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* Our Insights
Our Insights
* Personal Finance
* Market Trends
* Technology & Disruption
* Sustainability
* Diversity & Inclusion
STAY UP TO DATE
* Sign Up For Our Newsletter
* Listen To Our Podcasts
* (opens in a new tab)
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* (opens in a new tab)
* (opens in a new tab)
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* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Personal Finance
Learn from our industry leaders about how to manage your wealth and help
meet your personal financial goals.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Market Trends
From volatility and geopolitics to economic trends and investment
outlooks, stay informed on the key developments shaping today's markets.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Technology & Disruption
Whether it’s hardware, software or age-old businesses, everything today is
ripe for disruption. Stay abreast of the latest trends and developments.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Sustainability
Our insightful research, advisory and investing capabilities give us
unique and broad perspective on sustainability topics.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Diversity & Inclusion
Multicultural and women entrepreneurs are the cutting-edge leaders of
businesses that power markets. Hear their stories and learn about how they
are redefining the terms of success.
Featured
Institute for Sustainable Investing Sustainable Funds Beating Peers in 2023
Research Globalization Makes Way for a Multipolar World
Wealth Management Why Investors Should Track El Niño
* What We Do
What We Do
* Wealth Management
* Investment Banking & Capital Markets
* Sales & Trading
* Research
* Investment Management
* Morgan Stanley at Work
* Sustainable Investing
* Inclusive Ventures Group
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Wealth Management
We help people, businesses and institutions build, preserve and manage
wealth so they can pursue their financial goals.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Investment Banking & Capital Markets
We have global expertise in market analysis and in advisory and
capital-raising services for corporations, institutions and governments.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Sales & Trading
Global institutions, leading hedge funds and industry innovators turn to
Morgan Stanley for sales, trading and market-making services.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Research
We offer timely, integrated analysis of companies, sectors, markets and
economies, helping clients with their most critical decisions.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Investment Management
We deliver active investment strategies across public and private markets
and custom solutions to institutional and individual investors.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Morgan Stanley at Work
We provide comprehensive workplace financial solutions for organizations
and their employees, combining personalized advice with modern technology.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Sustainable Investing
We offer scalable investment products, foster innovative solutions and
provide actionable insights across sustainability issues.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Inclusive Ventures Group
From our startup lab to our cutting-edge research, we broaden access to
capital for diverse entrepreneurs and spotlight their success.
* About Us
About Us
* Core Values
* Leadership
* History
* Locations
* Diversity
* Sustainability
* Giving Back
* Technology
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Core Values
Everything we do at Morgan Stanley is guided by our five core values: Do
the right thing, put clients first, lead with exceptional ideas, commit to
diversity and inclusion, and give back.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Leadership
Morgan Stanley leadership is dedicated to conducting first-class business
in a first-class way. Our board of directors and senior executives hold
the belief that capital can and should benefit all of society.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
History
From our origins as a small Wall Street partnership to becoming a global
firm of more than 80,000 employees today, Morgan Stanley has been
committed to clients and communities for 87 years.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Locations
The global presence that Morgan Stanley maintains is key to our clients'
success, giving us keen insight across regions and markets, and allowing
us to make a difference around the world.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Diversity
Morgan Stanley is differentiated by the caliber of our diverse team. Our
culture of access and inclusion has built our legacy and shapes our
future, helping to strengthen our business and bring value to clients.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Sustainability
Our firm's commitment to sustainability informs our operations,
governance, risk management, diversity efforts, philanthropy and research.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Giving Back
At Morgan Stanley, giving back is a core value—a central part of our
culture globally. We live that commitment through long-lasting
partnerships, community-based delivery and engaging our best asset—Morgan
Stanley employees.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Technology
As a global financial services firm, Morgan Stanley is committed to
technological innovation. We rely on our technologists around the world to
create leading-edge, secure platforms for all our businesses.
