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BOQ is providing urgent support for BOQ customers who've been impacted by the
extreme weather events across VIC, NSW and SA.

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BOQ is providing urgent support for BOQ customers who've been impacted by the
extreme weather events across VIC, NSW and SA.

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REFINANCING?


WE’VE GOT YOUR BACK WITH $3K CASH BACK.

Learn more

Available for loans of at least $250,000 with a maximum LVR of 80%. Terms and
conditions apply^^

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MYBOQ


DOWNLOAD THE FEATURE-PACKED MYBOQ APP AND OPEN A NEW ACCOUNT IN MINUTES.

Learn more
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PLATINUM VISA CREDIT CARD


GET THE LOT (AND MORE) – FOR SURPRISINGLY LITTLE.

Earn 150,000 bonus Q Rewards® points1

Apply now

Spend criteria, terms and conditions apply. New customers only.

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BUILD YOUR FORTUNE WITH BOQ’S TERM DEPOSITS.




4.00 % P.A 12 month Fixed Term Deposit

Apply now

To apply over the phone call us on 1300 854 181

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Bank accounts



EVERYDAY BANKING WITH BOQ

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 * Savings calculator

Watch your money grow with our high interest term deposit account


TERM DEPOSITS



4.00 % P.A.
12 month fixed term deposit from $5,000





Learn more




OPTUS CYBER BREACH

Access information and resources on how you can protect yourself and learn more
about what we are doing to keep you safe.

Find out more
Home loans



HOME LOANS

 * Our most popular home loans
 * Compare our home loans
 * Home loan calculators
 * Buying your first home
 * Buying an investment property
 * Building a home
 * Refinancing your home

GET INTO YOUR HOME FASTER WITH IMPRESSIVELY LOW RATES


ECONOMY VARIABLE HOME LOAN



4.74 % p.a.
For owner occupiers
4.89 % p.a.
Comparison Rate^

Terms and conditions apply



Learn more




GET $3,000 CASHBACK WHEN YOU REFINANCE YOUR HOME LOAN WITH BOQ

Terms and conditions apply^^

Learn more
Credit cards



CREDIT CARDS

 * Low Rate Visa Credit Card
 * Blue Visa Credit Card
 * Platinum Visa Credit Card
 * Q Rewards® Points
 * Compare Credit Cards

Platinum Visa credit card


EARN 150,000 BONUS Q REWARDS® POINTS. TERMS AND CONDITIONS APPLY~


READY TO APPLY?



Apply online now
Personal loans



PERSONAL AND CAR LOANS

 * View all personal loans
 * Compare personal loans
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FIXED RATE UNSECURED PERSONAL LOAN



10.99 % P.A.
Fixed unsecured interest rate
11.71 % P.A.
Comparison rate**





Learn more




COMPARE OUR INTEREST RATES

See today’s rates

See more
Insurance



INSURANCE

 * Home and Contents Insurance
 * Landlord Insurance


BOQ RE-IMAGINES HOME AND CONTENTS AND LANDLORD INSURANCE BY OFFERING SMART AND
INNOVATIVE COVER THAT SUPPORTS YOU EVERY DAY.





BOQ's Specialist Insurance Team is here to help. Get a quote today.



Learn more




GET AN ONLINE QUOTE IN AS LITTLE AS 3 MINUTES

Or call our specialist insurance team on 1300 159 258. Available from Monday to
Friday, 8:00am – 6:00pm (AEST).

Apply Online


OUR LATEST AWARDS

SAVINGS ACCOUNT AWARDS



HOME LOAN AWARDS & CUSTOMER SERVICE AWARD



 


TOOLS AND CALCULATORS

We’ll help you work it out.

Use our calculators


OPENED A NEW ACCOUNT?

Make the most of it and get started with these easy steps.

Find out more


FAQS

Find the answer to your frequently asked questions.

Go to FAQs


FINANCIAL DIFFICULTY

If you're struggling to make ends meet, we can help.

Find out how
For us, successful banking is all about building relationships and understanding
our customer's needs, whatever they are.
Aaron Todd Owner Managers, BOQ Jimboomba

Locate your branch manager

Find a branch or ATM


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RBA RATE CHANGES

Find out more information on the RBA rate change here.

Find out more


FINANCIAL HARDSHIP

Find out how we can help support you during difficult times.

