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GET READY FOR STUDENT LOAN PAYMENTS


Restarting PaymentsMaking Payments for the First Time
Restarting Payments
Making Payments for the First Time


POPULAR TOPICS

Apply for Aid Using the FAFSA® Form >

Learn About Public Service Loan Forgiveness >

Enroll in an Income-Driven Repayment (IDR) Plan >

View Your Loan Information >

Update on Student Loan Debt Relief >



 * TAB 1 OF 4 SELECTED
   
   
   CONSIDERING SCHOOL
   
   I'm thinking about going to college or a career school.


 * TAB 2 OF 4
   
   
   IN SCHOOL
   
   I'm in the process of earning a degree or certificate.


 * TAB 3 OF 4
   
   
   PARENT
   
   I want to help my child pay for college.


 * TAB 4 OF 4
   
   
   IN REPAYMENT
   
   I have loans I need to repay.

   

Getting ready for college can be easier than you think.

It's never too early—or too late—to explore your options for college or career
school. This site discusses key steps in preparing for college and provides
resources that can help you along the way.



POPULAR TOPICS

 * GET CHECKLISTS FOR ACADEMIC AND FINANCIAL PREPARATION

 * CHOOSE A SCHOOL

 * LEARN ABOUT GRANTS, WORK-STUDY, LOANS, AND SCHOLARSHIPS

 * FIND FAFSA® DEADLINES

 * APPLY FOR AID USING THE FAFSA® FORM

 * COMPARE SCHOOL AID OFFERS

 * COMPLETE A LOAN AGREEMENT (MASTER PROMISSORY NOTE/MPN)

   

We're here to help you access and manage your financial aid.

If you filled out the FAFSA® form, you may have been offered grants, work-study,
and loans. Before you receive a Direct Loan, you must complete counseling and
sign a Master Promissory Note (MPN). Before you receive a TEACH Grant, you must
complete counseling and sign an Agreement to Serve or Repay (Agreement) each
year in which you receive a TEACH Grant.



POPULAR TOPICS

 * RENEW YOUR FAFSA® FORM

 * APPLY FOR A PLUS LOAN FOR GRADUATE SCHOOL

 * COMPLETE A LOAN AGREEMENT (MASTER PROMISSORY NOTE/MPN)

 * COMPLETE LOAN ENTRANCE COUNSELING

 * USE LOAN SIMULATOR

 * COMPLETE TEACH GRANT COUNSELING AND AGREEMENT

 * COMPLETE LOAN EXIT COUNSELING

   

We'll share useful info and walk you through the PLUS loan process.

We have resources for parents looking to save for college and learn about
financial aid. We also make loans to eligible parents to help pay for their
child's undergraduate education expenses.



POPULAR TOPICS

 * APPLY FOR A PARENT PLUS LOAN

 * COMPLETE A MASTER PROMISSORY NOTE (MPN) FOR A PARENT PLUS LOAN

 * COMPLETE THE ANNUAL STUDENT LOAN ACKNOWLEDGMENT

 * COMPLETE PLUS CREDIT COUNSELING

 * APPEAL A CREDIT DECISION

 * USE LOAN SIMULATOR

 * FIND RESOURCES FOR PARENTS

   

We'll help you manage the repayment process.

Federal student loans offer flexible repayment plans, loan consolidation,
forgiveness programs, and more. We can help you manage repayment and answer any
questions you have along the way.



POPULAR TOPICS

 * GET INFO ON STARTING LOAN PAYMENTS

 * LEARN ABOUT THE NEW SAVE REPAYMENT PLAN

 * ENROLL IN, RECERTIFY, OR CHANGE AN INCOME-DRIVEN REPAYMENT (IDR) PLAN

 * CALCULATE PAYMENT OPTIONS USING LOAN SIMULATOR

 * COMPLETE CONSOLIDATION LOAN APPLICATION AND PROMISSORY NOTE

 * USE THE PUBLIC SERVICE LOAN FORGIVENESS (PSLF) HELP TOOL

 * LEARN ABOUT FRESH START FOR BORROWERS IN DEFAULT

   




HOW FINANCIAL AID WORKS

01



START PLANNING EARLY

02



FILL OUT THE FAFSA® FORM

03



REVIEW YOUR AID OFFER

04



GET YOUR AID

05



REPAY YOUR LOANS


ANNOUNCEMENTS


See More News and Events
SAVE Repayment Plan Offers Lower Monthly Loan Payments

--------------------------------------------------------------------------------

MOHELA To Transition Loan Servicing Platforms

--------------------------------------------------------------------------------

Launch of the 2024–25 FAFSA® Form
See More News and Events


READ OUR LATEST ARTICLES

Federal Student Aid posts financial aid info and tips on a regular basis.
Read Articles
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Because of legislation passed by Congress, student loan payments have restarted.
Borrowers can lower their payments, even to $0, by enrolling in the new SAVE
Plan.

November 12th
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