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Get app How it worksNumbersPricingGet app Get app SUPERPOWER YOUR SAVINGS THROUGH PASSIVE INVESTING Your age 25 Your savings per month €200 253035404550556065Your age€100,000€200,000€300,000€400,000€500,000Passive investing€427,962Savings account€147,054 You will have saved €427,962 by age 67. The simulation is based on the historical data from the last 35 years. But remember that past performance is no guarantee of future results! BEAT INFLATION. We've been disillusioned with the poor returns on our savings account. Prevent inflation eating away your life savings by investing in the global economy. GOOD INVESTING STARTS WITH A PLAN. Picking stocks or the latest crypto is fun, but it's hard to be successful at. Invest in a sensible plan tailored for you and your goals, and set yourself up for long-term success. ADOPT THE BEST SAVING HABITS, WITHOUT EFFORT. Saving is easy when it's automated. Set up your monthly plan and get peace of mind that your money is working for you. GET A BETTER RETURN ON YOUR TIME. Don't waste energy figuring out what stocks to buy and when to sell. Start your investment plan and spend your free time on the things that matter most to you. MADE POSSIBLE BY PASSIVE INVESTING. Rather than picking individual stocks like Tesla or Apple, passive investing is a way to buy the whole stock market, across all sectors and regions. Essentially, you own a small part of thousands of companies throughout the world. Passive investing is rational: decisions aren't based on feelings and emotions. It's done through low-cost index funds, that are designed to grow your savings for the long term. ALL OF THIS, DONE THROUGH AN APP See how it works WHY PUT YOUR SAVINGS TO WORK OUR GENERATION IS FACING A SCARY FINANCIAL FUTURE. Young Europeans need to be better prepared financially. Our state-funded pension systems are under increasing pressure due to changing demographics. And unfortunately, our political leaders are not doing what is necessary to prevent a pension crisis. SAVINGS ACCOUNTS ARE NOT SUFFICIENT. Inflation has been above interest rates since 2008. Every year, we lose money by keeping our life savings in a savings account. It sucks. GOOD INVESTING IS HARD. The finance world is intimidating, filled with jargon, and full of people who want to separate you from your money. For successful long-term investing, you need specific knowledge and a lot of time. But we believe that good investing should be for anyone who wants to live a better life. OUR STORY We’re Thomas & Yoran 👋 We've been putting money away for a long time. Like everyone else, we kept our money in a savings account. Yet every year, the low returns were disappointing us. The money was just sitting there, so there had to be a better way. So we asked our bank but all we found was jargon, complicated financial "solutions", horrible stock photos of old men in suits and clunky apps. No thanks. Then we discovered passive investing and our problem was solved. But investing is hard, and our friends found it too difficult to get started. We envisaged a product, built for our generation, that would help us take control of our financial future. That’s why we started Curvo. We know we’re not alone. DON'T TAKE OUR WORD FOR IT. > I was looking to invest without having to think about it, and investing > through Curvo is just so easy. - Charlotte, 25 years old, Acquisition Manager at Simply You Box Join Charlotte and many others taking control of their future. Discover how Curvo works YES, THIS IS LEGIT. INVESTMENT FIRM NNEK, a Dutch investment firm, manages your investments. INDEX FUNDS Your portfolio consists only of funds offered by Vanguard, BlackRock and Amundi. REGULATOR NNEK is licensed by the Dutch regulator (AFM). START BEATING INFLATION IN LESS THAN 5 MINUTES Discover how Product How it worksPricingInvestment philosophyPortfoliosInvest monthly Sustainability SAFETY Safety of your assetsYour money's journey Alternative To Do-it-yourselfPicking stocks Learn AcademyHelp centre Tools BacktestBelgian pension calculatorBest broker for ETFsCheapest brokerCompound interest calculator Company Why CurvoThe numbersInside CurvoDocsPressReach out to us 👋 Follow us NNEK (Noordnederlandse Effektenkantoor) manages the investments made through the Curvo app. NNEK is authorised and regulated by the Dutch regulator for the financial markets (AFM) (registration number: 14001587). By using this website you agree to our cookie policy. OK