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*Terms and Conditions
2X Membership Rewards Points

Membership Rewards-enrolled Card Members get at least 1 Membership Rewards®
point for every eligible dollar spent on their Membership Rewards
program-enrolled American Express® Card. Those same Card Members will also get
at least 1 additional point for each dollar of eligible travel purchases made on
amextravel.com on their Membership Rewards program-enrolled American Express
Card. Corporate Card Members are not eligible for the additional point. Eligible
travel purchases include all travel purchases made with your Membership Rewards
program-enrolled American Express® Card on amextravel.com, including air,
prepaid hotels, prepaid car rentals, vacation packages (flight + hotel packages)
or cruise reservations, minus returns and other credits. Platinum and Business
Platinum Card Members are only eligible for 1 additional point on cruise
reservations. Eligible travel purchases do NOT include non-prepaid car rentals,
non-prepaid hotels, ticketing service or other fees, or interest charges.
Bonuses you may receive with your Card on other purchase categories or in
connection with promotions or offers from American Express may not be combined
with this offer, such as 5X bonuses for Platinum and Business Platinum Card
Members. Any portion of a charge that you elect to cover through redemption of
Membership Rewards points is not eligible to receive points. If you have an Amex
EveryDay Card product, additional points awarded under this offer will not be
included in the extra points benefit. Additional points will be credited to the
Membership Rewards account 10-12 weeks after final payment is made.

Gold Card Membership Rewards

You will earn one point for each dollar charged for an eligible purchase in each
billing period on The American Express Gold Card. You will earn: 3 additional
points (for a total of 4 points) for each dollar charged at restaurants
worldwide; 3 additional points (for a total of 4 points) on the first $25,000 of
eligible purchases per calendar year at supermarkets located in the U.S.
(superstores and warehouse clubs are not considered supermarkets); and 2
additional points (for a total of 3 points) for airfare on a scheduled flight
charged directly with passenger airlines (charter flights and private jet
flights are excluded) and airfare charged directly with amextravel.com. You may
not earn additional points for purchases at a restaurant located within another
establishment (e.g. a restaurant inside a hotel, casino, or event venue). For
example, purchases made at a restaurant located within a hotel may be recognized
as a purchase at a hotel, not a restaurant. You also will NOT earn additional
points for purchases at bars, nightclubs, cafeterias, and convenience stores.
Eligible purchases are purchases for goods and services minus returns and other
credits. Eligible purchases do NOT include fees or interest charges, cash
advances, person to person payments, purchases of gift cards, purchases of
travelers checks, purchases or reloading of prepaid cards, or purchases of other
cash equivalents. Additional terms and restrictions apply. Merchants are
assigned codes based on what they primarily sell. A purchase will not qualify
for additional points if the merchant’s code is not eligible or if we do not
receive information that identifies your purchase as qualifying for additional
points. Purchases made through a third-party payment account or on an online
marketplace (with multiple retailers) will not qualify for additional points. A
purchase may not qualify for additional points if the merchant submits the
purchase using a mobile or wireless card reader or if you use a mobile or
digital wallet.

Green Card Membership Rewards

You will earn one Membership Rewards® point for each dollar of eligible
purchases charged on the American Express® Green Card. Travel: You will earn 2
additional points (for a total of 3 points) for each dollar charged on eligible
travel purchases including airfare, hotels, cruises, tours, car rentals,
campgrounds, travel purchases on third party travel websites, and travel
purchases on amextravel.com. You will not earn additional points for purchases
of timeshare properties. Transit: You will earn 2 additional points (for a total
of 3 points) for each dollar charged on eligible transit purchases including
trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and
subways. Restaurants: You will earn 2 additional points (for a total of 3
points) for each dollar charged at restaurants. You may not earn additional
points for purchases at a restaurant located within another establishment (e.g.
a restaurant inside a hotel, casino, or event venue). For example, purchases
made at a restaurant located within a hotel may be recognized as a purchase at a
hotel, not a restaurant. You will not earn additional points for purchases at
bars, nightclubs, cafeterias, and convenience stores.

