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About
Advantages
Business office
Contacts


EN RU UZ

SmartBill - automation and protection of your business

About
SmartBill platform makes it possible to analyze the creditworthiness of the
client (borrower) using scoring, for the purpose of issuing a loan, leasing or
selling goods in installments, and also provides the ability to keep records of
monthly payments.

The platform allows you to attach the borrower’s cards for automatic debiting in
order to repay according to the schedule, and if there is a delay, it is
possible to write off PINFL funds from any Uzcard cards owned by the borrower.

Advantages
Dashboard
Allows you to track the status of important tasks on one page, the number of
clients, installment plans issued, overdue payments, and also receive
information on expected cash receipts.
Agreement
A necessary document on the basis of which an installment plan is issued.
Clients
This function will help the user to keep track of goods issued in installments.
By Uzcard cards
This method will provide analytical services for identifying bank cards,
processing and analyzing data on 12 and 23 parameters for Uzcard cards, for
example:
№
The name of indicators
1
Age
2
Number of active cards
3
Average monthly receipts on the card
4
Average monthly expenses on the card for the last 3/6/12 months
5
% income/expense ratio for the last 3/6/12 months
6
% income/expense ratio for the last 3/6/12 months
Скоринг

By Humo cards
Humo processes data on deposits (from current accounts / p2p / via ATMs) and
write-offs. The result is provided in the form of points. For example:
Value (Score)
The name of indicators
0
0 uzs
1
From 1 uzs to 1,000,000 uzs
2
From 1 000 000 uzs to 2 000 000 uzs
3
From 2 000 000 uzs to 3 000 000 uzs
4
From 3 000 000 uzs to 4 000 000 uzs
5
From (N-1) 1 000 000 uzs to N 1 000 000 uzs
Installment plan
Allows the user to make payments by month, arrange installments and enter
accounting for them.
Transactions
Allows the user to see all the necessary monetary transactions.
User and role
The user can grant access to their employees by selecting a specific role for
them with appropriate restrictions to ensure security.
Business office
24/7 Payment management. Receiving a reconciliation report

24/7
24/7 technical support
1000+
Successfully working integrations
100%
PCI DSS Security
Our partners

Mirzo-Ulugbek district, Mirzo-Ulugbek street, 70/1
+998 77-706-76-01 +998 77-706-76-02

info@plumtech.uz
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