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 * Buy A Home
 * Refinance
 * Today’s Rates
 * Loan Options
    * 30 Year Fixed Mortgage
    * 15 Year Fixed Mortgage
    * Adjustable Rate Mortgage
    * FHA Loans
    * VA Loans
    * Jumbo Loans
    * 203K Loans
    * USDA Loans

 * Popular Tools
    * Pre-Approval Letter
    * Refinance Analysis
    * Payment Calculator

 * About
    * ReAnn Gonzalez
    * Reviews
    * Contact Me

 * Media
    * YouTube

 * Apply
 * (915) 478-1157

(915) 478-1157
ReAnn Gonzalez Mortgage Broker | Branch Mgr. NMLS #219070 Call Today
(915) 478-1157


WANT TO SAVE $1000S
ON YOUR MORTGAGE?

Whether you're a first-time buyer or want to
refinance at a lower rate, we can help.

Select Loan Type
 * Home Purchase
 * Home Refinance
 * Debt Consolidation

Get Started Now Get Started Now Get Started Now
First, please select your Loan Type!
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 * ReAnn Gonzalez Mortgage Broker | Branch Mgr.
   NMLS #219070

> "They answered all our questions promptly and with patience. I would recommend
> ReAnn to anyone buying a house." N. Mol
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YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LmFKZ1lVVGtXRFZJ



Discover the pivotal question to ask your real estate agent regarding
compensation. Understand the evolving landscape of real estate
market dynamics....

2 0

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LmFKZ1lVVGtXRFZJ


Mastering Real Estate: Who Pays Your Agent?💰

Mortgage Talk with ReAnn Gonzalez 403 views July 25, 2024 1:06 pm

Are you in the market for a new home? Before making one of the biggest purchases
of your life, make sure you're equipped with the right questions to...

1 0

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LlRLa2UwdjBxel9F


10 Questions To Ask Your Real Estate Agent Before Hiring

Mortgage Talk with ReAnn Gonzalez 14 views July 25, 2024 12:30 pm

Discover the importance of negotiation skills in real estate agent selection.
Learn how a master negotiator can secure the best deals for your...

2 0

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LlhrZndCVnFaR2hn


Are Negotiation Skills 🔑 a Must-Have for Your Real Estate Agent? 💰

Mortgage Talk with ReAnn Gonzalez 404 views July 24, 2024 9:58 pm

With upcoming changes in the housing market, veterans should secure a home
before August 10th. This video explains why buying now is crucial and how...

1 0

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LlJ5dE83anVkT01Z


Why Veterans Should Buy a Home ASAP: Changes Are Coming!

Mortgage Talk with ReAnn Gonzalez 405 views July 21, 2024 4:01 pm

Discover the impact of the NAR settlement on VA loans and the temporary rule
change by the VA. Learn about potential changes in buyer agent...

0 0

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LnpVcE1paEJzc180


The Future of VA Loans: NAR Settlement Impact and Temporary Rule Change

Mortgage Talk with ReAnn Gonzalez 208 views July 20, 2024 3:02 pm

Discover how veterans can benefit from the NARS settlement, allowing sellers to
pay buyer's agents. Learn how to navigate the real estate market and...

2 0

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LlBIMmdRbGxFU0Y0


Find Your Dream Home: Seller's Agent Can Still Pay Buyer's Agent

Mortgage Talk with ReAnn Gonzalez 408 views July 19, 2024 9:03 pm

Discover the latest changes in real estate rules, effective August 17th, 2024,
that could shift the responsibility of paying the realtor's commission...

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YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LkFIU1ZydzVuT0lB


New Real Estate Rules: Buyers' Responsibility for Realtor's Commission |

Mortgage Talk with ReAnn Gonzalez 25 views July 19, 2024 2:10 pm

The Department of Veteran Affairs has made a groundbreaking change, allowing
veterans to pay their real estate agents when buying a home, effective...

3 1

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3Lk1NSkZRNk9xa0U4


Veterans Can Now Pay Real Estate Agents: Changes in VA Regulations

Mortgage Talk with ReAnn Gonzalez 406 views July 18, 2024 2:04 pm

In this video, we discuss the recent changes to real estate commission rules for
VA loans and what you need to know as a homebuyer or seller....

3 1

YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LndjVkI5NEk2NzFj


VA Loan Changes the Rules on Real Estate Commission

Mortgage Talk with ReAnn Gonzalez 61 views July 18, 2024 12:30 pm

Load More... Subscribe


6 WAYS WE HELP YOU LOCK IN LOWER RATES

Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.