Eligible purchases are purchases for goods and services minus returns and other
credits. Eligible purchases do NOT include fees or interest charges, cash
advances, person to person payments, purchases of American Express gift cards,
purchases of travelers’ checks, purchases or reloading of prepaid cards, or
purchases of other cash equivalents. See membershiprewards.com/terms for the
Membership Rewards program terms and conditions.Merchants are assigned codes
based on what they primarily sell. A purchase will not qualify for additional
points if the merchant’s code is not eligible. Purchases made through a
third-party payment account or on an online marketplace (with multiple
retailers) will not qualify for additional points. A purchase may not qualify
for additional points if the merchant submits the purchase using a mobile or
wireless card reader or if you use a mobile or digital wallet.

Merchants are assigned codes based on what they primarily sell. We group certain
merchant codes into categories that are eligible for additional points. A
purchase with a merchant will not earn additional points if the merchant’s code
is not included in an additional points category. You may not receive additional
points if we receive inaccurate information or are otherwise unable to identify
your purchase as eligible for an additional points category. For example, you
may not receive additional points when: a merchant uses a third-party to sell
their products or services; or a merchant uses a third-party to process or
submit your transaction to us (e.g., using mobile or wireless card readers); or
you choose to make a purchase using a third-party payment account or make a
purchase using a mobile or digital wallet.

Please visit americanexpress.com/rewards-info for more information about
rewards.

5X Membership Rewards Points Platinum Card

You will get one point for each dollar charged for an eligible purchase on your
Platinum Card® from American Express. You will get 4 additional points (for a
total of 5 points) for each dollar spent on eligible travel purchases made on
amextravel.com. Eligible travel purchases include the following purchases made
on amextravel.com: scheduled flights, prepaid hotel purchases (including hotels
and flight+hotel packages), minus returns and other credits. Eligible travel
purchases do NOT include non-prepaid hotel bookings, car rentals and cruises,
hotel group reservations or events, ticketing service, cancellation or other
fees, interest charges, purchases of travelers checks, purchases or reloading of
prepaid cards, or purchases of other cash equivalents. To be eligible for the 5x
Membership Rewards® points, you must both reserve and charge the travel purchase
with the same eligible Platinum Card®. To modify a reservation, you must cancel
and rebook your reservation. You can cancel and rebook your reservation on
amextravel.com or by calling a representative of amextravel.com at
1-800-297-2977. Cancellations are subject to hotel cancellation policies. If
hotel reservations are made or modified directly with the hotel provider, the
reservation will not be eligible for this 5X Membership Rewards® point benefit.
Bonuses you may receive with your Card on other purchase categories or in
connection with promotions or offers from American Express may not be combined
with this benefit. Merchants are assigned codes based on what they primarily
sell. A purchase will not qualify for additional points if the merchant's code
is not eligible. The benefits associated with the Additional Card(s) you choose
may be different than the benefits associated with your basic Card.Your Platinum
Card® from American Express will get 4 additional points (for a total of 5
points) on the first $500,000 on eligible air purchases of scheduled flights
made directly with a passenger airline or through American Express Travel (via
the phone by calling 1-800-525-3355 or online via amextravel.com) per calendar
year.See membershiprewards.com/terms for the Membership Rewards program terms
and conditions or to learn the benefits associated with the Additional Card(s)
you choose, please call the number on the back of your Card.

Bonuses you may receive with your Card on other purchase categories or in
connection with promotions or offers from American Express cannot be combined
with this benefit. Any portion of a charge that you elect to cover through
redemption of Membership Rewards points is not eligible to receive points.
Additional terms and restrictions apply.

