bing.onlinehardmoney.com Open in urlscan Pro
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URL: https://bing.onlinehardmoney.com/
Submission: On July 11 via automatic, source certstream-suspicious — Scanned from CA

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GET https://bing.onlinehardmoney.com/

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CALL US TODAY:  (844) 335-1054


#1 CA PRIVATE MONEY DIRECT LENDER


RESIDENTIAL & COMMERCIAL EQUITY BASED LENDING

For CA borrowers only:

 * NO Income Verification
 * Your Equity is Your Income
 * Direct Lender
 * NO Documentation
 * Same Day Approvals
 * All Credit OK


GET A QUOTE NOW!

Free Consultation. No Obligation.

Takes just 25 seconds to complete.



First Name:
Last Name:
Phone Number:
E-mail:
Purpose of Loan:▼ Purpose of Loan*refinancepurchase

NOTE - We respect your privacy. Any and all information collected at this site
will be kept strictly confidential and will not be shared or otherwise
disclosed.

Next ▼ Requested Loan Amount*$150,000 – $200,000$200,001 – $250,000$250,001 –
$300,000$300,001 – $350,000$350,001 – $400,000$400,001 – $450,000$450,001 –
$500,000$500,001 – $550,000$550,001 – $600,000$600,001 – $650,000$650,001 –
$700,000$700,001 – $1,000,000$1,000,001 – $1,500,000$1,500,001 –
$2,000,0002,000,000 +▼ Estimated Property Value*$150,000 – $200,000$200,001 –
$250,000$250,001 – $300,000$300,001 – $350,000$350,001 – $400,000$400,001 –
$450,000$450,001 – $500,000$500,001 – $550,000$550,001 – $600,000$600,001 –
$650,000$650,001 – $700,000$700,001 – $1,000,000$1,000,001 –
$1,500,000$1,500,001 – $2,000,0002,000,000 +▼ Estimated Consumer Debt
(Optional)$0 - $10,000$10,001 – $25,000$25,001 – $50,000$50,001 –
$100,000$100,001 +▼ Estimated Credit Grade*Excellent 720 and AboveGood
660-719Average 620-659Poor 580-619Need Improvement 579 or lessDo not knowCAMax
characters: 300

I acknowledge that, by click on the “Get Quick Quote” button as my official
signature, I consent to a representative of OnlineHardMoney.com and/or its
Marketing Partners contacting me about its services. I agree to share my
information and I agree to receive information by way of email, telephone calls
or text messages, including emails, telephone calls or text messages that are
generated through automated means via an automatic dialer, or artificial or
pre-recorded messages. Message and data rate may apply. I understand that my
consent to receive calls is not required in order to purchase any goods or
services. By submitting my information, I confirm that I understand and agree to
the Terms of Service and Privacy Policy of this site.









WHAT WE DO

 


EQUITY BASED LENDING

Guaranteed Loan Approval with Equity

When it comes to your finances, choosing the right mortgage company is one of
the most important decisions you can make. Unlike traditional banks, we strive
to bring a "Common Sense" approach to residential and commercial lending. We
evaluate each situation independently and strive to put together a game plan
that is tailored fit to your situation. OnlineHardMoney.com from OptionWide® is
simply fast and reliable. We remove the "Red Tape" and provide:


 * 100% Transparency
 * Risk Free NO Obligation Quote
 * Pre-Approval within Minutes
 * Same Day Approvals
 * NO Income Requirements
 * NO FICO Restrictions
 * NO Documents
 * Fast Funding

Apply Now! (844) 335-1054



ELIGIBLE PROPERTIES

 


RESIDENTIAL & COMMERCIAL EQUITY LOANS AVAILABLE

Loans for Borrowers Who Need Cash Fast or Can’t Qualify for Traditional
Financing


RESIDENTIAL PROPERTY

 * Single Family Residences
 * 2 to 4 Units
 * Townhomes
 * Condos
 * Low Rise Condos
 * High Rise Condos
 * Non-Warrantable Condos
 * Fix and Flips
 * Bridge Loans
 * Construction to Permanent





COMMERCIAL PROPERTY

 * Apartments
 * Mixed-Use
 * Retail
 * Industrial
 * Office Buildings
 * Builder Projects
 * Retail Development Projects
 * Golf Courses
 * Specialty Projects


WHY CHOOSE US

 


THE ONLINEHARDMONEY.COM ADVANTAGE

A Common Sense Approach

OUR APPROACH

Our approach is 100% Equity driven. Your equity is your income so there are no
additional documents needed to complete your loan. We fund fast!