* Why Us
Why Us
* Why Morgan Stanley
* How We Can Help
* Building a Future We Believe In
* Get Started
* Stay in the Know
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Why Morgan Stanley
At Morgan Stanley, we focus the expertise of the entire firm—our advice,
data, strategies and insights—on creating solutions for our clients, large
and small.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
How We Can Help
We have the experience and agility to partner with clients from individual
investors to global CEOs. See how we can help you work toward your
goals—even as they evolve over years or generations.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Building a Future We Believe In
At Morgan Stanley, we put our beliefs to work. We lead with exceptional
ideas, prioritize diversity and inclusion and find meaningful ways to give
back—all to contribute to a future that benefits our clients and
communities.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Get Started
Meet one of our Financial Advisors and see how we can help you.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Stay in the Know
Get the latest insights, analyses and market trends in our newsletter,
podcasts and videos.
* Careers
Careers
* Students & Graduates
* Opportunities
* Experienced Professionals
* Opportunities
* Technology Professionals
* Experienced Financial Advisors
* We believe our greatest asset is our people. We value our commitment to
diverse perspectives and a culture of inclusion across the firm. Discover
who we are and the right opportunity for you.
Students & Graduates
A career at Morgan Stanley means belonging to an ideas-driven culture that
embraces new perspectives to solve complex problems. See how you can make
meaningful contributions as a student or recent graduate at Morgan
Stanley.
* We believe our greatest asset is our people. We value our commitment to
diverse perspectives and a culture of inclusion across the firm. Discover
who we are and the right opportunity for you.
Experienced Professionals
At Morgan Stanley, you’ll find trusted colleagues, committed mentors and a
culture that values diverse perspectives, individual intellect and
cross-collaboration. See how you can continue your career journey at
Morgan Stanley.
* We believe our greatest asset is our people. We value our commitment to
diverse perspectives and a culture of inclusion across the firm. Discover
who we are and the right opportunity for you.
Experienced Financial Advisors
At Morgan Stanley, our premier brand, robust resources and market
leadership can offer you a new opportunity to grow your practice and
continue to fulfill on your commitment to deliver tailored wealth
management advice that helps your clients reach their financial goals.
Featured
Careers Explore Our Culture
Technology Yes, You Can Be a Tech Innovator at Morgan Stanley
Careers Meet the Minds Breaking the Mold
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* Morgan Stanley at Work
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* Matrix
* Morgan Stanley Online
* Morgan Stanley at Work
* Research Portal
* Matrix
* Investor Relations
* Media Relations
* Client Login
Client Login
* Morgan Stanley Online
* Morgan Stanley at Work
* Research Portal
* Matrix
* Morgan Stanley Online
* Morgan Stanley at Work
* Research Portal
* Matrix
* Our Insights
Our Insights
* Personal Finance
* Market Trends
* Technology & Disruption
* Sustainability
* Diversity & Inclusion
stay up to date
* Sign Up For Our Newsletter
* Listen To Our Podcasts
* (opens in a new tab)
* (opens in a new tab)
* (opens in a new tab)
* (opens in a new tab)
* (opens in a new tab)
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Personal Finance
Learn from our industry leaders about how to manage your wealth and help
meet your personal financial goals.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Market Trends
From volatility and geopolitics to economic trends and investment
outlooks, stay informed on the key developments shaping today's markets.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Technology & Disruption
Whether it’s hardware, software or age-old businesses, everything today is
ripe for disruption. Stay abreast of the latest trends and developments.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Sustainability
Our insightful research, advisory and investing capabilities give us
unique and broad perspective on sustainability topics.
* At Morgan Stanley, we lead with exceptional ideas. Across all our
businesses, we offer keen insight on today's most critical issues.
Diversity & Inclusion
Multicultural and women entrepreneurs are the cutting-edge leaders of
businesses that power markets. Hear their stories and learn about how they
are redefining the terms of success.