Merchants are assigned codes based on what they primarily sell. We group certain
merchant codes into categories that are eligible for Additional Points. A
purchase with a merchant will not earn Additional Points if the merchant’s code
is not included in an Additional Points category. You may not receive Additional
Points if we receive inaccurate information or are otherwise unable to identify
your purchase as eligible for an Additional Points category. For example, you
may not receive Additional Points when: a merchant uses a third-party to sell
their products or services, a merchant uses a third-party to process or submit
your transaction to us (e.g., using mobile or wireless card readers), or you
choose to make a purchase using a third-party payment account or make a purchase
using a mobile or digital wallet.

Please visit americanexpress.com/rewards-info for more information about
rewards.

5X Membership Rewards Points for Business Platinum Card

You will get one point for each dollar charged for an eligible purchase on your
Business Platinum Card® from American Express. You will get 4 additional points
(for a total of 5 points) for each dollar spent on eligible travel purchases.
Eligible travel purchases include scheduled flights and prepaid flight+hotel
packages made online at AmexTravel.com, minus returns and other credits.
Additionally, eligible travel purchases include prepaid hotel purchases made
with American Express Travel, over the phone with our travel consultants or made
online at AmexTravel.com, minus returns and other credits. Eligible travel
purchases do NOT include non-prepaid hotel bookings, scheduled flights and
prepaid flight+hotel packages over the phone, vacation packages, car rentals,
cruise, hotel group reservations or events, ticketing service, cancellation or
other fees, interest charges, purchases of travelers checks, purchases or
reloading of prepaid cards, or purchases of other cash equivalents. To be
eligible for the 5x Membership Rewards® points, you must both reserve and charge
the travel purchase with the same eligible Business Platinum Card®. To modify a
reservation you must cancel and rebook your reservation. You can cancel and
rebook your reservation on AmexTravel.com or by calling a representative of
AmexTravel.com at 1-800-297-2977. Cancellations are subject to hotel
cancellation penalty policies. If hotel reservations are made or modified
directly with the hotel provider, the reservation will not be eligible for this
5X Membership Rewards® point benefit. Extra points for air, prepaid hotel, and
travel packages will be credited to the Membership Rewards account 10-12 weeks
after final payment is made. Bonuses you may receive with your Card on other
purchase categories or in connection with promotions or offers from American
Express may not be combined with this benefit. The benefits associated with the
Additional Card(s) you choose may be different than the benefits associated with
your basic Card. To learn about the benefits associated with Additional Card(s)
you choose, please call the number on the back of your Card.

Merchants are assigned codes based on what they primarily sell. We group certain
merchant codes into categories that are eligible for additional points. A
purchase with a merchant will not earn additional points if the merchant’s code
is not included in an additional points category. You may not receive additional
points if we receive inaccurate information or are otherwise unable to identify
your purchase as eligible for an additional points category. For example, you
may not receive additional points when: a merchant uses a third-party to sell
their products or services; or a merchant uses a third-party to process or
submit your transaction to us (e.g., using mobile or wireless card readers); or
you choose to make a purchase using a third-party payment account or make a
purchase using a mobile or digital wallet.

Please visit americanexpress.com/rewards-info for more information about
rewards.

Membership Rewards® Pay with Points

To use Pay with Points, you must charge your eligible purchase through American
Express Travel to a Membership Rewards® program-enrolled American Express® Card.
Eligible purchases through American Express Travel exclude non-prepaid car
rentals and non-prepaid hotels. Points will be debited from your Membership
Rewards account, and credit for corresponding dollar amount will be issued to
the American Express Card account used. If points redeemed do not cover entire
amount, the balance of purchase price will remain on the American Express Card
account. Minimum redemption 5,000 points.

See termslink1 for the Membership Rewards program terms and conditions.

If a charge for a purchase is included in a Pay Over Time balance on your Linked
Account the statement credit associated with that charge may not be applied to
that Pay Over Time balance. Instead the statement credit may be applied to your
Pay in Full balance. If you believe this has occurred, please contact us by
calling the number on the back of your Card.