Learn more


LATEST BLOG ARTICLES


HOME OR AWAY: HOW TO PROTECT YOUR HOME OVER SUMMER


GOT A SAVINGS GOAL? TRY THESE 10 EVERY DAY MONEY-SAVING TIPS


THE ULTIMATE RENOVATION GUIDE

See more
 * Important Information
   
   
    National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian
   Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ
   Credit Cards ("Credit Cards").  Fees and charges are payable. Full terms and
   conditions are available at any Bank of Queensland branch. NAB's standard
   credit assessment criteria apply. This website contains general advice. This
   advice has been prepared without taking account of your objectives, financial
   situation or needs. You should consider the appropriateness of any advice
   before acting on it. You should obtain and consider the relevant Product
   Disclosure Statement, terms and conditions, Financial Services Guide and
   Guide to Fees and Charges before making any decision about whether to acquire
   or continue to hold the product. You can obtain a copy of those documents
   from any Bank of Queensland branch or by contacting us. For Target Market
   Determinations please refer here.
   
   Bank of Queensland Credit Cards (“Credit Cards”) are issued by National
   Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit
   Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32
   009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit
   Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit
   Licence 238098) ("Citi") and has appointed Citi to assist to administer the
   Credit Cards. BOQ does not and will not guarantee or otherwise support NAB’s
   obligations under the contracts or agreements connected with the Credit
   Cards.
   
   ^^ Special limited time $3,000 cashback offer only available for new
   refinance applications received from 1 December 2022 and that settle within
   120 days of the loan application date.  This offer is open to Australian
   residents aged 18 and over who are personal customers taking out a new home
   loan with BOQ, refinanced from another financial institution. Offer available
   on BOQ’s Clear Path, Economy, or Fixed Rate home loan products only. Minimum
   total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of
   80%. Not available for the refinance, restructure or switches of home loans
   within BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin
   Money (Australia). An applicant will be eligible for a maximum of one
   refinance cashback payment, regardless of the number of loan applications
   they are party to, provided the total amount drawn at settlement across all
   loans is at least $250,000. Customers who have ever received a similar
   refinance cashback payment from BOQ will be ineligible for this offer. The
   cashback will be paid to the applicant’s BOQ transaction account within 30
   days of the settlement date. For multiple home loan applicants the BOQ
   account needs to be in the name of at least one of the home loan applicants
   and the cashback will be paid only once to the applicants jointly. If you do
   not already have one, an eligible BOQ transaction account is required to be
   established. Offer current as at 1 December 2022. This offer can be amended
   and/or withdrawn by BOQ at any time without notice. Applicants should seek
   their own tax advice in relation to the receipt of a cashback on settlement.
   Fees and charges payable. BOQ's standard credit assessment criteria apply.
   Full home loan terms and conditions are available at any BOQ branch.
   
   Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian
   Credit Licence Number 244616) (BOQ). Fees and charges payable. BOQ's standard
   credit assessment criteria apply. Full terms and conditions are available at
   any BOQ branch. Interest rates quoted are indicative only, and are subject to
   change without notice. 
   
   ^Comparison rates calculated on the basis of a secured loan of $150,000 for a
   term of 25 years. WARNING: This comparison rate is true only for the examples
   given and may not include all fees and charges. Different terms, fees or
   other loan amounts might result in a different comparison rate. Comparison
   rate for variable Interest Only loans are based on an initial 5 year Interest
   Only period. Comparison rates for fixed interest only loans are based on an
   initial Interest Only period equal in length to the fixed period. During an
   interest only period, your interest only payments will not reduce your loan
   balance. This may mean you pay more interest over the life of the loan.
   
   Conditions, Criteria and Fees Apply.  You should obtain and consider the
   relevant Product Disclosure Statement (PDS), terms and conditions and Guide
   to Fees and Charges for the product before making any decision about whether
   to acquire or continue to hold it.  Full terms and conditions are available
   online or at any Bank of Queensland branch. 
   
   1 To be eligible for the 150,000 bonus Q Rewards® Points offer you need to
   apply for the BOQ Platinum Visa Card by 29 March 2023. 150,000 bonus Q
   Rewards Points will be awarded when $3,000 or more is spent on Eligible
   Transactions within the first 3 months from card approval. Eligible
   Transaction is defined in the Q Rewards® Terms and Conditions and means any
   purchase excluding (but not limited to) cash advances, balance transfers,
   special promotions, BPAY payments, government related transactions and all
   other transactions set out within the definition. All Q Rewards® are subject
   to the BOQ Q Rewards® Terms and Conditions. The bonus Q Rewards® Points will
   be credited to the Primary Cardholder’s Account up to 60 days after meeting
   the spend criteria.


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