Featured
Institute for Sustainable Investing Sustainable Funds Beating Peers in 2023
Research Globalization Makes Way for a Multipolar World
Wealth Management Why Investors Should Track El Niño
* What We Do
What We Do
* Wealth Management
* Investment Banking & Capital Markets
* Sales & Trading
* Research
* Investment Management
* Morgan Stanley at Work
* Sustainable Investing
* Inclusive Ventures Group
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Wealth Management
We help people, businesses and institutions build, preserve and manage
wealth so they can pursue their financial goals.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Investment Banking & Capital Markets
We have global expertise in market analysis and in advisory and
capital-raising services for corporations, institutions and governments.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Sales & Trading
Global institutions, leading hedge funds and industry innovators turn to
Morgan Stanley for sales, trading and market-making services.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Research
We offer timely, integrated analysis of companies, sectors, markets and
economies, helping clients with their most critical decisions.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Investment Management
We deliver active investment strategies across public and private markets
and custom solutions to institutional and individual investors.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Morgan Stanley at Work
We provide comprehensive workplace financial solutions for organizations
and their employees, combining personalized advice with modern technology.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Sustainable Investing
We offer scalable investment products, foster innovative solutions and
provide actionable insights across sustainability issues.
* Morgan Stanley helps people, institutions and governments raise, manage
and distribute the capital they need to achieve their goals.
Inclusive Ventures Group
From our startup lab to our cutting-edge research, we broaden access to
capital for diverse entrepreneurs and spotlight their success.
* About Us
About Us
* Core Values
* Leadership
* History
* Locations
* Diversity
* Sustainability
* Giving Back
* Technology
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Core Values
Everything we do at Morgan Stanley is guided by our five core values: Do
the right thing, put clients first, lead with exceptional ideas, commit to
diversity and inclusion, and give back.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Leadership
Morgan Stanley leadership is dedicated to conducting first-class business
in a first-class way. Our board of directors and senior executives hold
the belief that capital can and should benefit all of society.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
History
From our origins as a small Wall Street partnership to becoming a global
firm of more than 80,000 employees today, Morgan Stanley has been
committed to clients and communities for 87 years.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Locations
The global presence that Morgan Stanley maintains is key to our clients'
success, giving us keen insight across regions and markets, and allowing
us to make a difference around the world.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Diversity
Morgan Stanley is differentiated by the caliber of our diverse team. Our
culture of access and inclusion has built our legacy and shapes our
future, helping to strengthen our business and bring value to clients.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Sustainability
Our firm's commitment to sustainability informs our operations,
governance, risk management, diversity efforts, philanthropy and research.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Giving Back
At Morgan Stanley, giving back is a core value—a central part of our
culture globally. We live that commitment through long-lasting
partnerships, community-based delivery and engaging our best asset—Morgan
Stanley employees.
* Since our founding in 1935, Morgan Stanley has consistently delivered
first-class business in a first-class way. Underpinning all that we do are
five core values.
Technology
As a global financial services firm, Morgan Stanley is committed to
technological innovation. We rely on our technologists around the world to
create leading-edge, secure platforms for all our businesses.
* Why Us
Why Us
* Why Morgan Stanley
* How We Can Help
* Building a Future We Believe In
* Get Started
* Stay in the Know
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Why Morgan Stanley
At Morgan Stanley, we focus the expertise of the entire firm—our advice,
data, strategies and insights—on creating solutions for our clients, large
and small.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
How We Can Help
We have the experience and agility to partner with clients from individual
investors to global CEOs. See how we can help you work toward your
goals—even as they evolve over years or generations.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Building a Future We Believe In
At Morgan Stanley, we put our beliefs to work. We lead with exceptional
ideas, prioritize diversity and inclusion and find meaningful ways to give
back—all to contribute to a future that benefits our clients and
communities.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Get Started
Meet one of our Financial Advisors and see how we can help you.
* For 87 years, we’ve had a passion for what’s possible. We leverage the
full resources of our firm to help individuals, families and institutions
reach their financial goals.
Stay in the Know
Get the latest insights, analyses and market trends in our newsletter,
podcasts and videos.