Membership Rewards® Program

Terms and Conditions for the Membership Rewards® program apply. Visit
membershiprewards.com/terms for more information. Participating partners and
available rewards are subject to change without notice.

The value of Membership Rewards points varies according to how you choose to use
them. To learn more, go to www.membershiprewards.com/pointsinfo.

Lowest Hotel Rates Guarantee

Valid only for American Express Card Members. If you book a qualifying hotel
rate on amextravel.com nd then find the same room, in the same hotel, for the
same dates, the same number of children and adults, at a lower price online,
before taxes and fees, we'll refund you the difference. For pre paid
reservations, your claim must be submitted prior to your stay, before the date
of check in. For verification of “pay later” hotel bookings, your claim must be
submitted within thirty (30) days after you have completed the hotel stay, and
the customer service representative may instruct you to mail a copy of your
hotel receipt to American Express within that time period. American Express will
honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee"
policy applies only to online rates available to the general public and excludes
(1) rates or discounts that are not available to the general public, including,
but not limited to, corporate, group, charter, meeting/convention, AAA,
government/military, and senior citizen rates/discounts; or (2) hotel rooms
booked through or in combination with frequent stay, loyalty, points, coupon
promotions, rooms won through contests or sweepstakes or transferred, or rooms
booked on opaque websites that do not allow you to see the name of the hotel
until your reservation iscomplete; or (3) promotional packages, deals, all
inclusive packages, or bundles that may include additional amenities such as
parking, meals, or entertainment, or (4) rates booked through the Fine Hotels +
Resorts® and The Hotel Collection programs. Details

The Hotel Collection

The Hotel Collection benefits are available for new bookings of two consecutive
nights or more made through American Express Travel with participating
properties and are valid only for eligible U.S. Consumer and Business Gold Card,
Platinum Card® and Centurion® Members (Delta SkyMiles® Gold and Platinum Card
Members are not eligible). Bookings must be made using an eligible Card and must
be paid using that Card, or another American Express® Card, in the eligible Card
Member's name, and that Card Member must be traveling on the itinerary booked.
Room upgrade is subject to availability and is provided at check-in; certain
room categories are not eligible for upgrade. The type of experience credit
varies by property; the experience credit will be applied to eligible charges up
to $100. Advance reservations are recommended for certain experience credits.
Benefit restrictions vary by property. Benefits are applied per room, per stay
(with a three-room limit per stay); back-to-back stays within a 24-hour period
at the same property are considered one stay. Benefits cannot be redeemed for
cash and are not combinable with other offers unless indicated. Benefits must be
used during the stay booked. Any credits applicable are applied at check-out in
USD or the local currency equivalent. Benefits, participating properties, and
availability and amenities at those properties are subject to change.

Fine Hotels + Resorts®

Fine Hotels + Resorts® program benefits are available for new bookings made
through American Express Travel with participating properties and are valid only
for eligible U.S. Consumer, Business, and Corporate Platinum Card® Members and
Centurion® Members (Delta SkyMiles® Platinum Card Members are not eligible).
Bookings must be made using an eligible Card and must be paid using that Card,
or another American Express® Card, in the eligible Card Member's name, and that
Card Member must be traveling on the itinerary booked. The average total value
of the program benefits is based on prior-year bookings for stays of two nights;
the actual value varies. Noon check-in and room upgrade are subject to
availability and are provided at check-in; certain room categories are not
eligible for upgrade. The type of experience credit and daily breakfast (for
two) varies by property; the experience credit will be applied to eligible
charges up to the amount of the experience credit. Advance reservations are
recommended for certain experience credits. If the cost of Wi-Fi is included in
a mandatory property fee, a daily credit of that amount will be applied at
check-out. Benefits are applied per room, per stay (with a three-room limit per
stay); back-to-back stays within a 24-hour period at the same property are
considered one stay. Benefit restrictions vary by property. Benefits cannot be
redeemed for cash and are not combinable with other offers unless indicated.
Benefits must be used during the stay booked. Any credits applicable are applied
at check-out in USD or the local currency equivalent. Benefits, participating
properties, and availability and amenities at those properties are subject to
change.

