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Submitted URL: http://www.boq.com.au/
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Submission: On December 27 via api from US — Scanned from AU
Effective URL: https://www.boq.com.au/
Submission: On December 27 via api from US — Scanned from AU
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Please enable JavaScript in order to get the best experience when using this site. * Jump to main navigation * Jump to main content BOQ is providing urgent support for BOQ customers who've been impacted by the extreme weather events across VIC, NSW and SA. Learn more BOQ is providing urgent support for BOQ customers who've been impacted by the extreme weather events across VIC, NSW and SA. 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pages * Log On to Internet Banking * BOQ Trading * Q Rewards * Retrieve Credit Card application * Retrieve saved application * Manage Data Sharing * About BOQ * Shareholder Centre * Contact Us * Find a branch or ATM * BOQ BSB Previous REFINANCING? WE’VE GOT YOUR BACK WITH $3K CASH BACK. Learn more Available for loans of at least $250,000 with a maximum LVR of 80%. Terms and conditions apply^^ Image: MYBOQ DOWNLOAD THE FEATURE-PACKED MYBOQ APP AND OPEN A NEW ACCOUNT IN MINUTES. Learn more Image: PLATINUM VISA CREDIT CARD GET THE LOT (AND MORE) – FOR SURPRISINGLY LITTLE. Earn 150,000 bonus Q Rewards® points1 Apply now Spend criteria, terms and conditions apply. New customers only. Image: BUILD YOUR FORTUNE WITH BOQ’S TERM DEPOSITS. 4.00 % P.A 12 month Fixed Term Deposit Apply now To apply over the phone call us on 1300 854 181 Image: Next * 1 * 2 * 3 * 4 * Show me more about * Bank accounts * Home loans * Credit cards * Personal loans * Insurance Bank accounts EVERYDAY BANKING WITH BOQ * Transaction accounts * Savings accounts * Term deposits * Compare savings accounts * Savings calculator Watch your money grow with our high interest term deposit account TERM DEPOSITS 4.00 % P.A. 12 month fixed term deposit from $5,000 Learn more OPTUS CYBER BREACH Access information and resources on how you can protect yourself and learn more about what we are doing to keep you safe. Find out more Home loans HOME LOANS * Our most popular home loans * Compare our home loans * Home loan calculators * Buying your first home * Buying an investment property * Building a home * Refinancing your home GET INTO YOUR HOME FASTER WITH IMPRESSIVELY LOW RATES ECONOMY VARIABLE HOME LOAN 4.74 % p.a. For owner occupiers 4.89 % p.a. Comparison Rate^ Terms and conditions apply Learn more GET $3,000 CASHBACK WHEN YOU REFINANCE YOUR HOME LOAN WITH BOQ Terms and conditions apply^^ Learn more Credit cards CREDIT CARDS * Low Rate Visa Credit Card * Blue Visa Credit Card * Platinum Visa Credit Card * Q Rewards® Points * Compare Credit Cards Platinum Visa credit card EARN 150,000 BONUS Q REWARDS® POINTS. TERMS AND CONDITIONS APPLY~ READY TO APPLY? Apply online now Personal loans PERSONAL AND CAR LOANS * View all personal loans * Compare personal loans * Personal loans * Car loans * Personal loan repayments calculator FIXED RATE UNSECURED PERSONAL LOAN 10.99 % P.A. Fixed unsecured interest rate 11.71 % P.A. Comparison rate** Learn more COMPARE OUR INTEREST RATES See today’s rates See more Insurance INSURANCE * Home and Contents Insurance * Landlord Insurance BOQ RE-IMAGINES HOME AND CONTENTS AND LANDLORD INSURANCE BY OFFERING SMART AND INNOVATIVE COVER THAT SUPPORTS YOU EVERY DAY. BOQ's Specialist Insurance Team is here to help. Get a quote today. Learn more GET AN ONLINE QUOTE IN AS LITTLE AS 3 MINUTES Or call our specialist insurance team on 1300 159 258. Available from Monday to Friday, 8:00am – 6:00pm (AEST). Apply Online OUR LATEST AWARDS SAVINGS ACCOUNT AWARDS HOME LOAN AWARDS & CUSTOMER SERVICE AWARD TOOLS AND CALCULATORS We’ll help you work it out. Use our calculators OPENED A NEW ACCOUNT? Make the most of it and get started with these easy steps. Find out more FAQS Find the answer to your frequently asked questions. Go to FAQs FINANCIAL DIFFICULTY If you're struggling to make ends meet, we can help. Find out how For us, successful banking is all about building relationships and understanding our customer's needs, whatever they are. Aaron Todd Owner Managers, BOQ Jimboomba Locate your branch manager Find a branch or ATM YOU MIGHT ALSO BE INTERESTED IN RBA RATE CHANGES Find out more information on the RBA rate change here. Find out more FINANCIAL HARDSHIP Find out how we can help support you during difficult times. Learn more LATEST BLOG ARTICLES HOME OR AWAY: HOW TO PROTECT YOUR HOME OVER SUMMER GOT A SAVINGS GOAL? TRY THESE 10 EVERY DAY MONEY-SAVING TIPS THE ULTIMATE RENOVATION GUIDE See more * Important Information National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ Credit Cards ("Credit Cards"). Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. NAB's standard credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges before making any decision about whether to acquire or continue to hold the product. You can obtain a copy of those documents from any Bank of Queensland branch or by contacting us. For Target Market Determinations please refer here. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards. ^^ Special limited time $3,000 cashback offer only available for new refinance applications received from 1 December 2022 and that settle within 120 days of the loan application date. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with BOQ, refinanced from another financial institution. Offer available on BOQ’s Clear Path, Economy, or Fixed Rate home loan products only. Minimum total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). An applicant will be eligible for a maximum of one refinance cashback payment, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000. Customers who have ever received a similar refinance cashback payment from BOQ will be ineligible for this offer. The cashback will be paid to the applicant’s BOQ transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not already have one, an eligible BOQ transaction account is required to be established. Offer current as at 1 December 2022. This offer can be amended and/or withdrawn by BOQ at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement. Fees and charges payable. BOQ's standard credit assessment criteria apply. Full home loan terms and conditions are available at any BOQ branch. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). Fees and charges payable. BOQ's standard credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. ^Comparison rates calculated on the basis of a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Conditions, Criteria and Fees Apply. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. Full terms and conditions are available online or at any Bank of Queensland branch. 1 To be eligible for the 150,000 bonus Q Rewards® Points offer you need to apply for the BOQ Platinum Visa Card by 29 March 2023. 150,000 bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 3 months from card approval. Eligible Transaction is defined in the Q Rewards® Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. All Q Rewards® are subject to the BOQ Q Rewards® Terms and Conditions. The bonus Q Rewards® Points will be credited to the Primary Cardholder’s Account up to 60 days after meeting the spend criteria. 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