant and maintainable
without affecting operations, 24 hours a day, 7 days a week. Uninterruptible
Power Supplies (UPS) provide backup power to critical and essential loads in a
facility during an electrical failure. During power outages, generators are used
to provide backup power to the entire facility.
CLIMATE AND TEMPERATURE CONTROL
Servers and other hardware need climate control in order to maintain a constant
operating temperature, preventing overheating and reducing service
interruptions. Atmospheric conditions are maintained at optimal levels in data
centers. Temperature and humidity levels are monitored and maintained by data
center personnel.
MANAGEMENT
Amazon's data center staff monitors electrical, mechanical, and life support
systems so issues can be identified immediately. To ensure that equipment
continues to function, preventative maintenance is performed. For additional
information see: https://aws.amazon.com/security.
REPORTING
You can report security vulnerabilities to info@moneysherlock.com. Questions?
If you have any specific questions regarding our security policies you can
always email us info@moneysherlock.com.
Close