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Submitted URL: http://www.westernsouthern.com/
Effective URL: https://www.westernsouthern.com/
Submission: On December 25 via api from US — Scanned from DE

Form analysis 3 forms found in the DOM

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GET /search

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A lot has happened since 1888. Industrialization, depression, war, natural
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global developments. It’s more personal than that. It’s a history of people
helping people. It’s about the factory worker who could protect his family
thanks to affordable life insurance. It’s about the families that stayed afloat
during the Great Depression due to financial relief and moratoriums. It’s about
the service men and women who received salary supplements during World War
II. It’s about the mother and father who funded their son’s college education
with confidence. It’s about the retiree who can count on a monthly income to
focus on what really matters. It’s about the grieving family who had one less
thing to worry about when the unthinkable happened. We are a human institution
serving human needs, and it’s our promise to deliver financial strength and
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A+/A
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AA-
Very Strong
Standard & Poor's2

AA
Very Strong
Fitch3
Aa3
Excellent
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96
out of 100
Comdex Ranking5
A+/A
Superior/ excellent
A.M. Best Company1
AA-
Very Strong
Standard & Poor's2

AA
Very Strong
Fitch3
Aa3
Excellent
Moody's4
96
out of 100
Comdex Ranking5

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© 2017-23 Western & Southern Financial Group, Inc.

WS20171009185023 • Last Updated 12/18/2023

Western & Southern is the marketing name for a group of diversified financial
services businesses composed of Western & Southern Financial Group and its seven
life insurance subsidiaries. Life insurance and annuity products may be issued
by The Western and Southern Life Insurance Company, Western-Southern Life
Assurance Company, Columbus Life Insurance Company, Integrity Life Insurance
Company, The Lafayette Life Insurance Company, National Integrity Life Insurance
Company or Gerber Life Insurance Company. Products and services referenced in
this website are provided through multiple companies. Each company has financial
responsibility only for its own products and services, and is not responsible
for the products and services provided by the other companies. Not all products
and services are available in all states. All companies are members of Western &
Southern Financial Group and are located in Cincinnati, OH with the exception of
National Integrity, which is located in Greenwich, NY, and Gerber Life, which is
located in White Plains, NY.

This site is intended to provide a general overview of our products and
services. Please review the details of each product with your financial
representative to determine which options may best fit your needs.

Western & Southern Financial Group does not provide tax or legal advice. Please
contact your tax or legal advisor regarding your situation. The information
provided is for educational purposes only.

1 Six out of seven of Western & Southern Financial Group’s life insurance
subsidiaries maintain a rating of A+ Superior ability to meet ongoing insurance
obligations (second highest of 13 ratings; rating held since June 2009). Gerber
Life maintains a rating of A Excellent ability to meet ongoing insurance
obligations (third highest of 13 ratings; held since January 2019. Gerber Life
is not rated by other rating agencies.
2 Very strong financial security characteristics (fourth highest of 21 ratings;
rating held since August 2018) 
3 Very strong capacity to meet policyholder and contract obligations on a timely
basis (third highest of 21 ratings; rating held since June 2009) 
4 Excellent financial security (fourth highest of 21 ratings; rating held since
February 2009)
5 The Comdex Ranking is a composite of all the ratings a company has received
from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where
1 is the lowest) in an effort to reduce confusion over ratings because each
rating agency uses a different scale. 

Financial strength ratings apply to the individual member insurance companies
affiliated with Western & Southern. Gerber Life is rated only by A.M. Best. The
Lafayette Life Insurance Company is not rated by Moody’s.

This may contain information obtained from third-parties, including ratings from
credit ratings agencies such as Standard & Poor’s. Reproduction and distribution
of third-party content in any form is prohibited except with the prior written
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RATINGS. Credit ratings are statements of opinions and are not statements of
fact or recommendations to purchase, hold or sell securities. They do not
address the suitability of securities or the suitability of securities for
investment purposes, and should not be relied on as investment advice. Ratings
are subject to change from time to time. The ratings shown here are correct as
of September 2021.

Gerber Life Insurance is a trademark. Used under license from Société des
Produits Nestlé S.A. and Gerber Products Company.




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