* Careers
Careers
* Students & Graduates
* Opportunities
* Experienced Professionals
* Opportunities
* Technology Professionals
* Experienced Financial Advisors
* We believe our greatest asset is our people. We value our commitment to
diverse perspectives and a culture of inclusion across the firm. Discover
who we are and the right opportunity for you.
Students & Graduates
A career at Morgan Stanley means belonging to an ideas-driven culture that
embraces new perspectives to solve complex problems. See how you can make
meaningful contributions as a student or recent graduate at Morgan
Stanley.
* We believe our greatest asset is our people. We value our commitment to
diverse perspectives and a culture of inclusion across the firm. Discover
who we are and the right opportunity for you.
Experienced Professionals
At Morgan Stanley, you’ll find trusted colleagues, committed mentors and a
culture that values diverse perspectives, individual intellect and
cross-collaboration. See how you can continue your career journey at
Morgan Stanley.
* We believe our greatest asset is our people. We value our commitment to
diverse perspectives and a culture of inclusion across the firm. Discover
who we are and the right opportunity for you.
Experienced Financial Advisors
At Morgan Stanley, our premier brand, robust resources and market
leadership can offer you a new opportunity to grow your practice and
continue to fulfill on your commitment to deliver tailored wealth
management advice that helps your clients reach their financial goals.
Featured
Careers Explore Our Culture
Technology Yes, You Can Be a Tech Innovator at Morgan Stanley
Careers Meet the Minds Breaking the Mold
CLEAR
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ONLINE PRIVACY POLICY
Effective as of February 2018
OVERVIEW
Morgan Stanley (“us”, “our” or “we”) appreciates that you have provided us with
your personal information and protecting that information is an important part
of how we conduct our business. We believe it is important for you to know how
we treat information about you that we may receive through this site (“Site” or
“online services”). Please read this Privacy Policy carefully before using this
Site. This Online Privacy Policy currently is applicable only to United States
consumers and only when they access and use this Site, and may not be applicable
to transactions performed and information collected in other channels.
This Online Privacy Policy describes how we collect information when you access
or use our online services and how you can update and control the use of
information provided through our online services, how we use, share and protect
that information, and how you can update that information. This Online Privacy
Policy does not apply to other information we collect, including information
collected on other websites, such as separate websites operated by our
affiliates or business partners that do not post this Online Privacy Policy, or
other information you may provide to us through other means.
INFORMATION COLLECTED
We, and our affiliates, collect personal information you provide via forms,
applications, surveys, documents or images you attach or upload, and other
online fields. Examples of personal information we may collect include your
name, postal or email addresses, telephone, and fax or mobile numbers. There
are portions of our online services where we may collect personal information
about you to fulfill your online requests (e.g. topics of interest). We may
obtain information about you directly from you, through your use of our products
and services and from third parties (such as credit bureaus and demographic
firms).
When you visit our online services, we and companies we work with may track and
collect information from the computer or mobile device you used to access our
online services, including the following:
* Information about your device, such as your device model and manufacturer and
Internet Protocol (IP) address of your device;
* Information about your browser, such as browser type and platform, operating
system, and screen resolution; and
* Information about your browsing behavior, such as the link that brought you
to our online services, any links clicked within our online services, the
pages on our online services you visited, average time spent on these pages,
and when they were visited.
Please see “Information about Cookies and Other Tracking Technologies” below to
understand how we collect some of the data described above. We, along with our
service providers and business partners, use this data to calculate usage levels
for our online services, diagnose problems, ensure that our online services
function properly, and for the purposes described below under “Use of Collected
Information.”