SECURE YOUR HOME PURCHASE LOAN

Rates are competitive — so it's a great time to buy! We'll help you apply for,
compare, and choose a home purchase loan that makes your dream home an
affordable reality.


REFINANCE FOR BETTER RATES

Take advantage of today's great terms to significantly lower your monthly
payment, the interest you pay over the life of your loan, or both. How will you
use the money we put back in your pocket?


COMPARE RATES & PICK THE BEST

You wouldn't accept the first offer at the car lot, so don't just take your
first mortgage offer. Use our rate comparison tool to shop around and find the
terms that work best for you.


GET YOUR LOAN FUNDED FASTER

Other lenders giving you the runaround? Our fast funding options mean you'll
never miss out on the house you really want.


EVALUATE YOUR PROPERTY

Know where you stand. With your up-to-date property evaluation in hand, you'll
be better equipped to choose the loan terms that fit your goals.


GET A CASH-OUT REFINANCE

Take advantage of your home's equity with a cash-out refinance — and put your
home loan to work for you.


KNOW YOUR OPTIONS &
GET PRE-APPROVED WITH
OUR QUICK & EASY TOOLS


GET YOUR FREE
PRE-APPROVAL LETTER

Find out how much home you can afford by getting pre-approved for your next home
loan now.

Get Started Now


ANALYZE YOUR
REFINANCE OPTIONS

This free calculator crunches the numbers for you. Find out exactly how much
money you can save by refinancing.

Get Started Now


COMPARE TODAY'S
MORTGAGE RATES

Browse today's rate comparisons to see which individual mortgage terms make the
most sense for you.

Get Started Now


YOUR HOME LOAN COULD BE
FULLY FUNDED 30 DAYS FROM NOW

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online
loan application. Move through the approval process quickly and seamlessly. When
you work with Edge Home Finance Corporation for your home loan or refinance, you
can get your money and do what you want with it - usually in less than 30 days.


PICK THE RIGHT HOME
PURCHASE LOAN FOR YOU


PICK THE RIGHT HOME
PURCHASE LOAN FOR YOU

Becoming a homeowner all depends on finding the best possible loan scenario for
your unique situation. We're here to help you make that choice.

Get Started Now


ACCOMPLISH YOUR
STRATEGIC REFINANCE


ACCOMPLISH YOUR
STRATEGIC REFINANCE

Want some financial wiggle room? Planning to upgrade your home? We'll help you
choose a refinance rate that saves you meaningful money. What you do with it is
up to you.

Get Started Now


SHOP AROUND FOR THE
BEST RATE


SHOP AROUND FOR THE
BEST RATE

As the potential homeowner, YOU hold all the power. Before signing your first
loan offer, browse our rate comparisons to make sure you're getting the best
deal and the right-fit terms.

Get Started Now


GET YOUR MORTGAGE RATE QUOTE IN JUST 30 SECONDS!

Mortgage rates change every day, and your rate will vary based on your location,
finances, and other factors. Get your FREE customized rate comparison below:

Get My Rate Quote Now
General
 * Purchase
 * Refinance
 * Today’s Rates

Support
 * ReAnn Gonzalez
 * Contact Me
 * Privacy Policy

Contact Info 7362 Remcon #3 El Paso, TX 79912
Social
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 * reann.gonzalez@edgehomefinance.com
 * (915) 478-1157

Copyright © 2024 | Edge Home Finance Corporation Company NMLS #891464 NMLS
#219070 | Licensed In: FL, NM & TX
Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal
law, we do not engage in business practices that discriminate on the basis of
race, color, religion, national origin, sex, marital status, age (provided you
have the capacity to enter into a binding contract), because all or part of your
income may be derived from any public assistance program, or because you have,
in good faith, exercised any right under the Consumer Credit Protection Act. The
federal agency that administers our compliance with these federal laws is the
Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge
Home Finance Corp is a licensed mortgage broker in the following states CA, CO,
FL, MN, NC, ND, WI and TX. The following states require disclosure of licensing
information. (If your state is not listed, it does not require a specific
license disclosure):CALIFORNIA – Licensed by the Department of Business
Oversight under California Finance Lenders LawCOLORADO – Edge Home Finance Corp,
4530 W 77th St Suite 365 Edina, MN 55435, (763) 219-8484; to check the license
status of your mortgage broker, visit
http://www.dora.state.co.us/real-estate/index.htm
TEXAS – CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A
RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM
TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE
201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM
THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS
AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT
OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED
RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT
FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT
PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,
PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
   
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