$200 Hotel Credit

You can earn up to $200 in statement credits per calendar year when you use an
eligible U.S. Consumer Basic Platinum or Additional Platinum Card to pay for
eligible prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made
through American Express Travel (meaning through amextravel.com, the Amex® App,
or by calling the phone number on the back of your eligible Card) or when you
use an eligible Additional Gold Card on such Platinum Card Account to pay for
eligible prepaid bookings for The Hotel Collection made through American Express
Travel (meaning through amextravel.com, the Amex® App, or by calling the phone
number on the back of your eligible Card). Fine Hotels + Resorts® program
bookings may be made only by eligible U.S. Consumer Basic Platinum and
Additional Platinum Card Members. The Hotel Collection bookings may be made by
eligible U.S. Consumer Basic and Additional Platinum Card Members and Additional
Gold Card Members on the Platinum Card Account. Delta SkyMiles® Platinum Card
Members are not eligible for the benefit. To receive the statement credits, an
eligible Card Member must make a new booking using their eligible Card through
American Express Travel on or after July 1st, 2021, that is prepaid (referred to
as "Pay Now" on amextravel.com and the Amex App), for a qualifying stay at an
available, participating Fine Hotels + Resorts or The Hotel Collection property.
Bookings of The Hotel Collection require a minimum stay of two consecutive
nights. Purchases by both the Basic Card Member and any Additional Card Members
on the Card Account are eligible for statement credits. However, the total
amount of statement credits for eligible purchases will not exceed $200 on the
Card Account per calendar year. Eligible bookings must be processed before
December 31st, 11:59PM Central Time, each calendar year to be eligible for
statement credits within that year. American Express relies on the merchant to
process transactions within the same calendar year that you made the prepaid
booking in order to apply the statement credit in the calendar year that it was
intended. For example, if you make an eligible prepaid booking on the last day
of the year, but the merchant doesn't process that transaction until the next
day, then the statement credit available in the next calendar year will be
applied to the Card Account, if the purchase is eligible. Statement credits may
not be received or may be reversed if the booking is cancelled or modified.
Eligible bookings do not include interest charges, cancellation fees, property
fees or other similar fees, or any charges by a property to you (whether for
your booking, your stay or otherwise). Please allow up to 90 days after an
eligible charge is posted to the Card Account for the applicable statement
credits to be posted to the Card Account. Call the number on the back of your
eligible Card if statement credits have not posted by that time.To be eligible
for this benefit, your Card account must not be cancelled or past due at the
time of statement credit fulfillment. If American Express does not receive
information that identifies your transaction as eligible, you will not receive
the statement credits. For example, your transaction will not be eligible if it
is a booking: (i) made with a property not included in the Fine Hotels + Resorts
or The Hotel Collection programs, (ii) not made through American Express Travel,
or (iii) not made with an eligible Card. Participating properties and their
availability are subject to change. If American Express, in its sole discretion,
determines that you have engaged in or intend to engage in any manner of abuse,
misuse, or gaming in connection with this benefit, American Express will not
have an obligation to provide and may reverse any statement credits provided to
you. Please refer to AmericanExpress.com/FHR and AmericanExpress.com/HC for more
information about Fine Hotels + Resorts and The Hotel Collection, respectively.

Seller of Travel

American Express Travel Related Services Company, Inc. is acting solely as a
sales agent for travel suppliers and is not responsible for the actions or
inactions of such suppliers. Certain suppliers pay us commission and other
incentives for reaching sales targets or other goals and may provide incentives
to our travel consultants. For more information visit
www.americanexpress.com/travelterms.

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