USE OF COLLECTED INFORMATION
We may use information you provide us through our online services to:
* respond to your questions and requests;
* provide service support;
* manage institutional risk;
* assess your satisfaction with our services;
* contact you about updates to our online services;
* conduct research and analytics (for example, regarding the use of our online
services), and provide you customized content and communications that we
believe may be of interest to you;
* maintain measures aimed at detecting and preventing fraud and protecting the
security of personal information and our online services;
* provide specified services to you;
* allow you to utilize features within our Site by granting us access to
information from your device, such as contact lists, when you request certain
services;
* monitor the performance of our online services, diagnose problems and ensure
that our online services function properly, make our online services easier
and more convenient to use, and otherwise administer our online services;
* investigate suspected fraud, harassment, or other violations of any law,
rule, or regulation, the terms, rules or policies of our online services, or
the rights of third parties, or to investigate any suspected conduct which we
deem improper;
* comply with laws, regulations, legal processes and law enforcement
requirements; and
* otherwise operate our business, or any other purpose that complies with
applicable laws and regulations.
HOW WE SHARE PERSONAL INFORMATION
Any information we collect through your use of our online services may be shared
with our service providers, financial institutions with whom we jointly offer
financial products, our affiliates, or as permitted or required by law (such as
credit bureau agencies, business we buy or sell assets from, and law enforcement
or government agencies).
If we have information from you or information that is available from other
sources, including from third parties from both offline and online sources, we
may use it in combination with the information that we have collected through
our online services. We can use this information to better tailor and
personalize our services and communications to you, both online and offline, and
for any other purpose that complies with applicable law and regulation.
We may also use and share data that we collect on an aggregate or anonymous
basis (such that it does not identify any individual consumers) for various
business purposes, where permissible under applicable laws and regulations.
INFORMATION ABOUT COOKIES AND OTHER TRACKING TECHNOLOGIES
We, our affiliates and/or other persons acting on our or their behalf use
cookies and similar technology, such as web beacons (also known as clear GIFs or
pixel tags), or similar technologies as they may develop over time. We use
cookies and similar technologies to collect, use, and share information when you
visit our online services or interact with us online, e.g., via email or other
electronic means. To view our and our affiliates’ Global Cookies Policy, click
here.
COOKIES, WEB BEACONS, AND OTHER TECHNOLOGIES
Cookies are small pieces of data sent from a website and stored on a device.
Cookies may enable us to capture and compile statistical information about how
you use our online services, including information relating to your device’s IP
address, the frequency of your visits, readership data (such as the average
length of visits, which pages are viewed or shared during a visit or other
interactions with our content, such as time spent viewing videos, PDFs read and
links clicked), authentication information, acceptance or rejection of website
terms, and periods of inactivity. To learn more about cookies, including
information on what cookies have been set on your device and how cookies can be
managed and deleted, visit https://www.allaboutcookies.org/ (opens in a new tab)
Our online services also use web beacons. Web beacons are invisible tags and
may be placed on a webpage, in advertisements, or in an email or other message.
They usually work in conjunction with cookies, registering when a particular
device visits a particular page. For example, web beacons may count the number
of individuals who visit our Site from a particular advertisement or who enroll
in a service after viewing a particular advertisement.
HOW WE USE THESE TECHNOLOGIES
We, our services providers, and third party business partners use information
collected from cookies, web beacons, and similar technologies for the following
purposes:
* to allow our online services to operate as you have requested;
* to understand how our online services are accessed and used;
* to recognize you when you return to our Site;
* to assess the effectiveness of advertising and readership content;
* to deliver marketing communications that may be of interest to you, including
ads or offers tailored to you; and
* for other purposes described above under “Use of Collected Information.”
We may combine the information that we collect through cookies, web beacons and
similar technologies with other personal information we have collected from you
from both online and offline sources.
Morgan Stanley works with service providers to promote its products and services
both on this Site and other websites. For example, if you visit a page on this
Site or third party websites that provides information about a Morgan Stanley
product, a cookie may be placed on your browser or device that identifies the
product you viewed. This information allows us, our service providers, and our
third party business partners to deliver more relevant and tailored content,
such as ads for that particular product.
Other than service providers, Morgan Stanley does not allow unaffiliated third
parties to collect personal information about your activities on this Site. Nor
does Morgan Stanley serve ads promoting unaffiliated third party products or
services on this Site.