OUR EXPERIENCE

With over 100+ years of combined mortgage lending experience, our team of
licensed loan officers is a resource of information that will help guide you
through the entire loan process.

OUR PROMISE

Our loans should work for you both short-term and long-term. We will devise with
you a clear road map that will provide you with the control you need in order to
gain the financial freedom you are seeking.

NO Tax Returns. NO W-2s. NO Income Verification. NO Problem.

Apply Now! (844) 335-1054


TESTIMONIALS

 


WHAT OUR CLIENTS SAY

Words from our satisfied customers.


JOSEPH D / ARIZONA

Traditional financing wasn’t an option for me because I had some credit
challenges. OnlineHardMoney.com was fast and they took the time to give me an
exit strategy that made me feel more comfortable with the process.

PERRI L / CALIFORNIA

I was denied by another hard money lender. I had a deadline to meet. Got
Pre-Approved within a couple of hours. Loan Funded in 7 days. Made my deadline.
Amazing!



JONATHAN C / CALIFORNIA

Talked to a bunch of companies. OnlineHardMoney.com was by far the most
knowledgeable. They made me feel comfortable with the entire process. Easy to
work with and reliable.


FREQUENTLY ASKED QUESTIONS

 


FIND THE ANSWERS YOU NEED

Hard Money loans simply are short-term loans secured by real estate. These loans
are typically made by private investors and primarily are asset driven. Some of
the most frequently asked questions regarding hard money lending are below.


1What is a Hard Money Loan?
A hard money loan is a specific type of asset-based loan financing through which
a borrower receives funds secured by real property. It is also a term used for
loans funded by private parties who want a safe and high return.
OnlineHardMoney.com is a direct lender who sells whole loans to private
investors. We work directly with property buying investors who use these funds
to purchase properties with the intent to fix and sell them for a profit.
Oftentimes, real estate investors use hard money when they are unable to qualify
or do not have time to obtain financing from more traditional sources.
2What is a Hard Money Lender?
A hard money lender is usually a private investor who makes loans secured by
real estate, typically charging higher rates than banks but also making loans
that banks would not traditionally make.
3What is a Custom Quote?
Everyone’s financing needs are different. Unlike traditional mortgages, there
are many different options that are available to you that you may not be aware
of. Therefore, each situation will require a custom quote that can meet your
short term and long-term goals.
4How long does it take to fund a Hard Money loan?
It typically takes 5 to 7 business days to fund a loan. Appraisals can affect
the time that is required for a loan to fund.
5Are there prepayment penalties?
We have programs with no prepayment penalties or prepayment penalties as short
as 6 months. Options to buyout prepayment penalties are also available. Usually
our fix and flip offering do not include prepayment penalties.
6What is a Letter of Intent?
A Letter of Intent (LOI) for a hard money loan is used to provide a general
understanding of the terms of the new hard money loan. Although this document is
not legally binding on either party, it serves to put the prospective deal “in
writing” and helps to avoid any miscommunication or misunderstandings.
7Do you use credit reports?
Yes. Credit is used to validate your monthly obligations. Hard money lending is
primarily based upon the value of the asset.
8What if I have a bankruptcy or foreclosure on my record?
Since hard money loans are equity driven, a foreclosure or previous bankruptcy
will not dictate the approval of your loan.
9Do you verify income?
Income does not factor into our lending decision. Hard money loans are equity
driven loans.
10Can I roll in my closing cost?
Closing cost maybe rolled into a loan if there is sufficient equity to do so
within the guidelines set forth by the specific hard money program.
11Is there a limit on the number of properties I can finance?
No there is no limit on number of properties finance. You can also cross
collateralize properties to build a stronger borrower profile.
12Can I cross collateralize properties?
Yes, you may cross collateralize properties to help meet your short term and
long-term goals. This will enable you to strengthen your borrower profile and in
most cases, gives you the ability to borrow at a higher LTV.

Get pre-approved in as little as 15 minutes. Ready to get started?

Apply Now! (844) 335-1054



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