MANAGING YOUR PREFERENCES
Many web browsers allow you to manage your preferences. You can set your browser
to refuse cookies or delete certain cookies. Unless you have adjusted your
browser setting so that it will reject cookies, our system will issue cookies
when you access or use our online services. In the event you refuse to accept
cookies by adjusting your browser setting, some or all areas of our online
services may not function properly or may not be accessible.
You can also opt out of receiving targeted ads served by us by clicking here
(opens in a new tab). If you elect to opt out, you will still see ads, but they
may not be as relevant to you. Please note that if you delete your cookies or
upgrade your browser after having opted out, you will need to opt out again.
You can also opt out of online targeted advertising by companies participating
in the Digital Advertising Alliance by visiting
https://www.aboutads.info/choices (opens in a new tab).
DO NOT TRACK POLICY
Most browsers can be set to send signals to third party websites requesting them
not to track the user’s activities. At this time, we do not respond to “do not
track” signals. Consequently, our third party service providers may indeed
track and collect information about your online activities over time while
navigating to, from and on our online services, notwithstanding any “do not
track” signals we may receive.
OUR SECURITY PROCEDURES
At Morgan Stanley, our goal is to protect your personal information submitted to
us through our online services. We maintain reasonable physical, electronic, and
procedural safeguards that comply with applicable law to guard nonpublic
personal information about you against loss, misuse or unauthorized access,
disclosure, alteration or destruction of the information you have provided to us
through our online services. We have internal policies governing the proper
handling of consumer information by personnel and requiring third parties that
provide support or marketing services on our behalf to adhere to appropriate
security standards with respect to such information.
LINKS TO OTHER WEBSITES
This Online Privacy Policy only applies to the use and disclosure of information
we collect through our online services. Our online services may contain links to
other websites such as other Morgan Stanley websites and sites belonging to
third parties that are not affiliated with us. The inclusion of a link on our
online services does not imply endorsement of the linked website or service by
us. While we try to link only to websites that share our high standards and
respect for privacy, we are not responsible for the content, security, or
privacy practices employed by other websites, or links posted on our online
services. Information you disclose to other parties or through such sites is
subject to the privacy and security practices and policies of those parties or
websites. We disclaim all liability, to the extent permissible, with regard to
your access to such linked websites. Access to any other websites is at your
own discretion and we encourage our users to read the privacy statements of each
and every website or online services visited in order to learn how such third
parties may treat your information.
INTERNATIONAL USERS
Our online services are United States-based and are controlled, operated and
administered by Morgan Stanley from its offices within the United States of
America, and are made available to you on an unsolicited basis, without any
marketing or promotion regarding these online services to you from Morgan
Stanley or its personnel. This Online Privacy Policy is provided in accordance
with and subject to applicable U.S. law. If you decide to continue to access
our online services from your location outside the United States, you hereby
agree that your use of those services is subject to this Online Privacy Policy
and your personal information will be transferred or processed in the United
States.
PROTECTING CHILDREN’S PRIVACY ONLINE
Our online services are not directed to or intended for individuals under 18
years of age.
CHANGES TO THIS ONLINE PRIVACY POLICY
We reserve the right to modify or supplement this Online Privacy Policy at any
time. Therefore, we recommend that you review this Online Privacy Policy,
updated and posted on this Site, regularly for changes. The Effective Date of
this Online Privacy Policy, as stated above, indicates the last time this Online
Privacy Policy was revised.
Your continued use of our online services after we have changed the Online
Privacy Policy signifies your acceptance of the revised terms. Under certain
circumstances (i.e., with respect to material changes to this Online Privacy
Policy), we may also elect to notify you through additional means, such as by
posting a notice on the Site or sending you an email.
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* Careers
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About Cookies On This Site
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use of our websites. When you browse our sites or receive one of our emails,
Morgan Stanley and companies we work with, use cookies and similar technologies
("cookies") to store your online preferences, assist our marketing activities
and analyze website traffic. To find out more about how Morgan Stanley processes
personal data and how we use cookies, see our Privacy and Cookies policies.
Please note that some cookies are required for the operation of our website. By
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